A precious metals IRA or, more commonly called a gold-backed IRA can help protect your investment from the volatility of markets as well as protect you against inflation. Additionally, precious metals such as silver and gold are different from standard assets like bonds and stocks which makes them a great way to diversify.
We looked at the top gold IRA companies to see the best precious metal IRA accounts are the most beneficial. We looked at each gold IRA company below based on a number of factors, including the valuable metals they offer, the fees they impose, the storage choices they offer and their customer service and their image.
Goldco is among the most reputable and most reliable company in the field of gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: The new sales could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that will help you save more for retirement. Goldco is a leading company in the business of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to safeguard the assets in different retirement accounts by moving them to an precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert from the company can show you how to transfer the money that is in the account to a precious metals IRA.
This business also sells gold and silver directly to customers. You can put your retirement savings or other savings accounts in actual gold and silver.
If you’re looking to establish an precious metals IRA through Goldco and move or roll over your savings from your savings account into the new IRA. Goldco makes it simple and easy for customers to accomplish this by walking them through the steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your precious metals Choose the precious metals you want to include in your investment.
Goldco sells many different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in different sizes can also be purchased. They are as pure as.9999.
Goldco also has a program to buy back gold. If your situation changes and you require to sell the valuable metals in your account Goldco will buy these back for the best buy-back price, with a guarantee.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a kit for free with details. This kit has written, spoken, and seen information on investing in rare metals.
Overall, we think Goldco is one of the best companies that provide gold IRAs.
One of the top companies for buying in gold, silver, as well as platinum, through an IRA.
A reputable business with transparent prices
With the gold IRA move, you are able to switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is run by a family and is headquartered in Los Angeles, CA. It has won several awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill out the papers.
You can move your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you want to put in your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, store them in a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of gold and silver goods that can be purchased directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
However metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investments and find out what they are doing. You can dial the number on the company’s website anytime to speak to your representative.
If you’d like to know more about purchasing gold before taking the step to buy it, you can ask the company for a free guide. This guide, which is 25 pages long, provides details on the ways that rare metals IRAs can help you take charge of your savings.
You can also get information about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on which way to spend your money.
American Hartford Gold is a trusted gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews and the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to put your gold IRA funds into Lear Capital. In that case, you can get help from a specialist or pay a fixed fee and make sure that the purchase is guaranteed for 24 hours, and avoid fees if you make a big payment.
These are the Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, are focused on smooth experiences, easy access to helpful support teams, and clear pricing, among other things. To make sure your money meets IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be placed in an IRA. You can pick from a variety of renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10 100-ounce bar of your favorite metal. Prices for valuable metals change frequently to reflect changes in the market and make it easy to be aware of what you should expect.
Follow these steps to start with Lear Capital:
You can create an rare metals IRA account by filling in an online application which takes only 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours about how to do the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can purchase valuable metals, and then let Lear Capital ship them to a safe place where they will be fully insured.
Set up and keep your IRA at no cost if you spend between $25,000 and $50,000 in a single year and $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you get free set-up and hold services.
If you invest more than $10,000, you get your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable price
One-on-one assistance from experts in gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from all sources
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, this company has been operating and a large number of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be assured that purchasing rare metals through this company is a secure and dependable process.
Birch Gold Group sells a wide range of silver, gold palladium, and platinum products in addition to other. You can purchase these precious metals on their own, or use them to deposit money into an precious metals IRA.
This company makes it easy for you to move the retirement savings you have saved into a precious metals IRA. With the assistance of a certified Precious Metals Specialist You can follow the following steps:
Create your account and decide which method you would like to fund it. With Birch Gold Group, you can transfer an IRA or transfer a 401(k) to help fund your new self-directed IRA.
Choose the best metals that will benefit your account. Your precious Metals Specialist can help you determine which metals you should invest in to get the most tax benefits.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that your purchase was successful once they have done so.
Find a storage solution for your things. Your Specialist will show you the various options for storing your things. Birch Gold Group stores its customers’ investments at a number of places like Delaware Depository and Brink’s Global Service.
Check how you IRA is going. Contact your Specialist anytime to review your account or make changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium products directly from them. The company sells a wide range of coins that are OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold as well as silver.
Here are a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They offer IRAs and cash payments for gold and silver. The company also has a website with a lot of free information on investing in rare metals and setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your new IRA.
Use money from your savings account to fund your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people create precious metals IRAs. This IRA company works with people from all fifty U.S. states. They’ve been operating since more than 30 years, and handled more than $25 billion.
After you buy gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals inside the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. All you have to do is transfer money to your Augusta account and then select the gold and silver goods you wish to purchase. Augusta will bring them right to your doorstep, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion products manufactured by the firm include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars. 10- to 100-ounce silver bullion bars and 90% silver bags.
