A precious metals IRA or, more commonly known as a gold-backed IRA will help safeguard your money from volatility in the market as well as protect you against inflation. Additionally, precious metals such as silver and gold are different from the standard assets like stocks and bonds which makes them a great option to diversify your portfolio.
We looked at the best gold IRA firms to determine what precious metal IRA accounts offer the best value. We looked at each gold IRA company below based on a number of things, such as the valuable metals they offer as well as the costs they charge, the storage choices they provide, their customer service, and their image.
Goldco is the most reputable and best company generally in the field of gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company in the field of gold IRAs.
Goldco is an established dealer of rare metals that sells goods that can help you save for retirement. This company is the leader in the field of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets of a variety of retirement accounts by shifting them to an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert at Goldco can help you understand how to move the money that is in the account to an precious metals IRA.
This company also sells gold and silver directly to clients. You can invest your retirement savings or other savings accounts in real silver and gold.
If you’re looking to establish a precious metals IRA through Goldco and move or roll over the assets you have in your current savings account to your new IRA. Goldco makes it simple and painless for customers to do this by walking them through the steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Purchase your precious metals: Select the precious metals that you want to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of various sizes can also be bought. These bars are pure as.9999.
Goldco also offers a program to buy back gold. In the event that your situation alters and you require to sell the precious metals in your account, Goldco will buy these back for the best buy-back price, guaranteed.
If you’re considering investing in a rare metals IRA, Goldco will send you a kit for free with details. The kit includes written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we think Goldco is one of the best companies to provide gold IRAs.
One of the top companies to purchase silver, gold, and platinum via an IRA.
reputable business with clear prices
With a gold IRA move, you can switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy gold and silver. The company is owned by a family and is located in Los Angeles, CA. It has won several awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill out the papers.
You can move your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you wish to place in your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, store them in a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of silver and gold goods that can be bought directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
However, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to talk to a person about your investment and learn how they are doing. You can call the number listed on the company’s website at any time to talk to an agent.
If you’re interested in learning more about buying gold before taking the step to buy it, you can ask the firm for a no-cost guide. This 25-page guide has useful information on how rare metals IRAs can help you take control of the savings you have.
You can also get information about the changes to the market for gold by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine which way to spend your money.
American Hartford Gold is a trusted gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews, Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to put your gold IRA funds into Lear Capital. In this case, you can get help from a personal expert, pay a flat fee, guarantee your purchase for 24 hours, and not pay fees when you make a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences with easy access to knowledgeable assistance teams and transparent prices among other things. To ensure that your money is in compliance with IRS standards, you should only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins which can be put into an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10to 100-ounce bar of your preferred metal. Prices for valuable metals are constantly changing to reflect changes in the market and make it easy to know the price you can expect.
Follow these steps to get started using Lear Capital:
You can create an rare metals IRA account by filling out an online application that only takes 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours of how to do the tax-free move. It could take up to five days for the money to be transferred.
You can purchase precious metals and then allow Lear Capital ship them to a safe place that is fully insured.
Create and keep your IRA for free if spend between $25,000 and $50,000 for one year, $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account over $25,000, you get free set-up and holding services.
When you make a purchase of more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable rate
One-on-one assistance from experts on gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals in person or through an IRA. Since 2003, this company has been in business and a lot of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be assured that buying rare metals through Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a wide range of silver, gold palladium, and platinum products in addition to other. You can purchase these precious metals on their own or make use of them to deposit money into an precious metals IRA.
The company makes it simple for you to convert your retirement savings to a precious metals IRA. With the assistance of a qualified Precious Metals Specialist You can follow these steps:
Create your account and decide the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) for funding your new self-directed IRA.
Choose the best metals for your account. Your precious Metals Specialist can help you determine which metals to invest in to reap the highest tax advantages.
You can buy your valuable metals. Your Specialist will look over your order and inform you that the purchase was successful once they have done so.
Find a storage solution for your items. Your Specialist will show you the various options for storing your belongings. Birch Gold Group stores its customers’ investments at a number of places including Delaware Depository and Brink’s Global Service.
Find out how you IRA is performing. You can call your Specialist at any time to review your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium items directly from the company. The company offers a broad range of currency that is accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold as well as silver.
These are just a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you are looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They offer IRAs and cash-payouts for silver and gold. This company also has a website that contains a lot of free information on the investment in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
Make use of the money in your savings account to add funds to your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people to set up precious metals IRAs. This IRA company works with people in all fifty U.S. states. They’ve been in business for more than 30 years and have been able to manage more than $25 billion.
After you have purchased gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals inside the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also a place where you can purchase real gold and silver. You just need to move money into the Augusta account and then select the gold and silver goods you want to buy. Augusta will deliver them to your doorstep and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the company comprise coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars. 10 up to 100-ounce silver bullion bar, and 90 silver bags that contain a minimum of 99.
