A precious metals IRA or, more commonly called a gold-backed IRA will help safeguard your savings from market volatility as well as protect you against inflation. Additionally, precious metals like gold and silver are very different from the standard assets like stocks and bonds and bonds, which makes them a good way to diversify.
We looked at the best gold IRA firms to determine which precious metal IRA accounts are the most beneficial. We analyzed every gold IRA company below based upon a range of things, such as the precious metals they provide, the fees they impose, their storage options they provide, their customer service, and their image.
Goldco is among the most trusted and best company generally when it comes to gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company can receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall in the field of gold IRAs.
Goldco is an established dealer of rare metals and sells products that can help you save more for retirement. Goldco is a leader in the business of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets of a variety of retirement accounts by shifting them to the precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert at the company can show you how to transfer the funds that is in the account to an precious metals IRA.
The company also sells gold and silver directly to clients. You can also invest your retirement savings, or money from other savings accounts into real gold and silver.
If you want to start an precious metals IRA through Goldco, move or rollover the assets you have in your current savings account to your new IRA. Goldco makes it simple and easy for customers to do this by guiding them through the following steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Purchase your precious metals: Select the precious metals that you’d like to add to your investment.
Goldco sells a variety of different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of different sizes can be purchased. These bars are as pure as.9999.
Goldco also has a program to buy back gold. If you experience a change in your circumstances and need to sell the valuable metals in your account, Goldco will purchase them back at the best price for buy-back, which is guaranteed.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a free kit that includes information. This kit contains a written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we believe Goldco is one of the best companies to offer gold IRAs.
One of the best companies to buy gold, silver and platinum through an IRA.
A reputable business with transparent prices
With the gold IRA move, you can alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is owned by a family of employees and is headquartered in Los Angeles, CA. It has received numerous awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver in your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and complete the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you wish to place in your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, you can store them with a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a broad range of gold and silver products that can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to speak to someone about your investments and find out how they are doing. You can dial the number on the company’s website at any time to talk to an agent.
If you’re interested in learning more about buying in gold prior to taking the next step to buy it, you can ask the firm for a free guide. This guide of 25 pages contains valuable information about how rare metals IRAs can assist you in taking charge of your savings.
You can also get information about the latest developments in the gold market by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide what to invest in.
American Hartford Gold is a reliable gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews, Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to invest your gold IRA money in Lear Capital. In this scenario you can seek advice from a personal expert or pay a fixed fee and guarantee your purchase for 24 hours, and avoid charges for a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences, easy access to helpful assistance teams and clear prices, among other things. To make sure your money is compliant with IRS standards, you should only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can pick from a variety of renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10 100-ounce bar made of your favorite metal. Prices for valuable metals change frequently to reflect changes in the market and allow you to be aware of the price you can expect.
Follow these steps to get started with Lear Capital:
You can open a rare metals IRA account by filling out an online form that takes just 10 minutes.
You should hear back from the person responsible for your IRA within 24 hours regarding how to make the tax-free transfer. It can take anywhere from five to seven days for your money to be transferred.
You can purchase precious metals and then let Lear Capital ship them to an area that is secure and that is fully insured.
Set up and store your IRA for free if spend between $25,000 and $50,000 for a year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you receive free set-up and holding services.
When you invest more than $10,000, you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
Assistance from a professional in gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals, either directly or through an IRA. Since 2003, this company has been in business and a lot of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be assured that purchasing rare metals through Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a variety of silver, gold, palladium, and platinum products as well as other. You can purchase these precious metals on their own, or make use of them to deposit money into an precious metals IRA.
The company makes it simple for you to convert the retirement savings you have saved into an precious metals IRA. With the assistance of a trained Precious Metals Specialist, you can take these steps:
Set up your account and decide which method you would like to fund it. With Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to help fund your self-directed IRA.
Choose the best metals that will benefit your account. Your precious Metals Specialist can help you determine which metals you should invest in to get the highest tax advantages.
You can purchase your precious metals. Your specialist will review your purchase and inform you that your purchase was successful after they have completed the transaction.
Choose a way to store your items. Your specialist will guide you through the various ways to store your items. Birch Gold Group stores its customers’ assets at various locations including Delaware Depository and Brink’s Global Service.
Check what your IRA is going. You can call your Specialist at any time to check your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and products directly from the company. The company offers a broad variety of gold and silver coins OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold and silver.
These are just a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They provide IRAs and cash-payouts for gold and silver. This firm also runs a website with lots of information for free regarding investing in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
Use money from your savings account to add funds to your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people create precious metals IRAs. This IRA company works with people in all fifty U.S. states. They have been in business for over 30 years and managed more than $25 billion.
After you buy gold and silver to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. It’s as simple as transferring funds into the Augusta account and choose the silver and gold items you want to buy. Augusta will bring them right to your door, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the firm include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars. 10- up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
Some of the company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA, you can also look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They sell silver, gold platinum, palladium, and. The company has a great review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools that can help you get started with these funds. On the Oxford Gold website, you can find out how to move money into a precious metal IRA and learn how they function, what kinds are offered, and why they are good assets.
