A precious metals IRA that is also called a gold-backed IRA, can help protect your money from volatility in the market and protect you from inflation. Also, valuable metals like silver and gold are different from standard assets like bonds and stocks, which makes them a good option to diversify.
We reviewed the top gold IRA companies to determine what precious metal IRA accounts offer the best deal. We looked at every gold IRA company below based on a number of things, such as the precious metals they provide as well as the costs they impose, the storage options they provide as well as their customer service and even their reputation.
Goldco is one of the most reputable and best company generally in the field of gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: Sales made by the company can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that can help you save for retirement. Goldco is a leader in the business of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you protect the assets of a variety of retirement accounts by transferring them into a precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert at the company can show you how to transfer the money that is in the account to an precious metals IRA.
This business also sells silver and gold directly to its customers. You can invest your retirement savings as well as money from other savings accounts in real gold and silver.
If you are looking to open an precious metals IRA through Goldco move or rollover the assets you have in your savings account into your new IRA. Goldco makes it simple and easy for customers to accomplish this by guiding them through the following steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your precious metals Select the precious metals you’d like to add to your investment.
Goldco sells a variety of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Gold and silver bars of different sizes can also be purchased. These bars are pure as.9999.
Goldco also has an option to buy back gold. In the event that your situation alters and you need to sell the precious metals in your account Goldco will purchase them back at the most competitive buy-back price, guaranteed.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit that includes information. This kit contains a written, spoken, and seen instructions on investing in rare and precious metals.
Overall, we think Goldco is among the best companies that provide gold IRAs.
One of the most trusted companies to buy gold, silver and platinum through an IRA.
A reputable business with transparent prices
With the gold IRA move, you can alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy gold and silver. The company is owned by a family and is headquartered in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver if you want through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the gold or silver items you would like to put in your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, you are able to keep them with a safe storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a wide range of gold and silver goods that can be bought directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always talk to a person about your investment and find out how they are doing. You can dial the number on the company’s website anytime to speak to an agent.
If you’re interested in learning more about buying in gold prior to taking the next step, you can ask the business for a free guide. This guide of 25 pages contains valuable information on how rare metals IRAs can assist you in taking charge of the savings you have.
You can also learn about the changes to the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine what to invest in.
American Hartford Gold is a trusted gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews and the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to put your gold IRA funds into Lear Capital. In this scenario, you can get help from a specialist, pay a flat fee and guarantee your purchase up to 24 hours and not pay fees when you make a large payment.
These are the Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, emphasize smooth experiences and easy access to friendly help desks, and transparent prices among other things. To make sure your money meets IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be put in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10to 100-ounce bar made of your favorite metal. Prices for precious metals are always changing to reflect market trends and make it easy to anticipate what to expect.
Follow these steps to begin with Lear Capital:
You can open a rare metals IRA account by filling out an online application that only takes 10 minutes.
You should hear back from the person responsible for the IRA within 24 hours about how to make the tax-free move. The money could take as long as five days to be moved.
You can purchase precious metals and then allow Lear Capital ship them to an area that is secure and that is fully insured.
Create and store your IRA for free if spend between $25,000 and $50,000 for a year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you get free set-up and holding services.
If you have invested more than $10,000 you get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable price
One-on-one assistance from experts on gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from every source
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, this firm has been operating, and thousands of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be confident that purchasing rare metals from this company is a secure and secure process.
Birch Gold Group sells a large selection of gold, silver, palladium and platinum items in addition to other. You can purchase these precious metals by themselves or make use of them to deposit money into an precious metals IRA.
This company makes it simple for you to transfer your retirement savings to an precious metals IRA. With the help of a trained Precious Metals Specialist you can follow these steps:
Create your account and select how you want to fund it. With Birch Gold Group, you can transfer an IRA or transfer a 401(k) to help fund your new self-directed IRA.
Choose the valuable metals to invest in for your account. The valuable Metals Specialist can help you determine which metals you should invest in to get the most tax benefits.
You can buy your valuable metals. Your Specialist will look over your order and let you know that your purchase went through once they have done so.
Choose a way to store your belongings. Your specialist will guide you through the various ways to store your belongings. Birch Gold Group stores its customers’ investments at a number of places including Delaware Depository and Brink’s Global Service.
Find out what you IRA is going. Contact your Specialist anytime to check your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium goods straight from them. The company sells a wide variety of coins that are accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold and silver.
These are just a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They provide IRAs and cash payments for gold and silver. The firm also runs a website that contains a lot of free information about investing in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
Make use of the money in your savings account to pay for your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers set up precious metals IRAs. This IRA company is a partner for people across all 50 U.S. states. They’ve been in business for over 30 years and been able to manage more than $25 billion.
When you purchase silver and gold for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in its Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. You just need to move funds into the Augusta account and then select the silver and gold products you’d like to purchase. Augusta will deliver them to your doorstep and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods made by the company include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars, 10- up to 100-ounce silver bullion bar and 90% silver bags.
