A precious metals IRA or, more commonly known as a gold-backed IRA will help safeguard your money from volatility in the market as well as protect your investment from inflation. Additionally, precious metals such as silver and gold are different from the standard assets like bonds and stocks and bonds, which makes them a great option to diversify.
We looked at the top gold IRA companies to see what precious metal IRA accounts are the best value. We analyzed every gold IRA company below based on a number of factors, including the precious metals they provide and the charges they charge, the storage options they provide, their customer service, as well as their appearance.
Goldco is the most trusted and most reliable company overall for gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: New sales may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company with regard to gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save more for retirement. This company is the leader in the field of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets in various retirement accounts by moving them to an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert from Goldco can help you understand how to transfer the funds from your account into a precious metals IRA.
This company also sells gold and silver directly to clients. You can put your retirement savings as well as other savings accounts in actual gold and silver.
If you are looking to open a precious metals IRA through Goldco and move or roll over the assets you have in your current savings account into the new IRA. Goldco makes it easy and stress-free for customers to accomplish this by guiding them through the steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your precious metals Select the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of various sizes can also be purchased. They are pure as.9999.
Goldco also offers a program to buy back gold. If you experience a change in your circumstances and require to sell the precious metals in your account, Goldco will purchase these back for the most competitive buy-back price, guaranteed.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a kit for free with information. This kit contains written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we believe Goldco is one of the best companies that provide gold IRAs.
One of the top companies to purchase gold, silver, as well as platinum, through an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is owned by a family of employees and is based in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver in your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the gold or silver items you would like to put into your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, store them with a safe storage service such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of gold and silver goods that can be bought directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 Oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak with a representative about your investment and learn how they are doing. You can call the number listed on the company’s website at any time to talk to your agent.
If you’d like to know more about buying in gold prior to making the move you can contact the firm for a complimentary guide. This 25-page guide has useful information on the ways that rare metals IRAs can assist you in taking charge of your money.
You can also learn about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine which way to spend your money.
American Hartford Gold is a reliable gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews, the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In this scenario you can seek advice from a personal expert, pay a flat fee and make sure that the purchase is guaranteed up to 24 hours and not pay fees when you make a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences with easy access to knowledgeable help desks, and transparent prices, among other things. To make sure your money is compliant with IRS standards, it is best to only deal with a qualified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10to 100-ounce bar made of your favorite metal. Prices for precious metals change frequently to reflect market trends and make it easier to be aware of the price you can expect.
Follow these steps to get started with Lear Capital:
You can create an rare metals IRA account by filling out an online form that takes just 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours regarding how to complete the tax-free move. The money could take as long as five days to be transferred.
You can purchase precious metals and then allow Lear Capital ship them to an area that is secure and where they will be fully insured.
Set up and store your IRA at no cost if you spend at least $25,000 to $50,000 in a single year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you will receive free setup and holding services.
If you make a purchase of more than $10,000 you get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable cost
One-on-one assistance from experts on gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, the company has been operating and a large number of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be confident that purchasing rare metals through Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a wide range of silver, gold, palladium and platinum items in addition to other. You can buy these metals on their own or use them to put money into an precious metals IRA.
This company makes it simple for you to convert the retirement savings you have saved into an precious metals IRA. With the assistance of a trained Precious Metals Specialist you can follow the following steps:
Set up your account and choose how you want to fund it. With Birch Gold Group, you can transfer an IRA or transfer a 401(k) to help fund your self-directed IRA.
Select the most valuable metals that will benefit your account. The valuable Metals Specialist can help you determine which metals you should invest in to gain the greatest tax advantages.
You can buy your valuable metals. Your specialist will review your purchase and inform you that your purchase went through once they have done so.
Choose a way to store your belongings. Your specialist will guide you through the different ways to store your things. Birch Gold Group stores its customers’ funds in a variety of locations including Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is doing. You can contact your Specialist anytime to review your account and make any changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium products directly from them. The company sells a wide range of coins that are accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
Here are a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They offer IRAs and cash payments for silver and gold. The firm also runs a website with a lot of free information about the investment in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received excellent feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting the new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers set up precious metals IRAs. This IRA company works with people across all 50 U.S. states. They’ve been in business since more than 30 years, and managed more than $25 billion.
When you purchase silver and gold for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in its Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. You just need to move money to the Augusta account and select the gold and silver goods you wish to purchase. Augusta will bring them right to your doorstep and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the company comprise things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars, 10- to 100-ounce silver bullion bars and 90 silver bags that contain a minimum of 99.
The company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA you can check out the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that helps people set up gold IRAs. They offer silver, gold platinum, palladium, and. The company has an excellent review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools that can help you get started with these funds. On the Oxford Gold website, you will learn how to transfer funds into a precious metal IRA and how these IRAs work and what types are available and the reasons why they are a good investment.