The Oxford Gold website, you can purchase bars and coins made of gold, silver platinum, palladium, and. The company sells a wide range of gold and silver coins, as well as other items like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The firm also sells a tiny number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals companies by listening to clients and giving them the tools they require to make good financial choices. On their website, the business provides a full learning center to help with the buying process.
This study area comes with several tools that include:
Guide to investing in precious metals
Stories and news about buying in gold
A list of terms
When you work for Oxford Gold Group, you’ll also have the opportunity direct access to one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to answer any questions you might have regarding trading or how to store your gold in an IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This helps customers understand the advantages and disadvantages of these investments and make better decisions.
In general, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an extensive selection of precious metals that have been allowed by the IRS. It also offers helpful educational materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. In less than 10 years in operation, the company’s gold IRA reviews on all websites have been awarded five stars.
Opening an IRA account is a good option, so it is important to select a gold investment firm that places the reviews of its customers and its accreditations for affiliates in the first place. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can place bars and coins composed of silver, gold platinum, palladium, and tin in your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare, like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS regulations the rare metals that are included in IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anything from $80 to $200 per year for storage of your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to get started with Noble Gold:
Fill out the form online to get personalized advice or create an IRA account for gold. You can speak to an expert from the company about your options during the free sessions.
Speak to an Noble Gold expert to start the process of rolling your gold IRA over to the new account. If you take money out from a retirement account and transfer to your gold IRA instead of rolling it over, you might be required to pay tax on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA, and then buy the precious metals you’d like.
Choose your storage, and then allow Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are many types of precious metals that you can pick from.
A number of sources gave it five stars.
Free access to the advice of experts
There are many tools for training that can assist investors.
When you’re ready to sell and sell your home, you should have make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated silver and gold dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who know the market and want to put a large portion of their wealth into an investment in gold IRA, since it gives savings for large investments but doesn’t offer a lot of tools to help investors who are new. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer with options for basic silver and gold and the best ways to get assistance.
The following grades, accreditations and titles were awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB gave it an A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its customers by providing them with helpful assistance lines, straightforward prices, and easy-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The value of gold is updated in real-time through the site, which means you are able to easily evaluate the risks, benefits, and costs associated with your purchase. You can choose among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date as early as 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 so it is best for buyers who have had this experience before. The first year of storage and upkeep costs $250 and each year thereafter costs $200. There may be a need to pay a little more for instance, a fee to set up an account.
To start with Patriot Gold Group, you need to do the following:
Complete the online account application to start.
Contact a customer service representative to initiate your account restart or transfer of funds.
You can buy valuable metals and pick the way you’d like to store them.
You can get complimentary delivery to your safe locker.
Investors can get these important things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
Fees for accounts have been eliminated for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good choice of gold physical coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They claim they are the best gold-producing company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you if you like to do things online and would like to have easy access to high-quality training tools.
It is possible to apply for an account with no need to talk to a person The company will give access to a vast knowledge base with tools, videos and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and an A+ grade.
More than 700 users have rated Google five stars.
More than 1,400 users have given Trustpilot five stars.
Based on the reviews of AdvantageGold, you can expect great customer service, excellent assistance, and clear prices in all your interactions with AdvantageGold.
AdvantageGold lets you put platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most common choices.
The annual storage costs for IRA purchases range from $100 and $150. Investors are also required to pay a $50 account-setting-up cost and a variety of yearly upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To begin using AdvantageGold you must follow these steps:
Fill out the online form, and choose the account manager you want. You can do this first step on your own with AdvantageGold, or you can call the customer service team for personalized assistance.
Accept the rules and guidelines of your company then share your financial documents. You may be required to present various documents regarding your IRA or tax obligations.
Choose the method you wish to put money in your account. A expert in rolling money over into a gold IRA can assist you with this.
You can purchase valuable metals and pick a secure storage space for them. As a final step, you have to sign the declaration form.
AdvantageGold has the following traits that make it stand out from the crowd:
When you’re ready to sell the property, the buy-back program makes it simple.
A free guide to investing in gold through your IRA.
There are a variety of methods to study.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Step-by-step directions regarding how to withdraw cash
Customers on all websites give excellent reviews of gold IRAs.
What is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-directed personal retirement account which makes use of silver, gold, or other valuable metals instead bonds.
To guard yourself against the risk of inflation and stock market crashes, you should have a diverse portfolio of investments. This is why many people are now investing in silver, gold and other precious metals into their retirement accounts because they are relatively safe and dependable investment.
The companies listed on our list help people set the gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, you should move the money from your retirement savings into a new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be placed in precious metals IRAs. They must be either coins or gold that meet a set of “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The top gold IRA firms make it easy and easy to manage and fund these retirement accounts for individuals. Many companies put clients in contact with account representatives who can assist them in the process.
However, an agent for an account is not the same as an advisor to financial matters. If you are considering adding a gold IRA to your retirement account to diversify it you should consult your financial advisor first to determine whether it’s a good idea for you.