A precious metals IRA or, more commonly known as a gold-backed IRA, can help protect your money from volatility in the market and safeguard you from inflation. Additionally, precious metals such as gold and silver are very different from the standard investments like stocks and bonds, which makes them a good option to diversify your portfolio.
We looked at the top gold IRA companies to determine the best precious metal IRA accounts offer the best value. We analyzed each gold IRA company below based upon a range of things, such as the precious metals they provide, the fees they impose, the storage choices they provide as well as their customer service and even their reputation.
Goldco is among the most reputable and best company generally when it comes to gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: Sales made by the company may get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall with regard to gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that will help you save more for retirement. This company is the leader in the business of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets in various retirement accounts by transferring them into a precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b), a precious metals expert at Goldco can guide you on how to transfer the funds from your account into an precious metals IRA.
This business also sells silver and gold directly to clients. You can also invest your retirement savings or other savings accounts in actual silver and gold.
If you are looking to open an precious metals IRA through Goldco, move or rollover your assets from your current savings account into your new IRA. Goldco makes it simple and painless for customers to do this by walking them through the following steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your precious metals Select the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Marlin Gold
Bars of silver and gold in different sizes can be purchased. They are as pure as.9999.
Goldco also offers an option to buy back gold. If you experience a change in your circumstances and have to sell the precious metals in your account Goldco will buy these back for the highest buy-back price, with a guarantee.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a free kit that includes details. This kit has written and spoken information on investing in rare metals.
Overall, we think Goldco is one of the best companies that provide gold IRAs.
One of the best companies for buying in gold, silver and platinum via an IRA.
A reputable business with transparent prices
With the gold IRA move, you are able to switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is run by a family, and is headquartered in Los Angeles, CA. It has won several awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and complete the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you want to put in your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, keep them in a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a broad range of silver and gold goods which can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
On the other hand metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
Combibar Valcambi
When you buy valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investment and find out how they are doing. You can dial the number listed on the company’s website anytime to speak to an agent.
If you’d like to know more about buying gold before taking the step, you can ask the firm for a free guide. This guide of 25 pages contains valuable information on how rare metals IRAs can help you take control of your money.
You can also get information about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide how to spend.
American Hartford Gold is a reliable gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews, the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to put your gold IRA money into Lear Capital. In this case, you can get help from a specialist and pay a flat amount and guarantee your purchase for 24 hours, and avoid charges if you make a big payment.
Here are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, focus on smooth experiences, easy access to helpful support teams, and transparent prices as well as other aspects. To make sure your money is compliant with IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver bars and coins which can be put into an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10- to 100-ounce bar of your favorite metal. Prices for valuable metals change frequently to reflect market trends and allow you to be aware of the price you can expect.
Follow these steps to begin with Lear Capital:
You can open an rare metals IRA account by filling out an online application which takes only 10 minutes.
You should hear from the person responsible for your IRA within 24 hours regarding how to make the tax-free transfer. It could take up to five days for the money to be transferred.
You can purchase valuable metals and let Lear Capital ship them to a safe place where they’ll be fully insured.
Create and store your IRA at no cost if you spend between $25,000 and $50,000 for one year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you receive free set-up and holding services.
When you make a purchase of more than $10,000 you get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat cost
One-on-one assistance from experts on gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from every source
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to purchase rare metals either in person or via an IRA. Since 2003, this company has been in business, and thousands of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be assured that buying rare metals through Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a wide range of gold, silver, palladium and platinum items as well as other. You can buy these metals by themselves or use them to put money into an precious metals IRA.
The company makes it simple for you to transfer the retirement savings you have saved into an precious metals IRA. With the assistance of a trained Precious Metals Specialist, you can take the following steps:
Create your account and select the method of funding it. Through Birch Gold Group, you can move an IRA or roll over an existing 401(k) for funding your self-directed IRA.
Choose the best metals for your account. Your precious Metals Specialist can help you determine which metals you should invest in to gain the highest tax advantages.
You can buy your valuable metals. Your Specialist will look over your order and let you know that the purchase was successful once they have done so.
Find a storage solution for your belongings. Your specialist will guide you through the various options for storing your items. Birch Gold Group stores its customers’ assets at a number of places like Delaware Depository and Brink’s Global Service.
Check how you IRA is going. Contact your Specialist anytime to check your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and goods straight from the company. The company offers a broad range of coins that are accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
Here are a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you’re looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They offer IRAs and cash payments for gold and silver. This business also offers a site that contains a lot of free information regarding investing in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received positive feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
Make use of the money in your savings account to add funds to your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers create precious metals IRAs. This IRA company works with people in all 50 U.S. states. They have been in business for more than 30 years and have been able to manage more than $25 billion.
