A precious metals IRA or, more commonly known as a gold-backed IRA can help protect your investment from the volatility of markets and protect your investment from inflation. Also, valuable metals like gold and silver are very different from the standard assets like bonds and stocks which makes them a great option to diversify your portfolio.
We reviewed the top gold IRA companies to determine which precious metal IRA accounts are the most beneficial. We looked at each gold IRA company below, based on a variety of factors, including the precious metals they provide, the fees they impose, the storage choices they offer as well as their customer service and even their reputation.
Goldco is among the most trusted and best company generally when it comes to gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: The new sales could get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company with regard to gold IRAs.
Goldco is an established dealer of rare metals and sells products that will help you save more for retirement. Goldco is a leader in the field of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets in a variety of retirement accounts by transferring them to a precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at Goldco can help you understand how to move the money from your account into an precious metals IRA.
This business also sells gold and silver directly to its customers. You can put your retirement savings or money from other savings accounts into real silver and gold.
If you are looking to open a precious metals IRA through Goldco move or rollover your savings from your current savings account to your new IRA. Goldco makes it simple and painless for customers to accomplish this by walking them through the steps:
Make a commitment to know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your valuable metals: Select the precious metals you’d like to add to your investment.
Goldco sells a variety of different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Gold and silver bars of different sizes can be purchased. They are as pure as.9999.
Goldco also offers a program for buying back gold. If your situation changes and you have to sell the valuable metals in your account Goldco will buy them back at the highest price for buy-back, which is guaranteed.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit with details. This kit contains written and spoken guide to investing in rare metals.
Overall, we believe Goldco is one of the best companies to offer gold IRAs.
One of the best companies to purchase silver, gold and platinum via an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy gold and silver. The company is run by a family and is based in Los Angeles, CA. It has won several awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver if you want through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill out the papers.
You can move your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you want to put in your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, you are able to keep them in a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a wide range of gold and silver products that can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
However, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always talk to a person about your investment and learn what they’re doing. You can dial the number on the website at any time to talk to your agent.
If you want to learn more about purchasing gold prior to taking the next step you can contact the company for a free guide. This 25-page guide has useful information about the ways that rare metals IRAs can assist you in taking charge of your money.
You can also find out about changes in the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on which way to spend your money.
American Hartford Gold is a trusted gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews and the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to put your gold IRA money into Lear Capital. In that case, you can get help from a specialized expert, pay a flat fee and guarantee your purchase for 24 hours, and not pay fees if you make a big payment.
The following are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, focus on smooth experiences, easy access to helpful help desks, and transparent prices, among other things. To make sure your money is in compliance with IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can pick from a variety of renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10- to 100-ounce bar of your preferred metal. Prices for valuable metals change frequently to reflect market trends and allow you to be aware of what to expect.
Follow these steps to get started with Lear Capital:
You can open a rare metals IRA account by filling in an online form that takes just 10 minutes.
You should hear back from the person responsible for your IRA within 24 hours regarding how to complete the tax-free transfer. The money could take as long as five days to be moved.
You can purchase precious metals and let Lear Capital ship them to a safe place where they’ll be fully insured.
Set up and store your IRA for free if spend between $25,000 and $50,000 for a year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you receive free setup and holding services.
When you have invested more than $10,000 you will receive the $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
Assistance from a professional in gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from every source
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, this firm has been operating, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be assured that purchasing rare metals through this company is a secure and dependable process.
Birch Gold Group sells a variety of gold, silver, palladium, and platinum products, among others. You can purchase these precious metals by themselves or use them to deposit money into a precious metals IRA.
This company makes it easy for you to convert the retirement savings you have saved into an precious metals IRA. With the assistance of a trained Precious Metals Specialist you can follow these steps:
Create your account and decide which method you would like to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or transfer an existing 401(k) to help fund your self-directed IRA.
Choose the best metals to invest in for your account. The valuable Metals Specialist can help you determine which metals you should invest in to gain the highest tax benefits.
You can purchase your precious metals. Your Specialist will look over your purchase and inform you that the purchase was successful once they have done so.
Find a method to store your things. Your Specialist will show you the different ways to store your items. Birch Gold Group stores its customers’ funds at various locations like Delaware Depository and Brink’s Global Service.
Check what you IRA is doing. You can contact your Specialist at any time to check your account or make changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and products directly from them. The company sells a wide range of currency that is accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold and silver.
These are just a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They provide IRAs and cash payments for silver and gold. This firm also runs a website with lots of information for free about the investment in rare metals as well as setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
Make use of the money in your savings account to add funds to your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people set up precious metals IRAs. This IRA company works with people from all fifty U.S. states. They’ve been in business for more than 30 years and have been able to manage more than $25 billion.
After you buy silver and gold for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals inside the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. All you have to do is transfer funds into your Augusta account and choose the gold and silver goods you’d like to purchase. Augusta will deliver them directly to your door, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods made by the firm include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars. 10 up to 100-ounce silver bullion bar, and 90 silver bags containing 97 percent.
