A precious metals IRA or, more commonly known as a gold-backed IRA will help safeguard your money from volatility in the market and protect you against inflation. Additionally, precious metals such as gold and silver are very different from the standard assets like stocks and bonds, which makes them a good option to diversify your portfolio.
We reviewed the top gold IRA companies to determine what precious metal IRA accounts are the best deal. We analyzed every gold IRA company below based upon a range of things, such as the quality of the metals they offer as well as the costs they impose, the storage options they provide, their customer service, as well as their appearance.
Goldco is among the most trusted and most reliable company overall in the field of gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: New sales may receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that can help you save more for retirement. This company is the leader in the field of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets of various retirement accounts by shifting them into an precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert from Goldco can help you understand how to transfer the funds that is in the account to a precious metals IRA.
The company also sells silver and gold directly to clients. You can invest your retirement savings as well as other savings accounts into real silver and gold.
If you want to start a precious metals IRA through Goldco, move or rollover the assets you have in your savings account to your new IRA. Goldco makes it simple and easy for customers to do this by walking them through the following steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your precious metals Select the precious metals that you want to include in your investment.
Goldco sells many different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Marlin Gold
Silver and gold bars of different sizes can also be bought. They are pure as.9999.
Goldco also has a program for buying back gold. If your situation changes and you need to sell the valuable metals that are in your account, Goldco will purchase them back at the best price for buy-back, which is guaranteed.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a free kit that includes information. This kit has a written spoken, spoken, and a visual guide to investing in rare metals.
Overall, we think Goldco is one of the top companies that provide gold IRAs.
One of the best companies to purchase silver, gold, and platinum via an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is run by a family and is located in Los Angeles, CA. It has won several awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill out the papers.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you want to put into your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, store them with a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of silver and gold goods which can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
In contrast metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 Oz and 100 oz
Combibar Valcambi
When you purchase valuable metals from American Hartford Gold, you can always speak to someone about your investments and learn what they’re doing. You can call the number listed on the company’s website at any time to talk to your representative.
If you want to learn more about buying gold prior to making the move you can contact the business for a complimentary guide. This guide of 25 pages contains valuable information on the ways that rare metals IRAs can help you take charge of your money.
You can also find out about changes in the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine which way to spend your money.
American Hartford Gold is a trusted gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews and the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In this scenario you will be able to get assistance from a specialized expert or pay a fixed fee, guarantee your purchase for 24 hours, and not pay fees when you make a large payment.
Here are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, focus on smooth experiences, easy access to helpful help desks, and clear prices, among other things. To make sure your money is compliant with IRS standards, you must only work with a certified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10- 100-ounce bar of your preferred metal. Prices for valuable metals change frequently to reflect changes in the market and make it easy to anticipate what you should expect.
Follow these steps to start by contacting Lear Capital:
You can open a rare metals IRA account by filling out an online form which takes only 10 minutes.
You should hear from the person responsible for the IRA within 24 hours about how to complete the tax-free move. The money could take as long as five days to be moved.
You can purchase valuable metals and then let Lear Capital ship them to a safe place where they’ll be fully insured.
Create and store your IRA at no cost if you spend between $25,000 and $50,000 for one year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you get free set-up and hold services.
When you invest more than $10,000, you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at a flat rate
One-on-one help from pros in gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from every source
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, this company has been operating and a large number of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be assured that purchasing rare metals from Birch Gold Group is a secure and secure process.
Birch Gold Group sells a large selection of silver, gold palladium, and platinum products, among others. You can buy these metals by themselves or make use of them to deposit money into a precious metals IRA.
This company makes it simple for you to convert the retirement savings you have saved into an precious metals IRA. With the help of a certified Precious Metals Specialist you can follow the following steps:
Set up your account and decide how you want to fund it. Through Birch Gold Group, you can transfer an IRA or transfer a 401(k) for funding your new self-directed IRA.
Choose the valuable metals that will benefit your account. Your precious Metals Specialist can help you determine which metals to invest in to get the most tax benefits.
You can buy your valuable metals. Your specialist will review your purchase and inform you that your purchase went through once they have done so.
Find a storage solution for your things. Your expert will help you understand the various ways to store your belongings. Birch Gold Group stores its customers’ funds at a number of places like Delaware Depository and Brink’s Global Service.
Check the status of you IRA is performing. Contact your Specialist anytime to check your account and make any changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium items directly from them. The company offers a wide range of currency that is accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
These are some of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They offer IRAs and cash-payouts for gold and silver. The firm also runs a website with a lot of free information regarding the investment in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your brand new IRA.
Make use of the money in your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users create precious metals IRAs. This IRA company works with people in all 50 U.S. states. They have been in business for more than 30 years and have handled more than $25 billion.
After you buy gold and silver for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. It’s as simple as transferring funds to your Augusta account and then select the silver and gold products you’d like to purchase. Augusta will deliver them to your door, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the company include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars, 10 to 100-ounce silver bullion bars, and 90 silver bags that contain a minimum of 99.
