A precious metals IRA, which is also called a gold-backed IRA, can help protect your investment from the volatility of markets and safeguard you against inflation. Additionally, precious metals like gold and silver are very different from standard assets like bonds and stocks, which makes them an excellent option to diversify your portfolio.
We reviewed the top gold IRA firms to determine what precious metal IRA accounts offer the best value. We looked at each gold IRA company below based on a number of factors, including the precious metals they provide and the charges they impose, their storage options they offer, their customer service, as well as their appearance.
Goldco is among the most reputable and best company generally when it comes to gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: Sales made by the company could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save for retirement. Goldco is a leading company in the field of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets of different retirement accounts by transferring them to an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert at the company can show you how to transfer the money that is in the account to a precious metals IRA.
This company also sells gold and silver directly to clients. You can also invest your retirement savings or other savings accounts in actual silver and gold.
If you are looking to open an precious metals IRA through Goldco and move or roll over your assets from your current savings account into the new IRA. Goldco makes it simple and painless for customers to accomplish this by guiding them through the following steps:
Make a commitment to know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your precious metals Select the precious metals that you want to include in your investment.
Goldco sells many different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Marlin Gold
Bars of silver and gold in different sizes can be purchased. They are pure as.9999.
Goldco also has a program for buying back gold. If you experience a change in your circumstances and need to sell the precious metals in your account Goldco will purchase them back at the most competitive price for buy-back, which is guaranteed.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit that includes information. This kit has written and spoken instructions on investing in rare and precious metals.
Overall, we think Goldco is among the best companies to offer gold IRAs.
One of the top companies to purchase silver, gold and platinum via an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy gold and silver. The company is run by a family, and is headquartered in Los Angeles, CA. It has won several awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill out the papers.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the silver or gold items you would like to put in your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, store them in a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a broad range of gold and silver goods which can be purchased directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
In contrast, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
Combibar Valcambi
If you purchase precious metals from American Hartford Gold, you will always be able to talk to a person about your investments and learn what they’re doing. You can call the number on the website at any time to talk to your agent.
If you’re interested in learning more about buying gold prior to making the move you can contact the firm for a free guide. This 25-page guide has useful information about how rare metals IRAs can help you take charge of your savings.
You can also find out about the changes to the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine which way to spend your money.
American Hartford Gold is a reliable gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews and the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In that case you can seek advice from a specialized expert or pay a fixed fee and guarantee your purchase up to 24 hours and avoid fees if you make a big payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, emphasize smooth experiences with easy access to knowledgeable support teams, and transparent prices among other things. To ensure that your money is in compliance with IRS standards, you should only use a reputable service.
Lear Capital sells gold, silver, and platinum coins and bars which can be put into an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10 100-ounce bar of your preferred metal. Prices for precious metals change frequently to reflect changes in the market and make it easier to be aware of the price you can expect.
Follow these steps to start by contacting Lear Capital:
You can open an rare metals IRA account by filling in an online application which takes only 10 minutes.
You should hear from the person who is responsible for the IRA within 24 hours of how to make the tax-free transfer. It could take up to five days for the money to be transferred.
You can purchase precious metals and allow Lear Capital ship them to a safe place where they will be fully insured.
Create and store your IRA for free if invest at least $25,000 to $50,000 for a year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account over $25,000, you receive free set-up and hold services.
When you make a purchase of more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at the flat rate
Assistance from a professional in gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from every source
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, this company has been in business, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be sure that purchasing rare metals through Birch Gold Group is a secure and reliable process.
Birch Gold Group sells a variety of silver, gold, palladium and platinum items as well as other. You can purchase these metals on their own or use them to deposit money into an precious metals IRA.
The company makes it simple for you to move your retirement savings into an precious metals IRA. With the help of a trained Precious Metals Specialist, you can take these steps:
Create your account and choose which method you would like to fund it. With Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) for funding your new self-directed IRA.
Select the most valuable metals for your account. The valuable Metals Specialist can help you figure out which metals to invest in to reap the greatest tax benefits.
You can buy your valuable metals. Your specialist will review your order and let you know that the purchase was successful after they have completed the transaction.
Choose a way to store your items. Your Specialist will show you the different ways to store your things. Birch Gold Group stores its customers’ investments at various locations including Delaware Depository and Brink’s Global Service.
Check what you IRA is performing. You can call your Specialist anytime to check your account and make any changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium items directly from them. The company sells a wide selection of gold and silver coins accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold and silver.
These are some of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They offer IRAs and cash-payouts for silver and gold. The business also offers a site with a lot of free information regarding the investment in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your new IRA.
Use money from your savings account to add funds to your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers set up precious metals IRAs. This IRA company works with people in all fifty U.S. states. They have been in business since more than 30 years, and handled more than $25 billion.
When you purchase silver and gold to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals inside the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. You just need to move money to the Augusta account and then select the silver and gold items you’d like to purchase. Augusta will deliver them directly to your doorstep and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10-ounce bullion gold bars, 10- to 100-ounce silver bullion bars and 90% silver bags.
