A precious metals IRA, which is also called a gold-backed IRA can help protect your money from volatility in the market and safeguard your investment from inflation. Additionally, precious metals such as silver and gold are different from the standard investments like stocks and bonds and bonds, which makes them a great way to diversify.
We looked at the top gold IRA firms to determine what precious metal IRA accounts offer the best value. We looked at every gold IRA company below based on a number of things, such as the valuable metals they offer, the fees they charge, the storage options they offer and their customer service and their image.
Goldco is among the most reputable and most reliable company overall when it comes to gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: New sales can receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company in the field of gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that can help you save for retirement. This company is the leader in the field of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will help you protect the assets of a variety of retirement accounts by shifting them to an precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) and a precious metals expert at Goldco can help you understand how to transfer the money in your account to an precious metals IRA.
This company also sells gold and silver directly to its customers. You can also invest your retirement savings as well as money from other savings accounts in actual silver and gold.
If you are looking to open an precious metals IRA through Goldco and move or roll over your savings from your savings account into the new IRA. Goldco makes it simple and easy for customers to complete this process by guiding them through the following steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Purchase your precious metals: Select the precious metals that you would like to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Silver and gold bars of different sizes can be purchased. They’re pure as.9999.
Goldco also has a program to buy back gold. If you experience a change in your circumstances and have to sell the valuable metals that are in your account, Goldco will buy these back for the most competitive buy-back price, with a guarantee.
If you’re considering investing in an rare metals IRA, Goldco will send you a kit for free with details. This kit contains a written, spoken, and seen information on investing in rare metals.
Overall, we think Goldco is among the top companies that offer gold IRAs.
One of the best companies to buy gold, silver and platinum through an IRA.
A reputable business with transparent prices
With a gold IRA move, you can alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you purchase gold and silver. The company is run by a family, and is located in Los Angeles, CA. It has won several awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver if you want through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and complete the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you wish to place in your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, keep them with a safe storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of gold and silver goods that can be bought directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
In contrast metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always talk to a person about your investments and learn what they’re doing. You can dial the number on the website at any time to talk to your representative.
If you’d like to know more about purchasing gold prior to taking the next step you can contact the business for a no-cost guide. This guide of 25 pages contains valuable information about how rare metals IRAs can help you take charge of your money.
You can also get information about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide which way to spend your money.
American Hartford Gold is a trusted gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews, the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to invest your gold IRA funds into Lear Capital. In this scenario you will be able to get assistance from a personal expert, pay a flat fee and guarantee your purchase for 24 hours, and not pay fees if you make a big payment.
These are the Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, are focused on smooth experiences and easy access to friendly help desks, and clear pricing among other things. To make sure your money meets IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10to 100-ounce bar of your preferred metal. Prices for valuable metals are constantly changing to reflect changes in the market and make it easy to be aware of the price you can expect.
Follow these steps to begin using Lear Capital:
You can create a rare metals IRA account by filling in a simple online application that only takes 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours of how to complete the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can purchase precious metals and then let Lear Capital ship them to a safe place that is fully insured.
Create and store your IRA at no cost if you spend between $25,000 and $50,000 for a year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you get free setup and holding services.
If you make a purchase of more than $10,000 you get the $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
Assistance from a professional for gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from every source
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, this company has been operating, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be confident that purchasing rare metals through Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a wide range of silver, gold palladium and platinum items in addition to other. You can purchase these metals on their own or make use of them to deposit money into a precious metals IRA.
The company makes it simple for you to transfer your retirement savings to a precious metals IRA. With the help of a trained Precious Metals Specialist, you can take these steps:
Set up your account and decide which method you would like to fund it. Through Birch Gold Group, you can transfer an IRA or transfer a 401(k) for funding your self-directed IRA.
Select the most valuable metals that will benefit your account. The valuable Metals Specialist can help you determine which metals to invest in to get the highest tax advantages.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that the purchase was successful when they have confirmed it.
Find a method to store your items. Your expert will help you understand the different ways to store your belongings. Birch Gold Group stores its customers’ funds at various locations like Delaware Depository and Brink’s Global Service.
Check the status of you IRA is going. Contact your Specialist at any time to review your account or make changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium goods straight from them. The company offers a broad variety of gold and silver coins accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
These are some of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They provide IRAs and cash payments for gold and silver. The firm also runs a website that contains a lot of free information about investing in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting the new IRA.
Use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users create precious metals IRAs. This IRA company works with individuals from all 50 U.S. states. They’ve been in business for more than 30 years and have handled more than $25 billion.
After you have purchased silver and gold to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. All you have to do is transfer money into the Augusta account and select the silver and gold products you’d like to purchase. Augusta will deliver them to your door and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods made by the company comprise things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars. 10- up to 100-ounce silver bullion bar and 90% silver bags.
A few of the company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA, you can also check out the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They sell silver, gold platinum, palladium, and. The company has a great review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools to help you start these funds. On the Oxford Gold website, you can learn how to transfer money into a precious metal IRA, how they work and what types are available and the reasons they are a good investment.
