A precious metals IRA or, more commonly known as a gold-backed IRA can help protect your money from volatility in the market and protect your investment from inflation. Additionally, precious metals like gold and silver are very different from standard assets like bonds and stocks and bonds, which makes them an excellent option to diversify your portfolio.
We looked at the top gold IRA companies to determine the best precious metal IRA accounts offer the best value. We evaluated each gold IRA company below, based on a variety of things, such as the valuable metals they offer as well as the costs they impose, their storage choices they provide and their customer service and even their reputation.
Goldco is among the most trusted and most reliable company in the field of gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that can help you save for retirement. This company is the leader in the business of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco can help you protect the assets of various retirement accounts by transferring them into the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert from Goldco can guide you on how to transfer the funds in your account to a precious metals IRA.
This business also sells silver and gold directly to its customers. You can also invest your retirement savings, or money from other savings accounts in real gold and silver.
If you are looking to open a precious metals IRA through Goldco move or rollover your assets from your current savings account into your new IRA. Goldco makes it easy and stress-free for customers to do this by guiding them through the following steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Purchase your precious metals: Choose the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of different sizes can be bought. These bars are pure as.9999.
Goldco also has an option to buy back gold. If you experience a change in your circumstances and need to sell the precious metals in your account Goldco will purchase them back at the best buy-back price, with a guarantee.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a free kit that includes details. This kit has a written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we believe Goldco is among the best companies that provide gold IRAs.
One of the top companies for buying in gold, silver and platinum via an IRA.
reputable business with clear prices
With a gold IRA move, you are able to change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you purchase gold and silver. The company is owned by a family and is headquartered in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver in your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and fill out the papers.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you want to put in your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, you are able to store them with a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a wide range of gold and silver goods that can be bought directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
However, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always speak with a representative about your investment and learn how they are doing. You can call the number on the website at any time to talk to your representative.
If you’re interested in learning more about buying in gold before taking the step, you can ask the business for a free guide. This guide of 25 pages contains valuable details on the ways that rare metals IRAs can help you take charge of your savings.
You can also find out about the latest developments in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide which way to spend your money.
American Hartford Gold is a reliable gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews as well as the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to put your gold IRA money into Lear Capital. In this case, you can get help from a personal expert, pay a flat fee, guarantee your purchase up to 24 hours and avoid charges for a large payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences with easy access to knowledgeable assistance teams and transparent prices, among other things. To ensure that your money meets IRS standards, you must only use a reputable service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10to 100-ounce bar of your preferred metal. Prices for valuable metals change frequently to reflect market changes and make it easy to know what you should expect.
Follow these steps to begin using Lear Capital:
You can open a rare metals IRA account by filling out an online form that only takes 10 minutes.
You should hear from the person who is responsible for your IRA within 24 hours about how to do the tax-free move. It could take up to five days for the money to be transferred.
You can buy valuable metals and allow Lear Capital ship them to a safe place where they’ll be fully insured.
Set up and store your IRA for free if you spend between $25,000 and $50,000 in a single year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you get free set-up and holding services.
If you make a purchase of more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat price
One-on-one help from pros in gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from every source
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, this company has been in business, and thousands of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be assured that buying rare metals from Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a large selection of silver, gold palladium and platinum items as well as other. You can purchase these precious metals by themselves or use them to deposit money into an precious metals IRA.
The company makes it simple for you to convert the retirement savings you have saved into a precious metals IRA. With the assistance of a certified Precious Metals Specialist, you can take these five steps:
Set up your account and decide how you want to fund it. Through Birch Gold Group, you can move an IRA or transfer a 401(k) to fund your self-directed IRA.
Choose the valuable metals for your account. Your precious Metals Specialist can help you determine which metals you should invest in to reap the most tax advantages.
You can purchase your precious metals. Your specialist will review your purchase and inform you that your purchase went through once they have done so.
Choose a way to store your things. Your specialist will guide you through the different methods to organize your belongings. Birch Gold Group stores its customers’ funds at various locations including Delaware Depository and Brink’s Global Service.
Check the status of your IRA is going. You can contact your Specialist anytime to review your account and make any changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium products directly from the company. The company offers a wide selection of gold and silver coins OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold as well as silver.
These are some of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you want to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They offer IRAs and cash-payouts for silver and gold. This firm also runs a website that contains a lot of free information on the investment in rare metals and setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
Make use of the money in your savings account to add funds to your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people create precious metals IRAs. This IRA company works with individuals from all 50 U.S. states. They’ve been operating for over 30 years and handled more than $25 billion.
After you have purchased silver and gold to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in its Delaware vault which is a secure private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. It’s as simple as transferring money into the Augusta account and choose the gold and silver goods you’d like to purchase. Augusta will bring them right to your door and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods made by the company include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars. 10- to 100-ounce silver bullion bars and 90 silver bags containing 97 percent.
