A precious metals IRA, which is also called a gold-backed IRA, can help protect your investment from the volatility of markets and safeguard your investment from inflation. Additionally, precious metals such as silver and gold are different from the standard investments like stocks and bonds, which makes them a good option to diversify.
We reviewed the top gold IRA firms to determine what precious metal IRA accounts are the best value. We evaluated every gold IRA company below based on a number of factors, including the quality of the metals they offer as well as the costs they charge, the storage options they provide as well as their customer service as well as their appearance.
Goldco is one of the most reputable and most reliable company overall in the field of gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: Sales made by the company can receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company with regard to gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save for retirement. Goldco is a leader in the business of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to safeguard the assets in various retirement accounts by moving them to an precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert at the company can show you how to move the money in your account to an precious metals IRA.
The company also sells silver and gold directly to customers. You can invest your retirement savings or money from other savings accounts into real gold and silver.
If you’re looking to establish an precious metals IRA through Goldco and move or roll over the assets you have in your savings account into the new IRA. Goldco makes it easy and easy for customers to accomplish this by guiding them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Purchase your precious metals: Choose the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of different sizes can also be bought. They are pure as.9999.
Goldco also offers an option to buy back gold. If you experience a change in your circumstances and need to sell the precious metals in your account, Goldco will purchase these back for the best buy-back price, with a guarantee.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit that includes information. This kit has a written and spoken guide to investing in rare metals.
Overall, we believe Goldco is among the best companies that provide gold IRAs.
One of the most trusted companies to buy gold, silver, and platinum via an IRA.
A reputable business with transparent prices
With a gold IRA move, you can switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you purchase gold and silver. The company is owned by a family of employees and is located in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver in your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you would like to put into your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, keep them in a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a broad range of gold and silver goods that can be bought directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investment and learn what they are doing. You can call the number listed on the company’s website at any time to talk to your agent.
If you’d like to know more about purchasing gold before taking the step to buy it, you can ask the business for a complimentary guide. This 25-page guide has useful information about how rare metals IRAs can help you take charge of your savings.
You can also learn about the changes to the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on what to invest in.
American Hartford Gold is a reliable gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews as well as the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In this scenario you will be able to get assistance from a personal expert and pay a flat amount and guarantee your purchase for 24 hours, and avoid charges for a large payment.
Here are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences with easy access to knowledgeable help desks, and clear pricing as well as other aspects. To ensure that your money is compliant with IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be placed in an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10-to 100-ounce bar of your preferred metal. Prices for valuable metals change frequently to reflect market trends and make it easier to be aware of the price you can expect.
Follow these steps to get started using Lear Capital:
You can open an rare metals IRA account by filling out an online application which takes only 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours about how to complete the tax-free move. The money could take as long as five days to be transferred.
You can purchase precious metals and let Lear Capital ship them to an appropriate location that is fully insured.
Create and keep your IRA for free if you spend between $25,000 and $50,000 for one year or $25,000-$50,000 for two years, and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you get free setup and holding services.
When you invest more than $10,000, you get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat rate
One-on-one assistance from experts for gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from every source
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals in person or through an IRA. Since 2003, the company has been operating, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be sure that buying in rare metals from Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a variety of gold, silver, palladium, and platinum products in addition to other. You can purchase these precious metals by themselves or use them to put money into an precious metals IRA.
The company makes it simple for you to transfer the retirement savings you have saved into a precious metals IRA. With the assistance of a certified Precious Metals Specialist You can follow these five steps:
Create your account and choose how you want to fund it. With Birch Gold Group, you can move an IRA or transfer a 401(k) for funding your self-directed IRA.
Select the most valuable metals for your account. Your precious Metals Specialist can help you determine which metals to invest in to gain the greatest tax advantages.
You can purchase your precious metals. Your Specialist will look over your order and inform you that your purchase was successful once they have done so.
Choose a way to store your things. Your expert will help you understand the various ways to store your belongings. Birch Gold Group stores its customers’ assets in a variety of locations, such as Delaware Depository and Brink’s Global Service.
Find out the status of your IRA is going. You can call your Specialist at any time to review your account and make any changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and goods straight from the company. The company offers a broad range of gold and silver coins OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
Here are a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They provide IRAs and cash-payouts for gold and silver. The company also has a website that contains lots of information for free regarding investing in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
You can use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers create precious metals IRAs. This IRA company works with people from all 50 U.S. states. They have been in business since more than 30 years, and been able to manage more than $25 billion.
After you have purchased silver and gold for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. It’s as simple as transferring money to your Augusta account and select the gold and silver goods you wish to purchase. Augusta will bring them right to your doorstep and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods made by the firm include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10-ounce bullion gold bars, 10- to 100-ounce silver bullion bars and 90 silver bags that contain a minimum of 99.
