A precious metals IRA or, more commonly known as a gold-backed IRA can help protect your savings from market volatility and safeguard you from inflation. Additionally, precious metals such as gold and silver are very different from the standard assets like stocks and bonds, which makes them an excellent option to diversify.
We reviewed the top gold IRA companies to see which precious metal IRA accounts offer the most beneficial. We evaluated each gold IRA company below based upon a range of factors, including the quality of the metals they offer, the fees they impose, their storage choices they provide as well as their customer service as well as their appearance.
Goldco is one of the most trusted and most reliable company overall in the field of gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: The new sales could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is an established dealer of rare metals that sells goods that can help you save more for retirement. Goldco is a leader in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets in different retirement accounts by moving them into an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b), a precious metals expert from Goldco can help you understand how to transfer the money that is in the account to an precious metals IRA.
This company also sells gold and silver directly to clients. You can put your retirement savings, or other savings accounts in actual silver and gold.
If you want to start an precious metals IRA through Goldco and move or roll over your savings from your savings account to the new IRA. Goldco makes it easy and stress-free for customers to complete this process by walking them through the steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your valuable metals: Select the precious metals you’d like to add to your investment.
Goldco sells many different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in different sizes can also be bought. They’re as pure as.9999.
Goldco also offers an option to buy back gold. In the event that your situation alters and you require to sell the precious metals in your account Goldco will purchase these back for the highest buy-back price, with a guarantee.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit that includes information. This kit contains a written and spoken guide to investing in rare metals.
Overall, we believe Goldco is among the best companies to provide gold IRAs.
One of the top companies to buy silver, gold and platinum via an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy gold and silver. The company is owned by a family and is based in Los Angeles, CA. It has won several awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill in the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Select the silver or gold items you want to put in your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, you are able to keep them in a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of silver and gold goods that can be purchased directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
However, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always talk to a person about your investment and find out what they are doing. You can call the number listed on the company’s website at any time to talk to an agent.
If you’d like to know more about purchasing gold before taking the step to buy it, you can ask the firm for a complimentary guide. This guide of 25 pages contains valuable information on the ways that rare metals IRAs can assist you in taking control of the savings you have.
You can also learn about changes in the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide which way to spend your money.
American Hartford Gold is a reliable gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to put your gold IRA funds into Lear Capital. In that case you can seek advice from a personal expert, pay a flat fee and guarantee your purchase up to 24 hours and avoid charges for a large payment.
The following are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, focus on smooth experiences with easy access to knowledgeable assistance teams and clear prices, among other things. To ensure that your money is compliant with IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can pick from a variety of renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10- to 100-ounce bar made of your favorite metal. Prices for precious metals are always changing to reflect changes in the market and make it easier to anticipate what to expect.
Follow these steps to start using Lear Capital:
You can open an rare metals IRA account by filling in an online form that only takes 10 minutes.
You should hear back from the person responsible for your IRA within 24 hours of how to make the tax-free transfer. It could take up to five days for the money to be transferred.
You can buy valuable metals and let Lear Capital ship them to an area that is secure and that is fully insured.
Create and store your IRA for free if spend between $25,000 and $50,000 for a year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account over $25,000, you will receive free set-up and hold services.
When you invest more than $10,000, you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat rate
One-on-one help from pros for gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from all sources
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, the firm has been operating, and thousands of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be assured that buying rare metals through Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a wide range of silver, gold, platinum, and palladium goods in addition to other. You can buy these metals on their own, or make use of them to deposit money into a precious metals IRA.
The company makes it simple for you to move the retirement savings you have saved into an precious metals IRA. With the assistance of a certified Precious Metals Specialist, you can take these five steps:
Create your account and choose how you want to fund it. With Birch Gold Group, you can move an IRA or roll over a 401(k) for funding your new self-directed IRA.
Choose the best metals for your account. The valuable Metals Specialist can help you determine which metals to invest in to reap the most tax benefits.
You can purchase your precious metals. Your Specialist will look over your purchase and inform you that your purchase was successful after they have completed the transaction.
Find a storage solution for your belongings. Your Specialist will show you the various ways to store your things. Birch Gold Group stores its customers’ assets at various locations, such as Delaware Depository and Brink’s Global Service.
Find out what your IRA is doing. You can call your Specialist anytime to review your account and make any changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and products directly from the company. The company sells a wide selection of currency that is deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
These are just a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They provide IRAs and cash payments for gold and silver. The business also offers a site with a lot of free information regarding investing in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting the new IRA.
Make use of the money in your savings account to fund your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people create precious metals IRAs. This IRA company is a partner for people in all fifty U.S. states. They’ve been in business for over 30 years and managed more than $25 billion.
When you purchase silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in its Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. All you have to do is transfer funds into your Augusta account and select the silver and gold items you want to buy. Augusta will deliver them directly to your doorstep, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the company comprise coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars. 10 to 100-ounce silver bullion bars, and 90% silver bags.
