A precious metals IRA that is also known as a gold-backed IRA will help safeguard your savings from market volatility as well as protect you against inflation. Additionally, precious metals such as silver and gold are different from the standard investments like stocks and bonds, which makes them a great option to diversify your portfolio.
We looked at the top gold IRA companies to see which precious metal IRA accounts are the best value. We looked at each gold IRA company below based on a number of factors, including the valuable metals they offer as well as the costs they charge, the storage choices they provide and their customer service and their image.
Goldco is the most reputable and best company generally for gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: The new sales can get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that will help you save more for retirement. This company is the leader in the business of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco can help you protect the assets of different retirement accounts by transferring them into an precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert at Goldco can help you understand how to transfer the money from your account into a precious metals IRA.
This company also sells silver and gold directly to its customers. You can also invest your retirement savings or money from other savings accounts into real gold and silver.
If you want to start a precious metals IRA through Goldco move or rollover the assets you have in your savings account into your new IRA. Goldco makes it simple and easy for customers to complete this process by walking them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your precious metals Select the precious metals that you would like to include in your investment.
Goldco sells a variety of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of different sizes can be purchased. These bars are pure as.9999.
Goldco also offers an option to buy back gold. In the event that your situation alters and you need to sell the precious metals that are in your account, Goldco will buy these back for the best buy-back price, with a guarantee.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit with information. The kit includes written spoken, spoken, and a visual guide to investing in rare metals.
We believe that overall Goldco is among the best companies that provide gold IRAs.
One of the top companies for buying in gold, silver, and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you can change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is run by a family and is based in Los Angeles, CA. It has received numerous awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and complete the forms.
You can move your old IRA to a new self-directed gold IRA.
Select the silver or gold items you wish to place into your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, you are able to keep them with a safe storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of gold and silver goods that can be purchased directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to talk to a person about your investment and learn what they’re doing. You can call the number listed on the company’s website at any time to talk to your agent.
If you’d like to know more about buying in gold before taking the step you can contact the company for a no-cost guide. This 25-page guide has useful details on how rare metals IRAs can help you take charge of the savings you have.
You can also learn about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide what to invest in.
American Hartford Gold is a trusted gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews, the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In this case, you can get help from a specialist or pay a fixed fee, guarantee your purchase for 24 hours, and not pay fees for a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, focus on smooth experiences with easy access to knowledgeable support teams, and clear prices as well as other aspects. To make sure your money meets IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10– to 100-ounce bar of your favorite metal. Prices for valuable metals are constantly changing to reflect market changes and make it easy to be aware of the price you can expect.
Follow these steps to start with Lear Capital:
You can open an rare metals IRA account by filling in an online form that takes just 10 minutes.
You should hear back from the person responsible for your IRA within 24 hours regarding how to complete the tax-free transfer. The money could take as long as five days to be moved.
You can buy valuable metals, and then let Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Set up and keep your IRA at no cost if you spend at least $25,000 to $50,000 for one year or $25,000-$50,000 for two years and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you receive free setup and holding services.
If you make a purchase of more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable rate
One-on-one help from pros on gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from every source
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, the firm has been operating, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be sure that buying in rare metals through Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a wide range of silver, gold, palladium and platinum items in addition to other. You can buy these metals on their own or use them to deposit money into a precious metals IRA.
The company makes it simple for you to move your retirement savings to an precious metals IRA. With the assistance of a trained Precious Metals Specialist You can follow the following steps:
Create your account and select how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or roll over an existing 401(k) to fund your new self-directed IRA.
Choose the valuable metals to invest in for your account. The valuable Metals Specialist can help you figure out which metals to invest in to get the most tax benefits.
You can purchase your precious metals. Your Specialist will look over your purchase and inform you that the purchase was successful after they have completed the transaction.
Choose a way to store your things. Your Specialist will show you the various methods to organize your items. Birch Gold Group stores its customers’ assets at various locations including Delaware Depository and Brink’s Global Service.
Check the status of your IRA is going. You can call your Specialist at any time to check your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and items directly from them. The company sells a wide variety of coins that are deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
These are just a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They provide IRAs and cash-payouts for silver and gold. This company also has a website with many free information on the investment in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people to set up precious metals IRAs. This IRA company works with individuals in all 50 U.S. states. They’ve been in business since more than 30 years, and handled more than $25 billion.
When you purchase silver and gold for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. It’s as simple as transferring funds into the Augusta account and then select the silver and gold items you’d like to purchase. Augusta will deliver them to your doorstep, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar, and 90% silver bags.
A few of the company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA You can also take a look at the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They sell gold, silver, platinum, and palladium. The company has an excellent review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools to help you get started with these funds. On the Oxford Gold website, you can learn how to move money to a precious metal IRA and how they function and what kinds are available, and why they are a good investment.
