A precious metals IRA, which is also called a gold-backed IRA, can help protect your money from volatility in the market and safeguard you against inflation. Additionally, precious metals like gold and silver are very different from the standard investments like stocks and bonds which makes them an excellent option to diversify.
We looked at the top gold IRA companies to see which precious metal IRA accounts are the best deal. We analyzed every gold IRA company below based upon a range of factors, including the quality of the metals they offer as well as the costs they impose, the storage options they provide, their customer service, and even their reputation.
Goldco is among the most reputable and best company generally in the field of gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: The new sales may receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall in the field of gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save more for retirement. Goldco is a leading company in the field of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will help you protect the assets of a variety of retirement accounts by shifting them into an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert at the company can show you how to move the money that is in the account to an precious metals IRA.
The company also sells silver and gold directly to its customers. You can put your retirement savings, or money from other savings accounts into real silver and gold.
If you want to start a precious metals IRA through Goldco, move or rollover your savings from your savings account into your new IRA. Goldco makes it simple and easy for customers to accomplish this by guiding them through the following steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your valuable metals: Choose the precious metals you would like to include in your investment.
Goldco sells a variety of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Marlin Gold
Gold and silver bars of various sizes can also be bought. They’re as pure as.9999.
Goldco also has a program for buying back gold. If you experience a change in your circumstances and require to sell the precious metals in your account Goldco will buy these back for the highest price for buy-back, which is guaranteed.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a free kit that includes details. The kit includes a written and spoken guide to investing in rare metals.
Overall, we believe Goldco is among the best companies to provide gold IRAs.
One of the best companies to buy gold, silver, as well as platinum, through an IRA.
reputable business with clear prices
With a gold IRA move, you are able to alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is run by a family and is located in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver in your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill in the forms.
You can move your old IRA to a new self-directed gold IRA.
Select the silver or gold items you would like to put into your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, store them in a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a broad range of gold and silver goods that can be bought directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
In contrast, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
Combibar Valcambi
When you purchase valuable metals from American Hartford Gold, you can always speak to someone about your investment and find out what they are doing. You can dial the number on the company’s website anytime to speak to your representative.
If you’d like to know more about buying in gold prior to taking the next step you can contact the company for a no-cost guide. This guide, which is 25 pages long, provides information on how rare metals IRAs can help you take control of your savings.
You can also learn about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine how to spend.
American Hartford Gold is a trusted gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews and the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to put your gold IRA funds into Lear Capital. In this scenario, you can get help from a specialist, pay a flat fee, guarantee your purchase for 24 hours, and not pay fees for a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, focus on smooth experiences and easy access to friendly help desks, and clear pricing as well as other aspects. To ensure that your money is compliant with IRS standards, it is best to only deal with a qualified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be put in an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10- to 100-ounce bar of your preferred metal. Prices for precious metals are constantly changing to reflect changes in the market and allow you to know what to expect.
Follow these steps to begin using Lear Capital:
You can open an rare metals IRA account by filling in a simple online application that takes just 10 minutes.
You should hear from the person responsible for your IRA within 24 hours about how to complete the tax-free move. The money could take as long as five days to be transferred.
You can purchase valuable metals and then allow Lear Capital ship them to an appropriate location that is fully insured.
Set up and store your IRA at no cost if you invest at least $25,000 to $50,000 for a year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you will receive free set-up and hold services.
If you have invested more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat cost
One-on-one assistance from experts for gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from all sources
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, the firm has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be assured that buying in rare metals through Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a large selection of silver, gold palladium and platinum items, among others. You can purchase these metals by themselves or use them to put money into an precious metals IRA.
The company makes it simple for you to convert your retirement savings into an precious metals IRA. With the assistance of a qualified Precious Metals Specialist You can follow the following steps:
Create your account and select the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or roll over an existing 401(k) to fund your new self-directed IRA.
Choose the best metals that will benefit your account. The valuable Metals Specialist can help you determine which metals to invest in to get the greatest tax benefits.
You can purchase your precious metals. Your specialist will review your order and inform you that your purchase went through after they have completed the transaction.
Choose a way to store your items. Your specialist will guide you through the various ways to store your things. Birch Gold Group stores its customers’ funds at a number of places like Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is going. Contact your Specialist at any time to check your account or make changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium items directly from the company. The company offers a wide selection of gold and silver coins deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
These are just a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They provide IRAs and cash payments for gold and silver. This firm also runs a website that contains lots of information for free about the investment in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
You can use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people create precious metals IRAs. This IRA company is a partner for people in all 50 U.S. states. They’ve been in business since more than 30 years, and managed more than $25 billion.
When you purchase silver and gold to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in its Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. All you have to do is transfer money into your Augusta account and select the gold and silver goods you want to buy. Augusta will deliver them directly to your doorstep, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the firm include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars, 10 to 100-ounce silver bullion bars, and 90 silver bags containing 97 percent.
