A precious metals IRA, which is also known as a gold-backed IRA will help safeguard your savings from market volatility and safeguard your investment from inflation. Additionally, precious metals such as gold and silver are very different from traditional assets like stocks and bonds which makes them a great option to diversify.
We looked at the top gold IRA companies to see the best precious metal IRA accounts offer the most beneficial. We analyzed every gold IRA company below based upon a range of things, such as the quality of the metals they offer as well as the costs they charge, the storage choices they provide as well as their customer service and their image.
Goldco is among the most trusted and best company generally for gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: Sales made by the company could receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is an established dealer of rare metals that sells goods that will help you save more for retirement. This company is the leader in the business of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco can help you protect the assets in a variety of retirement accounts by shifting them into the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert at the company can show you how to move the money from your account into a precious metals IRA.
This business also sells gold and silver directly to clients. You can put your retirement savings as well as money from other savings accounts in real gold and silver.
If you’re looking to establish an precious metals IRA through Goldco, move or rollover the assets you have in your savings account to the new IRA. Goldco makes it easy and easy for customers to do this by guiding them through the following steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Purchase your precious metals: Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of different sizes can also be purchased. They’re as pure as.9999.
Goldco also offers a program to buy back gold. If you experience a change in your circumstances and require to sell the valuable metals that are in your account, Goldco will buy them back at the highest buy-back price, with a guarantee.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit that includes information. This kit has a written and spoken instructions on investing in rare and precious metals.
Overall, we think Goldco is one of the top companies that offer gold IRAs.
One of the best companies to purchase silver, gold as well as platinum, through an IRA.
A reputable business with transparent prices
With a gold IRA move, you can alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy gold and silver. The company is owned by a family and is headquartered in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver if you want through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill out the papers.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Select the silver or gold items you want to put in your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, keep them with a safe storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a broad range of gold and silver products that can be purchased directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
In contrast, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak to someone about your investments and learn what they are doing. You can call the number on the website anytime to speak to your agent.
If you’re interested in learning more about buying in gold before taking the step you can contact the firm for a no-cost guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can help you take charge of your savings.
You can also find out about the changes to the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide which way to spend your money.
American Hartford Gold is a reliable gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews, the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to put your gold IRA money in Lear Capital. In this scenario, you can get help from a specialized expert or pay a fixed fee, guarantee your purchase for 24 hours, and not pay fees for a large payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, are focused on smooth experiences, easy access to helpful support teams, and clear pricing as well as other aspects. To make sure your money meets IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10- 100-ounce bar of your preferred metal. Prices for valuable metals are constantly changing to reflect changes in the market and allow you to be aware of the price you can expect.
Follow these steps to get started with Lear Capital:
You can create an rare metals IRA account by filling in an online application which takes only 10 minutes.
You should hear from the person who is responsible for your IRA within 24 hours about how to complete the tax-free transfer. The money could take as long as five days to be transferred.
You can purchase precious metals, and then allow Lear Capital ship them to an area that is secure and that is fully insured.
Create and keep your IRA at no cost if you spend at least $25,000 to $50,000 for one year, $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you get free setup and holding services.
If you have invested more than $10,000 you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable rate
Assistance from a professional on gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from all sources
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals in person or through an IRA. Since 2003, this company has been operating and a lot of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be sure that purchasing rare metals from this company will be a safe and reliable process.
Birch Gold Group sells a variety of silver, gold platinum, and palladium goods, among others. You can buy these metals on their own or make use of them to deposit money into a precious metals IRA.
The company makes it simple for you to move the retirement savings you have saved into a precious metals IRA. With the help of a trained Precious Metals Specialist, you can take these steps:
Create your account and select the method of funding it. Through Birch Gold Group, you can transfer an IRA or roll over a 401(k) for funding your new self-directed IRA.
Select the most valuable metals that will benefit your account. Your precious Metals Specialist can help you determine which metals you should invest in to reap the greatest tax advantages.
You can purchase your precious metals. Your specialist will review your order and let you know that the purchase was successful after they have completed the transaction.
Choose a way to store your things. Your specialist will guide you through the various methods to organize your things. Birch Gold Group stores its customers’ investments in a variety of locations like Delaware Depository and Brink’s Global Service.
Find out what your IRA is going. You can contact your Specialist at any time to check on your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium goods straight from the company. The company offers a broad selection of coins that are accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
Here are a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They provide IRAs and cash payments for gold and silver. The company also has a website with a lot of free information about investing in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your brand new IRA.
Make use of the money in your savings account to add funds to your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users set up precious metals IRAs. This IRA company works with individuals across all fifty U.S. states. They’ve been in business for over 30 years and managed more than $25 billion.
After you have purchased gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in its Delaware vault, which is a safe private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. It’s as simple as transferring funds to the Augusta account and select the silver and gold products you’d like to purchase. Augusta will bring them right to your doorstep, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods made by the firm include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10 ounce bullion gold bars, 10 up to 100-ounce silver bullion bar, and 90 silver bags that contain a minimum of 99.