On the Oxford Gold website, you can purchase bars and coins made of gold, silver, platinum, and palladium. The company sells a wide variety of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
It also offers a limited number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals firms by listening to clients and giving them the tools they require to make informed financial decisions. On its website, the company has a full learning center to aid buyers in the purchasing process.
This study area includes many tools, including:
Guide to investing in precious metals
News and stories about buying gold
A listing of terms
When you join the Oxford Gold Group, you’ll also get to interact directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to help you answer any questions that you may have about how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This allows customers to understand the pros and cons of these investments and make better decisions.
Overall, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its a wide range of valuable metals that have been approved by the IRS. It also provides helpful training materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After less than 10 years in business, the company’s gold IRA reviews on all websites have earned it five stars.
Opening a gold IRA account is a good choice, so you should select a precious metals investment firm that values the opinions of its clients and its accreditations for affiliates first. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can put coins and bars made of silver, gold, platinum, and palladium into your IRA. There are many kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce, like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules all rare metals IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anything from $80 to $200 a year to keep your precious metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to begin using Noble Gold:
Complete the online form to receive an individualized advice or to open an IRA account for gold. You can speak with an expert from the company about your options during free sessions.
Speak to a Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you take money out from a retirement account and put into your gold IRA instead of rolling it over, you might be required to pay tax on it. Consult a tax professional first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Choose the storage that you prefer and let Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are many kinds of precious metals that you can pick from.
Many sources have rated it five stars.
Free access to expert advice
There are a lot of training tools that can help investors.
If you’re ready to sell, a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who know the market and want to put a big chunk of their assets into a gold IRA which offers savings for large investments but doesn’t have many tools to help novice investors understand. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer that has options for basic gold and silver, and the best ways to get assistance.
The following accreditations, grades and titles were awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB gave it an A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll find a better company than Patriot Gold Group. The company puts its customers first by giving them helpful support lines, transparent prices, and simple to use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The value of gold is updated in real time on their website, so you are able to easily evaluate the benefits, risks, and costs of purchasing. You can select from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from as early as 50 years ago.
Patriot Gold Group has a high minimum account size of $50,000, which is why it is best for buyers who have previously had this service. First year storage and upkeep costs $250 and each year thereafter costs $200. You might have to pay a little more like a fee to set up an account.
To begin working with Patriot Gold Group, you have to follow these steps:
Complete the online account application to get started.
Contact a customer service representative to get your account started or transfer of funds.
You can buy valuable metals and decide how you’d like to store them.
You can get no cost delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
The cost of accounts has been waived for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of gold physical coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim they are the top gold-producing company in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice If you enjoy doing things online and would like to have easy access to high-quality training tools.
The application process is simple without speaking to a person and the company provides you access to a huge knowledge base that includes tools, videos, and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars, and the A+ rating.
More than 700 users have awarded Google 5 stars.
More than 1,400 users have given Trustpilot five stars.
Based on AdvantageGold’s reviews, you can expect great customer service, great help, and clear prices in all your interactions with the company.
AdvantageGold lets you put platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage fees for IRA purchases range from $100 to $150. Investors are also required to pay a $50 account-setting-up fee and a variety of annual upkeep charges. AdvantageGold has no minimum payments, which is a good thing.
To start using AdvantageGold, you need to follow these steps:
Complete the online form, and choose the account manager you’d like to choose. You can do this first step on your own using AdvantageGold, or you can contact the customer support team for assistance tailored to your needs.
Accept the rules and guidelines of your company and then share your financial documents. You may need to show different papers about your IRA or tax obligations.
Select the method you prefer to transfer money into your account. A expert in rolling over money into a gold IRA will assist you in doing this.
You can purchase precious metals and pick a secure storage space for them. In the final step, you need to complete the declaration form.
AdvantageGold has the following traits that distinguish it:
When you’re ready to sell the property, the buy-back program makes it simple.
A guide for investing in gold through your IRA.
There are many methods to study.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions for withdrawing cash
Customers on all sites leave glowing review of gold IRAs.
What exactly is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that makes use of gold, silver or other precious metals instead bonds.
To protect yourself from the effects of inflation and potential stock market crashes, it is important to require a variety of investments. This is why many people are now placing silver, gold and other precious metals into their retirement accounts due to them being an extremely safe and reliable investment.
The companies listed on our list help people set in place gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, transfer the funds in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. They must be either coins or gold and meet certain “fineness” standards. These accounts can only hold coins that are OK with the IRS like the Canadian Maple Leaf.
The top gold IRA firms make it easy and painless to fund and take care of these retirement accounts for individuals. Many companies place clients in contact with account representatives who will assist them throughout the process.
But an agent of an account is not the same as a financial advisor. If you’re considering adding gold IRA to your retirement account to make it more diverse, you should talk to your financial adviser first to see if it makes sense for you.