A precious metals IRA that is also known as a gold-backed IRA can help protect your money from volatility in the market as well as protect you from inflation. Also, valuable metals like silver and gold are different from traditional assets like stocks and bonds which makes them a good way to diversify.
We looked at the top gold IRA companies to see what precious metal IRA accounts are the best deal. We looked at each gold IRA company below based upon a range of things, such as the precious metals they provide and the charges they impose, their storage options they offer and their customer service and even their reputation.
Goldco is the most reputable and most reliable company overall for gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: The new sales could get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save for retirement. This company is the leader in the business of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets of a variety of retirement accounts by shifting them to the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b), a precious metals expert at Goldco can help you understand how to transfer the money that is in the account to an precious metals IRA.
This business also sells silver and gold directly to clients. You can put your retirement savings as well as other savings accounts in actual gold and silver.
If you want to start an precious metals IRA through Goldco, move or rollover the assets you have in your current savings account to your new IRA. Goldco makes it simple and easy for customers to accomplish this by guiding them through the following steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Purchase your precious metals: Choose the precious metals you want to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Marlin Gold
Gold and silver bars of different sizes can be purchased. They’re as pure as.9999.
Goldco also has a program for buying back gold. In the event that your situation alters and you need to sell the precious metals in your account, Goldco will purchase them back at the most competitive price for buy-back, which is guaranteed.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a kit for free with details. This kit has written and spoken information on investing in rare metals.
Overall, we think Goldco is among the best companies to provide gold IRAs.
One of the top companies to buy silver, gold and platinum through an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is run by a family and is located in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver if you want through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill in the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Select the silver or gold items you would like to put in your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, you can keep them with a safe storage company such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a broad range of gold and silver goods which can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
On the other hand, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
Combibar Valcambi
When you purchase valuable metals from American Hartford Gold, you can always speak with a representative about your investments and find out how they are doing. You can call the number on the website at any time to talk to your agent.
If you’re interested in learning more about buying in gold prior to taking the next step, you can ask the business for a free guide. This guide, which is 25 pages long, provides information about the ways that rare metals IRAs can help you take charge of the savings you have.
You can also find out about changes in the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on how to spend.
American Hartford Gold is a reliable gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to invest your gold IRA funds into Lear Capital. In this case you will be able to get assistance from a specialized expert or pay a fixed fee, guarantee your purchase for 24 hours, and avoid charges for a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences, easy access to helpful help desks, and transparent prices as well as other aspects. To make sure your money is compliant with IRS standards, you should only work with a certified service.
Lear Capital sells gold, platinum, and silver bars and coins which can be put into an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10- 100-ounce bar of your favorite metal. Prices for valuable metals change frequently to reflect market changes and make it easy to know what you should expect.
Follow these steps to begin by contacting Lear Capital:
You can open a rare metals IRA account by filling in a simple online application that takes just 10 minutes.
You should hear from the person who is responsible for the IRA within 24 hours about how to complete the tax-free transfer. It could take up to five days for the money to be transferred.
You can purchase valuable metals, and then let Lear Capital ship them to a safe place where they will be fully insured.
Set up and keep your IRA for free if you spend at least $25,000 to $50,000 for one year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you receive free setup and holding services.
If you make a purchase of more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat price
One-on-one assistance from experts in gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from every source
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, the company has been in business, and thousands of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be sure that buying in rare metals through Birch Gold Group is a secure and secure process.
Birch Gold Group sells a wide range of silver, gold, platinum, and palladium goods in addition to other. You can purchase these precious metals by themselves or use them to deposit money into a precious metals IRA.
The company makes it simple for you to transfer the retirement savings you have saved into a precious metals IRA. With the help of a certified Precious Metals Specialist, you can take these five steps:
Set up your account and decide the method of funding it. With Birch Gold Group, you can transfer an IRA or transfer a 401(k) to help fund your self-directed IRA.
Choose the best metals that will benefit your account. Your valuable Metals Specialist can help you determine which metals to invest in to gain the greatest tax advantages.
You can purchase your precious metals. Your specialist will review your order and inform you that the purchase was successful after they have completed the transaction.
Find a method to store your belongings. Your specialist will guide you through the different methods to organize your things. Birch Gold Group stores its customers’ assets at a number of places, such as Delaware Depository and Brink’s Global Service.
Find out what you IRA is doing. You can call your Specialist at any time to check on your account and make any changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and products directly from the company. The company offers a broad selection of currency that is OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold and silver.
These are some of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They offer IRAs and cash-payouts for silver and gold. This company also has a website with many free information about the investment in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your new IRA.
You can use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users create precious metals IRAs. This IRA company works with people from all fifty U.S. states. They’ve been operating for over 30 years and managed more than $25 billion.
After you buy gold and silver for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. You just need to move money into your Augusta account and then select the gold and silver goods you want to buy. Augusta will deliver them directly to your door and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the company comprise items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars. 10- to 100-ounce silver bullion bars, and 90% silver bags.