The company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA, you can also check out the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They sell gold, silver platinum, palladium, and. The company has a fantastic review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools that can help you get started with these funds. On the Oxford Gold website, you can learn how to move money into a precious metal IRA and learn how they function, what kinds are offered, and why they are great investments.
The Oxford Gold website, you can purchase bars and coins made of silver, gold, platinum, and palladium. The company sells a vast variety of gold and silver coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The firm also sells a limited number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other companies that deal in precious metals by listening to its clients and giving them the tools needed to make informed financial decisions. On their website, the business provides a full learning center to assist buyers.
This study area comes with a number of tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
FAQs
A list of terms
When you work for Oxford Gold Group, you’ll also be able direct access to one of the company’s Managing Partners. The person will be able to help you answer any questions that you have regarding how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This lets customers learn the advantages and disadvantages of these investments and make better decisions.
In the end, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the top gold IRA companies because it offers an array of high-quality metals that are regulated by the IRS. It also offers helpful educational material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After just a few years in business, the company’s gold IRA reviews on all websites have earned it five stars.
Opening an gold IRA account is a big option, so it is important to select a gold investment firm that values the opinions of its clients and the accreditations of its affiliates in the first place. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were hard to find.
Noble Gold is like other gold investment companies in that you can put bars and coins composed of silver, gold, platinum, and palladium into your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare like the 1oz Austrian Silver Philharmonic Coin. To meet IRS regulations all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anything from $80 to $200 a year to store your valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to start using Noble Gold:
Fill out the online form to receive an individualized advice or to create an IRA account for gold. You can speak with an in-house expert about your options during free sessions.
Speak to an Noble Gold expert to start the process of rolling your gold IRA over to the new account. If you withdraw money from a retirement account and put into the gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax professional first.
You can fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose your storage, and then wait for Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Great ways to assist customers
There are a variety of precious metals that you can pick from.
A number of sources have rated it five stars.
Access to expert advice
There are many training tools to help investors.
If you’re ready to sell when you’re ready to sell, consider you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated silver and gold dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for experienced precious metals investors who are knowledgeable about the market and want to put a big chunk of their money into an investment in gold IRA which offers savings for big investments but doesn’t offer the tools needed to help novice investors understand. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer that offers basic silver and gold and good ways to get help.
The following grades, accreditations, and titles have been awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB awarded it an A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its customers by providing them with helpful support lines, transparent prices, and easy-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The value of gold fluctuates in real time through the site, which means you can easily see the risks, benefits and costs of purchasing. You can choose among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as far back as 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, so it is recommended for those who have done this before. First year storage and upkeep costs $250 and every year after that costs $200. There may be a need to pay a little more for instance, the cost to open an account.
To start working with Patriot Gold Group, you have to follow these steps:
Fill out the online application for a new account to begin.
Contact a service representative to get your account started or transfer of funds.
You can buy valuable metals and pick the way you’d like to store them.
You can receive no cost delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
Fees for accounts have been waived for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company with a good variety of physical gold coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim to be the best gold firm within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you when you love doing things online and want easy access to quality training tools.
You can apply for an account with no need to talk to anyone, and the company gives you access to a large knowledge base that includes videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and it is awarded an A+ rating.
Nearly 700 of their customers have awarded Google 5 stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on AdvantageGold’s reviews you can count on great customer service, excellent assistance, and clear prices in all of your contacts with AdvantageGold.
AdvantageGold allows you to put platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most commonly used options.
The annual storage costs for IRA purchases are between $100-$150. Investors also have to pay a $50 account set-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To begin using AdvantageGold, you need to do the following:
Fill out the online form, and select the account manager you want. You can complete this initial step on your own using AdvantageGold, or you can call the customer service team for personalized assistance.
Accept the rules and guidelines of the company, and then provide your financial records. You may be required to present different papers about your IRA or taxes.
Choose the method you wish to transfer money into your account. A expert in rolling over money into a gold IRA will assist you in doing this.
You can purchase precious metals and pick a secure storage space for them. In the final step, you must sign the declaration form.
AdvantageGold has the following traits which make it stand out from the crowd:
When you’re ready for selling the property, the buy-back program makes it simple.
A free guide on investing in gold through your IRA.
There are many methods to study.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Step-by-step directions regarding how to withdraw cash
Customers on all sites leave great feedback on gold IRAs.
What is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that uses silver, gold or other precious metals instead of stocks and bonds.
To guard yourself against the effects of inflation and potential stock market crashes, it is important to need a diversified collection of investments. This is why many people are now investing in silver, gold, and other valuable metals in retirement accounts due to them being a fairly safe and reliable investment.
The companies listed on our list assist people in setting in place gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, you should move the money in your retirement savings into a new tab.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. These items have to be coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are OK with the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it simple and stress-free to set up and manage these individual retirement accounts. Many businesses put customers in touch with account reps who can assist them in the process.
However, an agent for an account is not the same as an advisor to financial matters. If you’re considering adding gold IRA to your retirement account to diversify it You should speak to your financial adviser first to determine if it makes sense for you.
Precious Metals IRA Previous Post