A few of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA you can check out the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They sell silver, gold, platinum, and palladium. The company has a fantastic evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools that can help you get started with these funds. On the Oxford Gold website, you can find out how to transfer funds to an precious metal IRA and how they work, what kinds are offered and the reasons they are great investments.
The Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company sells a vast variety of gold and silver coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The firm also sells a limited number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals firms by listening to customers and providing them with the tools they require to make good financial choices. On its website, the company has a complete learning center to assist buyers.
This study area includes several tools which include:
Guide to investing in precious metals
News and stories about buying gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity direct access to one of the Oxford Gold Group’s Managing Partners. The person will be able to answer any questions you might have regarding trading or how to keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This helps customers understand the advantages and disadvantages of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides an array of high-quality metals that are regulated by the IRS. It also offers helpful educational materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After less than 10 years in business, the company’s gold IRA reviews on all sites have won it five stars.
Opening an gold IRA account is a great decision, so you must select a gold investment firm that values the reviews of its customers and its accreditations for affiliates first. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment companies in that you can put coins and bars made of gold, silver platinum, palladium, and tin in your IRA. There are many different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare such as the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules the rare metals that are included in IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anywhere from $80 to $200 a year for storage of your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to start with Noble Gold:
Fill out the form online to get a custom advice or to open an IRA account for gold. You can talk to an expert in-house about your options during the free sessions.
Speak to an Noble Gold expert to start the process of moving the gold IRA over to the new account. If you withdraw money of a retirement account to transfer to your gold IRA instead of rolling it over, you may have to pay taxes on it. Consult a tax professional first.
You can fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose the storage that you prefer, and then let Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are a variety of precious metals to pick from.
A number of sources gave it five stars.
Access to expert advice
There are a lot of training tools that can help investors.
When you’re ready to sell, a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for investors with experience in precious metals who are knowledgeable about the market and wish to put a big chunk of their assets into an investment in gold IRA as it offers savings for big investments but doesn’t have many tools to help investors who are new. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer that has options for basic gold and silver as well as the best ways to get assistance.
The following grades, accreditations, and titles have been given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB gave the BBB an A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its clients by providing them with helpful support lines, clear prices, and easy-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The value of gold is updated in real-time on their website, so you are able to easily evaluate the benefits, risks, and costs of purchasing. You can select from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date as early as fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, which is why it is recommended to go with buyers who have previously had this service. The initial year of storage and maintenance costs $250 and every year after that costs $200. There may be a need to shell out more such as a fee to set up an account.
To start your journey with Patriot Gold Group, you need to do the following:
Complete the online account application to begin.
Contact a customer service worker to start your account restart or movement of funds.
You can purchase valuable metals and decide how you’d like to store them.
You can get free delivery to the safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Account fees have been waived for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide choice of physical gold coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They claim to be the best gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice when you love doing things online and want easy access to high-quality training tools.
It is possible to apply for an account with no need to talk to anyone The company will give access to a vast knowledge base that includes videos, tools and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and the A+ rating.
More than 700 users have given Google five stars.
More than 1,400 customers have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, excellent assistance, and clear prices in all your interactions with the company.
AdvantageGold allows you to put platinum, gold, silver, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most common choices.
The annual storage costs for IRA purchases are between $100 to $150. Investors are also required to pay a $50 account set-up fee and a range of different annual upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To begin using AdvantageGold you must do the following:
Fill out the form online and select the account manager you would like to work with. You can do this first step on your own with AdvantageGold, or you can call the customer service team for assistance tailored to your needs.
Accept the policies and rules of your company and then provide your financial records. You may need to show different papers about your IRA or tax obligations.
Choose the way you want to deposit money into your account. A expert in rolling money over into a gold IRA will assist you in doing this.
You can buy valuable metals and pick a secure storage space for them. In the final step, you need to complete the declaration form.
AdvantageGold has the following characteristics that distinguish it:
When you’re ready to sell the house, the buy-back plan makes it simple.
A free guide to investing in gold with your IRA.
There are a variety of methods to study.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has named us the most trusted gold IRA company over the last seven years.
Resources with step-by-step instructions regarding how to withdraw funds
Customers on all websites give excellent review of gold IRAs.
What is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-directed personal retirement account that makes use of gold, silver, or other valuable metals instead bonds.
To guard yourself against inflation and possible stock market crashes, it is important to need a diversified collection of investments. Because of this, a lot of people are now putting gold, silver and other precious metals in retirement accounts because they are a fairly safe and reliable investment.
The companies we have listed assist people in setting up gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, move the money in your retirement savings to an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. The items must be coins or gold and meet certain “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it simple and painless to fund and take care of these individual retirement accounts. Many companies put clients in contact with account representatives who will assist them throughout the process.
But an agent of an account is not the same as a financial advisor. If you want to add gold IRA to your retirement account to diversify it, you should talk to your financial advisor first to find out whether it’s a good idea for you.