A precious metals IRA or, more commonly called a gold-backed IRA, can help protect your savings from market volatility and protect your investment from inflation. Additionally, precious metals like gold and silver are very different from traditional assets like stocks and bonds, which makes them a great option to diversify.
We looked at the top gold IRA companies to see which precious metal IRA accounts offer the best deal. We analyzed each gold IRA company below based on a number of factors, including the precious metals they provide as well as the costs they impose, their storage options they offer and their customer service as well as their appearance.
Goldco is one of the most trusted and most reliable company for gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company may receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that can help you save more for retirement. This company is the leader in the business of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco can help you protect the assets in a variety of retirement accounts by moving them to the precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at Goldco can guide you on how to move the money from your account into an precious metals IRA.
This business also sells gold and silver directly to its customers. You can also invest your retirement savings or other savings accounts in real silver and gold.
If you want to start a precious metals IRA through Goldco, move or rollover the assets you have in your savings account into your new IRA. Goldco makes it easy and painless for customers to complete this process by guiding them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your valuable metals: Select the precious metals you would like to include in your investment.
Goldco sells a variety of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of various sizes can also be purchased. These bars are as pure as.9999.
Goldco also offers an option to buy back gold. In the event that your situation alters and you require to sell the valuable metals in your account, Goldco will purchase them back at the most competitive buy-back price, guaranteed.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a free kit that includes information. This kit contains a written and spoken instructions on investing in rare and precious metals.
Overall, we believe Goldco is among the top companies that offer gold IRAs.
One of the top companies to purchase gold, silver, as well as platinum, through an IRA.
reputable business with clear prices
With a gold IRA move, you can change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy in silver and gold. The company is run by a family of employees and is based in Los Angeles, CA. It has won several awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and complete the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you would like to put in your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, you can store them with a safe storage service such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of gold and silver goods that can be purchased directly. For example, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to talk to a person about your investments and find out what they are doing. You can dial the number on the website anytime to speak to an agent.
If you want to learn more about buying in gold before taking the step you can contact the business for a complimentary guide. This 25-page guide has useful information about the ways that rare metals IRAs can help you take control of your money.
You can also get information about changes in the market for gold by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine what to invest in.
American Hartford Gold is a trusted gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews, the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to invest your gold IRA money in Lear Capital. In this scenario, you can get help from a personal expert or pay a fixed fee and make sure that the purchase is guaranteed up to 24 hours and avoid fees when you make a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, focus on smooth experiences with easy access to knowledgeable assistance teams and clear pricing as well as other aspects. To ensure that your money is in compliance with IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10- 100-ounce bar of your favorite metal. Prices for valuable metals are always changing to reflect changes in the market and make it easy to know what to expect.
Follow these steps to get started by contacting Lear Capital:
You can open an rare metals IRA account by filling in a simple online application which takes only 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours regarding how to make the tax-free transfer. It can take anywhere from five to seven days for your money to be transferred.
You can buy valuable metals and then let Lear Capital ship them to a safe place that is fully insured.
Set up and keep your IRA for free if spend at least $25,000 to $50,000 for a year, $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you get free setup and holding services.
When you make a purchase of more than $10,000 you get the $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
One-on-one help from pros for gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to buy rare metals in person or through an IRA. Since 2003, the company has been in business and a large number of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be assured that purchasing rare metals through this company will be a safe and dependable process.
Birch Gold Group sells a wide range of silver, gold, palladium and platinum items, among others. You can purchase these metals on their own, or make use of them to deposit money into a precious metals IRA.
This company makes it simple for you to move the retirement savings you have saved into a precious metals IRA. With the assistance of a certified Precious Metals Specialist you can follow these steps:
Create your account and decide which method you would like to fund it. Through Birch Gold Group, you can move an IRA or roll over an existing 401(k) to help fund your new self-directed IRA.
Choose the valuable metals to invest in for your account. Your precious Metals Specialist can help you determine which metals you should invest in to gain the greatest tax benefits.
You can purchase your precious metals. Your specialist will review your order and inform you that your purchase went through when they have confirmed it.
Find a storage solution for your things. Your specialist will guide you through the various options for storing your items. Birch Gold Group stores its customers’ investments at various locations like Delaware Depository and Brink’s Global Service.
Check what you IRA is going. Contact your Specialist at any time to check your account and make any changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium products directly from the company. The company sells a wide selection of currency that is OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
Here are a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They offer IRAs and cash-payouts for silver and gold. This firm also runs a website with a lot of free information regarding investing in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten positive feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
Make use of the money in your savings account to fund your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers to set up precious metals IRAs. This IRA company is a partner for people across all 50 U.S. states. They have been in business for more than 30 years and have handled more than $25 billion.
After you have purchased silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. All you have to do is transfer funds to the Augusta account and choose the gold and silver goods you wish to purchase. Augusta will deliver them to your door, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the company comprise things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10 ounce bullion gold bars, 10 up to 100-ounce silver bullion bar, and 90 silver bags that contain a minimum of 99.
