A precious metals IRA or, more commonly known as a gold-backed IRA can help protect your money from volatility in the market and protect you against inflation. Additionally, precious metals like gold and silver are very different from traditional assets like stocks and bonds which makes them a good option to diversify your portfolio.
We reviewed the top gold IRA companies to see which precious metal IRA accounts offer the best value. We analyzed every gold IRA company below based on a number of factors, including the valuable metals they offer as well as the costs they charge, the storage choices they provide and their customer service and their image.
Goldco is the most reputable and best company generally when it comes to gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: Sales made by the company could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company with regard to gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save more for retirement. Goldco is a leader in the business of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets in different retirement accounts by shifting them into a precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) and a precious metals expert from the company can show you how to transfer the funds that is in the account to an precious metals IRA.
This business also sells gold and silver directly to customers. You can put your retirement savings as well as other savings accounts in real gold and silver.
If you want to start an precious metals IRA through Goldco, move or rollover the assets you have in your current savings account into the new IRA. Goldco makes it simple and painless for customers to complete this process by walking them through the steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Purchase your precious metals: Select the precious metals you’d like to add to your investment.
Goldco sells a variety of different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of different sizes can also be purchased. These bars are as pure as.9999.
Goldco also has a program to buy back gold. In the event that your situation alters and you have to sell the valuable metals in your account, Goldco will buy them back at the most competitive buy-back price, guaranteed.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a free kit with information. The kit includes written and spoken information on investing in rare metals.
Overall, we believe Goldco is among the top companies that offer gold IRAs.
One of the best companies for buying in gold, silver, as well as platinum, through an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to change your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy in silver and gold. The company is owned by a family of employees and is located in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver if you want through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill in the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Select the silver or gold items you want to put in your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you are able to store them with a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of silver and gold goods that can be bought directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
However metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investments and learn what they are doing. You can dial the number on the website anytime to speak to your agent.
If you want to learn more about purchasing gold before taking the step to buy it, you can ask the business for a free guide. This guide, which is 25 pages long, provides information on the ways that rare metals IRAs can assist you in taking control of your savings.
You can also learn about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine what to invest in.
American Hartford Gold is a trusted gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to invest your gold IRA funds into Lear Capital. In this case, you can get help from a specialist, pay a flat fee and guarantee your purchase for 24 hours, and avoid charges when you make a large payment.
Here are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, focus on smooth experiences, easy access to helpful support teams, and clear prices as well as other aspects. To make sure your money meets IRS standards, you must only use a reputable service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10-to 100-ounce bar of your favorite metal. Prices for valuable metals change frequently to reflect changes in the market and allow you to anticipate what to expect.
Follow these steps to begin with Lear Capital:
You can create a rare metals IRA account by filling in an online application which takes only 10 minutes.
You should hear back from the person who is responsible for the IRA within 24 hours about how to complete the tax-free move. It can take anywhere from five to seven days for your money to be moved.
You can buy valuable metals and let Lear Capital ship them to a safe place where they will be fully insured.
Set up and keep your IRA for free if invest at least $25,000 to $50,000 for a year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account over $25,000, you receive free set-up and holding services.
When you have invested more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable price
One-on-one help from pros on gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from all sources
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals in person or through an IRA. Since 2003, the firm has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be assured that purchasing rare metals from this company is a secure and reliable process.
Birch Gold Group sells a wide range of silver, gold, palladium, and platinum products, among others. You can purchase these metals on their own or make use of them to deposit money into an precious metals IRA.
This company makes it simple for you to convert your retirement savings into an precious metals IRA. With the help of a trained Precious Metals Specialist, you can take the following steps:
Create your account and select how you want to fund it. Through Birch Gold Group, you can transfer an IRA or transfer a 401(k) for funding your self-directed IRA.
Choose the valuable metals to invest in for your account. Your precious Metals Specialist can help you determine which metals you should invest in to get the highest tax benefits.
You can buy your valuable metals. Your specialist will review your purchase and inform you that your purchase was successful after they have completed the transaction.
Find a storage solution for your things. Your expert will help you understand the various options for storing your things. Birch Gold Group stores its customers’ investments at a number of places, such as Delaware Depository and Brink’s Global Service.
Check the status of your IRA is going. You can contact your Specialist anytime to review your account and make any changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and products directly from them. The company offers a wide variety of gold and silver coins accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
These are just a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They offer IRAs and cash payments for gold and silver. The business also offers a site with many free information about investing in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
Make use of the money in your savings account to fund your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users set up precious metals IRAs. This IRA company works with people from all 50 U.S. states. They’ve been in business for over 30 years and been able to manage more than $25 billion.
After you buy gold and silver to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. All you have to do is transfer money to your Augusta account and select the gold and silver goods you wish to purchase. Augusta will bring them right to your door and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars. 10 up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
A few of the company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA you can take a look at the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell gold, silver platinum, palladium, and. The company has an excellent review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools available to help you get started with these funds. On the Oxford Gold website, you will learn how to move money to an precious metal IRA and how these IRAs work, what kinds are offered and the reasons why they are great investments.