On the Oxford Gold website, you can purchase bars and coins made of silver, gold platinum, palladium, and. The company sells a wide variety of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The company also sells a limited amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals companies by listening to customers and giving them the tools they require to make informed financial decisions. On their website, the business has a full learning center to assist buyers.
This study area has several tools that include:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
When you work for Oxford Gold Group, you’ll also be able direct access to one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to assist you with any queries you have about how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial perspective. This helps customers understand the pros and cons of these investment options and make better decisions.
In general, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its an array of high-quality metals that are regulated by the IRS. It also offers helpful educational materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After just a few years in business Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening an gold IRA account is a good choice, so you should choose a precious metals investment firm that places the reviews of its customers and its accreditations for affiliates first. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you are able to put coins and bars made of gold, silver platinum, palladium, and tin in your IRA. There are many kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS rules all rare metals IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay between $80-$200 per year for storage of your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to begin using Noble Gold:
Complete the form online to get a custom advice or to open an IRA account for gold. You can talk to an expert in-house about your choices during the free sessions.
Contact an Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you withdraw money of another retirement account to transfer to the gold IRA instead of rolling it over, you may be required to pay taxes on it. Consult a tax professional first.
Make sure you fund your precious metals IRA, and then buy the precious metals you’d like.
Choose the storage that you prefer and let Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Excellent ways to help customers
There are a variety of precious metals to pick from.
A number of sources gave it five stars.
Free access to expert advice
There are a lot of tools for training that can assist investors.
When you’re ready for selling when you’re ready to sell, consider a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been rated the highest-rated gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who are knowledgeable about the market and want to invest a significant portion of their assets into an investment in gold IRA as it offers savings for large investments, but lacks many tools to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer that offers basic silver and gold and good ways to get help.
The following accreditations, grades and titles have been granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded it the A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews, and awards, you won’t find a better company than Patriot Gold Group. The company puts its customers first by providing them with helpful support lines, transparent prices, and easy-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. Gold prices is updated in real time through the site, so you can easily see the risks, benefits and costs of purchasing. You can select among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins from as early as 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 which is why it is recommended for those who have had this experience before. The initial year of storage and maintenance costs $250, and each year thereafter costs $200. You might have to shell out more for instance, the cost to open an account.
To start with Patriot Gold Group, you need to do the following:
Complete the online account application to get started.
Contact a customer service representative to initiate your account restart or to transfer funds.
You can purchase precious metals and decide how you’d like to keep them.
You can get no cost delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
The cost of accounts has been eliminated for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good variety of gold physical coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They claim to be the best gold firm within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice when you love doing things online and would like to have easy access to high-quality training tools.
The application process is simple with no need to talk to a person, and the company gives you access to a large knowledge base with tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars and the A+ rating.
Over 700 customers have given Google 5 stars.
More than 1,400 people have rated Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, excellent assistance, and clear prices in all your interactions with AdvantageGold.
AdvantageGold lets you put platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage fees for IRA purchases range from $100 and $150. Investors are also required to pay a $50 account-setting-up cost and a variety of yearly upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To get started using AdvantageGold To begin using AdvantageGold, you must follow these steps:
Complete the online form and choose the account manager you would like to work with. You can complete the first step on your own with AdvantageGold, or you can contact the customer service team for assistance tailored to your needs.
Accept the rules and guidelines of your company and then provide your financial records. You may need to provide various documents regarding your IRA or taxes.
Select the method you prefer to deposit money in your account. An expert in rolling over money into a gold IRA will help you do this.
You can buy valuable metals and select a secure storage space for them. As the last step, you have to complete the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it:
When you’re ready for selling, the buy-back scheme simplifies the process.
A free guide on investing in gold through your IRA.
There are a variety of options to get involved in learning.
There are no minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions for withdrawing cash
Customers on all sites give great reviews of gold IRAs.
What exactly is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that uses silver, gold or other precious metals instead of stocks or bonds.
To safeguard yourself from the effects of inflation and possible stock market crashes, it is important to need a diversified collection of investments. Due to this, a lot of people are investing in silver, gold and other precious metals into their retirement accounts since they are relatively safe and dependable investment.
The companies on our list help people set up gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, you should move the funds in your retirement savings into an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. They must be either coins or gold and meet certain “fineness” standards. These accounts are only able to hold coins that are OK with the IRS like the Canadian Maple Leaf.
The top gold IRA firms make it easy and easy to manage and fund these individual retirement accounts. Many companies place clients in contact with account reps who can assist them in the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you’re considering adding a gold IRA to your retirement account to diversify it you should consult your financial advisor first to determine if it makes sense for you.