A precious metals IRA or, more commonly called a gold-backed IRA can help protect your savings from market volatility as well as protect your investment from inflation. Also, valuable metals like gold and silver are very different from standard investments like stocks and bonds, which makes them a great way to diversify.
We looked at the top gold IRA firms to determine what precious metal IRA accounts are the best deal. We evaluated every gold IRA company below based on a number of things, such as the valuable metals they offer and the charges they charge, the storage choices they provide and their customer service and even their reputation.
Goldco is among the most reputable and best company generally for gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company may receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company in the field of gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that can help you save for retirement. This company is the leader in the field of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you protect the assets in various retirement accounts by shifting them into an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b), a precious metals expert from Goldco can guide you on how to move the money in your account to an precious metals IRA.
The company also sells silver and gold directly to customers. You can put your retirement savings as well as other savings accounts in real silver and gold.
If you are looking to open a precious metals IRA through Goldco move or rollover the assets you have in your current savings account to your new IRA. Goldco makes it easy and easy for customers to do this by guiding them through the steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your precious metals Select the precious metals that you’d like to add to your investment.
Goldco sells a variety of different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of different sizes can be purchased. They’re as pure as.9999.
Goldco also offers a program to buy back gold. If your situation changes and you have to sell the precious metals in your account, Goldco will purchase them back at the most competitive buy-back price, with a guarantee.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a free kit with details. The kit includes written spoken, spoken, and a visual guide to investing in rare metals.
Overall, we believe Goldco is among the top companies that provide gold IRAs.
One of the top companies to purchase silver, gold, and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you can alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy gold and silver. The company is run by a family and is headquartered in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver in your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the gold or silver items you want to put in your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, store them in a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of gold and silver goods that can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to talk to a person about your investments and learn what they’re doing. You can call the number on the company’s website anytime to speak to your agent.
If you’re interested in learning more about buying in gold prior to making the move to buy it, you can ask the firm for a no-cost guide. This 25-page guide has useful information on how rare metals IRAs can assist you in taking control of your savings.
You can also learn about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide how to spend.
American Hartford Gold is a trusted gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to invest your gold IRA money into Lear Capital. In this case you can seek advice from a specialist and pay a flat amount and guarantee your purchase up to 24 hours and avoid charges for a large payment.
The following are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, focus on smooth experiences with easy access to knowledgeable support teams, and clear pricing as well as other aspects. To ensure that your money meets IRS standards, you must only use a reputable service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something simpler like a 10 100-ounce bar of your preferred metal. Prices for precious metals are always changing to reflect market changes and allow you to be aware of the price you can expect.
Follow these steps to get started using Lear Capital:
You can create an rare metals IRA account by filling out an online form that only takes 10 minutes.
You should hear from the person in charge of your IRA within 24 hours of how to make the tax-free move. The money could take as long as five days to be moved.
You can purchase valuable metals, and then allow Lear Capital ship them to an area that is secure and that is fully insured.
Set up and keep your IRA for free if spend between $25,000 and $50,000 for one year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account over $25,000, you will receive free setup and holding services.
When you invest more than $10,000, you get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable price
One-on-one assistance from experts on gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from every source
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, the company has been in business, and thousands of customers have praised the company. reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be assured that buying rare metals through Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a variety of silver, gold, palladium, and platinum products, among others. You can purchase these precious metals on their own, or make use of them to deposit money into an precious metals IRA.
The company makes it simple for you to move the retirement savings you have saved into an precious metals IRA. With the help of a qualified Precious Metals Specialist You can follow these five steps:
Set up your account and select how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or transfer an existing 401(k) for funding your new self-directed IRA.
Choose the best metals for your account. The valuable Metals Specialist can help you determine which metals to invest in to gain the most tax benefits.
You can purchase your precious metals. Your specialist will review your order and let you know that the purchase was successful once they have done so.
Find a method to store your belongings. Your Specialist will show you the different ways to store your things. Birch Gold Group stores its customers’ investments in a variety of locations like Delaware Depository and Brink’s Global Service.
Find out the status of your IRA is performing. Contact your Specialist anytime to review your account or make adjustments.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium goods straight from the company. The company offers a broad range of currency that is accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
These are some of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They provide IRAs and cash payments for gold and silver. The business also offers a site with lots of information for free on the investment in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
Make use of the money in your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users set up precious metals IRAs. This IRA company is a partner for people from all fifty U.S. states. They’ve been operating for over 30 years and been able to manage more than $25 billion.
After you have purchased gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals inside the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. It’s as simple as transferring funds into your Augusta account and then select the gold and silver goods you want to buy. Augusta will deliver them to your doorstep and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars. 10 up to 100-ounce silver bullion bar, and 90% silver bags.