A few of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA You can also check out the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that helps people set up gold IRAs. They sell silver, gold platinum, palladium, and. The company has a great review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools to help you start these funds. On the Oxford Gold website, you can learn how to move money to an precious metal IRA, how they work and what types are available and the reasons why they are a good investment.
On the Oxford Gold website, you can purchase bars and coins made of silver, gold platinum, palladium, and. The company sells a wide selection of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
It also offers a tiny number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals companies by listening to its clients and providing them with the tools needed to make good financial choices. The company’s website has a complete learning center to assist buyers.
This study area comes with many tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to assist you with any queries you might have about how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This allows customers to understand the advantages and disadvantages of these investments and make better decisions.
In the end, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its an extensive selection of precious metals that have been approved by the IRS. It also provides helpful training materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After just a few years in operation Noble Gold’s gold IRA reviews on all websites have won it five stars.
Opening an gold IRA account is a big choice, so you should choose a precious metals investment firm that places the reviews of its clients and the accreditations of its affiliates in the first place. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can place bars and coins made of gold, silver platinum, palladium, and tin into your IRA. There are many different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules the rare metals that are included in IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anything from $80 to $200 per year for storage of your precious metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to begin with Noble Gold:
Fill out the online form to receive a custom advice or to create an IRA account for gold. You can speak with an in-house expert about your options during free sessions.
Contact a Noble Gold expert to start the process of moving your gold IRA over to your new account. If you withdraw money from a retirement account and put into the gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax professional first.
Make sure you fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose your storage and wait for Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are a variety of precious metals to pick from.
Several sources have rated it five stars.
Free access to expert advice
There are plenty of training tools that can help investors.
If you’re ready to sell, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated gold and silver dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for investors with experience in precious metals who are knowledgeable about the market and wish to put a large portion of their money into a gold IRA which offers savings for large investments but doesn’t offer a lot of tools to help investors who are new. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer that offers basic gold and silver, and the best ways to get assistance.
The following accreditations, grades, and titles were given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB gave it the A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by giving them helpful support lines, clear pricing, and simple-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The price of gold fluctuates in real time on the website, which means you can easily assess the risks, benefits and costs associated with your purchase. You can pick among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date 50 years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, which is why it is recommended for those who have previously had this service. First year storage and maintenance costs $250, and each year thereafter costs $200. You might have to shell out more such as the cost to open an account.
To start with Patriot Gold Group, you have to follow these steps:
Complete the online application for a new account to begin.
Contact a customer service representative to start your account restart or movement of funds.
You can buy valuable metals and pick the way you want to keep them.
You can get free delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Account fees have been eliminated for purchases over $100,000
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great variety of physical gold coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They say they are the top gold company within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice when you love doing things online and want easy access to good training tools.
It is possible to apply for an account without talking to anyone, and the company gives access to a vast knowledge base, including videos, tools and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars with the A+ grade.
More than 700 users have given Google 5 stars.
More than 1,400 users have rated Trustpilot five stars.
Based on AdvantageGold’s reviews, you can expect great customer service, great help and clear pricing in all your interactions with AdvantageGold.
AdvantageGold lets you put gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage charges for IRA purchases range from $100 and $150. Investors are also required to pay a $50 account set-up fee and a range of different yearly upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To begin using AdvantageGold you must do the following:
Fill out the online form, and select the account manager you would like to work with. You can do this first step by yourself using AdvantageGold, or you can call the customer service team for personalized help.
Accept the policies and rules of your company and then share your financial records. You may be required to present different papers about your IRA or tax obligations.
Select the method you prefer to put money into your account. An expert in rolling over money into an gold IRA will help you do this.
You can buy valuable metals and select a secure place to store them. As the last step, you have to sign the declaration form.
AdvantageGold has the following traits which make it stand out from the crowd:
When you’re ready for selling the house, the buy-back plan makes it easy.
A free guide to investing in gold through your IRA.
There are many methods to study.
There are no minimum investments.
Rollover help is convenient.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions for withdrawing funds
Customers on all sites leave excellent reviews of gold IRAs.
What is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account which makes use of gold, silver or other precious metals instead of stocks and bonds.
To protect yourself from the risk of inflation and market crashes, you need a diversified collection of investments. Because of this, a lot of people are putting gold, silver and other precious metals into their retirement accounts because they are a fairly safe and reliable investment.
The companies we have listed help people set in place gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, transfer the money in your retirement savings to an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals can be placed in precious metals IRAs. They must be coins or gold and meet certain “fineness” standards. These accounts can only hold the coins that are OK with the IRS like the Canadian Maple Leaf.
The best gold IRA firms make it easy and painless to manage and fund these retirement accounts for individuals. Many businesses put customers in touch with account reps who will assist them throughout the process.
But an agent of an account is not the same as an advisor to financial matters. If you are considering adding a gold IRA to your retirement account to diversify it you should consult your financial adviser first to find out if it makes sense for you.