Some of the company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA you can take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They sell silver, gold platinum, palladium, and. The company has a great review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools that can assist you in establishing these funds. On the Oxford Gold website, you can find out how to move money into a precious metal IRA and how they function and what types are available and the reasons they are great investments.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company sells a vast variety of gold and silver coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
It also offers a limited amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals companies by listening to clients and giving them the tools they need to make informed financial decisions. The company’s website offers a full learning center to assist buyers.
This study area comes with a number of tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A list of terms
When you work for Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the company’s Managing Partners. The person you talk to will be able to assist you with any queries you may have about how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying valuable metals from a neutral point of view. This helps customers understand the advantages and disadvantages of these investments and make better decisions.
In the end, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers a wide range of valuable metals that have been approved by the IRS. It also offers helpful educational material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. In less than 10 years of operation Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening a gold IRA account is a great choice, so you should select a gold investment firm that values the reviews of its customers and its accreditations for affiliates in the first place. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment firms in that you can put bars and coins made of gold, silver platinum, palladium, and platinum in your IRA. There are many kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare, like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules all rare metals IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay between $80-$200 per year to keep your precious metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to start using Noble Gold:
Complete the online form to get an individualized advice or to open an IRA account for gold. You can talk to an expert in-house about your choices during the free sessions.
Speak to a Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you withdraw money of another retirement account to transfer to your gold IRA instead of rolling it over, you might have to pay taxes on it. Consult a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like.
Select the storage you want and wait for Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Great ways to assist customers
There are a variety of precious metals that you can pick from.
Many sources have rated it five stars.
Free access to expert advice
There are a lot of training tools to help investors.
When you’re ready to sell, make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for experienced precious metals investors who are knowledgeable about the market and wish to put a big chunk of their wealth into a gold IRA which offers savings for large investments but lacks the tools needed to help novice investors understand. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that offers basic gold and silver as well as the best ways to get assistance.
The following accreditations, grades and titles were awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB awarded the BBB an A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews, and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its customers by providing them with helpful support lines, transparent prices, and easy-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The price of gold changes in real time on their website, which means you can easily see the risks, benefits, and costs of purchasing. You can choose from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from as far back as 50 years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, which is why it is best for buyers who have previously had this service. First year storage and maintenance costs $250 and each year following that is $200. There may be a need to pay more, such as an amount to establish an account.
To start working with Patriot Gold Group, you need to do the following:
Fill out the online application for a new account to get started.
Contact a customer service representative to initiate your account restart or to transfer funds.
You can purchase precious metals and decide how you want to keep them.
You can get free delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
The cost of accounts has been eliminated for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company with a good choice of gold coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim they are the top gold company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you when you love doing things online and want easy access to quality training tools.
You can apply for an account without talking to anyone The company will give access to a vast knowledge base, including tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with the A+ rating.
More than 700 users have awarded Google five stars.
More than 1,400 users have given Trustpilot five stars.
Based on the reviews of AdvantageGold, you can expect great customer service, great help, and clear prices in all of your contacts with AdvantageGold.
AdvantageGold lets you deposit platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage fees for IRA purchases are between $100-$150. Investors also pay a $50 account set-up fee and a variety of annual upkeep charges. AdvantageGold has no minimum payment, which is a good thing.
To get started using AdvantageGold To begin using AdvantageGold, you must do the following:
Fill out the form online and choose the account manager you want. You can complete this initial step by yourself using AdvantageGold, or you can contact the customer service team for personalized help.
Accept the policies and rules of the company, then share your financial records. You may need to show various documents regarding your IRA or taxes.
Select the method you prefer to deposit money into your account. A expert in rolling money over into an gold IRA can assist you with this.
You can purchase precious metals and pick a secure storage space for them. As the last step, you must complete the declaration form.
AdvantageGold has the following traits that distinguish it:
When you’re ready to sell the house, the buy-back plan simplifies the process.
A free guide to investing in gold through your IRA.
There are many methods to study.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources with step-by-step instructions for withdrawing funds
Customers on all sites leave glowing review of gold IRAs.
What exactly is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-managed personal retirement account that uses gold, silver, or other valuable metals instead of stocks and bonds.
To safeguard yourself from the effects of the effects of inflation and potential stock market crashes, you should have a diverse portfolio of investments. This is why a lot of people are putting gold, silver, and other valuable metals in their retirement accounts because they are an extremely safe and reliable investment.
The companies listed on our list assist people in setting the gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, you should transfer the funds in your retirement savings into a new tab.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. These items have to be either coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are OK with the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it simple and stress-free to set up and manage these individual retirement accounts. Many companies put customers in touch with account representatives who can help them through the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you’re considering adding gold IRA to your retirement account to diversify it You should speak to your financial adviser first to determine if it makes sense for you.