A precious metals IRA or, more commonly called a gold-backed IRA, can help protect your money from volatility in the market and protect your investment from inflation. Additionally, precious metals such as silver and gold are different from standard assets like bonds and stocks which makes them an excellent way to diversify.
We looked at the best gold IRA firms to determine the best precious metal IRA accounts are the best deal. We evaluated every gold IRA company below based upon a range of things, such as the quality of the metals they offer, the fees they charge, the storage choices they provide, their customer service, and their image.
Goldco is among the most reputable and most reliable company in the field of gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: The new sales may get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company for gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save for retirement. Goldco is a leading company in the business of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco can help you safeguard the assets in various retirement accounts by shifting them to the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert from Goldco can guide you on how to transfer the money in your account to a precious metals IRA.
This company also sells gold and silver directly to its customers. You can put your retirement savings or money from other savings accounts in actual gold and silver.
If you’re looking to establish a precious metals IRA through Goldco and move or roll over the assets you have in your savings account into the new IRA. Goldco makes it easy and painless for customers to complete this process by guiding them through the steps:
Make a commitment to know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your valuable metals: Select the precious metals you’d like to add to your investment.
Goldco sells many different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Bars of silver and gold in various sizes can also be purchased. These bars are as pure as.9999.
Goldco also has a program for buying back gold. If you experience a change in your circumstances and require to sell the valuable metals in your account Goldco will purchase these back for the best buy-back price, guaranteed.
If you’re considering investing in a rare metals IRA, Goldco will send you a free kit with details. This kit has a written, spoken, and seen information on investing in rare metals.
Overall, we believe Goldco is among the top companies that offer gold IRAs.
One of the top companies for buying in gold, silver, and platinum via an IRA.
A reputable business with transparent prices
With the gold IRA move, you are able to switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy gold and silver. The company is run by a family, and is located in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver if you want through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the gold or silver items you wish to place in your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you are able to store them with a safe storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a broad range of silver and gold goods that can be bought directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to speak to someone about your investment and find out how they are doing. You can call the number on the company’s website anytime to speak to your representative.
If you’re interested in learning more about purchasing gold prior to making the move you can contact the firm for a no-cost guide. This guide, which is 25 pages long, provides details on the ways that rare metals IRAs can help you take charge of the savings you have.
You can also learn about the latest developments in the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on which way to spend your money.
American Hartford Gold is a trusted gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews as well as the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to put your gold IRA money into Lear Capital. In this scenario you will be able to get assistance from a specialized expert, pay a flat fee and make sure that the purchase is guaranteed up to 24 hours and avoid fees when you make a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, focus on smooth experiences, easy access to helpful assistance teams and clear prices as well as other aspects. To make sure your money is compliant with IRS standards, you should only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can pick from a variety of renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10-to 100-ounce bar of your favorite metal. Prices for precious metals are constantly changing to reflect changes in the market and allow you to be aware of what to expect.
Follow these steps to start by contacting Lear Capital:
You can create an rare metals IRA account by filling out an online application that takes just 10 minutes.
You should hear from the person who is responsible for the IRA within 24 hours regarding how to make the tax-free move. The money could take as long as five days to be moved.
You can buy valuable metals and let Lear Capital ship them to an area that is secure and that is fully insured.
Create and store your IRA for free if invest at least $25,000 to $50,000 for one year and $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you receive free set-up and holding services.
If you make a purchase of more than $10,000 you get your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable cost
Assistance from a professional for gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from every source
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals either in person or via an IRA. Since 2003, this company has been in business and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be confident that purchasing rare metals from this company will be a safe and dependable process.
Birch Gold Group sells a large selection of gold, silver, platinum, and palladium goods, among others. You can buy these metals on their own, or use them to deposit money into an precious metals IRA.
The company makes it simple for you to transfer your retirement savings into an precious metals IRA. With the help of a certified Precious Metals Specialist, you can take these five steps:
Create your account and select which method you would like to fund it. Through Birch Gold Group, you can move an IRA or roll over an existing 401(k) to fund your self-directed IRA.
Choose the valuable metals for your account. Your precious Metals Specialist can help you determine which metals to invest in to reap the highest tax benefits.
You can buy your valuable metals. Your specialist will review your order and inform you that your purchase went through when they have confirmed it.
Find a storage solution for your things. Your expert will help you understand the various methods to organize your items. Birch Gold Group stores its customers’ investments at a number of places including Delaware Depository and Brink’s Global Service.
Find out what your IRA is performing. You can contact your Specialist at any time to review your account or make changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium products directly from the company. The company offers a wide selection of gold and silver coins accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
These are just a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They provide IRAs and cash-payouts for silver and gold. This firm also runs a website with lots of information for free about the investment in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten positive feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your new IRA.
Make use of the money in your savings account to add funds to your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people to set up precious metals IRAs. This IRA company works with individuals across all 50 U.S. states. They’ve been operating for more than 30 years and have managed more than $25 billion.
