A precious metals IRA, which is also known as a gold-backed IRA, can help protect your savings from market volatility and protect you from inflation. Additionally, precious metals such as silver and gold are different from the standard investments like stocks and bonds, which makes them an excellent way to diversify.
We looked at the best gold IRA companies to see the best precious metal IRA accounts offer the best value. We looked at every gold IRA company below, based on a variety of factors, including the precious metals they provide, the fees they charge, the storage options they provide as well as their customer service and even their reputation.
Goldco is the most trusted and most reliable company overall in the field of gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: Sales made by the company may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall in the field of gold IRAs.
Goldco is an established dealer of rare metals that sells goods that can help you save more for retirement. This company is the leader in the field of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to safeguard the assets in various retirement accounts by transferring them into a precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert at Goldco can guide you on how to transfer the money that is in the account to an precious metals IRA.
This business also sells gold and silver directly to customers. You can also invest your retirement savings as well as money from other savings accounts into real silver and gold.
If you want to start a precious metals IRA through Goldco and move or roll over the assets you have in your current savings account to your new IRA. Goldco makes it easy and stress-free for customers to accomplish this by walking them through the steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Purchase your precious metals: Choose the precious metals you’d like to add to your investment.
Goldco sells many different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Silver and gold bars of various sizes can also be purchased. They are pure as.9999.
Goldco also has a program for buying back gold. If your situation changes and you need to sell the valuable metals in your account Goldco will buy them back at the best price for buy-back, which is guaranteed.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a kit for free with information. This kit contains written spoken, spoken, and a visual guide to investing in rare metals.
We believe that overall Goldco is among the best companies to offer gold IRAs.
One of the best companies to buy silver, gold, as well as platinum, through an IRA.
A reputable business with transparent prices
With the gold IRA move, you are able to switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is run by a family and is based in Los Angeles, CA. It has won several awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill in the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you want to put into your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, store them with a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of silver and gold goods that can be bought directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always speak with a representative about your investments and find out what they’re doing. You can dial the number on the website at any time to talk to your agent.
If you want to learn more about buying gold prior to taking the next step, you can ask the company for a free guide. This 25-page guide has useful information on how rare metals IRAs can help you take charge of the savings you have.
You can also get information about the changes to the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine which way to spend your money.
American Hartford Gold is a trusted gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews and the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to put your gold IRA money in Lear Capital. In this case you will be able to get assistance from a specialist and pay a flat amount and guarantee your purchase for 24 hours, and avoid fees when you make a large payment.
The following are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences with easy access to knowledgeable support teams, and clear prices among other things. To ensure that your money is in compliance with IRS standards, you should only work with a certified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10- 100-ounce bar made of your favorite metal. Prices for precious metals are constantly changing to reflect market changes and allow you to be aware of what to expect.
Follow these steps to start by contacting Lear Capital:
You can create a rare metals IRA account by filling in an online form which takes only 10 minutes.
You should hear from the person who is responsible for the IRA within 24 hours of how to do the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can purchase valuable metals and then allow Lear Capital ship them to an area that is secure and where they will be fully insured.
Create and store your IRA for free if you invest at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account over $25,000, you will receive free setup and holding services.
When you make a purchase of more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at the flat rate
Assistance from a professional in gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals in person or through an IRA. Since 2003, the firm has been operating, and thousands of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be confident that purchasing rare metals through this company is a secure and dependable process.
Birch Gold Group sells a wide range of silver, gold, platinum, and palladium goods in addition to other. You can purchase these precious metals on their own or use them to deposit money into a precious metals IRA.
The company makes it simple for you to move your retirement savings to a precious metals IRA. With the assistance of a trained Precious Metals Specialist, you can take the following steps:
Create your account and decide the method of funding it. Through Birch Gold Group, you can move an IRA or transfer a 401(k) for funding your self-directed IRA.
Select the most valuable metals to invest in for your account. The valuable Metals Specialist can help you determine which metals you should invest in to get the highest tax benefits.
You can buy your valuable metals. Your specialist will review your order and let you know that the purchase was successful when they have confirmed it.
Choose a way to store your belongings. Your Specialist will show you the various methods to organize your things. Birch Gold Group stores its customers’ funds in a variety of locations like Delaware Depository and Brink’s Global Service.
Check how your IRA is going. Contact your Specialist at any time to check your account or make changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium goods straight from the company. The company sells a wide range of coins that are OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold and silver.
These are just a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They offer IRAs and cash payments for gold and silver. This firm also runs a website that contains lots of information for free about investing in rare metals as well as setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people to set up precious metals IRAs. This IRA company is a partner for people across all 50 U.S. states. They’ve been operating since more than 30 years, and managed more than $25 billion.
After you have purchased gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. You just need to move funds into the Augusta account and choose the silver and gold products you want to buy. Augusta will deliver them directly to your doorstep and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods made by the company include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars. 10- to 100-ounce silver bullion bars and 90 silver bags that contain a minimum of 99.