On the Oxford Gold website, you can purchase bars and coins made of silver, gold, platinum, and palladium. The company sells a wide variety of gold and silver coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The firm also sells a tiny number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other companies that deal in precious metals by listening to clients and providing them with the tools they need to make informed financial decisions. On their website, the business provides an entire learning center that can aid buyers in the purchasing process.
This study area comes with many tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also be able direct access to one of the company’s Managing Partners. The person will be able to answer any questions you may have regarding trading or how to keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from a neutral point of view. This allows customers to understand the advantages and disadvantages of these investments and make better decisions.
Overall, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an array of high-quality metals that have been approved by the IRS. It also provides helpful training material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After just a few years of operation Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening an gold IRA account is a good option, so it is important to choose a precious metals investment firm that values the opinions of its clients as well as the certifications of its affiliates first. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were difficult to locate.
Noble Gold is like other gold investment firms in that you can place bars and coins composed of silver, gold, platinum, and palladium in your IRA. There are many kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare, like the 1oz Austrian Silver Philharmonic Coin. To meet IRS regulations all rare metals IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay between $80 to $200 a year for storage of your precious metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to begin using Noble Gold:
Complete the form online to receive an individualized advice or to create an IRA account for gold. You can talk to an expert in-house about your choices during the free sessions.
Talk to an Noble Gold expert to start the process of rolling your gold IRA over to your new account. If you take money out of a retirement account to transfer to the gold IRA instead of rolling it over, you might be required to pay taxes on it. Consult a tax expert first.
You can fund your precious metals IRA and then purchase the valuable metals you want.
Choose the storage that you prefer and let Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals that you can pick from.
Many sources gave it five stars.
Free access to the advice of experts
There are a lot of training tools that can help investors.
When you’re ready to sell when you’re ready to sell, consider a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated gold and silver dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for investors with experience in precious metals who are familiar with the market and wish to put a large portion of their wealth into an investment in gold IRA as it offers savings for big investments but lacks a lot of tools to help novice investors understand. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer that offers basic gold and silver as well as the best ways to get assistance.
The following accreditations, grades, and titles have been given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB gave it the A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its clients by providing them with helpful support lines, clear pricing, and simple-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The value of gold fluctuates in real time through the site, which means you are able to easily evaluate the benefits, risks, and costs of purchasing. You can choose among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, therefore it is recommended to go with buyers who have previously had this service. First year storage and maintenance costs $250, and each year thereafter costs $200. There may be a need to shell out more like an amount to establish an account.
To begin with Patriot Gold Group, you must do the following:
Fill out the online application form to get started.
Contact a service representative to get your account started or transfer of funds.
You can purchase valuable metals and pick the way you want to store them.
You can receive complimentary delivery to your safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Account fees have been waived for purchases over $100,000
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good selection of gold physical coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They claim to be the top gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you if you like to do things online and need easy access to high-quality training tools.
The application process is simple without talking to anyone The company will give you access to a large knowledge base, including tools, videos, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars with the A+ rating.
Nearly 700 of their customers have awarded Google 5 stars.
More than 1,400 users have rated Trustpilot five stars.
Based on AdvantageGold’s reviews you can count on great customer service, fantastic assistance, and clear prices in all of your contacts with AdvantageGold.
AdvantageGold allows you to put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most popular choices.
The annual storage costs for IRA purchases are between $100-$150. Investors also have to pay a $50 account-setting-up cost and a variety of annual upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To begin using AdvantageGold To begin using AdvantageGold, you must follow these steps:
Fill out the form online and choose the account manager you want. You can complete this initial step by yourself using AdvantageGold or contact the customer service team for assistance tailored to your needs.
Accept the rules and policies of the company, and then share your financial records. You may be required to present various documents regarding your IRA or tax obligations.
Select the method you prefer to put money into your account. An expert in rolling money into an gold IRA will assist you in doing this.
You can purchase valuable metals and choose a safe location to store them. In the final step, you need to sign the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out:
When you’re ready for selling, the buy-back scheme makes it easy.
A guide for investing in gold through your IRA.
There are a variety of ways to learn.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions on how to withdraw funds
Customers on all sites give glowing reviews of gold IRAs.
What exactly is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-directed personal retirement account which makes use of silver, gold, or other valuable metals instead of stocks and bonds.
To safeguard yourself from the effects of inflation and possible stock market crashes, you should have a diverse portfolio of investments. Due to this, many people are now investing in silver, gold, and other valuable metals into their retirement accounts due to them being an extremely safe and reliable investment.
The companies on our list help people set the gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, move the funds in your retirement savings to an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals can be placed in precious metals IRAs. These items have to be either coins or gold that meet a set of “fineness” standards. These accounts are only able to hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it easy and stress-free to manage and fund these retirement accounts for individuals. Many businesses put clients in contact with account representatives who can help them through the process.
But an agent of an account isn’t the same as a financial advisor. If you are considering adding gold IRA to your retirement account to make it more diverse you should consult your financial adviser first to find out if it makes sense for you.