A precious metals IRA, which is also called a gold-backed IRA will help safeguard your investment from the volatility of markets and safeguard you against inflation. Also, valuable metals like gold and silver are very different from standard investments like stocks and bonds which makes them an excellent option to diversify your portfolio.
We reviewed the top gold IRA companies to determine the best precious metal IRA accounts offer the best deal. We analyzed each gold IRA company below, based on a variety of things, such as the quality of the metals they offer and the charges they impose, the storage choices they offer and their customer service and their image.
Goldco is the most trusted and most reliable company for gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: The new sales could get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that will help you save more for retirement. Goldco is a leading company in the field of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets of a variety of retirement accounts by moving them into an precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert at Goldco can help you understand how to transfer the money that is in the account to a precious metals IRA.
This business also sells gold and silver directly to customers. You can invest your retirement savings, or money from other savings accounts in actual gold and silver.
If you are looking to open a precious metals IRA through Goldco and move or roll over your assets from your current savings account into the new IRA. Goldco makes it easy and stress-free for customers to accomplish this by walking them through the steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Purchase your precious metals: Select the precious metals you would like to include in your investment.
Goldco sells a variety of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Bars of silver and gold in different sizes can be purchased. They’re as pure as.9999.
Goldco also has a program for buying back gold. If you experience a change in your circumstances and require to sell the precious metals in your account, Goldco will purchase these back for the most competitive buy-back price, guaranteed.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit with details. This kit contains written and spoken instructions on investing in rare and precious metals.
We believe that overall Goldco is among the top companies that offer gold IRAs.
One of the best companies for buying in silver, gold and platinum via an IRA.
reputable business with clear prices
With a gold IRA move, you can change your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy gold and silver. The company is run by a family of employees and is based in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you want to put into your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, you are able to keep them in a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of gold and silver products that can be bought directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
However metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always speak with a representative about your investment and find out what they are doing. You can dial the number listed on the company’s website anytime to speak to your agent.
If you’d like to know more about purchasing gold prior to taking the next step, you can ask the firm for a no-cost guide. This guide, which is 25 pages long, provides information about how rare metals IRAs can assist you in taking charge of the savings you have.
You can also get information about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine how to spend.
American Hartford Gold is a reliable gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews and the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to put your gold IRA funds into Lear Capital. In that case, you can get help from a specialist and pay a flat amount and make sure that the purchase is guaranteed up to 24 hours and not pay fees when you make a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences and easy access to friendly support teams, and clear prices as well as other aspects. To make sure your money is in compliance with IRS standards, you should only use a reputable service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10 100-ounce bar of your preferred metal. Prices for precious metals are always changing to reflect changes in the market and make it easy to know what to expect.
Follow these steps to get started with Lear Capital:
You can open an rare metals IRA account by filling out an online application that takes just 10 minutes.
You should hear from the person in charge of your IRA within 24 hours about how to make the tax-free move. The money could take as long as five days to be transferred.
You can buy valuable metals, and then allow Lear Capital ship them to a safe place that is fully insured.
Create and keep your IRA at no cost if you spend at least $25,000 to $50,000 for a year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you will receive free set-up and holding services.
When you invest more than $10,000, you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
One-on-one help from pros on gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, the firm has been operating and a large number of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be confident that buying rare metals through this company will be a safe and dependable process.
Birch Gold Group sells a large selection of gold, silver, platinum, and palladium goods, among others. You can purchase these precious metals on their own, or use them to put money into an precious metals IRA.
The company makes it simple for you to convert your retirement savings to a precious metals IRA. With the help of a trained Precious Metals Specialist you can follow these five steps:
Set up your account and decide how you want to fund it. Through Birch Gold Group, you can move an IRA or roll over a 401(k) to help fund your new self-directed IRA.
Select the most valuable metals for your account. Your valuable Metals Specialist can help you determine which metals you should invest in to reap the highest tax benefits.
You can buy your valuable metals. Your specialist will review your order and inform you that the purchase was successful when they have confirmed it.
Choose a way to store your things. Your Specialist will show you the different methods to organize your things. Birch Gold Group stores its customers’ funds at various locations like Delaware Depository and Brink’s Global Service.
Find out what your IRA is going. You can contact your Specialist at any time to review your account and make any changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and goods straight from them. The company offers a wide variety of currency that is deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold as well as silver.
These are some of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They offer IRAs and cash-payouts for silver and gold. This company also has a website with lots of information for free on the investment in rare metals and establishing an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your brand new IRA.
Make use of the money in your savings account to add funds to your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users set up precious metals IRAs. This IRA company works with people in all fifty U.S. states. They’ve been operating for over 30 years and managed more than $25 billion.
When you purchase gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. It’s as simple as transferring funds into your Augusta account and choose the silver and gold products you want to buy. Augusta will deliver them to your doorstep and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the company include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars. 10 to 100-ounce silver bullion bars and 90% silver bags.
