A precious metals IRA or, more commonly called a gold-backed IRA can help protect your investment from the volatility of markets and safeguard your investment from inflation. Additionally, precious metals like gold and silver are very different from traditional assets like stocks and bonds, which makes them a great option to diversify your portfolio.
We looked at the top gold IRA firms to determine which precious metal IRA accounts offer the best deal. We analyzed every gold IRA company below based upon a range of factors, including the precious metals they provide, the fees they impose, their storage options they provide as well as their customer service as well as their appearance.
Goldco is one of the most trusted and most reliable company overall in the field of gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company can get up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save for retirement. Goldco is a leader in the field of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets in different retirement accounts by shifting them into the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert from Goldco can guide you on how to transfer the funds in your account to a precious metals IRA.
The company also sells gold and silver directly to clients. You can invest your retirement savings as well as money from other savings accounts in actual silver and gold.
If you are looking to open a precious metals IRA through Goldco, move or rollover your savings from your current savings account to your new IRA. Goldco makes it simple and painless for customers to do this by guiding them through the steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Purchase your precious metals: Select the precious metals that you’d like to add to your investment.
Goldco sells many different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in different sizes can be purchased. They’re pure as.9999.
Goldco also offers a program to buy back gold. If you experience a change in your circumstances and need to sell the valuable metals that are in your account, Goldco will buy these back for the most competitive buy-back price, with a guarantee.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a free kit with information. This kit has a written spoken, spoken, and a visual instructions on investing in rare and precious metals.
We believe that overall Goldco is among the top companies that offer gold IRAs.
One of the most trusted companies to buy silver, gold and platinum through an IRA.
A reputable business with transparent prices
With a gold IRA move, you can change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy gold and silver. The company is owned by a family of employees and is based in Los Angeles, CA. It has won several awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver in your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and complete the forms.
You can move your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you wish to place into your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you are able to store them in a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a broad range of gold and silver goods that can be purchased directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 Oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to speak to someone about your investment and find out what they are doing. You can dial the number on the website at any time to talk to your representative.
If you’d like to know more about buying in gold before taking the step, you can ask the company for a complimentary guide. This guide of 25 pages contains valuable information about how rare metals IRAs can assist you in taking control of the savings you have.
You can also get information about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine how to spend.
American Hartford Gold is a reliable gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews and the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In this scenario you will be able to get assistance from a personal expert or pay a fixed fee and guarantee your purchase up to 24 hours and avoid fees for a large payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, focus on smooth experiences with easy access to knowledgeable assistance teams and clear prices, among other things. To make sure your money meets IRS standards, you should only use a reputable service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10-to 100-ounce bar made of your favorite metal. Prices for valuable metals are always changing to reflect changes in the market and make it easy to know what to expect.
Follow these steps to start by contacting Lear Capital:
You can create a rare metals IRA account by filling in a simple online application which takes only 10 minutes.
You should hear from the person responsible for your IRA within 24 hours of how to do the tax-free transfer. The money could take as long as five days to be transferred.
You can purchase precious metals, and then allow Lear Capital ship them to an appropriate location where they’ll be fully insured.
Set up and store your IRA at no cost if you spend at least $25,000 to $50,000 for one year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you will receive free setup and holding services.
If you invest more than $10,000, you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable cost
One-on-one help from pros for gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from every source
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals in person or through an IRA. Since 2003, this company has been in business and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be assured that purchasing rare metals from this company will be a safe and secure process.
Birch Gold Group sells a variety of gold, silver, palladium, and platinum products as well as other. You can purchase these metals by themselves or use them to deposit money into a precious metals IRA.
The company makes it simple for you to transfer the retirement savings you have saved into a precious metals IRA. With the help of a certified Precious Metals Specialist, you can take the following steps:
Set up your account and choose the method of funding it. Through Birch Gold Group, you can transfer an IRA or roll over a 401(k) for funding your new self-directed IRA.
Select the most valuable metals to invest in for your account. Your precious Metals Specialist can help you determine which metals you should invest in to gain the most tax benefits.
You can buy your valuable metals. Your specialist will review your order and let you know that the purchase was successful once they have done so.
Choose a way to store your items. Your specialist will guide you through the different methods to organize your items. Birch Gold Group stores its customers’ investments at a number of places including Delaware Depository and Brink’s Global Service.
Check the status of your IRA is going. Contact your Specialist at any time to review your account and make any changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium goods straight from the company. The company offers a broad range of coins that are OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
These are just a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They provide IRAs and cash payments for gold and silver. This company also has a website that contains lots of information for free about the investment in rare metals and setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your brand new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people to set up precious metals IRAs. This IRA company works with people across all fifty U.S. states. They’ve been operating for over 30 years and been able to manage more than $25 billion.
When you purchase silver and gold to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. All you have to do is transfer money to your Augusta account and choose the silver and gold items you want to buy. Augusta will deliver them to your door and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion products manufactured by the company comprise things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1- to 10-ounce bullion gold bars, 10 to 100-ounce silver bullion bars and 90 silver bags containing 97 percent.
