A precious metals IRA that is also called a gold-backed IRA, can help protect your investment from the volatility of markets as well as protect your investment from inflation. Also, valuable metals like gold and silver are very different from standard assets like bonds and stocks and bonds, which makes them a good option to diversify.
We looked at the top gold IRA companies to determine which precious metal IRA accounts are the best value. We analyzed each gold IRA company below, based on a variety of factors, including the quality of the metals they offer as well as the costs they impose, the storage options they offer as well as their customer service and even their reputation.
Goldco is one of the most trusted and most reliable company overall in the field of gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: New sales may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall in the field of gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that will help you save more for retirement. This company is the leader in the business of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets of various retirement accounts by transferring them into an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert from Goldco can help you understand how to transfer the money in your account to a precious metals IRA.
This business also sells gold and silver directly to its customers. You can also invest your retirement savings as well as money from other savings accounts in real silver and gold.
If you’re looking to establish a precious metals IRA through Goldco and move or roll over your savings from your savings account to your new IRA. Goldco makes it easy and painless for customers to do this by guiding them through the following steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your valuable metals: Select the precious metals you’d like to add to your investment.
Goldco sells many different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Marlin Gold
Silver and gold bars of different sizes can also be purchased. They’re as pure as.9999.
Goldco also offers a program for buying back gold. In the event that your situation alters and you need to sell the valuable metals in your account Goldco will purchase them back at the highest buy-back price, with a guarantee.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a kit for free with details. This kit has written and spoken instructions on investing in rare and precious metals.
Overall, we believe Goldco is one of the best companies to provide gold IRAs.
One of the top companies to purchase silver, gold, and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is owned by a family, and is based in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the silver or gold items you wish to place into your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, store them in a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of gold and silver products which can be purchased directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
However metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
Combibar Valcambi
If you purchase precious metals from American Hartford Gold, you will always be able to speak with a representative about your investment and learn how they are doing. You can call the number on the website at any time to talk to your agent.
If you want to learn more about buying in gold before taking the step to buy it, you can ask the business for a free guide. This 25-page guide has useful details on how rare metals IRAs can assist you in taking charge of your savings.
You can also find out about the changes to the market for gold by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine which way to spend your money.
American Hartford Gold is a trusted gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews and Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to put your gold IRA money in Lear Capital. In this scenario, you can get help from a specialized expert or pay a fixed fee and make sure that the purchase is guaranteed for 24 hours, and avoid charges for a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, are focused on smooth experiences, easy access to helpful help desks, and transparent prices as well as other aspects. To ensure that your money meets IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can pick from a variety of renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10-to 100-ounce bar made of your favorite metal. Prices for valuable metals are always changing to reflect changes in the market and allow you to anticipate what to expect.
Follow these steps to get started with Lear Capital:
You can open an rare metals IRA account by filling out a simple online application that only takes 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours about how to do the tax-free move. It can take anywhere from five to seven days for your money to be moved.
You can purchase precious metals and then allow Lear Capital ship them to an area that is secure and where they will be fully insured.
Create and store your IRA for free if invest at least $25,000 to $50,000 for a year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you get free set-up and holding services.
If you invest more than $10,000, you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat cost
One-on-one assistance from experts on gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from every source
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to buy rare metals, either directly or through an IRA. Since 2003, this company has been operating, and thousands of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be sure that buying in rare metals through Birch Gold Group will be a safe and secure process.
Birch Gold Group sells a wide range of gold, silver, palladium and platinum items, among others. You can purchase these precious metals on their own, or use them to deposit money into a precious metals IRA.
This company makes it easy for you to move your retirement savings to an precious metals IRA. With the assistance of a qualified Precious Metals Specialist, you can take these five steps:
Create your account and decide how you want to fund it. With Birch Gold Group, you can move an IRA or transfer a 401(k) to help fund your self-directed IRA.
Choose the best metals that will benefit your account. The valuable Metals Specialist can help you determine which metals to invest in to reap the greatest tax benefits.
You can purchase your precious metals. Your Specialist will look over your purchase and inform you that the purchase was successful after they have completed the transaction.
Find a storage solution for your things. Your expert will help you understand the different methods to organize your items. Birch Gold Group stores its customers’ assets in a variety of locations like Delaware Depository and Brink’s Global Service.
Check the status of you IRA is going. Contact your Specialist anytime to check your account and make any changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium items directly from the company. The company sells a wide range of gold and silver coins deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
These are some of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They offer IRAs and cash-payouts for gold and silver. The firm also runs a website with lots of information for free about the investment in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
You can use money from your savings account to fund your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers set up precious metals IRAs. This IRA company works with people in all fifty U.S. states. They’ve been in business since more than 30 years, and managed more than $25 billion.
When you purchase silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals inside the Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. You just need to move money to your Augusta account and select the silver and gold products you’d like to purchase. Augusta will bring them right to your doorstep, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion products manufactured by the company comprise coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars, 10- to 100-ounce silver bullion bars and 90% silver bags.
