A precious metals IRA or, more commonly called a gold-backed IRA will help safeguard your money from volatility in the market and safeguard your investment from inflation. Additionally, precious metals such as gold and silver are very different from standard assets like stocks and bonds and bonds, which makes them an excellent way to diversify.
We reviewed the top gold IRA companies to see the best precious metal IRA accounts are the best deal. We looked at each gold IRA company below based on a number of factors, including the valuable metals they offer, the fees they impose, their storage choices they provide and their customer service and their image.
Goldco is among the most reputable and most reliable company overall in the field of gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: New sales can get up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that can help you save more for retirement. Goldco is a leader in the field of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets in a variety of retirement accounts by transferring them into a precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) and a precious metals expert at Goldco can help you understand how to transfer the funds that is in the account to an precious metals IRA.
This business also sells gold and silver directly to customers. You can also invest your retirement savings as well as money from other savings accounts into real gold and silver.
If you want to start a precious metals IRA through Goldco move or rollover the assets you have in your current savings account into your new IRA. Goldco makes it easy and stress-free for customers to accomplish this by guiding them through the following steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your valuable metals: Select the precious metals that you want to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Bars of silver and gold in different sizes can also be bought. These bars are as pure as.9999.
Goldco also has a program to buy back gold. If your situation changes and you require to sell the precious metals that are in your account, Goldco will buy these back for the highest buy-back price, with a guarantee.
If you’re considering investing in a rare metals IRA, Goldco will send you a free kit with details. The kit includes a written and spoken information on investing in rare metals.
Overall, we believe Goldco is among the best companies that offer gold IRAs.
One of the best companies to buy silver, gold and platinum via an IRA.
A reputable company with clear prices
With a gold IRA move, you can change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is owned by a family, and is located in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver in your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill in the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you wish to place into your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, store them with a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of gold and silver goods which can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always speak to someone about your investment and find out how they are doing. You can call the number on the company’s website at any time to talk to your representative.
If you’d like to know more about purchasing gold before taking the step to buy it, you can ask the firm for a free guide. This 25-page guide has useful information on the ways that rare metals IRAs can help you take charge of your savings.
You can also find out about the changes to the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine what to invest in.
American Hartford Gold is a reliable gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews, the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In that case, you can get help from a personal expert, pay a flat fee and guarantee your purchase up to 24 hours and not pay fees when you make a large payment.
Here are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, emphasize smooth experiences and easy access to friendly support teams, and clear prices, among other things. To ensure that your money is compliant with IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10to 100-ounce bar made of your favorite metal. Prices for precious metals are constantly changing to reflect market changes and make it easier to know what to expect.
Follow these steps to begin using Lear Capital:
You can create a rare metals IRA account by filling in a simple online application which takes only 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours about how to do the tax-free transfer. It could take up to five days for the money to be moved.
You can purchase valuable metals and then let Lear Capital ship them to a safe place where they will be fully insured.
Set up and keep your IRA for free if you spend between $25,000 and $50,000 in a single year and $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you get free set-up and hold services.
When you invest more than $10,000, you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable price
Assistance from a professional in gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from every source
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, this firm has been operating and a large number of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be sure that buying rare metals through this company is a secure and reliable process.
Birch Gold Group sells a variety of silver, gold platinum, and palladium goods, among others. You can purchase these precious metals on their own, or use them to deposit money into an precious metals IRA.
This company makes it simple for you to transfer the retirement savings you have saved into a precious metals IRA. With the help of a qualified Precious Metals Specialist, you can take these steps:
Create your account and select how you want to fund it. Through Birch Gold Group, you can transfer an IRA or roll over a 401(k) to fund your self-directed IRA.
Choose the valuable metals to invest in for your account. Your valuable Metals Specialist can help you determine which metals you should invest in to reap the greatest tax benefits.
You can purchase your precious metals. Your specialist will go over your order and let you know that the purchase was successful after they have completed the transaction.
Find a storage solution for your things. Your Specialist will show you the different options for storing your belongings. Birch Gold Group stores its customers’ funds at a number of places including Delaware Depository and Brink’s Global Service.
Check how you IRA is doing. You can contact your Specialist at any time to check your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium products directly from them. The company sells a wide range of gold and silver coins deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
These are just a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They offer IRAs and cash-payouts for silver and gold. The firm also runs a website that contains many free information about the investment in rare metals and setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people set up precious metals IRAs. This IRA company works with people from all 50 U.S. states. They’ve been in business for over 30 years and been able to manage more than $25 billion.
When you purchase gold and silver to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in its Delaware vault which is a secure, private vault.
Augusta Precious Metals is also a place where you can purchase real gold and silver. It’s as simple as transferring funds into the Augusta account and choose the gold and silver goods you want to buy. Augusta will deliver them directly to your door and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods made by the company include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars. 10- up to 100-ounce silver bullion bar, and 90 silver bags containing 97 percent.
