A precious metals IRA that is also called a gold-backed IRA will help safeguard your money from volatility in the market and protect you against inflation. Also, valuable metals like silver and gold are different from the standard investments like stocks and bonds, which makes them an excellent way to diversify.
We reviewed the top gold IRA companies to see the best precious metal IRA accounts offer the best deal. We looked at every gold IRA company below, based on a variety of things, such as the quality of the metals they offer as well as the costs they impose, their storage choices they offer as well as their customer service and their image.
Goldco is among the most reputable and most reliable company for gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: New sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that will help you save more for retirement. Goldco is a leader in the business of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets in different retirement accounts by transferring them to the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b), a precious metals expert at the company can show you how to move the money in your account to an precious metals IRA.
This company also sells silver and gold directly to customers. You can invest your retirement savings as well as other savings accounts in actual silver and gold.
If you’re looking to establish a precious metals IRA through Goldco move or rollover your assets from your current savings account into the new IRA. Goldco makes it simple and stress-free for customers to accomplish this by walking them through the following steps:
Make a commitment to know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your precious metals Select the precious metals that you want to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of different sizes can be purchased. They’re as pure as.9999.
Goldco also offers a program for buying back gold. If you experience a change in your circumstances and have to sell the precious metals in your account, Goldco will purchase these back for the best price for buy-back, which is guaranteed.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a kit for free with details. This kit contains written, spoken, and seen guide to investing in rare metals.
Overall, we believe Goldco is among the best companies to offer gold IRAs.
One of the most trusted companies for buying in silver, gold, and platinum via an IRA.
reputable business with clear prices
With the gold IRA move, you are able to alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is run by a family of employees and is headquartered in Los Angeles, CA. It has won several awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill out the papers.
You can transfer your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you would like to put in your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, you are able to keep them with a safe storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a wide range of gold and silver goods that can be bought directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to talk to a person about your investments and learn what they’re doing. You can call the number on the company’s website at any time to talk to an agent.
If you’d like to know more about buying gold before taking the step to buy it, you can ask the business for a no-cost guide. This guide of 25 pages contains valuable information on the ways that rare metals IRAs can help you take charge of the savings you have.
You can also learn about the latest developments in the gold market by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide how to spend.
American Hartford Gold is a reliable gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews, the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to put your gold IRA money in Lear Capital. In that case you will be able to get assistance from a specialized expert, pay a flat fee and guarantee your purchase for 24 hours, and not pay fees if you make a big payment.
These are the Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, are focused on smooth experiences and easy access to friendly assistance teams and clear pricing as well as other aspects. To make sure your money is compliant with IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be placed in an IRA. You can pick from a variety of renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10- to 100-ounce bar made of your favorite metal. Prices for precious metals are always changing to reflect changes in the market and make it easier to know the price you can expect.
Follow these steps to begin using Lear Capital:
You can create an rare metals IRA account by filling in an online application that only takes 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours of how to complete the tax-free move. It can take anywhere from five to seven days for your money to be moved.
You can purchase precious metals and then let Lear Capital ship them to a safe place that is fully insured.
Set up and keep your IRA for free if you invest at least $25,000 to $50,000 for a year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account over $25,000, you will receive free setup and holding services.
When you invest more than $10,000, you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at the flat cost
One-on-one assistance from experts for gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from all sources
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, this firm has been operating and a large number of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be assured that buying rare metals through Birch Gold Group is a secure and reliable process.
Birch Gold Group sells a variety of gold, silver, palladium and platinum items, among others. You can purchase these precious metals by themselves or use them to put money into an precious metals IRA.
This company makes it simple for you to convert the retirement savings you have saved into an precious metals IRA. With the assistance of a certified Precious Metals Specialist you can follow the following steps:
Create your account and decide how you want to fund it. Through Birch Gold Group, you can transfer an IRA or transfer a 401(k) for funding your new self-directed IRA.
Choose the best metals for your account. Your precious Metals Specialist can help you determine which metals to invest in to get the highest tax advantages.
You can buy your valuable metals. Your Specialist will look over your order and let you know that the purchase was successful after they have completed the transaction.
Find a method to store your items. Your expert will help you understand the various methods to organize your belongings. Birch Gold Group stores its customers’ assets at a number of places like Delaware Depository and Brink’s Global Service.
Check how your IRA is going. Contact your Specialist anytime to review your account or make adjustments.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and items directly from the company. The company sells a wide selection of currency that is OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
These are some of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They provide IRAs and cash-payouts for silver and gold. This firm also runs a website with a lot of free information about the investment in rare metals as well as setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
Make use of the money in your savings account to fund your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers create precious metals IRAs. This IRA company works with individuals from all fifty U.S. states. They have been in business for over 30 years and been able to manage more than $25 billion.
When you purchase gold and silver for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in its Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. You just need to move money into the Augusta account and choose the silver and gold products you wish to purchase. Augusta will bring them right to your doorstep and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion products manufactured by the firm include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars, 10- to 100-ounce silver bullion bars and 90% silver bags.
