A precious metals IRA or, more commonly known as a gold-backed IRA can help protect your investment from the volatility of markets and protect you from inflation. Also, valuable metals like gold and silver are very different from traditional investments like stocks and bonds which makes them a good way to diversify.
We looked at the best gold IRA companies to determine what precious metal IRA accounts offer the most beneficial. We analyzed every gold IRA company below based on a number of factors, including the valuable metals they offer, the fees they charge, the storage options they offer, their customer service, and their image.
Goldco is one of the most trusted and best company generally when it comes to gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: The new sales could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that will help you save more for retirement. Goldco is a leading company in the field of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets of different retirement accounts by transferring them into an precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert from Goldco can help you understand how to transfer the funds in your account to an precious metals IRA.
The company also sells gold and silver directly to clients. You can invest your retirement savings, or other savings accounts into real gold and silver.
If you are looking to open a precious metals IRA through Goldco and move or roll over the assets you have in your current savings account to the new IRA. Goldco makes it easy and easy for customers to do this by walking them through the steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your valuable metals: Select the precious metals you’d like to add to your investment.
Goldco sells a variety of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Silver and gold bars of various sizes can also be bought. These bars are as pure as.9999.
Goldco also offers a program to buy back gold. If you experience a change in your circumstances and require to sell the valuable metals that are in your account, Goldco will purchase them back at the highest buy-back price, guaranteed.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a free kit that includes information. This kit contains written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we believe Goldco is among the top companies that offer gold IRAs.
One of the most trusted companies to buy gold, silver and platinum via an IRA.
A reputable company with clear prices
With a gold IRA move, you can change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy gold and silver. The company is owned by a family and is located in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver if you want through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and complete the forms.
You can move your old IRA to a new self-directed gold IRA.
Select the silver or gold items you want to put into your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, you are able to store them in a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a broad range of gold and silver goods that can be purchased directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
On the other hand metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always speak to someone about your investment and find out how they are doing. You can dial the number on the website at any time to talk to your representative.
If you’re interested in learning more about buying in gold prior to making the move you can contact the business for a complimentary guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can assist you in taking charge of your money.
You can also learn about the latest developments in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide how to spend.
American Hartford Gold is a trusted gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews, the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to put your gold IRA money in Lear Capital. In this scenario, you can get help from a specialist or pay a fixed fee and guarantee your purchase for 24 hours, and avoid fees if you make a big payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, emphasize smooth experiences and easy access to friendly help desks, and clear prices, among other things. To make sure your money meets IRS standards, you should only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10- 100-ounce bar made of your favorite metal. Prices for precious metals change frequently to reflect changes in the market and make it easier to anticipate what you should expect.
Follow these steps to get started by contacting Lear Capital:
You can open an rare metals IRA account by filling in a simple online application that takes just 10 minutes.
You should hear back from the person responsible for your IRA within 24 hours regarding how to do the tax-free move. The money could take as long as five days to be transferred.
You can purchase valuable metals, and then allow Lear Capital ship them to a safe place where they’ll be fully insured.
Create and keep your IRA for free if you spend at least $25,000 to $50,000 in a single year, $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you get free set-up and holding services.
When you make a purchase of more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat price
Assistance from a professional for gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from every source
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, the company has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be confident that purchasing rare metals through this company is a secure and reliable process.
Birch Gold Group sells a wide range of silver, gold platinum, and palladium goods, among others. You can purchase these metals by themselves or use them to deposit money into an precious metals IRA.
This company makes it easy for you to convert the retirement savings you have saved into a precious metals IRA. With the help of a certified Precious Metals Specialist you can follow these five steps:
Create your account and select how you want to fund it. Through Birch Gold Group, you can move an IRA or transfer a 401(k) for funding your new self-directed IRA.
Select the most valuable metals that will benefit your account. Your precious Metals Specialist can help you figure out which metals to invest in to gain the greatest tax advantages.
You can purchase your precious metals. Your specialist will go over your order and inform you that the purchase was successful when they have confirmed it.
Find a method to store your things. Your specialist will guide you through the various options for storing your things. Birch Gold Group stores its customers’ funds in a variety of locations, such as Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is going. You can call your Specialist anytime to check on your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium products directly from them. The company offers a wide selection of coins that are accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
These are some of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They provide IRAs and cash-payouts for gold and silver. This business also offers a site that contains lots of information for free regarding the investment in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received positive feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
You can use money from your savings account to fund your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers to set up precious metals IRAs. This IRA company works with individuals across all 50 U.S. states. They’ve been in business since more than 30 years, and been able to manage more than $25 billion.
After you have purchased silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in its Delaware vault which is a secure, private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. All you have to do is transfer money to the Augusta account and then select the silver and gold items you wish to purchase. Augusta will bring them right to your doorstep, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods made by the company comprise things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10 ounce bullion gold bars, 10- up to 100-ounce silver bullion bar, and 90 silver bags containing 97 percent.