A few of the company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA, you can also take a look at the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They offer silver, gold, platinum, and palladium. The company has a fantastic review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools available to help you start these funds. On the Oxford Gold website, you will learn how to transfer funds into a precious metal IRA and how they work and what types are available, and why they are great investments.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold platinum, palladium, and. The company offers a broad selection of popular silver and gold coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The firm also sells a tiny number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals companies in its ability to listen to customers and giving them the tools they need to make informed financial decisions. On their website, the business offers a complete learning center to help with the buying process.
This study area includes a number of tools, including:
Guide to investing in precious metals
News and stories about buying in gold
A list of terms
When you work for Oxford Gold Group, you’ll also have the opportunity to work directly with one of the company’s Managing Partners. The person you talk to will be able to assist you with any queries you might have regarding how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This lets customers learn the pros and cons of these investments and make better choices.
Overall, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its a wide range of valuable metals that have been approved by the IRS. It also offers helpful educational materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After just a few years in operation Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening a gold IRA account is a great choice, so you should select a precious metals investment firm that places the reviews of its customers and the accreditations of its affiliates in the first place. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can put coins and bars made of silver, gold, platinum, and palladium into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare, like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules the rare metals that are included in IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anything from $80 to $200 a year for storage of your real precious metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to begin using Noble Gold:
Fill out the online form to receive a custom advice or to create an IRA account for gold. You can talk to an expert from the company about your options during the free sessions.
Speak to a Noble Gold expert to start the process of moving the gold IRA over to your new account. If you withdraw money of a retirement account to transfer to your gold IRA instead of rolling it over, you might be required to pay tax on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA, and then buy the precious metals you’d like.
Select the storage you want, and then allow Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are many types of precious metals to pick from.
Many sources have rated it five stars.
Access to the advice of experts
There are a lot of tools for training that can assist investors.
When you’re ready for selling, a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who know the market and wish to put a big chunk of their wealth into a gold IRA, since it gives savings for large investments but doesn’t have many tools to help novice investors understand. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer with options for basic silver and gold and good ways to get help.
The following grades, accreditations, and titles were given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB gave the BBB an A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews, and awards, you won’t find a better company than Patriot Gold Group. The company puts its customers first by offering them friendly support lines, clear prices, and easy-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The price of gold changes in real-time through the site, so you are able to easily evaluate the benefits, risks, and costs of your purchase. You can select from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins from as far back as fifty years ago.
Patriot Gold Group has a high minimum account size of $50,000, which is why it is best for buyers who have previously had this service. The first year of storage and maintenance costs $250, and each year after that costs $200. You may have to pay a little more for instance, a fee to set up an account.
To start with Patriot Gold Group, you need to do the following:
Fill out the online account application to begin.
Contact a service representative to start your account restart or movement of funds.
You can purchase valuable metals and choose how you’d like to store them.
You can get complimentary delivery to your safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Account fees have been eliminated for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to helpful customer service
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide choice of gold coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They claim they are the top gold-producing company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice If you enjoy doing things online and need easy access to high-quality training tools.
It is possible to apply for an account without talking to a person and the company provides you access to a large knowledge base that includes videos, tools and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and it is awarded an A+ rating.
Nearly 700 of their customers have given Google five stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on the reviews of AdvantageGold you can count on great customer service, great help, and clear prices in all your interactions with AdvantageGold.
AdvantageGold lets you put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage fees for IRA purchases are between $100-$150. Investors also pay a $50 account set-up fee and a variety of annual upkeep charges. AdvantageGold has no minimum payment, which is a good thing.
To start using AdvantageGold you must follow these steps:
Fill out the form online and select the account manager you’d like to choose. You can complete the first step on your own with AdvantageGold or contact the customer support team for personalized assistance.
Accept the policies and rules that the business follows, and then provide your financial documents. You may need to provide different documents about your IRA or tax obligations.
Choose the way you want to put money into your account. An expert in rolling money over into an gold IRA will assist you in doing this.
You can purchase precious metals and choose a safe storage space for them. In the final step, you must complete the declaration form.
AdvantageGold has the following traits which make it stand out:
When you’re ready to sell the house, the buy-back plan simplifies the process.
A free guide to investing in gold through your IRA.
There are a variety of options to get involved in learning.
There are no minimum investments.
Rollover help is convenient.
TrustLink has named us the most trusted gold IRA company over the last seven years.
Resources that provide step-by-step instructions for withdrawing cash
Customers on all sites leave great feedback on gold IRAs.
What is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account that uses gold, silver or other precious metals instead of stocks or bonds.
To protect yourself from the effects of inflation and potential stock market crashes, you require a variety of investments. This is why a lot of people are putting gold, silver, and other valuable metals in retirement accounts due to them being an extremely safe and reliable investment.
The companies on our list help people set in place gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, you should transfer the funds in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. The items must be coins or gold and must meet specific “fineness” standards. These accounts can only hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it simple and painless to fund and take care of these individual retirement accounts. Many companies put customers in touch with account representatives who can assist them in the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you are considering adding a gold IRA to your retirement account to diversify it You should speak to your financial adviser first to find out whether it is a good idea for you.