Some of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA you can take a look at the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They offer silver, gold platinum, palladium, and. The company has a great rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools available to help you start these funds. On the Oxford Gold website, you will learn how to transfer money to an precious metal IRA and learn how they work and what kinds are available and the reasons why they are a good investment.
On the Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company sells a vast range of gold and silver coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
It also offers a small number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals companies by listening to customers and giving them the tools they need to make sound financial decisions. The company’s website has a full learning center to help with the buying process.
This study area comes with several tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
A list of terms
If you are employed by Oxford Gold Group, you’ll also be able to interact directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to answer any questions you may have about how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from a neutral point of view. This allows customers to understand the pros and cons of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers a wide range of valuable metals that have been approved by the IRS. It also provides helpful training material for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After just a few years in operation, the company’s gold IRA reviews on all websites have been awarded five stars.
Opening an gold IRA account is a big choice, so you should select a gold investment company that puts the opinions of its clients as well as the certifications of its affiliates first. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment firms in that you can put coins and bars made of gold, silver, platinum, and palladium in your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules all rare metals IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay between $80-$200 per year to store your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin using Noble Gold:
Complete the form online to get a custom advice or to create an IRA account for gold. You can speak to an expert in-house about your options during the free sessions.
Contact an Noble Gold expert to start the process of moving the gold IRA over to your new account. If you withdraw money from a retirement account and transfer to the gold IRA instead of rolling it over, you might be required to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA, and then buy the precious metals you’d like.
Choose the storage that you prefer, and then allow Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are many types of precious metals to pick from.
A number of sources have rated it five stars.
Free access to the advice of experts
There are many training tools to help investors.
If you’re ready to sell, make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for investors with experience in precious metals who are familiar with the market and want to put a large portion of their assets into a gold IRA as it offers savings for big investments but lacks a lot of tools to help new investors learn. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer that has options for basic silver and gold and the best ways to get assistance.
The following grades, accreditations and titles have been awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB gave the BBB the A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates, and awards, you won’t find a better organization than Patriot Gold Group. The company puts its customers first by giving them helpful support lines, transparent prices, and simple to use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. Gold prices fluctuates in real time on their website, so you can easily assess the benefits, risks, and costs of purchasing. You can pick from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date 50 years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, therefore it is recommended for those who have previously had this service. The initial year of storage and maintenance costs $250, and each year following that is $200. There may be a need to pay more, like a fee to set up an account.
To start your journey with Patriot Gold Group, you have to follow these steps:
Fill out the online application for a new account to begin.
Contact a customer service representative to start your account restart or transfer of funds.
You can purchase valuable metals and pick the way you want to keep them.
You can get free delivery to the safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Account fees have been waived for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide choice of gold physical coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They claim to be the top gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice If you enjoy doing things online and want easy access to good training tools.
The application process is simple without talking to anyone and the company provides you access to a large knowledge base with videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars and the A+ rating.
More than 700 users have rated Google five stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on the reviews of AdvantageGold you can count on great customer service, fantastic assistance and clear pricing in all your interactions with the company.
AdvantageGold allows you to put platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most popular choices.
The annual storage costs for IRA purchases range from $100 and $150. Investors are also required to pay a $50 account set-up fee and a range of different annual upkeep charges. AdvantageGold has no minimum payment which is a great thing.
To start using AdvantageGold you must do the following:
Complete the online form and select the account manager you would like to work with. You can complete this initial step by yourself using AdvantageGold or contact the customer service team for personalized assistance.
Accept the rules and policies of your company and then provide your financial records. You may be required to present various documents regarding your IRA or taxes.
Select the method you prefer to deposit money into your account. A professional who has experience in rolling money over into a gold IRA will assist you in doing this.
You can purchase valuable metals and pick a secure location to store them. As a final step, you have to sign the declaration form.
AdvantageGold has the following traits that make it stand out from the crowd:
If you’re ready to sell, the buy-back scheme makes it easy.
A guide for investing in gold with your IRA.
There are many ways to learn.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions regarding how to withdraw funds
Customers on all websites give excellent review of gold IRAs.
What exactly is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that uses silver, gold, or other valuable metals instead of stocks or bonds.
To protect yourself from the risk of inflation and stock market crashes, it is important to require a variety of investments. Because of this, a lot of people are now placing silver, gold, and other valuable metals in their retirement accounts due to them being relatively safe and dependable investment.
The companies on our list help people set the gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, transfer the money from your retirement savings to an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. They must be either coins or gold and meet certain “fineness” standards. These accounts are only able to hold coins that are approved by the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it simple and painless to manage and fund these retirement accounts for individuals. Many companies place customers in touch with account reps who will assist them throughout the process.
But an agent of an account is not the same as a financial advisor. If you’re considering adding an gold IRA to your retirement account to diversify it You should speak to your financial advisor to find out if it makes sense for you.