A few of the company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding products to your IRA you can look at a list of the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that assists people in setting gold IRAs. They offer silver, gold platinum, palladium, and. The company has a great evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools that can assist you in establishing these funds. On the Oxford Gold website, you can find out how to move money into an precious metal IRA and how they work and what types are available, and why they are good assets.
The Oxford Gold website, you can purchase bars and coins made of gold, silver, platinum, and palladium. The company sells a vast range of gold and silver coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The company also sells a tiny amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals companies by listening to its customers and giving them the tools they require to make sound financial decisions. On their website, the business offers an entire learning center that can aid buyers in the purchasing process.
This study area comes with many tools which include:
Guide to investing in precious metals
News and stories about buying in gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the Oxford Gold Group’s Managing Partners. This person can assist you with any queries you have regarding trading or how to store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from a neutral point of view. This helps customers understand the advantages and disadvantages of these investments and make better choices.
Overall, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers an array of high-quality metals that are regulated by the IRS. It also provides helpful training materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After less than 10 years in business, the company’s gold IRA reviews on all websites have won it five stars.
Opening an gold IRA account is a good decision, so you must select a gold investment firm that places the reviews of its customers as well as the certifications of its affiliates in the first place. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were hard to find.
Noble Gold is like other gold investment firms in that you can put bars and coins made of silver, gold platinum, palladium, and tin into your IRA. There are many kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare like the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules, all rare metals IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anything from $80-$200 per year for storage of your valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to get started using Noble Gold:
Complete the form online to receive an individualized advice or to open an IRA account for gold. You can speak with an in-house expert about your options during free sessions.
Contact a Noble Gold expert to start the process of rolling the gold IRA over to your new account. If you take money out from a retirement account and put into your gold IRA instead of rolling it over, you might have to pay taxes on it. Consult a tax professional first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Choose your storage, and then let Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are a variety of valuable metals to choose from.
Several sources have rated it five stars.
Free access to the advice of experts
There are plenty of training tools to help investors.
When you’re ready for selling when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who are familiar with the market and wish to put a large portion of their assets into an investment in gold IRA, since it gives savings for big investments but lacks many tools to help novice investors understand. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer with options for basic silver and gold and good ways to get help.
The following grades, accreditations, and titles were awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB gave it the A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its clients by offering them friendly support lines, transparent pricing, and simple-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The price of gold changes in real time through the site, which means you can easily assess the benefits, risks, and costs of purchasing. You can select from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as far back as 50 years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, therefore it is recommended for those who have done this before. First year storage and upkeep costs $250 and every year following that is $200. There may be a need to shell out more for instance, an amount to establish an account.
To start your journey with Patriot Gold Group, you have to follow these steps:
Fill out the online application for a new account to start.
Contact a service representative to start your account restart or to transfer funds.
You can purchase precious metals and choose how you want to store them.
You can receive no cost delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
The cost of accounts has been eliminated for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good variety of gold coins and bullion.
AdvantageGold is among the top companies for gold IRAs. They claim they are the top gold company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you if you like to do things online and need easy access to good training tools.
The application process is simple with no need to talk to anyone The company will give you access to a large knowledge base that includes tools, videos, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and the A+ grade.
Nearly 700 of their customers have given Google five stars.
More than 1,400 people have given Trustpilot five stars.
Based on AdvantageGold’s reviews, you can expect great customer service, fantastic assistance, and clear prices throughout your interactions with the company.
AdvantageGold lets you deposit gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage fees for IRA purchases are between $100 and $150. Investors are also required to pay a $50 account-setting-up cost and a range of different annual upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To begin using AdvantageGold you must follow these steps:
Fill out the online form, and choose the account manager you would like to work with. You can complete the first step by yourself using AdvantageGold or contact the customer service team for personalized assistance.
Accept the rules and policies that the business follows, then share your financial documents. You may be required to present different papers about your IRA or tax obligations.
Choose the method you wish to deposit funds into your account. An expert in rolling money into an gold IRA can assist you with this.
You can purchase precious metals and pick a secure location to store them. As a final step, you have to sign the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out from the crowd:
When you’re ready to sell the property, the buy-back program makes it easy.
A free guide to investing in gold through your IRA.
There are a variety of ways to learn.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Step-by-step directions for withdrawing money
Customers on all sites give glowing review of gold IRAs.
What is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that makes use of silver, gold or other precious metals instead of stocks and bonds.
To guard yourself against the risk of inflation and stock market crashes, it is important to require a variety of investments. Due to this, many people are investing in silver, gold and other precious metals in retirement accounts due to them being a fairly safe and reliable investment.
The companies on our list assist people in setting up gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, move the money from your retirement savings to an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. They must be gold or coins and must meet specific “fineness” standards. These accounts can only hold the coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it easy and easy to fund and take care of the individual retirement accounts. Many companies place customers in touch with account representatives who can assist them in the process.
However, an agent for an account isn’t the same as a financial advisor. If you are considering adding an gold IRA to your retirement account to make it more diverse, you should talk to your financial adviser first to determine if it makes sense for you.