A precious metals IRA or, more commonly called a gold-backed IRA will help safeguard your savings from market volatility as well as protect you against inflation. Additionally, precious metals like silver and gold are different from the standard assets like bonds and stocks which makes them a great way to diversify.
We looked at the best gold IRA companies to determine which precious metal IRA accounts are the best deal. We looked at each gold IRA company below, based on a variety of factors, including the precious metals they provide as well as the costs they impose, the storage options they offer and their customer service as well as their appearance.
Goldco is the most reputable and most reliable company overall in the field of gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: The new sales may receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall in the field of gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save for retirement. This company is the leader in the business of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will help you protect the assets in various retirement accounts by transferring them into the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert at Goldco can help you understand how to move the money that is in the account to a precious metals IRA.
This business also sells silver and gold directly to its customers. You can invest your retirement savings, or other savings accounts in real gold and silver.
If you want to start an precious metals IRA through Goldco, move or rollover your assets from your savings account into your new IRA. Goldco makes it easy and painless for customers to accomplish this by walking them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your precious metals Select the precious metals that you would like to include in your investment.
Goldco sells a variety of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of different sizes can also be purchased. These bars are as pure as.9999.
Goldco also has a program to buy back gold. In the event that your situation alters and you need to sell the valuable metals that are in your account, Goldco will buy them back at the most competitive price for buy-back, which is guaranteed.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit with details. This kit has a written spoken, spoken, and a visual guide to investing in rare metals.
We believe that overall Goldco is among the best companies that provide gold IRAs.
One of the most trusted companies for buying in gold, silver and platinum through an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is owned by a family of employees and is located in Los Angeles, CA. It has won several awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver in your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill in the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you would like to put in your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, you are able to keep them with a safe storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of gold and silver goods that can be purchased directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to speak with a representative about your investment and find out how they are doing. You can dial the number on the website anytime to speak to your representative.
If you want to learn more about buying gold prior to making the move to buy it, you can ask the firm for a free guide. This 25-page guide has useful details on the ways that rare metals IRAs can help you take charge of your savings.
You can also get information about changes in the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide which way to spend your money.
American Hartford Gold is a reliable gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews, the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to invest your gold IRA money into Lear Capital. In that case, you can get help from a personal expert and pay a flat amount, guarantee your purchase up to 24 hours and not pay fees for a large payment.
These are the Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences, easy access to helpful help desks, and clear prices, among other things. To ensure that your money is in compliance with IRS standards, you should only use a reputable service.
Lear Capital sells gold, platinum, and silver coins and bars that can be placed in an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10- 100-ounce bar of your preferred metal. Prices for precious metals are constantly changing to reflect market changes and allow you to know what to expect.
Follow these steps to get started using Lear Capital:
You can create an rare metals IRA account by filling out an online form that only takes 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours of how to do the tax-free move. The money could take as long as five days to be transferred.
You can buy valuable metals, and then let Lear Capital ship them to an appropriate location where they’ll be fully insured.
Create and keep your IRA for free if spend between $25,000 and $50,000 in a single year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account over $25,000, you will receive free set-up and holding services.
When you have invested more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable cost
One-on-one help from pros in gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from all sources
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals in person or through an IRA. Since 2003, the firm has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be assured that buying rare metals from this company will be a safe and dependable process.
Birch Gold Group sells a variety of silver, gold platinum, and palladium goods as well as other. You can purchase these precious metals by themselves or use them to deposit money into an precious metals IRA.
This company makes it easy for you to move your retirement savings into a precious metals IRA. With the help of a certified Precious Metals Specialist, you can take these five steps:
Set up your account and select the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or transfer a 401(k) to help fund your self-directed IRA.
Choose the valuable metals for your account. Your valuable Metals Specialist can help you determine which metals to invest in to gain the greatest tax advantages.
You can buy your valuable metals. Your Specialist will look over your order and inform you that your purchase went through after they have completed the transaction.
Choose a way to store your belongings. Your Specialist will show you the different ways to store your belongings. Birch Gold Group stores its customers’ investments at various locations including Delaware Depository and Brink’s Global Service.
Find out how you IRA is going. You can contact your Specialist at any time to check on your account or make changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and goods straight from the company. The company offers a broad variety of currency that is OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
These are just a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They offer IRAs and cash payments for silver and gold. The business also offers a site with lots of information for free on investing in rare metals as well as setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your brand new IRA.
Make use of the money in your savings account to pay for your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers create precious metals IRAs. This IRA company works with individuals from all fifty U.S. states. They’ve been in business since more than 30 years, and managed more than $25 billion.
When you purchase gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. All you have to do is transfer funds into the Augusta account and then select the silver and gold products you wish to purchase. Augusta will bring them right to your doorstep and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the firm include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1- to 10-ounce bullion gold bars, 10- up to 100-ounce silver bullion bar and 90% silver bags.
A few of the company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA You can also take a look at the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They offer silver, gold, platinum, and palladium. The company has an excellent rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools to assist you in establishing these funds. On the Oxford Gold website, you can find out how to transfer funds into an precious metal IRA and learn how these IRAs work and what types are available, and why they are great investments.