When you purchase gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. It’s as simple as transferring money to your Augusta account and then select the silver and gold products you wish to purchase. Augusta will deliver them to your doorstep, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion products manufactured by the firm include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars, 10 up to 100-ounce silver bullion bar, and 90 silver bags that contain a minimum of 99.
A few of the company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA, you can also take a look at the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that assists people in setting gold IRAs. They sell gold, silver, platinum, and palladium. The company has a great evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools available to assist you in establishing these funds. On the Oxford Gold website, you can find out how to transfer money into a precious metal IRA and how they work and what types are available and the reasons they are good assets.
The Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company sells a vast selection of popular silver and gold coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
It also offers a small amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals companies in its ability to listen to clients and providing them with the tools they require to make sound financial decisions. The company’s website provides a complete learning center to assist buyers.
This study area includes a number of tools, including:
Guide to investing in precious metals
Stories and news about buying gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity direct access to one of the company’s Managing Partners. The person you talk to will be able to help you answer any questions that you might have about how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial point of view. This helps customers understand the pros and cons of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its an extensive selection of precious metals that are regulated by the IRS. It also provides helpful training materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After just a few years in operation, the company’s gold IRA reviews on all websites have earned it five stars.
Opening an IRA account is a big option, so it is important to select a gold investment company that puts the reviews of its clients as well as the certifications of its affiliates first. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can put coins and bars made of silver, gold platinum, palladium, and platinum into your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations the rare metals that are included in IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay between $80-$200 per year for storage of your precious metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to get started with Noble Gold:
Fill out the online form to receive an individualized advice or to create an IRA account for gold. You can speak with an expert in-house about your choices during the free sessions.
Speak to a Noble Gold expert to start the process of rolling your gold IRA over to your new account. If you take money out of a retirement account to put into your gold IRA instead of rolling it over, you might have to pay taxes on it. Consult a tax professional first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Select the storage you want and allow Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Excellent ways to help customers
There are many types of precious metals that you can pick from.
Several sources have rated it five stars.
Free access to expert advice
There are a lot of training tools that can help investors.
If you’re ready to sell, a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for experienced precious metals investors who are familiar with the market and would like to put a big chunk of their money into an investment in gold IRA, since it gives savings for large investments, but lacks many tools to help novice investors understand. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer that offers basic silver and gold and helpful ways to seek help.
The following accreditations, grades, and titles were given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB awarded the BBB the A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by offering them friendly support lines, clear prices, and easy-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The value of gold changes in real time through the site, which means you can easily assess the benefits, risks, and costs of your purchase. You can select from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 so it is recommended for those who have had this experience before. First year storage and maintenance costs $250 and each year thereafter costs $200. You may have to shell out more for instance, an amount to establish an account.
To start your journey with Patriot Gold Group, you must do the following:
Fill out the online application for a new account to begin.
Contact a customer service worker to initiate your account restart or transfer of funds.
You can buy valuable metals and choose how you want to store them.
You can get free delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Account fees have been waived for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great variety of gold coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim they are the top gold company within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice if you like to do things online and would like to have easy access to good training tools.
You can apply for an account with no need to talk to a person and the company provides you access to a large knowledge base with tools, videos, and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars, and an A+ grade.
More than 700 users have rated Google 5 stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, excellent assistance and transparent prices in all your interactions with the company.
AdvantageGold lets you deposit platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most commonly used options.
The annual storage costs for IRA purchases are between $100 and $150. Investors also pay a $50 account-setting-up fee and a range of different yearly upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To begin using AdvantageGold, you need to complete the following steps:
Complete the online form, and choose the account manager you want. You can complete the first step by yourself using AdvantageGold or contact the customer service team for personalized assistance.
Accept the policies and rules of the company, then share your financial records. You may be required to present different documents about your IRA or tax obligations.
Choose the way you want to deposit funds into your account. An expert in rolling money over into a gold IRA will assist you in doing this.
You can purchase precious metals and select a secure storage space for them. In the final step, you must sign the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it from the crowd:
When you’re ready for selling the property, the buy-back program makes it easy.
A free guide on investing in gold through your IRA.
There are many options to get involved in learning.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources that provide step-by-step instructions regarding how to withdraw money
Customers on all sites leave glowing review of gold IRAs.
What is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that makes use of gold, silver or other precious metals instead of stocks and bonds.
To protect yourself from the risk of inflation and stock market crashes, it is important to should have a diverse portfolio of investments. Due to this, many people are putting gold, silver, and other valuable metals into their retirement accounts because they are a fairly safe and reliable investment.
The companies we have listed help people set the gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, you should move the funds in your retirement savings to a new tab.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. The items must be gold or coins that meet a set of “fineness” standards. These accounts can only hold the coins that are accepted by the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it simple and easy to fund and take care of these retirement accounts for individuals. Many companies place customers in touch with account reps who will assist them throughout the process.
However, an agent for an account is not the same as an advisor to financial matters. If you want to add a gold IRA to your retirement account to diversify it, you should talk to your financial advisor first to see whether it’s a good idea for you.