Some of the company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA, you can also look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that helps people set up gold IRAs. They sell gold, silver platinum, palladium, and. The company has an excellent review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools to help you get started with these funds. On the Oxford Gold website, you will learn how to move money into a precious metal IRA and how these IRAs work and what types are available and the reasons they are great investments.
On the Oxford Gold website, you can purchase bars and coins made of silver, gold, platinum, and palladium. The company sells a vast range of gold and silver coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The firm also sells a tiny number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals companies by listening to its clients and providing them with the tools they require to make sound financial decisions. On its website, the company has an entire learning center that can aid buyers in the purchasing process.
This study area includes many tools, including:
Guide to investing in precious metals
News and stories about buying in gold
FAQs
A listing of terms
When you work for Oxford Gold Group, you’ll also be able to work directly with one of the company’s Managing Partners. The person will be able to assist you with any queries you may have regarding how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This helps customers understand the pros and cons of these investment options and make better decisions.
In general, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an extensive selection of precious metals that have been allowed by the IRS. It also offers helpful educational material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After less than 10 years of operation Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening a gold IRA account is a big option, so it is important to select a precious metals investment company that puts the opinions of its clients and the accreditations of its affiliates in the first place. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment companies in that you can place bars and coins made of gold, silver platinum, palladium, and platinum in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare, like the 1oz Austrian Silver Philharmonic Coin. To meet IRS regulations, all rare metals IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay anywhere from $80-$200 per year to keep your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to start with Noble Gold:
Complete the online form to receive personalized advice or open an IRA account for gold. You can speak with an expert in-house about your options during the free sessions.
Talk to a Noble Gold expert to start the process of moving your gold IRA over to your new account. If you take money out of another retirement account to put into your gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose your storage, and then wait for Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are a variety of valuable metals to choose from.
A number of sources have rated it five stars.
Access to expert advice
There are many tools for training that can assist investors.
When you’re ready for selling, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been rated the highest-rated silver and gold dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for experienced precious metals investors who are familiar with the market and would like to put a big chunk of their wealth into an investment in gold IRA as it offers savings for big investments but doesn’t offer a lot of tools to help new investors learn. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer with options for basic gold and silver, and the best ways to get assistance.
The following accreditations, grades and titles were awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB gave the BBB an A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its clients by offering them friendly assistance lines, straightforward pricing, and simple-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The price of gold is updated in real time through the site, which means you can easily see the benefits, risks, and costs of your purchase. You can pick from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from as early as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, which is why it is recommended for those who have done this before. The initial year of storage and maintenance costs $250 and each year after that costs $200. You may have to pay more, for instance, the cost to open an account.
To start with Patriot Gold Group, you must do the following:
Fill out the online application form to begin.
Contact a customer service representative to start your account restart or movement of funds.
You can buy valuable metals and choose how you’d like to store them.
You can get complimentary delivery to your safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Account fees have been waived for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of physical gold coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They say they are the best gold firm within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you when you love doing things online and need easy access to good training tools.
It is possible to apply for an account without speaking to a person, and the company gives access to a vast knowledge base that includes tools, videos and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars and it is awarded an A+ rating.
More than 700 users have awarded Google 5 stars.
More than 1,400 people have rated Trustpilot five stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, great help, and clear prices in all your interactions with AdvantageGold.
AdvantageGold lets you deposit gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage fees for IRA purchases are between $100-$150. Investors also have to pay a $50 account set-up fee and a range of different yearly upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To start using AdvantageGold you must follow these steps:
Complete the online form, and choose the account manager you want. You can complete the first step on your own with AdvantageGold, or you can contact the customer service team for assistance tailored to your needs.
Accept the rules and policies that the business follows, and then share your financial records. You may be required to present different papers about your IRA or taxes.
Choose the way you want to deposit money in your account. An expert in rolling money into a gold IRA will help you do this.
You can purchase precious metals and select a secure storage space for them. As the last step, you need to complete the declaration form.
AdvantageGold has the following characteristics that make it stand out:
If you’re ready to sell the house, the buy-back plan makes it simple.
A free guide to investing in gold through your IRA.
There are many methods to study.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Step-by-step directions on how to withdraw cash
Customers on all sites give glowing review of gold IRAs.
What is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account which makes use of silver, gold or other precious metals instead of stocks and bonds.
To safeguard yourself from the effects of the risk of inflation and stock market crashes, you need a diversified collection of investments. Due to this, many people are putting gold, silver, and other valuable metals into their retirement accounts because they are a fairly safe and reliable investment.
The companies listed on our list assist people in setting up gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, you should transfer the money from your retirement savings into an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. They must be coins or gold and must meet specific “fineness” standards. These accounts can only hold the coins that are approved by the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it simple and stress-free to fund and take care of the individual retirement accounts. Many companies put customers in touch with account representatives who will assist them throughout the process.
But an agent of an account is not the same as an advisor to financial matters. If you are considering adding gold IRA to your retirement account to diversify it, you should talk to your financial advisor to see whether it is a good idea for you.
Precious Metals IRA Previous Post