The company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA, you can also take a look at the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set up gold IRAs. They offer silver, gold platinum, palladium, and. The company has a great evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools to help you get started with these funds. On the Oxford Gold website, you will learn how to transfer funds to a precious metal IRA and how they function and what kinds are available, and why they are great investments.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver platinum, palladium, and. The company sells a wide range of gold and silver coins, as well as other items like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The company also sells a tiny number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals companies by listening to customers and giving them the tools they require to make informed financial decisions. On its website, the company provides a complete learning center to aid buyers in the purchasing process.
This study area includes a number of tools, including:
Guide to investing in precious metals
News and stories about buying gold
FAQs
A listing of terms
If you are employed by Oxford Gold Group, you’ll also get to interact directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to help you answer any questions that you might have regarding trading or how to store your gold in an IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This allows customers to understand the pros and cons of these investments and make better choices.
Overall, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its an array of high-quality metals that are regulated by the IRS. It also provides helpful training material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After just a few years in business, the company’s gold IRA reviews on all sites have earned it five stars.
Opening a gold IRA account is a big option, so it is important to select a gold investment firm that places the opinions of its clients and the accreditations of its affiliates first. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to put bars and coins composed of silver, gold platinum, palladium, and platinum in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce such as the Austrian Silver Philharmonic 1oz Coin. To meet IRS regulations the rare metals that are included in IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anywhere from $80-$200 per year for storage of your precious metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to get started using Noble Gold:
Fill out the form online to receive personalized advice or open an IRA account for gold. You can speak with an expert from the company about your options during the free sessions.
Talk to a Noble Gold expert to start the process of moving the gold IRA over to the new account. If you withdraw money of a retirement account to put into the gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax expert first.
Fund your precious metals IRA and then purchase the valuable metals you want.
Choose your storage, and then allow Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals to pick from.
Several sources have rated it five stars.
Free access to expert advice
There are many tools for training that can assist investors.
If you’re ready to sell and sell your home, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for experienced precious metals investors who know the market and wish to put a large portion of their assets into an investment in gold IRA which offers savings for large investments but doesn’t offer a lot of tools to help novice investors understand. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer with options for basic silver and gold and helpful ways to seek help.
The following accreditations, grades and titles have been awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB awarded the BBB an A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its clients by offering them friendly support lines, clear prices, and easy-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The price of gold fluctuates in real-time on the website, so you can easily assess the risks, benefits and costs of your purchase. You can choose among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins from as early as fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, therefore it is recommended to go with buyers who have previously had this service. The initial year of storage and upkeep costs $250 and each year following that is $200. You might have to pay a little more such as a fee to set up an account.
To begin working with Patriot Gold Group, you must do the following:
Complete the online application form to begin.
Contact a customer service representative to get your account started or movement of funds.
You can buy valuable metals and decide how you want to store them.
You can receive no cost delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
Fees for accounts have been waived for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great choice of physical gold coins as well as bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim they are the best gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice when you love doing things online and need easy access to high-quality training tools.
The application process is simple with no need to talk to a person The company will give you access to a large knowledge base, including videos, tools and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with it is awarded an A+ grade.
More than 700 users have rated Google 5 stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews, you can expect great customer service, excellent assistance and transparent prices in all your interactions with AdvantageGold.
AdvantageGold lets you deposit gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage fees for IRA purchases are between $100 to $150. Investors are also required to pay a $50 account-setting-up cost and a range of different annual upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To begin using AdvantageGold To begin using AdvantageGold, you must do the following:
Complete the online form and select the account manager you’d like to choose. You can complete this initial step by yourself using AdvantageGold, or you can contact the customer support team for assistance tailored to your needs.
Accept the rules and policies of the company, and then provide your financial documents. You may need to provide different documents about your IRA or tax obligations.
Select the method you prefer to put money in your account. A expert in rolling over money into an gold IRA will assist you in doing this.
You can buy valuable metals and pick a secure storage space for them. As a final step, you need to sign the declaration form.
AdvantageGold has the following traits that distinguish it from the crowd:
When you’re ready for selling the property, the buy-back program makes it simple.
A free guide on investing in gold through your IRA.
There are many ways to learn.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources with step-by-step instructions for withdrawing money
Customers on all sites give glowing feedback on gold IRAs.
What is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that uses silver, gold, or other valuable metals instead of stocks or bonds.
To safeguard yourself from the effects of inflation and possible market crashes, you should have a diverse portfolio of investments. This is why many people are placing silver, gold and other precious metals in retirement accounts since they are a fairly safe and reliable investment.
The companies listed on our list help people set the gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, transfer the funds in your retirement savings to a new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. These items have to be either coins or gold and meet certain “fineness” standards. These accounts can only hold coins that are approved by the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it simple and stress-free to manage and fund the individual retirement accounts. Many companies put clients in contact with account reps who can help them through the process.
However, an agent for an account isn’t the same as a financial advisor. If you’re considering adding a gold IRA to your retirement account to diversify it, you should talk to your financial adviser first to find out if it makes sense for you.
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