The Oxford Gold website, you can purchase coins and bars made of silver, gold platinum, palladium, and. The company sells a wide range of gold and silver coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The firm also sells a small amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals companies in its ability to listen to clients and giving them the tools needed to make good financial choices. The company’s website has a complete learning center to aid buyers in the purchasing process.
This study area has several tools which include:
Guide to investing in precious metals
Stories and news about buying gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also get to work directly with one of the company’s Managing Partners. The person will be able to answer any questions you may have about how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This helps customers understand the advantages and disadvantages of these investments and make better choices.
Overall, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers a wide range of valuable metals that are regulated by the IRS. It also has helpful teaching materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After less than 10 years in business, the company’s gold IRA reviews on all websites have been awarded five stars.
Opening an gold IRA account is a good choice, so you should select a gold investment company that puts the reviews of its clients as well as the certifications of its affiliates first. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment firms in that you can put coins and bars made of silver, gold, platinum, and palladium into your IRA. There are many different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS regulations the rare metals that are included in IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anywhere from $80-$200 per year to store your valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to start using Noble Gold:
Complete the form online to receive a custom advice or to open an IRA account for gold. You can speak to an in-house expert about your options during the free sessions.
Contact a Noble Gold expert to start the process of rolling your gold IRA over to your new account. If you take money out from a retirement account and transfer to your gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax expert first.
Make sure you fund your precious metals IRA, and then buy the valuable metals you want.
Select the storage you want and let Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are many types of valuable metals to choose from.
Several sources have rated it five stars.
Free access to the advice of experts
There are plenty of training tools that can help investors.
When you’re ready for selling, a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated silver and gold dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are familiar with the market and wish to invest a significant portion of their wealth into an investment in gold IRA as it offers savings for large investments, but doesn’t offer many tools to help investors who are new. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer that offers basic gold and silver as well as helpful ways to seek help.
The following grades, accreditations and titles were awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB gave it an A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its customers by offering them friendly assistance lines, straightforward prices, and simple to use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The price of gold is updated in real-time on the website, which means you are able to easily evaluate the benefits, risks, and costs of your purchase. You can select from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, therefore it is best for buyers who have previously had this service. The first year of storage and upkeep costs $250, and each year following that is $200. You might have to pay more, like the cost to open an account.
To start working with Patriot Gold Group, you have to follow these steps:
Complete the online account application to start.
Contact a customer service representative to start your account restart or movement of funds.
You can buy valuable metals and pick the way you want to keep them.
You can get no cost delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
The cost of accounts has been waived for purchases over $100,000
Free investment guides for gold within an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great choice of gold physical coins and bullion.
AdvantageGold is among the top companies for gold IRAs. They claim they are the top gold-producing company within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you if you like to do things online and would like to have easy access to quality training tools.
You can apply for an account without speaking to a person and the company provides access to a vast knowledge base with videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and an A+ grade.
More than 700 users have rated Google 5 stars.
More than 1,400 customers have given Trustpilot five stars.
Based on AdvantageGold’s reviews, you can expect great customer service, excellent assistance and clear pricing in all of your contacts with the company.
AdvantageGold allows you to put platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage fees for IRA purchases are between $100 and $150. Investors also pay a $50 account set-up fee and a variety of annual upkeep charges. AdvantageGold has no minimum payments which is a great thing.
To start using AdvantageGold, you need to complete the following steps:
Fill out the online form and select the account manager you would like to work with. You can complete the first step by yourself using AdvantageGold or contact the customer service team for personalized help.
Accept the rules and policies of the company, then share your financial documents. You may be required to present different documents about your IRA or tax obligations.
Select the method you prefer to transfer money in your account. A professional who has experience in rolling money into an gold IRA will assist you in doing this.
You can purchase precious metals and select a secure location to store them. As a final step, you have to sign the declaration form.
AdvantageGold has the following characteristics that make it stand out from the crowd:
When you’re ready to sell the house, the buy-back plan makes it simple.
A guide for investing in gold through your IRA.
There are many options to get involved in learning.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources with step-by-step instructions for withdrawing cash
Customers on all sites leave excellent feedback on gold IRAs.
What is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that makes use of gold, silver or other precious metals instead bonds.
To guard yourself against inflation and possible stock market crashes, you require a variety of investments. This is why many people have started placing silver, gold, and other valuable metals in their retirement accounts because they are relatively safe and dependable investment.
The companies on our list help people set in place gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, you should move the money from your retirement savings to a new tab.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. They must be gold or coins that meet a set of “fineness” standards. These accounts can only hold the coins that are approved by the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it easy and stress-free to fund and take care of these individual retirement accounts. Many businesses put customers in touch with account representatives who can assist them in the process.
But an agent of an account isn’t the same as a financial advisor. If you’re considering adding gold IRA to your retirement account to make it more diverse You should speak to your financial advisor first to determine whether it is a good idea for you.