Some of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA you can check out the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They sell silver, gold platinum, palladium, and. The company has an excellent rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools that can help you start these funds. On the Oxford Gold website, you can find out how to transfer funds into an precious metal IRA, how they work and what kinds are available, and why they are great investments.
The Oxford Gold website, you can purchase bars and coins made of silver, gold, platinum, and palladium. The company sells a vast variety of popular silver and gold coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The company also sells a small amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals companies in its ability to listen to customers and providing them with the tools they require to make sound financial decisions. The company’s website provides a full learning center to assist buyers.
This study area comes with many tools that include:
Guide to investing in precious metals
News and stories about buying gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also have the opportunity direct access to one of the Oxford Gold Group’s Managing Partners. This person can assist you with any queries you have regarding trading or how to store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from an impartial point of view. This allows customers to understand the pros and cons of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies because it offers an extensive selection of precious metals that have been approved by the IRS. It also offers helpful educational material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. In less than 10 years in business, the company’s gold IRA reviews on all websites have earned it five stars.
Opening an IRA account is a great choice, so you should choose a precious metals investment company that puts the opinions of its clients and its accreditations for affiliates in the first place. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to put bars and coins composed of silver, gold platinum, palladium, and tin into your IRA. There are many different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare, like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules all rare metals IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anywhere from $80 to $200 per year to store your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to begin with Noble Gold:
Complete the online form to get personalized advice or create an IRA account for gold. You can speak to an expert in-house about your options during free sessions.
Contact an Noble Gold expert to start the process of rolling your gold IRA over to the new account. If you withdraw money of another retirement account to put into the gold IRA instead of rolling it over, you could have to pay taxes on it. Consult a tax expert first.
You can fund your precious metals IRA and then purchase the precious metals you’d like.
Choose your storage and wait for Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are many types of valuable metals to choose from.
Several sources have rated it five stars.
Free access to the advice of experts
There are a lot of training tools to help investors.
If you’re ready to sell, make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top silver and gold dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for investors with experience in precious metals who know the market and wish to put a large portion of their money into an investment in gold IRA which offers savings for large investments, but lacks the tools needed to help investors who are new. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer that offers basic gold and silver as well as helpful ways to seek help.
The following grades, accreditations, and titles have been given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB awarded it the A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its customers by offering them friendly assistance lines, straightforward prices, and simple to use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. Gold prices is updated in real-time on the website, which means you are able to easily evaluate the benefits, risks, and costs of purchasing. You can choose from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins from 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 therefore it is recommended to go with buyers who have had this experience before. The first year of storage and maintenance costs $250, and each year following that is $200. There may be a need to pay more, such as a fee to set up an account.
To start your journey with Patriot Gold Group, you have to follow these steps:
Fill out the online account application to start.
Contact a service representative to initiate your account restart or movement of funds.
You can purchase precious metals and choose how you’d like to keep them.
You can receive free delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been waived for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great choice of gold physical coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim they are the best gold company within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you If you enjoy doing things online and want easy access to high-quality training tools.
It is possible to apply for an account without speaking to anyone, and the company gives access to a vast knowledge base, including videos, tools and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and it is awarded an A+ rating.
Nearly 700 of their customers have given Google five stars.
More than 1,400 customers have given Trustpilot five stars.
Based on AdvantageGold’s reviews you can count on great customer service, excellent assistance and transparent prices in all of your contacts with the company.
AdvantageGold allows you to put gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most popular choices.
The annual storage costs for IRA purchases range from $100-$150. Investors also pay a $50 account-setting-up cost and a variety of annual upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To start using AdvantageGold, you need to follow these steps:
Fill out the online form, and choose the account manager you would like to work with. You can complete the first step on your own using AdvantageGold or contact the customer service team for personalized assistance.
Accept the policies and rules that the business follows, then share your financial records. You may be required to present various documents regarding your IRA or tax obligations.
Select the method you prefer to deposit money into your account. A professional who has experience in rolling money into an gold IRA can assist you with this.
You can buy valuable metals and select a secure location to store them. As a final step, you need to sign the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out:
If you’re ready to sell the house, the buy-back plan makes it simple.
A free guide to investing in gold with your IRA.
There are many methods to study.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions on how to withdraw money
Customers on all sites leave glowing feedback on gold IRAs.
What exactly is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account that makes use of silver, gold or other precious metals instead of stocks and bonds.
To protect yourself from the risk of inflation and stock market crashes, it is important to require a variety of investments. This is why many people are now putting gold, silver, and other valuable metals into their retirement accounts due to them being relatively safe and dependable investment.
The companies we have listed assist people in setting the gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, you should transfer the money from your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. The items must be gold or coins and must meet specific “fineness” standards. These accounts can only hold the coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and painless to manage and fund the individual retirement accounts. Many companies place clients in contact with account representatives who will assist them throughout the process.
But an agent of an account is not the same as an advisor to financial matters. If you are considering adding a gold IRA to your retirement account to make it more diverse, you should talk to your financial adviser first to find out whether it’s a good idea for you.