A precious metals IRA or, more commonly called a gold-backed IRA can help protect your money from volatility in the market as well as protect your investment from inflation. Additionally, precious metals like silver and gold are different from the standard assets like bonds and stocks which makes them an excellent option to diversify.
We looked at the top gold IRA firms to determine which precious metal IRA accounts are the most beneficial. We looked at every gold IRA company below based on a number of factors, including the quality of the metals they offer and the charges they impose, the storage choices they provide as well as their customer service and even their reputation.
Goldco is the most trusted and best company generally for gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: The new sales can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save for retirement. This company is the leader in the business of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco can help you protect the assets in various retirement accounts by moving them to the precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert at Goldco can guide you on how to transfer the money from your account into an precious metals IRA.
The company also sells silver and gold directly to customers. You can also invest your retirement savings as well as other savings accounts in real gold and silver.
If you’re looking to establish a precious metals IRA through Goldco, move or rollover your assets from your current savings account into the new IRA. Goldco makes it easy and easy for customers to do this by guiding them through the following steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Purchase your precious metals: Select the precious metals you want to include in your investment.
Goldco sells a variety of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Gold and silver bars of different sizes can be bought. They are as pure as.9999.
Goldco also offers an option to buy back gold. If your situation changes and you need to sell the valuable metals in your account Goldco will purchase them back at the best buy-back price, with a guarantee.
If you’re thinking of investing in an rare metals IRA, Goldco will send you a kit for free with details. This kit has written, spoken, and seen guide to investing in rare metals.
Overall, we believe Goldco is among the best companies to offer gold IRAs.
One of the top companies to buy gold, silver, and platinum via an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to change your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy in silver and gold. The company is run by a family of employees and is headquartered in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your existing IRA to a new self-directed gold IRA.
Select the silver or gold items you want to put in your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, you can store them with a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of gold and silver goods which can be purchased directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
However metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to talk to a person about your investments and find out what they are doing. You can dial the number on the company’s website at any time to talk to your agent.
If you want to learn more about purchasing gold before taking the step you can contact the company for a free guide. This guide of 25 pages contains valuable details on the ways that rare metals IRAs can help you take control of the savings you have.
You can also get information about the latest developments in the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide how to spend.
American Hartford Gold is a reliable gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews, the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to put your gold IRA money into Lear Capital. In this scenario you will be able to get assistance from a specialist, pay a flat fee, guarantee your purchase for 24 hours, and not pay fees if you make a big payment.
These are the Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, focus on smooth experiences and easy access to friendly assistance teams and clear pricing, among other things. To make sure your money is in compliance with IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be put in an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10to 100-ounce bar of your preferred metal. Prices for valuable metals are always changing to reflect changes in the market and make it easy to know what to expect.
Follow these steps to start using Lear Capital:
You can open a rare metals IRA account by filling out an online application that takes just 10 minutes.
You should hear from the person who is responsible for your IRA within 24 hours of how to do the tax-free move. It could take up to five days for the money to be transferred.
You can purchase valuable metals, and then allow Lear Capital ship them to an area that is secure and that is fully insured.
Set up and keep your IRA for free if spend between $25,000 and $50,000 for a year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you receive free set-up and holding services.
If you have invested more than $10,000 you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
Assistance from a professional for gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from every source
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals either in person or via an IRA. Since 2003, this company has been in business, and thousands of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be confident that purchasing rare metals through Birch Gold Group will be a safe and secure process.
Birch Gold Group sells a large selection of silver, gold, palladium, and platinum products as well as other. You can purchase these precious metals by themselves or use them to put money into an precious metals IRA.
The company makes it simple for you to convert your retirement savings into an precious metals IRA. With the help of a certified Precious Metals Specialist You can follow these five steps:
Set up your account and decide the method of funding it. Through Birch Gold Group, you can transfer an IRA or transfer a 401(k) for funding your self-directed IRA.
Choose the valuable metals for your account. Your valuable Metals Specialist can help you determine which metals you should invest in to gain the greatest tax benefits.
You can buy your valuable metals. Your Specialist will look over your order and inform you that your purchase was successful when they have confirmed it.
Choose a way to store your belongings. Your Specialist will show you the different options for storing your belongings. Birch Gold Group stores its customers’ investments at a number of places like Delaware Depository and Brink’s Global Service.
Check what you IRA is going. You can call your Specialist at any time to review your account or make changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium products directly from the company. The company sells a wide range of currency that is deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold and silver.
These are just a few of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They provide IRAs and cash payments for silver and gold. This business also offers a site that contains many free information regarding investing in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten excellent feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
You can use money from your savings account to fund your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people set up precious metals IRAs. This IRA company works with individuals across all 50 U.S. states. They’ve been in business for over 30 years and been able to manage more than $25 billion.
After you buy gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals inside the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. All you have to do is transfer money to the Augusta account and choose the gold and silver goods you’d like to purchase. Augusta will deliver them to your door and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods made by the firm include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars. 10 to 100-ounce silver bullion bars and 90% silver bags.