The company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA You can also check out the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that helps people set gold IRAs. They sell silver, gold platinum, palladium, and. The company has a great rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools available to help you start these funds. On the Oxford Gold website, you can learn how to move money to an precious metal IRA, how they function, what kinds are offered, and why they are great investments.
The Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company sells a wide variety of popular silver and gold coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The company also sells a small number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals firms by listening to its customers and providing them with the tools needed to make informed financial decisions. The company’s website offers an entire learning center that can help with the buying process.
This study area comes with several tools, including:
Guide to investing in precious metals
Stories and news about buying gold
A glossary of terms
When you join the Oxford Gold Group, you’ll also be able to interact directly with one of the company’s Managing Partners. The person will be able to answer any questions you might have regarding how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial point of view. This lets customers learn the advantages and disadvantages of these investments and make better decisions.
In the end, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides an array of high-quality metals that are regulated by the IRS. It also provides helpful training materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After just a few years in operation, the company’s gold IRA reviews on all sites have earned it five stars.
Opening an gold IRA account is a great decision, so you must select a gold investment firm that places the reviews of its customers and the accreditations of its affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can place bars and coins composed of silver, gold, platinum, and palladium in your IRA. There are many kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare, like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS regulations, all rare metals IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anywhere from $80 to $200 a year for storage of your valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to get started with Noble Gold:
Fill out the online form to get personalized advice or open an IRA account for gold. You can speak with an expert from the company about your options during free sessions.
Talk to a Noble Gold expert to start the process of moving the gold IRA over to your new account. If you take money out from a retirement account and put into the gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Select the storage you want and allow Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are many types of valuable metals to choose from.
Many sources have rated it five stars.
Access to the advice of experts
There are plenty of training tools that can help investors.
If you’re ready to sell, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated gold and silver dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for experienced precious metals investors who are familiar with the market and wish to invest a significant portion of their money into a gold IRA which offers savings for large investments, but lacks the tools needed to help new investors learn. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer with options for basic gold and silver as well as good ways to get help.
The following accreditations, grades and titles have been awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB awarded it an A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews, and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its clients by providing them with helpful assistance lines, straightforward prices, and simple to use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The price of gold fluctuates in real time on the website, so you can easily see the risks, benefits, and costs of purchasing. You can select from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date as early as fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, which is why it is recommended for those who have had this experience before. The first year of storage and upkeep costs $250, and each year thereafter costs $200. There may be a need to shell out more such as a fee to set up an account.
To start with Patriot Gold Group, you need to do the following:
Complete the online account application to begin.
Contact a customer service representative to get your account started or movement of funds.
You can purchase valuable metals and choose how you’d like to keep them.
You can get complimentary delivery to your safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Account fees have been eliminated for purchases over $100,000
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide selection of gold coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They claim they are the best gold firm within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you If you enjoy doing things online and want easy access to high-quality training tools.
It is possible to apply for an account with no need to talk to a person and the company provides you access to a large knowledge base, including tools, videos, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and it is awarded an A+ rating.
More than 700 users have rated Google 5 stars.
More than 1,400 people have given Trustpilot five stars.
Based on AdvantageGold’s reviews you can count on great customer service, great help, and clear prices in all your interactions with AdvantageGold.
AdvantageGold lets you deposit platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most popular choices.
The annual storage costs for IRA purchases are between $100 and $150. Investors also pay a $50 account-setting-up cost and a variety of annual upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To start using AdvantageGold, you need to follow these steps:
Complete the online form, and choose the account manager you’d like to choose. You can do this first step on your own using AdvantageGold, or you can contact the customer service team for personalized assistance.
Accept the policies and rules of the company, and then provide your financial records. You may need to provide various documents regarding your IRA or taxes.
Choose the way you want to put money into your account. A expert in rolling money into an gold IRA can assist you with this.
You can buy valuable metals and select a secure place to store them. In the final step, you need to sign the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out from the crowd:
If you’re ready to sell the house, the buy-back plan makes it easy.
A free guide to investing in gold with your IRA.
There are many options to get involved in learning.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Step-by-step directions on how to withdraw cash
Customers on all sites leave great reviews of gold IRAs.
What is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that uses gold, silver, or other valuable metals instead bonds.
To safeguard yourself from the effects of the risk of inflation and stock market crashes, it is important to require a variety of investments. This is why many people are placing silver, gold, and other valuable metals in their retirement accounts because they are a fairly safe and reliable investment.
The companies on our list help people set in place gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, you should move the money in your retirement savings into a new tab.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. These items have to be either coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are approved by the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it easy and painless to fund and take care of the individual retirement accounts. Many companies place customers in touch with account reps who will assist them throughout the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you want to add gold IRA to your retirement account to make it more diverse you should consult your financial adviser first to determine whether it’s a good idea for you.