The company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA You can also take a look at the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They sell silver, gold platinum, palladium, and. The company has a great rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools that can help you start these funds. On the Oxford Gold website, you can find out how to transfer money to a precious metal IRA and learn how these IRAs work and what kinds are available and the reasons they are good assets.
The Oxford Gold website, you can purchase coins and bars made of silver, gold platinum, palladium, and. The company sells a vast selection of gold and silver coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
It also offers a tiny amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other companies that deal in precious metals by listening to its clients and giving them the tools they need to make good financial choices. On their website, the business has a full learning center to assist buyers.
This study area includes many tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A list of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to help you answer any questions that you may have regarding how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from an impartial point of view. This allows customers to understand the pros and cons of these investments and make better decisions.
In general, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies because it offers an extensive selection of precious metals that are regulated by the IRS. It also has helpful teaching material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After less than 10 years of operation Noble Gold’s gold IRA reviews on all websites have won it five stars.
Opening a gold IRA account is a big option, so it is important to choose a precious metals investment firm that values the opinions of its clients and its accreditations for affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were hard to find.
Noble Gold is like other gold investment companies in that you can put bars and coins made of silver, gold platinum, palladium, and tin into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules, all rare metals IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay anything from $80-$200 per year to keep your valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to get started using Noble Gold:
Complete the form online to get a custom advice or to create an IRA account for gold. You can speak with an expert in-house about your options during free sessions.
Talk to an Noble Gold expert to start the process of moving your gold IRA over to your new account. If you withdraw money of a retirement account to put into your gold IRA instead of rolling it over, you may have to pay taxes on it. Talk to a tax expert first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Select the storage you want, and then allow Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Excellent ways to help customers
There are a variety of valuable metals to choose from.
Several sources gave it five stars.
Access to the advice of experts
There are many training tools to help investors.
When you’re ready for selling when you’re ready to sell, consider a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for investors with experience in precious metals who know the market and wish to put a big chunk of their assets into an investment in gold IRA as it offers savings for large investments, but lacks a lot of tools to help investors who are new. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer with options for basic gold and silver, and the best ways to get assistance.
The following accreditations, grades and titles were granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB awarded it the A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, clear prices, and easy-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The value of gold fluctuates in real-time on the website, so you are able to easily evaluate the risks, benefits and costs of your purchase. You can pick from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from as far back as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, so it is best for buyers who have had this experience before. The initial year of storage and maintenance costs $250 and each year after that costs $200. There may be a need to pay more, for instance, the cost to open an account.
To begin your journey with Patriot Gold Group, you need to do the following:
Fill out the online account application to start.
Contact a customer service representative to start your account restart or to transfer funds.
You can purchase precious metals and choose how you’d like to store them.
You can get no cost delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
The cost of accounts has been eliminated for purchases over $100,000
Free investment guides for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide selection of gold coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim to be the best gold firm within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be for you If you enjoy doing things online and need easy access to good training tools.
The application process is simple without talking to a person and the company provides you access to a large knowledge base with videos, tools and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars with an A+ rating.
Over 700 customers have awarded Google five stars.
More than 1,400 customers have given Trustpilot five stars.
Based on the reviews of AdvantageGold, you can expect great customer service, excellent assistance, and clear prices throughout your interactions with the company.
AdvantageGold lets you deposit platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most popular choices.
The annual storage costs for IRA purchases range from $100 and $150. Investors also pay a $50 account set-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To start using AdvantageGold, you need to follow these steps:
Complete the form online and select the account manager you’d like to choose. You can complete this initial step by yourself using AdvantageGold or contact the customer support team for personalized help.
Accept the policies and rules that the business follows, and then provide your financial documents. You may be required to present different documents about your IRA or taxes.
Choose the way you want to deposit money in your account. An expert in rolling money over into an gold IRA will assist you in doing this.
You can purchase valuable metals and select a secure location to store them. As the last step, you must sign the declaration form.
AdvantageGold has the following traits that distinguish it:
If you’re ready to sell the property, the buy-back program simplifies the process.
A guide for investing in gold with your IRA.
There are a variety of methods to study.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources with step-by-step instructions regarding how to withdraw cash
Customers on all sites leave excellent review of gold IRAs.
What is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account which makes use of gold, silver or other precious metals instead of stocks and bonds.
To safeguard yourself from the effects of the effects of inflation and potential stock market crashes, you require a variety of investments. This is why many people are investing in silver, gold, and other valuable metals into their retirement accounts because they are an extremely safe and reliable investment.
The companies we have listed help people set the gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, you should transfer the money in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. They must be either coins or gold and meet certain “fineness” standards. These accounts can only hold the coins that are accepted by the IRS such as the Canadian Maple Leaf.
The top gold IRA firms make it easy and easy to fund and take care of these individual retirement accounts. Many companies place clients in contact with account reps who will assist them throughout the process.
However, an agent for an account is not the same as an advisor to financial matters. If you’re considering adding an gold IRA to your retirement account to diversify it You should speak to your financial advisor first to see whether it is a good idea for you.