Some of the company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA you can take a look at the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They offer silver, gold, platinum, and palladium. The company has a fantastic review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools to help you start these funds. On the Oxford Gold website, you will learn how to transfer funds into a precious metal IRA and learn how they work and what types are available and the reasons why they are great investments.
On the Oxford Gold website, you can purchase bars and coins made of silver, gold platinum, palladium, and. The company sells a vast range of gold and silver coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
It also offers a small amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals companies by listening to customers and giving them the tools needed to make sound financial decisions. On its website, the company has a full learning center to assist buyers.
This study area has many tools that include:
Guide to investing in precious metals
Stories and news about buying in gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also be able direct access to one of the company’s Managing Partners. This person can answer any questions you may have regarding trading or how to store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from a neutral point of view. This allows customers to understand the pros and cons of these investments and make better choices.
In general, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies because it offers an extensive selection of precious metals that have been allowed by the IRS. It also offers helpful educational materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After just a few years in business Noble Gold’s gold IRA reviews on all websites have won it five stars.
Opening a gold IRA account is a good decision, so you must choose a precious metals investment firm that places the reviews of its customers and the accreditations of its affiliates first. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were difficult to find.
Noble Gold is like other gold investment companies in that you can place bars and coins made of gold, silver platinum, palladium, and tin in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules, all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anywhere from $80-$200 per year to keep your real precious metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to get started using Noble Gold:
Fill out the form online to get personalized advice or create an IRA account for gold. You can talk to an expert in-house about your options during free sessions.
Talk to a Noble Gold expert to start the process of moving your gold IRA over to the new account. If you take money out from a retirement account and transfer to the gold IRA instead of rolling it over, you may be required to pay taxes on it. Talk to a tax expert first.
Fund your precious metals IRA, and then buy the valuable metals you want.
Select the storage you want and allow Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are many kinds of precious metals to pick from.
Many sources gave it five stars.
Free access to expert advice
There are many tools for training that can assist investors.
When you’re ready to sell when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top silver and gold dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for investors with experience in precious metals who know the market and would like to put a big chunk of their wealth into an investment in gold IRA as it offers savings for large investments, but doesn’t have the tools needed to help novice investors understand. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer with options for basic gold and silver, and good ways to get help.
The following accreditations, grades and titles have been granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB gave it an A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by providing them with helpful assistance lines, straightforward pricing, and simple-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The value of gold is updated in real-time on their website, which means you are able to easily evaluate the benefits, risks, and costs associated with your purchase. You can pick from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as early as fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 which is why it is best for buyers who have previously had this service. The first year of storage and maintenance costs $250, and each year following that is $200. There may be a need to pay a little more such as the cost to open an account.
To begin with Patriot Gold Group, you have to follow these steps:
Fill out the online account application to get started.
Contact a service representative to start your account restart or to transfer funds.
You can buy valuable metals and pick the way you’d like to store them.
You can get no cost delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Fees for accounts have been eliminated for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great selection of gold physical coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They say they are the top gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice If you enjoy doing things online and would like to have easy access to good training tools.
You can apply for an account with no need to talk to anyone and the company provides access to a vast knowledge base with videos, tools and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars and it is awarded an A+ rating.
Over 700 customers have rated Google 5 stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, great help and transparent prices throughout your interactions with AdvantageGold.
AdvantageGold lets you put gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage fees for IRA purchases range from $100-$150. Investors are also required to pay a $50 account-setting-up fee and a variety of yearly upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To start using AdvantageGold To begin using AdvantageGold, you must complete the following steps:
Fill out the online form and select the account manager you want. You can do this first step by yourself using AdvantageGold, or you can call the customer service team for personalized assistance.
Accept the policies and rules that the business follows, and then provide your financial documents. You may need to provide different documents about your IRA or tax obligations.
Choose the method you wish to deposit money into your account. A expert in rolling over money into a gold IRA will assist you in doing this.
You can buy valuable metals and select a secure storage space for them. As a final step, you need to complete the declaration form.
AdvantageGold has the following characteristics that make it stand out:
When you’re ready to sell the property, the buy-back program makes it easy.
A free guide on investing in gold with your IRA.
There are a variety of methods to study.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions on how to withdraw funds
Customers on all sites leave great feedback on gold IRAs.
What is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that uses gold, silver or other precious metals instead bonds.
To guard yourself against the effects of inflation and potential stock market crashes, you need a diversified collection of investments. This is why many people are now placing silver, gold and other precious metals in retirement accounts because they are a fairly safe and reliable investment.
The companies on our list help people set up gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, you should transfer the money from your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. These items have to be either coins or gold and must meet specific “fineness” standards. These accounts are only able to hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it simple and stress-free to manage and fund the individual retirement accounts. Many companies place clients in contact with account reps who can assist them in the process.
However, an agent for an account isn’t the same as a financial advisor. If you want to add a gold IRA to your retirement account to make it more diverse You should speak to your financial adviser first to determine whether it is a good idea for you.