A precious metals IRA or, more commonly known as a gold-backed IRA can help protect your money from volatility in the market as well as protect you from inflation. Additionally, precious metals like gold and silver are very different from standard assets like bonds and stocks, which makes them an excellent way to diversify.
We reviewed the top gold IRA companies to see which precious metal IRA accounts are the best deal. We looked at each gold IRA company below based on a number of things, such as the valuable metals they offer as well as the costs they charge, the storage options they offer, their customer service, as well as their appearance.
Goldco is among the most reputable and most reliable company overall when it comes to gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save for retirement. Goldco is a leader in the business of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to safeguard the assets in different retirement accounts by moving them into the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert from the company can show you how to move the money in your account to a precious metals IRA.
This business also sells silver and gold directly to clients. You can invest your retirement savings or money from other savings accounts in real silver and gold.
If you are looking to open a precious metals IRA through Goldco move or rollover your assets from your savings account to your new IRA. Goldco makes it easy and easy for customers to do this by guiding them through the following steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your valuable metals: Choose the precious metals you want to include in your investment.
Goldco sells many different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in different sizes can be purchased. They are pure as.9999.
Goldco also has a program to buy back gold. In the event that your situation alters and you require to sell the precious metals in your account, Goldco will purchase these back for the highest buy-back price, with a guarantee.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a kit for free with details. This kit contains a written and spoken instructions on investing in rare and precious metals.
We believe that overall Goldco is one of the top companies that offer gold IRAs.
One of the top companies for buying in silver, gold and platinum through an IRA.
A reputable business with transparent prices
With the gold IRA move, you can change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is run by a family of employees and is located in Los Angeles, CA. It has won several awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver if you want through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Select the silver or gold items you would like to put in your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, you are able to store them in a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a wide range of gold and silver products which can be purchased directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to talk to a person about your investment and learn what they are doing. You can dial the number on the company’s website anytime to speak to your representative.
If you want to learn more about purchasing gold prior to making the move you can contact the firm for a free guide. This 25-page guide has useful information on how rare metals IRAs can assist you in taking charge of your savings.
You can also learn about changes in the market for gold by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide which way to spend your money.
American Hartford Gold is a reliable gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews and Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to put your gold IRA funds into Lear Capital. In that case you can seek advice from a specialist or pay a fixed fee, guarantee your purchase for 24 hours, and avoid fees for a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences with easy access to knowledgeable assistance teams and clear prices, among other things. To ensure that your money is in compliance with IRS standards, it is best to only deal with a qualified service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something simpler like a 10to 100-ounce bar of your preferred metal. Prices for precious metals are always changing to reflect changes in the market and allow you to anticipate the price you can expect.
Follow these steps to get started using Lear Capital:
You can create a rare metals IRA account by filling out an online form that only takes 10 minutes.
You should hear from the person in charge of your IRA within 24 hours regarding how to complete the tax-free transfer. The money could take as long as five days to be moved.
You can purchase valuable metals, and then allow Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Set up and store your IRA at no cost if you invest at least $25,000 to $50,000 for a year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you receive free set-up and hold services.
When you make a purchase of more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
One-on-one assistance from experts in gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from all sources
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals in person or through an IRA. Since 2003, this firm has been operating and a large number of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be assured that buying in rare metals through this company is a secure and secure process.
Birch Gold Group sells a variety of silver, gold platinum, and palladium goods, among others. You can purchase these precious metals by themselves or use them to put money into an precious metals IRA.
This company makes it simple for you to move your retirement savings to a precious metals IRA. With the assistance of a trained Precious Metals Specialist you can follow the following steps:
Create your account and choose how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) for funding your new self-directed IRA.
Choose the best metals for your account. Your valuable Metals Specialist can help you figure out which metals to invest in to get the most tax benefits.
You can buy your valuable metals. Your specialist will go over your order and let you know that the purchase was successful after they have completed the transaction.
Choose a way to store your things. Your specialist will guide you through the various methods to organize your items. Birch Gold Group stores its customers’ funds in a variety of locations, such as Delaware Depository and Brink’s Global Service.
Find out the status of your IRA is performing. You can call your Specialist at any time to review your account or make changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium items directly from the company. The company sells a wide selection of coins that are OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
Here are a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They offer IRAs and cash-payouts for silver and gold. This company also has a website with many free information about the investment in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
Make use of the money in your savings account to pay for your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers create precious metals IRAs. This IRA company is a partner for people from all fifty U.S. states. They’ve been in business since more than 30 years, and handled more than $25 billion.
After you buy gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals inside the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. It’s as simple as transferring money into the Augusta account and then select the silver and gold products you’d like to purchase. Augusta will bring them right to your doorstep and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the company comprise items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars, 10 up to 100-ounce silver bullion bar, and 90 silver bags containing 97 percent.