A few of the company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA you can check out the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that helps people set gold IRAs. They sell silver, gold, platinum, and palladium. The company has a great evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools that can help you get started with these funds. On the Oxford Gold website, you can find out how to transfer funds to a precious metal IRA and learn how they function and what kinds are available and the reasons they are good assets.
The Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company sells a wide variety of popular silver and gold coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The company also sells a limited amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals companies by listening to its clients and giving them the tools they need to make sound financial decisions. The company’s website provides a full learning center to assist buyers.
This study area has many tools that include:
Guide to investing in precious metals
Stories and news about buying gold
A glossary of terms
When you join the Oxford Gold Group, you’ll also be able to interact directly with one of the company’s Managing Partners. This person can assist you with any queries you have regarding how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This allows customers to understand the pros and cons of these investments and make better choices.
In general, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides an array of high-quality metals that have been allowed by the IRS. It also has helpful teaching materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After less than 10 years in business Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening a gold IRA account is a big decision, so you must select a precious metals investment firm that values the reviews of its clients as well as the certifications of its affiliates in the first place. The following scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can put coins and bars made of gold, silver platinum, palladium, and tin in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce such as the Austrian Silver Philharmonic 1oz Coin. To meet IRS rules the rare metals that are included in IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anywhere from $80-$200 per year for storage of your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to begin with Noble Gold:
Complete the online form to get a custom advice or to open an IRA account for gold. You can speak with an expert in-house about your options during the free sessions.
Contact a Noble Gold expert to start the process of rolling your existing gold IRA over to the new account. If you withdraw money of a retirement account to put into the gold IRA instead of rolling it over, you might be required to pay tax on it. Consult a tax expert first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Select the storage you want, and then let Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are many types of valuable metals to choose from.
Several sources gave it five stars.
Access to the advice of experts
There are many training tools that can help investors.
If you’re ready to sell when you’re ready to sell, consider you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated gold and silver dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for investors with experience in precious metals who know the market and wish to put a large portion of their wealth into an investment in gold IRA which offers savings for large investments but doesn’t offer many tools to help novice investors understand. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that has options for basic gold and silver, and helpful ways to seek help.
The following grades, accreditations, and titles were granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB awarded the BBB the A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its clients by offering them friendly support lines, clear prices, and simple to use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The value of gold changes in real-time through the site, so you can easily assess the benefits, risks, and costs associated with your purchase. You can choose from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 so it is recommended to go with buyers who have done this before. First year storage and upkeep costs $250, and each year thereafter costs $200. You might have to shell out more for instance, an amount to establish an account.
To start with Patriot Gold Group, you must do the following:
Complete the online application for a new account to begin.
Contact a customer service worker to initiate your account restart or transfer of funds.
You can buy valuable metals and pick the way you want to keep them.
You can receive free delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Account fees have been eliminated for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great choice of physical gold coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim they are the top gold-producing company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice when you love doing things online and would like to have easy access to high-quality training tools.
You can apply for an account without talking to a person and the company provides you access to a large knowledge base, including videos, tools and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and the A+ rating.
More than 700 users have given Google five stars.
More than 1,400 customers have given Trustpilot five stars.
Based on the reviews of AdvantageGold you can count on great customer service, great help and transparent prices throughout your interactions with AdvantageGold.
AdvantageGold lets you put platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most common choices.
Annual storage charges for IRA purchases range from $100 and $150. Investors are also required to pay a $50 account-setting-up fee and a range of different annual upkeep charges. AdvantageGold does not have a minimum amount to pay which is a great thing.
To start using AdvantageGold you must do the following:
Complete the form online and choose the account manager you’d like to choose. You can do this first step by yourself using AdvantageGold, or you can contact the customer service team for personalized assistance.
Accept the rules and guidelines of your company and then provide your financial documents. You may need to show different papers about your IRA or tax obligations.
Select the method you prefer to transfer funds into your account. A professional who has experience in rolling money over into an gold IRA will assist you in doing this.
You can buy valuable metals and select a secure location to store them. As the last step, you must complete the declaration form.
AdvantageGold has the following traits which make it stand out:
If you’re ready to sell, the buy-back scheme makes it simple.
A guide for investing in gold with your IRA.
There are a variety of methods to study.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has named us the most trusted gold IRA company over the last seven years.
Resources with step-by-step instructions regarding how to withdraw funds
Customers on all sites leave great reviews of gold IRAs.
What is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of silver, gold or other precious metals instead of stocks and bonds.
To protect yourself from the risk of inflation and stock market crashes, it is important to require a variety of investments. This is why a lot of people are placing silver, gold, and other valuable metals into their retirement accounts due to them being relatively safe and dependable investment.
The companies we have listed help people set in place gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, move the money from your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. The items must be either coins or gold that meet a set of “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it simple and easy to manage and fund these retirement accounts for individuals. Many companies put clients in contact with account representatives who can help them through the process.
But an agent of an account isn’t the same as an advisor to financial matters. If you are considering adding an gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor to see whether it’s a good idea for you.