Some of the company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA you can take a look at the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They sell silver, gold, platinum, and palladium. The company has a great evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools available to help you get started with these funds. On the Oxford Gold website, you will learn how to move money into an precious metal IRA and learn how they function, what kinds are offered and the reasons why they are good assets.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company offers a broad variety of popular silver and gold coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
It also offers a small amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other companies that deal in precious metals by listening to clients and giving them the tools needed to make sound financial decisions. On their website, the business offers an entire learning center that can aid buyers in the purchasing process.
This study area comes with many tools which include:
Guide to investing in precious metals
Stories and news about buying gold
FAQs
A glossary of terms
When you join the Oxford Gold Group, you’ll also get to work directly with one of the Oxford Gold Group’s Managing Partners. This person can answer any questions you may have regarding how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial point of view. This helps customers understand the pros and cons of these investments and make better decisions.
In the end, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an array of high-quality metals that have been allowed by the IRS. It also offers helpful educational materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. In less than 10 years in operation Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening an IRA account is a great decision, so you must select a gold investment company that puts the opinions of its clients and its accreditations for affiliates first. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can place bars and coins made of gold, silver platinum, palladium, and platinum into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare such as the Austrian Silver Philharmonic 1oz Coin. To meet IRS rules all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay between $80 to $200 a year to store your valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to get started with Noble Gold:
Fill out the online form to get a custom advice or to open an IRA account for gold. You can talk to an expert from the company about your options during free sessions.
Contact a Noble Gold expert to start the process of rolling your gold IRA over to your new account. If you withdraw money of a retirement account to put into your gold IRA instead of rolling it over, you may be required to pay taxes on it. Consult a tax expert first.
You can fund your precious metals IRA, and then buy the valuable metals you want.
Choose the storage that you prefer, and then let Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are a variety of precious metals to pick from.
A number of sources have rated it five stars.
Access to expert advice
There are plenty of training tools that can help investors.
When you’re ready to sell, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who know the market and want to put a big chunk of their assets into a gold IRA which offers savings for large investments but doesn’t offer many tools to help new investors learn. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer that has options for basic gold and silver as well as the best ways to get assistance.
The following grades, accreditations, and titles have been awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB awarded the BBB an A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its customers by offering them friendly support lines, transparent pricing, and simple-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The value of gold changes in real time on the website, which means you are able to easily evaluate the risks, benefits, and costs associated with your purchase. You can pick among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating as early as 50 years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, which is why it is best for buyers who have previously had this service. First year storage and upkeep costs $250 and every year after that costs $200. You may have to shell out more such as a fee to set up an account.
To start working with Patriot Gold Group, you have to follow these steps:
Fill out the online application for a new account to begin.
Contact a customer service representative to get your account started or to transfer funds.
You can purchase valuable metals and decide how you want to store them.
You can receive complimentary delivery to your safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Account fees have been eliminated for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide variety of gold physical coins as well as bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim they are the top gold-producing company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice If you enjoy doing things online and would like to have easy access to quality training tools.
The application process is simple without speaking to anyone The company will give you access to a huge knowledge base with tools, videos, and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars, and it is awarded an A+ rating.
Nearly 700 of their customers have awarded Google 5 stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, great help, and clear prices throughout your interactions with the company.
AdvantageGold lets you put platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage fees for IRA purchases range from $100-$150. Investors also pay a $50 account-setting-up cost and a range of different annual upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To get started using AdvantageGold, you need to follow these steps:
Complete the online form and choose the account manager you want. You can do this first step by yourself using AdvantageGold or contact the customer support team for personalized assistance.
Accept the rules and guidelines of the company, and then share your financial records. You may need to show different papers about your IRA or tax obligations.
Choose the way you want to transfer money into your account. A professional who has experience in rolling over money into a gold IRA will assist you in doing this.
You can purchase precious metals and select a secure location to store them. As the last step, you need to complete the declaration form.
AdvantageGold has the following traits that distinguish it from the crowd:
When you’re ready for selling the property, the buy-back program simplifies the process.
A guide for investing in gold with your IRA.
There are a variety of methods to study.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Step-by-step directions on how to withdraw cash
Customers on all websites give great review of gold IRAs.
What is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account which makes use of silver, gold, or other valuable metals instead of stocks or bonds.
To protect yourself from the risk of inflation and market crashes, you should have a diverse portfolio of investments. Due to this, a lot of people are placing silver, gold and other precious metals in retirement accounts because they are a fairly safe and reliable investment.
The companies listed on our list assist people in setting the gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, transfer the money from your retirement savings into a new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. These items have to be gold or coins and meet certain “fineness” standards. These accounts can only hold the coins that are accepted by the IRS such as the Canadian Maple Leaf.
The top gold IRA firms make it easy and painless to set up and manage these individual retirement accounts. Many companies put clients in contact with account representatives who will assist them throughout the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you’re considering adding a gold IRA to your retirement account to diversify it you should consult your financial advisor first to determine whether it is a good idea for you.
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