Some of the company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA You can also look at a list of the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They sell silver, gold platinum, palladium, and. The company has an excellent review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools to assist you in establishing these funds. On the Oxford Gold website, you can learn how to move money to a precious metal IRA and learn how these IRAs work, what kinds are offered and the reasons they are good assets.
On the Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company sells a wide variety of gold and silver coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The firm also sells a limited number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals companies in its ability to listen to customers and giving them the tools needed to make informed financial decisions. On its website, the company has an entire learning center that can help with the buying process.
This study area has a number of tools which include:
Guide to investing in precious metals
Stories and news about buying gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also be able to work directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to answer any questions you have about how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This allows customers to understand the advantages and disadvantages of these investments and make better choices.
Overall, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA firms because it provides a wide range of valuable metals that are regulated by the IRS. It also provides helpful training materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. In less than 10 years in business, the company’s gold IRA reviews on all sites have won it five stars.
Opening a gold IRA account is a big choice, so you should choose a precious metals investment company that puts the reviews of its customers as well as the certifications of its affiliates in the first place. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can put coins and bars made of silver, gold, platinum, and palladium in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare like the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules all rare metals IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anything from $80-$200 per year to store your precious metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to start using Noble Gold:
Complete the online form to get a custom advice or to create an IRA account for gold. You can speak with an expert in-house about your options during free sessions.
Contact an Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you withdraw money of a retirement account to transfer to your gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax expert first.
You can fund your precious metals IRA and then purchase the valuable metals you want.
Select the storage you want and let Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are many kinds of precious metals to pick from.
A number of sources have rated it five stars.
Free access to the advice of experts
There are a lot of training tools to help investors.
When you’re ready to sell and sell your home, you should have make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated silver and gold dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who are knowledgeable about the market and want to put a large portion of their wealth into a gold IRA, since it gives savings for big investments but doesn’t have the tools needed to help investors who are new. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer that has options for basic gold and silver as well as helpful ways to seek help.
The following grades, accreditations and titles have been awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB gave the BBB the A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates, and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its clients by providing them with helpful support lines, transparent prices, and simple to use services that comply with IRS rules.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The price of gold changes in real time on the website, which means you can easily see the risks, benefits, and costs associated with your purchase. You can choose among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, therefore it is best for buyers who have done this before. The initial year of storage and maintenance costs $250 and every year after that costs $200. There may be a need to shell out more such as the cost to open an account.
To start working with Patriot Gold Group, you must do the following:
Fill out the online account application to get started.
Contact a customer service worker to start your account restart or transfer of funds.
You can buy valuable metals and choose how you’d like to keep them.
You can receive free delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been eliminated for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company with a good choice of gold coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They say they are the best gold company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice when you love doing things online and want easy access to high-quality training tools.
You can apply for an account with no need to talk to anyone, and the company gives access to a vast knowledge base, including tools, videos and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars with an A+ rating.
More than 700 users have rated Google 5 stars.
More than 1,400 people have given Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, fantastic assistance, and clear prices in all your interactions with AdvantageGold.
AdvantageGold allows you to put gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage charges for IRA purchases range from $100-$150. Investors also pay a $50 account-setting-up cost and a range of different yearly upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To start using AdvantageGold you must complete the following steps:
Complete the online form and select the account manager you want. You can complete the first step by yourself using AdvantageGold or contact the customer service team for assistance tailored to your needs.
Accept the rules and guidelines that the business follows, and then share your financial records. You may need to provide different documents about your IRA or tax obligations.
Choose the method you wish to put money in your account. A expert in rolling money into an gold IRA will help you do this.
You can purchase precious metals and select a secure storage space for them. As the last step, you have to complete the declaration form.
AdvantageGold has the following characteristics which make it stand out from the crowd:
When you’re ready for selling the house, the buy-back plan makes it simple.
A free guide on investing in gold with your IRA.
There are many methods to study.
There are no minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions regarding how to withdraw funds
Customers on all sites leave excellent reviews of gold IRAs.
What exactly is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that makes use of gold, silver, or other valuable metals instead of stocks and bonds.
To safeguard yourself from the effects of inflation and possible stock market crashes, you should have a diverse portfolio of investments. Due to this, a lot of people are now putting gold, silver, and other valuable metals in their retirement accounts since they are relatively safe and dependable investment.
The companies on our list help people set the gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, move the money from your retirement savings to a new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. These items have to be gold or coins and must meet specific “fineness” standards. These accounts are only able to hold coins that are approved by the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it easy and easy to fund and take care of the individual retirement accounts. Many companies put clients in contact with account representatives who will assist them throughout the process.
But an agent of an account isn’t the same as a financial advisor. If you are considering adding a gold IRA to your retirement account to diversify it you should consult your financial advisor first to determine whether it is a good idea for you.