The company’s high-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA You can also take a look at the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They offer silver, gold, platinum, and palladium. The company has a fantastic evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools that can assist you in establishing these funds. On the Oxford Gold website, you can learn how to transfer funds into an precious metal IRA and how they work, what kinds are offered, and why they are great investments.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold platinum, palladium, and. The company offers a broad variety of gold and silver coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The company also sells a small number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be superior to other companies that deal in precious metals by listening to customers and giving them the tools they require to make informed financial decisions. On its website, the company provides a complete learning center to aid buyers in the purchasing process.
This study area comes with several tools, including:
Guide to investing in precious metals
News and stories about buying gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also have the opportunity direct access to one of the company’s Managing Partners. The person you talk to will be able to help you answer any questions that you might have about how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This lets customers learn the advantages and disadvantages of these investments and make better choices.
In general, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an extensive selection of precious metals that have been approved by the IRS. It also has helpful teaching materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. In less than 10 years in business, the company’s gold IRA reviews on all websites have won it five stars.
Opening a gold IRA account is a good choice, so you should select a gold investment company that puts the opinions of its clients and the accreditations of its affiliates first. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment firms in that you can place bars and coins made of silver, gold, platinum, and palladium into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations, all rare metals IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anywhere from $80 to $200 per year to store your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin using Noble Gold:
Fill out the form online to get a custom advice or to open an IRA account for gold. You can talk to an expert in-house about your options during the free sessions.
Contact an Noble Gold expert to start the process of moving your gold IRA over to the new account. If you take money out from a retirement account and transfer to the gold IRA instead of rolling it over, you could be required to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose the storage that you prefer, and then wait for Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals that you can pick from.
Several sources gave it five stars.
Free access to the advice of experts
There are plenty of training tools to help investors.
When you’re ready to sell and sell your home, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who know the market and want to put a large portion of their money into a gold IRA, since it gives savings for large investments, but lacks a lot of tools to help new investors learn. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer with options for basic gold and silver as well as helpful ways to seek help.
The following accreditations, grades and titles were given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded it the A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you’ll find a better organization than Patriot Gold Group. The company puts its customers first by providing them with helpful support lines, clear prices, and easy-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The value of gold is updated in real time on the website, which means you are able to easily evaluate the benefits, risks, and costs associated with your purchase. You can select among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating as far back as 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 therefore it is recommended for those who have previously had this service. The initial year of storage and maintenance costs $250, and each year thereafter costs $200. There may be a need to pay more, like a fee to set up an account.
To start working with Patriot Gold Group, you need to do the following:
Fill out the online application form to start.
Contact a customer service representative to initiate your account restart or to transfer funds.
You can purchase valuable metals and pick the way you want to store them.
You can receive no cost delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Account fees have been eliminated for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great selection of gold physical coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim to be the best gold company in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you if you like to do things online and would like to have easy access to good training tools.
You can apply for an account without speaking to anyone The company will give you access to a large knowledge base with tools, videos and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars and an A+ rating.
Nearly 700 of their customers have rated Google five stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, great help and transparent prices in all of your contacts with the company.
AdvantageGold lets you deposit platinum, gold, silver, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage fees for IRA purchases are between $100 and $150. Investors also pay a $50 account-setting-up cost and a range of different annual upkeep charges. AdvantageGold has no minimum payments, which is a good thing.
To get started using AdvantageGold To begin using AdvantageGold, you must follow these steps:
Complete the form online and choose the account manager you would like to work with. You can complete this initial step by yourself using AdvantageGold, or you can contact the customer support team for personalized assistance.
Accept the rules and guidelines of your company then share your financial documents. You may need to show different papers about your IRA or tax obligations.
Select the method you prefer to transfer funds into your account. An expert in rolling money into an gold IRA will help you do this.
You can purchase valuable metals and select a secure place to store them. In the final step, you have to sign the declaration form.
AdvantageGold has the following characteristics that distinguish it from the crowd:
When you’re ready for selling, the buy-back scheme makes it easy.
A guide for investing in gold with your IRA.
There are a variety of methods to study.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions regarding how to withdraw funds
Customers on all sites give great reviews of gold IRAs.
What is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that makes use of gold, silver or other precious metals instead of stocks and bonds.
To guard yourself against the risk of inflation and market crashes, you should have a diverse portfolio of investments. Due to this, a lot of people are now investing in silver, gold and other precious metals into their retirement accounts because they are relatively safe and dependable investment.
The companies we have listed help people set in place gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, move the funds in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. They must be either coins or gold and meet certain “fineness” standards. These accounts can only hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The best gold IRA firms make it easy and stress-free to fund and take care of these individual retirement accounts. Many businesses put customers in touch with account representatives who can assist them in the process.
However, an agent for an account is not the same as an advisor to financial matters. If you want to add a gold IRA to your retirement account to diversify it you should consult your financial advisor to find out whether it is a good idea for you.