The company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA, you can also look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They sell silver, gold platinum, palladium, and. The company has an excellent review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools available to help you get started with these funds. On the Oxford Gold website, you can learn how to transfer money into an precious metal IRA and how they work and what kinds are available, and why they are a good investment.
On the Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company offers a broad variety of gold and silver coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The firm also sells a small number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals firms in its ability to listen to customers and providing them with the tools they need to make sound financial decisions. The company’s website offers an entire learning center that can aid buyers in the purchasing process.
This study area includes many tools, including:
Guide to investing in precious metals
News and stories about buying in gold
A list of terms
When you work for Oxford Gold Group, you’ll also get to interact directly with one of the company’s Managing Partners. This person can answer any questions you may have regarding how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying precious metals from a neutral point of view. This allows customers to understand the advantages and disadvantages of these investments and make better decisions.
Overall, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its a wide range of valuable metals that have been approved by the IRS. It also provides helpful training materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After less than 10 years in business, the company’s gold IRA reviews on all sites have earned it five stars.
Opening an IRA account is a good choice, so you should select a gold investment firm that values the opinions of its clients and the accreditations of its affiliates first. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can place bars and coins composed of silver, gold, platinum, and palladium in your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare, like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS regulations the rare metals that are included in IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay between $80 to $200 per year to store your valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to get started using Noble Gold:
Fill out the online form to receive a custom advice or to create an IRA account for gold. You can speak to an in-house expert about your choices during the free sessions.
Speak to a Noble Gold expert to start the process of moving your gold IRA over to the new account. If you withdraw money from a retirement account and put into your gold IRA instead of rolling it over, you could be required to pay taxes on it. Talk to a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose your storage and let Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Excellent ways to help customers
There are many kinds of valuable metals to choose from.
Several sources have rated it five stars.
Access to expert advice
There are a lot of tools for training that can assist investors.
When you’re ready for selling and sell your home, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who know the market and would like to put a big chunk of their wealth into an investment in gold IRA, since it gives savings for big investments but lacks many tools to help investors who are new. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer that has options for basic gold and silver as well as the best ways to get assistance.
The following grades, accreditations and titles have been awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded it the A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, transparent prices, and easy-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. Gold prices is updated in real time on their website, which means you can easily assess the risks, benefits, and costs of your purchase. You can pick from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 so it is recommended for those who have done this before. The first year of storage and maintenance costs $250 and each year after that costs $200. You may have to pay a little more like an amount to establish an account.
To start working with Patriot Gold Group, you have to follow these steps:
Fill out the online account application to begin.
Contact a customer service representative to start your account restart or to transfer funds.
You can purchase precious metals and decide how you want to store them.
You can get complimentary delivery to your safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been waived for purchases over $100,000
Free investment guides for gold within an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a good variety of physical gold coins as well as bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim to be the best gold company in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice if you like to do things online and want easy access to quality training tools.
You can apply for an account without talking to anyone, and the company gives access to a vast knowledge base with tools, videos, and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars and an A+ grade.
Over 700 customers have given Google five stars.
More than 1,400 users have rated Trustpilot five stars.
Based on AdvantageGold’s reviews you can count on great customer service, excellent assistance, and clear prices in all of your contacts with AdvantageGold.
AdvantageGold allows you to put gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage fees for IRA purchases are between $100 to $150. Investors also have to pay a $50 account-setting-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To begin using AdvantageGold you must follow these steps:
Complete the online form and choose the account manager you want. You can complete the first step by yourself using AdvantageGold or contact the customer service team for assistance tailored to your needs.
Accept the policies and rules that the business follows, then share your financial documents. You may be required to present different papers about your IRA or tax obligations.
Choose the method you wish to transfer funds into your account. A expert in rolling over money into an gold IRA can assist you with this.
You can buy valuable metals and choose a safe storage space for them. As the last step, you must sign the declaration form.
AdvantageGold has the following characteristics that distinguish it:
When you’re ready for selling the house, the buy-back plan simplifies the process.
A guide for investing in gold with your IRA.
There are many methods to study.
There are no minimum investments.
Rollover help is convenient.
TrustLink has named us the most trusted gold IRA company over the last seven years.
Resources that provide step-by-step instructions for withdrawing money
Customers on all websites give glowing review of gold IRAs.
What is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that makes use of gold, silver, or other valuable metals instead of stocks and bonds.
To guard yourself against inflation and possible market crashes, you should have a diverse portfolio of investments. This is why a lot of people are putting gold, silver and other precious metals in their retirement accounts since they are a fairly safe and reliable investment.
The companies we have listed assist people in setting up gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, move the money from your retirement savings to an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. The items must be coins or gold and must meet specific “fineness” standards. These accounts are only able to hold coins that are approved by the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and easy to manage and fund the individual retirement accounts. Many companies place clients in contact with account representatives who can assist them in the process.
But an agent of an account isn’t the same as an advisor to financial matters. If you’re considering adding an gold IRA to your retirement account to make it more diverse You should speak to your financial adviser first to find out if it makes sense for you.