The company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA, you can also look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that helps people set gold IRAs. They offer silver, gold platinum, palladium, and. The company has an excellent evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools to help you start these funds. On the Oxford Gold website, you can learn how to transfer money into a precious metal IRA and learn how they work and what kinds are available and the reasons why they are great investments.
The Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company sells a wide variety of gold and silver coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The company also sells a small number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be better than other companies that deal in precious metals in its ability to listen to clients and giving them the tools they need to make sound financial decisions. On its website, the company has an entire learning center that can help with the buying process.
This study area comes with a number of tools that include:
Guide to investing in precious metals
Stories and news about buying gold
A listing of terms
When you join the Oxford Gold Group, you’ll also get direct access to one of the company’s Managing Partners. This person can help you answer any questions that you may have regarding trading or how to store your gold in an IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This lets customers learn the advantages and disadvantages of these investments and make better choices.
Overall, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an array of high-quality metals that have been approved by the IRS. It also has helpful teaching material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After less than 10 years in operation, the company’s gold IRA reviews on all websites have earned it five stars.
Opening an gold IRA account is a great decision, so you must select a gold investment firm that places the reviews of its clients and its accreditations for affiliates first. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can put bars and coins made of silver, gold platinum, palladium, and platinum in your IRA. There are many different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are rare, like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations the rare metals that are included in IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay between $80 to $200 per year to keep your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin using Noble Gold:
Fill out the online form to get an individualized advice or to create an IRA account for gold. You can speak with an expert in-house about your options during free sessions.
Speak to a Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you take money out of another retirement account to transfer to the gold IRA instead of rolling it over, you could be required to pay taxes on it. Consult a tax professional first.
You can fund your precious metals IRA and then purchase the valuable metals you want.
Select the storage you want, and then let Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals to pick from.
A number of sources have rated it five stars.
Free access to the advice of experts
There are a lot of tools for training that can assist investors.
When you’re ready for selling when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for investors with experience in precious metals who are familiar with the market and want to put a large portion of their money into a gold IRA as it offers savings for large investments but lacks a lot of tools to help investors who are new. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that has options for basic silver and gold and the best ways to get assistance.
The following accreditations, grades, and titles were granted to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB gave the BBB the A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its clients by giving them helpful assistance lines, straightforward pricing, and simple-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. Gold prices fluctuates in real-time through the site, so you are able to easily evaluate the risks, benefits and costs of your purchase. You can choose among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as far back as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, therefore it is recommended for those who have previously had this service. The initial year of storage and upkeep costs $250 and each year following that is $200. There may be a need to pay more, like a fee to set up an account.
To begin your journey with Patriot Gold Group, you have to follow these steps:
Complete the online application form to begin.
Contact a customer service worker to get your account started or movement of funds.
You can purchase valuable metals and pick the way you’d like to keep them.
You can receive free delivery to the safe locker.
Investors can obtain these essential items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
Fees for accounts have been eliminated for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide choice of gold physical coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They claim to be the top gold-producing company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you If you enjoy doing things online and need easy access to quality training tools.
The application process is simple without speaking to a person, and the company gives access to a vast knowledge base, including tools, videos and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars with an A+ rating.
Over 700 customers have awarded Google five stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, excellent assistance and clear pricing throughout your interactions with AdvantageGold.
AdvantageGold lets you deposit platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most popular choices.
The annual storage costs for IRA purchases range from $100-$150. Investors are also required to pay a $50 account-setting-up cost and a range of different annual upkeep charges. AdvantageGold has no minimum payment, which is a good thing.
To get started using AdvantageGold you must follow these steps:
Fill out the online form and select the account manager you would like to work with. You can complete this initial step on your own using AdvantageGold or contact the customer service team for personalized help.
Accept the rules and policies of your company then share your financial documents. You may be required to present different documents about your IRA or tax obligations.
Select the method you prefer to put money into your account. A expert in rolling money into a gold IRA can assist you with this.
You can buy valuable metals and select a secure storage space for them. As a final step, you must complete the declaration form.
AdvantageGold has the following characteristics that distinguish it from the crowd:
When you’re ready to sell the house, the buy-back plan simplifies the process.
A free guide to investing in gold with your IRA.
There are a variety of options to get involved in learning.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources with step-by-step instructions regarding how to withdraw cash
Customers on all sites give excellent feedback on gold IRAs.
What exactly is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that uses silver, gold, or other valuable metals instead of stocks and bonds.
To safeguard yourself from the effects of inflation and possible stock market crashes, you require a variety of investments. Due to this, a lot of people are now investing in silver, gold, and other valuable metals into their retirement accounts because they are relatively safe and dependable investment.
The companies on our list help people set in place gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, you should transfer the money from your retirement savings into a new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. These items have to be gold or coins and must meet specific “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it simple and stress-free to fund and take care of these retirement accounts for individuals. Many companies place clients in contact with account reps who will assist them throughout the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you’re considering adding an gold IRA to your retirement account to make it more diverse, you should talk to your financial adviser first to find out whether it is a good idea for you.