The Oxford Gold website, you can purchase bars and coins made of silver, gold platinum, palladium, and. The company sells a vast range of gold and silver coins, as well as other items like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The firm also sells a tiny number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals companies by listening to clients and providing them with the tools they require to make sound financial decisions. On their website, the business provides an entire learning center that can assist buyers.
This study area comes with several tools that include:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
When you join the Oxford Gold Group, you’ll also be able to interact directly with one of the company’s Managing Partners. This person can assist you with any queries you might have regarding how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from a neutral point of view. This lets customers learn the advantages and disadvantages of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies because it offers an extensive selection of precious metals that have been approved by the IRS. It also has helpful teaching materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. In less than 10 years of operation, the company’s gold IRA reviews on all websites have been awarded five stars.
Opening an IRA account is a great choice, so you should choose a precious metals investment firm that values the opinions of its clients as well as the certifications of its affiliates in the first place. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can place bars and coins made of gold, silver platinum, palladium, and platinum in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS regulations all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anything from $80 to $200 a year for storage of your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to begin using Noble Gold:
Fill out the online form to get personalized advice or open an IRA account for gold. You can speak to an expert from the company about your options during free sessions.
Contact a Noble Gold expert to start the process of rolling your existing gold IRA over to the new account. If you take money out from a retirement account and put into the gold IRA instead of rolling it over, you might have to pay taxes on it. Consult a tax professional first.
You can fund your precious metals IRA and then purchase the precious metals you’d like.
Select the storage you want and wait for Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Great ways to assist customers
There are many types of precious metals that you can pick from.
Several sources gave it five stars.
Access to expert advice
There are a lot of training tools that can help investors.
If you’re ready to sell, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who are knowledgeable about the market and wish to put a large portion of their assets into an investment in gold IRA as it offers savings for large investments, but doesn’t have many tools to help investors who are new. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer with options for basic silver and gold and the best ways to get assistance.
The following accreditations, grades and titles have been awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB gave it the A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates, and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, clear prices, and easy-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. Gold prices changes in real time on the website, so you can easily assess the benefits, risks, and costs of your purchase. You can choose among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as early as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, which is why it is best for buyers who have done this before. The first year of storage and maintenance costs $250, and each year thereafter costs $200. You may have to shell out more like an amount to establish an account.
To start your journey with Patriot Gold Group, you must do the following:
Complete the online application for a new account to get started.
Contact a customer service worker to initiate your account restart or to transfer funds.
You can purchase valuable metals and choose how you want to keep them.
You can get no cost delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Fees for accounts have been waived for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good choice of gold physical coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They say they are the best gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you if you like to do things online and want easy access to good training tools.
The application process is simple without speaking to a person, and the company gives access to a vast knowledge base that includes videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars with an A+ grade.
Over 700 customers have awarded Google five stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews, you can expect great customer service, fantastic assistance and transparent prices throughout your interactions with the company.
AdvantageGold lets you deposit platinum, gold, silver, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most common choices.
The annual storage costs for IRA purchases are between $100-$150. Investors are also required to pay a $50 account-setting-up fee and a range of different annual upkeep charges. AdvantageGold has no minimum payments which is a great thing.
To begin using AdvantageGold, you need to complete the following steps:
Fill out the online form and select the account manager you want. You can do this first step on your own using AdvantageGold, or you can call the customer service team for personalized help.
Accept the policies and rules that the business follows, and then provide your financial records. You may be required to present different papers about your IRA or taxes.
Choose the way you want to put funds into your account. An expert in rolling over money into an gold IRA can assist you with this.
You can purchase valuable metals and select a secure place to store them. As a final step, you need to sign the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it from the crowd:
When you’re ready for selling the property, the buy-back program makes it easy.
A free guide to investing in gold with your IRA.
There are a variety of methods to study.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Step-by-step directions for withdrawing cash
Customers on all sites leave glowing review of gold IRAs.
What exactly is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-directed personal retirement account that uses silver, gold, or other valuable metals instead of stocks or bonds.
To protect yourself from the risk of inflation and stock market crashes, it is important to should have a diverse portfolio of investments. This is why many people are placing silver, gold, and other valuable metals in their retirement accounts because they are an extremely safe and reliable investment.
The companies listed on our list help people set up gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, transfer the money in your retirement savings into a new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. The items must be coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it easy and painless to set up and manage the individual retirement accounts. Many companies put clients in contact with account representatives who can help them through the process.
However, an agent for an account is not the same as an advisor to financial matters. If you’re considering adding gold IRA to your retirement account to diversify it You should speak to your financial adviser first to determine whether it is a good idea for you.