The company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA, you can also check out the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They offer silver, gold, platinum, and palladium. The company has a fantastic rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools available to help you get started with these funds. On the Oxford Gold website, you can find out how to transfer money into a precious metal IRA and how these IRAs work and what types are available, and why they are great investments.
The Oxford Gold website, you can purchase bars and coins made of gold, silver, platinum, and palladium. The company sells a vast selection of popular silver and gold coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The company also sells a limited amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals firms in its ability to listen to customers and giving them the tools they require to make sound financial decisions. On their website, the business offers a complete learning center to aid buyers in the purchasing process.
This study area includes a number of tools, including:
Guide to investing in precious metals
News and stories about buying in gold
FAQs
A glossary of terms
When you join the Oxford Gold Group, you’ll also have the opportunity direct access to one of the company’s Managing Partners. The person will be able to assist you with any queries you might have regarding how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial perspective. This helps customers understand the advantages and disadvantages of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers an array of high-quality metals that have been approved by the IRS. It also offers helpful educational material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After less than 10 years in business, the company’s gold IRA reviews on all sites have earned it five stars.
Opening an IRA account is a great option, so it is important to choose a precious metals investment company that puts the opinions of its clients as well as the certifications of its affiliates in the first place. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to put bars and coins composed of silver, gold platinum, palladium, and tin into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare, like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations all rare metals IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anything from $80 to $200 per year to keep your valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to start using Noble Gold:
Fill out the form online to receive personalized advice or open an IRA account for gold. You can talk to an expert in-house about your options during the free sessions.
Contact an Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you withdraw money of another retirement account to put into the gold IRA instead of rolling it over, you may have to pay taxes on it. Talk to a tax expert first.
Fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose the storage that you prefer and allow Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals that you can pick from.
Several sources gave it five stars.
Access to expert advice
There are a lot of training tools that can help investors.
If you’re ready to sell and sell your home, you should have make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top gold and silver dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for investors with experience in precious metals who are familiar with the market and want to put a large portion of their money into a gold IRA as it offers savings for big investments but doesn’t have a lot of tools to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that offers basic silver and gold and good ways to get help.
The following accreditations, grades, and titles were given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded the BBB the A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its customers by giving them helpful assistance lines, straightforward prices, and easy-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The value of gold fluctuates in real-time through the site, which means you can easily see the benefits, risks, and costs of your purchase. You can pick from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating 50 years ago.
Patriot Gold Group has a high minimum account size of $50,000, so it is best for buyers who have previously had this service. The initial year of storage and upkeep costs $250 and each year thereafter costs $200. You might have to pay a little more like the cost to open an account.
To begin your journey with Patriot Gold Group, you need to do the following:
Fill out the online application for a new account to get started.
Contact a service representative to get your account started or movement of funds.
You can purchase precious metals and pick the way you want to keep them.
You can get free delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Fees for accounts have been eliminated for purchases over $100,000
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good selection of gold coins and bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They say they are the best gold company in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice when you love doing things online and need easy access to good training tools.
You can apply for an account without speaking to anyone The company will give you access to a huge knowledge base with tools, videos, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars and the A+ rating.
Over 700 customers have awarded Google five stars.
More than 1,400 users have rated Trustpilot five stars.
Based on the reviews of AdvantageGold, you can expect great customer service, great help and clear pricing throughout your interactions with the company.
AdvantageGold lets you deposit platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage fees for IRA purchases range from $100 and $150. Investors also pay a $50 account-setting-up fee and a variety of annual upkeep charges. AdvantageGold has no minimum payment, which is a good thing.
To start using AdvantageGold, you need to follow these steps:
Fill out the form online and choose the account manager you would like to work with. You can complete the first step on your own with AdvantageGold or call the customer service team for assistance tailored to your needs.
Accept the rules and policies of your company then share your financial documents. You may need to provide various documents regarding your IRA or tax obligations.
Select the method you prefer to deposit money in your account. A expert in rolling over money into an gold IRA will help you do this.
You can purchase precious metals and choose a safe storage space for them. As a final step, you need to complete the declaration form.
AdvantageGold has the following characteristics that make it stand out:
When you’re ready to sell the house, the buy-back plan simplifies the process.
A free guide to investing in gold through your IRA.
There are many options to get involved in learning.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources with step-by-step instructions for withdrawing cash
Customers on all sites leave excellent review of gold IRAs.
What exactly is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that uses silver, gold, or other valuable metals instead of stocks or bonds.
To protect yourself from the risk of inflation and stock market crashes, it is important to require a variety of investments. Due to this, many people are now putting gold, silver and other precious metals into their retirement accounts due to them being an extremely safe and reliable investment.
The companies on our list help people set up gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, you should move the money in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. These items have to be gold or coins and meet certain “fineness” standards. These accounts are only able to hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it simple and easy to manage and fund these retirement accounts for individuals. Many businesses put clients in contact with account reps who can help them through the process.
But an agent of an account is not the same as a financial advisor. If you are considering adding gold IRA to your retirement account to make it more diverse, you should talk to your financial adviser first to find out if it makes sense for you.
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