A few of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA you can look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set gold IRAs. They sell gold, silver platinum, palladium, and. The company has an excellent review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools that can assist you in establishing these funds. On the Oxford Gold website, you can find out how to move money to an precious metal IRA and how they function and what types are available, and why they are a good investment.
The Oxford Gold website, you can purchase coins and bars made of gold, silver platinum, palladium, and. The company offers a broad variety of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The firm also sells a tiny amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals companies by listening to customers and providing them with the tools needed to make informed financial decisions. On its website, the company provides an entire learning center that can assist buyers.
This study area includes a number of tools, including:
Guide to investing in precious metals
Stories and news about buying gold
A glossary of terms
When you join the Oxford Gold Group, you’ll also have the opportunity direct access to one of the company’s Managing Partners. The person will be able to assist you with any queries you might have about how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This allows customers to understand the advantages and disadvantages of these investments and make better decisions.
Overall, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides an extensive selection of precious metals that have been approved by the IRS. It also has helpful teaching materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. In less than 10 years of operation, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening a gold IRA account is a good option, so it is important to select a gold investment firm that places the opinions of its clients as well as the certifications of its affiliates first. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can put bars and coins composed of silver, gold, platinum, and palladium into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare, like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS regulations the rare metals that are included in IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay between $80 to $200 a year to keep your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to start using Noble Gold:
Complete the online form to get a custom advice or to open an IRA account for gold. You can talk to an in-house expert about your options during the free sessions.
Contact a Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you take money out of a retirement account to transfer to your gold IRA instead of rolling it over, you may be required to pay taxes on it. Consult a tax expert first.
Fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose the storage that you prefer and allow Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are many types of precious metals that you can pick from.
A number of sources have rated it five stars.
Free access to expert advice
There are many tools for training that can assist investors.
If you’re ready to sell and sell your home, you should have you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated silver and gold dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who know the market and would like to invest a significant portion of their assets into a gold IRA which offers savings for large investments, but lacks the tools needed to help novice investors understand. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer with options for basic gold and silver as well as the best ways to get assistance.
The following grades, accreditations, and titles were granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB awarded the BBB the A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates, and awards, you’ll find a better organization than Patriot Gold Group. The company puts its customers first by providing them with helpful support lines, transparent prices, and simple to use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. Gold prices is updated in real time on the website, so you can easily assess the risks, benefits, and costs of purchasing. You can choose from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 so it is recommended for those who have had this experience before. The initial year of storage and maintenance costs $250, and each year after that costs $200. You may have to pay a little more like an amount to establish an account.
To begin your journey with Patriot Gold Group, you have to follow these steps:
Fill out the online account application to start.
Contact a customer service worker to start your account restart or transfer of funds.
You can buy valuable metals and choose how you want to keep them.
You can receive no cost delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Fees for accounts have been waived for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good choice of gold physical coins as well as bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim they are the top gold company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice if you like to do things online and need easy access to high-quality training tools.
It is possible to apply for an account without speaking to anyone and the company provides you access to a huge knowledge base, including tools, videos, and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars with an A+ grade.
More than 700 users have rated Google 5 stars.
More than 1,400 people have rated Trustpilot five stars.
Based on AdvantageGold’s reviews you can count on great customer service, fantastic assistance, and clear prices in all your interactions with AdvantageGold.
AdvantageGold lets you put platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage charges for IRA purchases are between $100-$150. Investors are also required to pay a $50 account-setting-up fee and a variety of annual upkeep charges. AdvantageGold has no minimum payments which is a great thing.
To begin using AdvantageGold To begin using AdvantageGold, you must do the following:
Fill out the form online and choose the account manager you want. You can complete this initial step on your own with AdvantageGold, or you can call the customer service team for personalized help.
Accept the rules and guidelines of the company, and then provide your financial records. You may need to provide different papers about your IRA or tax obligations.
Select the method you prefer to put money in your account. A professional who has experience in rolling over money into an gold IRA will assist you in doing this.
You can purchase valuable metals and pick a secure storage space for them. As a final step, you must complete the declaration form.
AdvantageGold has the following traits that make it stand out from the crowd:
When you’re ready for selling the property, the buy-back program makes it easy.
A free guide on investing in gold with your IRA.
There are many methods to study.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Step-by-step directions regarding how to withdraw cash
Customers on all websites give great review of gold IRAs.
What exactly is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-managed personal retirement account which makes use of silver, gold or other precious metals instead of stocks or bonds.
To guard yourself against the risk of inflation and stock market crashes, it is important to require a variety of investments. Due to this, a lot of people have started putting gold, silver, and other valuable metals in retirement accounts due to them being a fairly safe and reliable investment.
The companies on our list assist people in setting up gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, transfer the money in your retirement savings to an account that is new.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. They must be coins or gold that meet a set of “fineness” standards. These accounts can only hold coins that are accepted by the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it easy and stress-free to set up and manage the individual retirement accounts. Many businesses put clients in contact with account representatives who can assist them in the process.
But an agent of an account is not the same as an advisor to financial matters. If you’re considering adding a gold IRA to your retirement account to diversify it, you should talk to your financial advisor first to see if it makes sense for you.