The company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA you can take a look at the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell gold, silver, platinum, and palladium. The company has an excellent evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools available to help you start these funds. On the Oxford Gold website, you can learn how to transfer funds into a precious metal IRA, how these IRAs work and what types are available and the reasons they are a good investment.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company offers a broad range of popular silver and gold coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
It also offers a small amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other companies that deal in precious metals by listening to customers and providing them with the tools they need to make sound financial decisions. On their website, the business provides an entire learning center that can aid buyers in the purchasing process.
This study area includes several tools, including:
Guide to investing in precious metals
News and stories about buying gold
A list of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to help you answer any questions that you may have about how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial point of view. This helps customers understand the advantages and disadvantages of these investments and make better choices.
In the end, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an array of high-quality metals that have been allowed by the IRS. It also provides helpful training materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After less than 10 years of operation Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening an gold IRA account is a good choice, so you should choose a precious metals investment firm that values the opinions of its clients and its accreditations for affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to put coins and bars made of silver, gold platinum, palladium, and platinum in your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS regulations, all rare metals IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anything from $80 to $200 per year to keep your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to begin with Noble Gold:
Complete the form online to receive personalized advice or open an IRA account for gold. You can talk to an in-house expert about your choices during the free sessions.
Talk to an Noble Gold expert to start the process of rolling your existing gold IRA over to the new account. If you take money out of another retirement account to put into the gold IRA instead of rolling it over, you might be required to pay tax on it. Consult a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose the storage that you prefer, and then wait for Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals to pick from.
Many sources gave it five stars.
Free access to the advice of experts
There are plenty of training tools to help investors.
If you’re ready to sell, make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated gold and silver dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for investors with experience in precious metals who are familiar with the market and want to invest a significant portion of their assets into a gold IRA, since it gives savings for big investments but lacks a lot of tools to help novice investors understand. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that has options for basic gold and silver, and helpful ways to seek help.
The following grades, accreditations, and titles were given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB gave the BBB an A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews and awards, you won’t find a better company than Patriot Gold Group. The company puts its customers first by providing them with helpful support lines, transparent pricing, and simple-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The price of gold is updated in real-time through the site, so you can easily see the risks, benefits, and costs of your purchase. You can choose from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, so it is recommended to go with buyers who have had this experience before. The first year of storage and upkeep costs $250 and every year following that is $200. You may have to shell out more for instance, an amount to establish an account.
To begin with Patriot Gold Group, you have to follow these steps:
Fill out the online application for a new account to begin.
Contact a customer service representative to start your account restart or transfer of funds.
You can purchase valuable metals and pick the way you’d like to keep them.
You can get complimentary delivery to your safe locker.
Investors can obtain these essential things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
Account fees have been eliminated for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to helpful customer service
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company with a good selection of gold coins as well as bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim to be the top gold-producing company within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be for you if you like to do things online and would like to have easy access to good training tools.
You can apply for an account with no need to talk to anyone and the company provides you access to a large knowledge base, including tools, videos and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars and an A+ rating.
Nearly 700 of their customers have awarded Google five stars.
More than 1,400 people have rated Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, great help and clear pricing in all your interactions with the company.
AdvantageGold allows you to put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most common choices.
Annual storage charges for IRA purchases range from $100 to $150. Investors are also required to pay a $50 account set-up fee and a range of different annual upkeep charges. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To get started using AdvantageGold, you need to follow these steps:
Fill out the online form, and choose the account manager you would like to work with. You can complete this initial step on your own using AdvantageGold, or you can contact the customer support team for personalized help.
Accept the rules and guidelines of the company, and then provide your financial records. You may need to provide different papers about your IRA or taxes.
Choose the method you wish to transfer money into your account. A expert in rolling money into an gold IRA will assist you in doing this.
You can purchase precious metals and choose a safe place to store them. As a final step, you have to sign the declaration form.
AdvantageGold has the following traits which make it stand out:
When you’re ready for selling the house, the buy-back plan makes it simple.
A guide for investing in gold with your IRA.
There are a variety of options to get involved in learning.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources with step-by-step instructions regarding how to withdraw cash
Customers on all sites leave excellent reviews of gold IRAs.
What exactly is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account that uses gold, silver or other precious metals instead of stocks and bonds.
To safeguard yourself from the effects of inflation and possible market crashes, you should have a diverse portfolio of investments. Due to this, a lot of people have started placing silver, gold and other precious metals in retirement accounts because they are an extremely safe and reliable investment.
The companies listed on our list assist people in setting in place gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, you should move the money in your retirement savings to an account that is new.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. These items have to be gold or coins that meet a set of “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it easy and easy to fund and take care of these retirement accounts for individuals. Many businesses put clients in contact with account reps who can assist them in the process.
But an agent of an account is not the same as a financial advisor. If you’re considering adding an gold IRA to your retirement account to diversify it you should consult your financial advisor to determine whether it is a good idea for you.