The company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA you can take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that helps people set the gold IRAs. They offer silver, gold, platinum, and palladium. The company has a great review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools that can help you start these funds. On the Oxford Gold website, you will learn how to move money into a precious metal IRA and how they work and what types are available and the reasons why they are a good investment.
The Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company sells a vast range of gold and silver coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
It also offers a limited amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals firms by listening to its clients and providing them with the tools needed to make good financial choices. On its website, the company offers a complete learning center to assist buyers.
This study area comes with a number of tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
When you work for Oxford Gold Group, you’ll also be able direct access to one of the company’s Managing Partners. The person will be able to help you answer any questions that you have about how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial point of view. This allows customers to understand the advantages and disadvantages of these investment options and make better decisions.
In general, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers a wide range of valuable metals that have been allowed by the IRS. It also offers helpful educational material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After just a few years in operation, the company’s gold IRA reviews on all sites have earned it five stars.
Opening a gold IRA account is a good decision, so you must select a gold investment company that puts the opinions of its clients and the accreditations of its affiliates in the first place. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were hard to find.
Noble Gold is like other gold investment firms in that you can put bars and coins made of gold, silver platinum, palladium, and tin into your IRA. There are many different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce such as the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations the rare metals that are included in IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anywhere from $80 to $200 per year to store your precious metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to start using Noble Gold:
Fill out the online form to get personalized advice or open an IRA account for gold. You can speak with an expert from the company about your choices during the free sessions.
Contact an Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you withdraw money of a retirement account to put into your gold IRA instead of rolling it over, you may be required to pay tax on it. Talk to a tax expert first.
You can fund your precious metals IRA and then purchase the valuable metals you want.
Choose your storage, and then let Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are a variety of precious metals that you can pick from.
Several sources have rated it five stars.
Free access to expert advice
There are plenty of tools for training that can assist investors.
When you’re ready for selling when you’re ready to sell, consider you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been rated the highest-rated gold and silver dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for experienced precious metals investors who are familiar with the market and want to put a big chunk of their assets into a gold IRA which offers savings for large investments, but doesn’t offer many tools to help investors who are new. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer with options for basic gold and silver, and the best ways to get assistance.
The following accreditations, grades and titles were given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB gave the BBB an A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates, and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, transparent pricing, and simple-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The price of gold changes in real-time on their website, so you are able to easily evaluate the risks, benefits, and costs associated with your purchase. You can pick from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from as far back as 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, so it is recommended for those who have had this experience before. First year storage and upkeep costs $250 and every year thereafter costs $200. There may be a need to shell out more for instance, a fee to set up an account.
To begin working with Patriot Gold Group, you have to follow these steps:
Fill out the online account application to start.
Contact a service representative to get your account started or transfer of funds.
You can purchase valuable metals and pick the way you want to store them.
You can get free delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
The cost of accounts has been waived for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide variety of gold coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They claim they are the top gold firm within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice If you enjoy doing things online and need easy access to high-quality training tools.
The application process is simple without speaking to a person, and the company gives you access to a large knowledge base, including tools, videos and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars with the A+ grade.
More than 700 users have awarded Google 5 stars.
More than 1,400 people have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, great help and clear pricing throughout your interactions with AdvantageGold.
AdvantageGold allows you to put platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage charges for IRA purchases are between $100-$150. Investors are also required to pay a $50 account-setting-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To begin using AdvantageGold, you need to complete the following steps:
Fill out the form online and choose the account manager you would like to work with. You can do this first step on your own using AdvantageGold or contact the customer support team for assistance tailored to your needs.
Accept the rules and guidelines of the company, and then share your financial documents. You may need to provide different documents about your IRA or taxes.
Choose the way you want to transfer money into your account. An expert in rolling money into an gold IRA will assist you in doing this.
You can purchase precious metals and choose a safe storage space for them. As a final step, you have to complete the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out from the crowd:
When you’re ready to sell the property, the buy-back program makes it simple.
A free guide on investing in gold through your IRA.
There are a variety of ways to learn.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Step-by-step directions on how to withdraw money
Customers on all sites leave excellent feedback on gold IRAs.
What is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account which makes use of gold, silver or other precious metals instead of stocks or bonds.
To guard yourself against inflation and possible stock market crashes, it is important to require a variety of investments. This is why many people have started investing in silver, gold and other precious metals in retirement accounts because they are a fairly safe and reliable investment.
The companies we have listed help people set the gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, transfer the money in your retirement savings into an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. They must be gold or coins and must meet specific “fineness” standards. These accounts are only able to hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The best gold IRA firms make it easy and easy to fund and take care of these individual retirement accounts. Many companies place clients in contact with account representatives who will assist them throughout the process.
However, an agent for an account isn’t the same as a financial advisor. If you are considering adding an gold IRA to your retirement account to make it more diverse You should speak to your financial advisor first to determine if it makes sense for you.