When you purchase gold and silver to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in its Delaware vault, which is a safe private vault.
Augusta Precious Metals is also a place where you can purchase real gold and silver. All you have to do is transfer funds into the Augusta account and choose the silver and gold products you wish to purchase. Augusta will deliver them to your doorstep and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion products manufactured by the company comprise coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars. 10- up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
A few of the company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding products to your IRA, you can also check out the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that helps people set gold IRAs. They sell silver, gold, platinum, and palladium. The company has a fantastic rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools to help you get started with these funds. On the Oxford Gold website, you can learn how to transfer funds into a precious metal IRA, how they work, what kinds are offered and the reasons they are a good investment.
The Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company offers a broad selection of gold and silver coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
It also offers a tiny amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other companies that deal in precious metals by listening to its clients and providing them with the tools they need to make sound financial decisions. On its website, the company provides a full learning center to assist buyers.
This study area comes with a number of tools, including:
Guide to investing in precious metals
Stories and news about buying gold
FAQs
A listing of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to work directly with one of the Oxford Gold Group’s Managing Partners. This person can answer any questions you have about how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This allows customers to understand the pros and cons of these investments and make better choices.
In the end, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its a wide range of valuable metals that are regulated by the IRS. It also offers helpful educational materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After just a few years of operation, the company’s gold IRA reviews on all websites have earned it five stars.
Opening an gold IRA account is a good option, so it is important to choose a precious metals investment firm that values the opinions of its clients and the accreditations of its affiliates in the first place. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can put bars and coins composed of silver, gold platinum, palladium, and platinum in your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce, like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules all rare metals IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay between $80 to $200 per year to store your real valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to get started with Noble Gold:
Complete the form online to receive personalized advice or open an IRA account for gold. You can speak to an in-house expert about your choices during the free sessions.
Contact a Noble Gold expert to start the process of moving your existing gold IRA over to your new account. If you take money out of a retirement account to transfer to your gold IRA instead of rolling it over, you might be required to pay tax on it. Consult a tax expert first.
Make sure you fund your precious metals IRA and then purchase the valuable metals you want.
Choose the storage that you prefer and let Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are a variety of valuable metals to choose from.
A number of sources gave it five stars.
Free access to expert advice
There are plenty of training tools that can help investors.
When you’re ready for selling when you’re ready to sell, consider a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for investors with experience in precious metals who know the market and would like to put a large portion of their assets into a gold IRA which offers savings for large investments, but lacks the tools needed to help investors who are new. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer that offers basic silver and gold and the best ways to get assistance.
The following accreditations, grades, and titles were granted to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB awarded the BBB an A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates, and awards, you’ll find a better organization than Patriot Gold Group. The company puts its customers first by offering them friendly support lines, clear prices, and simple to use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The value of gold fluctuates in real-time through the site, so you can easily see the risks, benefits and costs associated with your purchase. You can choose among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, so it is best for buyers who have had this experience before. The initial year of storage and upkeep costs $250, and each year following that is $200. You might have to shell out more for instance, an amount to establish an account.
To start working with Patriot Gold Group, you must do the following:
Complete the online application form to begin.
Contact a customer service worker to start your account restart or movement of funds.
You can buy valuable metals and pick the way you want to store them.
You can receive free delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Account fees have been waived for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good variety of physical gold coins as well as bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim they are the best gold-producing company in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be for you If you enjoy doing things online and need easy access to good training tools.
The application process is simple without talking to a person, and the company gives you access to a huge knowledge base that includes tools, videos, and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars with it is awarded an A+ grade.
Over 700 customers have awarded Google five stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, fantastic assistance, and clear prices throughout your interactions with the company.
AdvantageGold lets you deposit platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage charges for IRA purchases range from $100 to $150. Investors also have to pay a $50 account-setting-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To begin using AdvantageGold, you need to follow these steps:
Complete the online form, and choose the account manager you’d like to choose. You can complete this initial step on your own using AdvantageGold, or you can contact the customer support team for assistance tailored to your needs.
Accept the rules and guidelines that the business follows, then share your financial documents. You may be required to present various documents regarding your IRA or tax obligations.
Choose the way you want to deposit money in your account. An expert in rolling over money into an gold IRA will assist you in doing this.
You can purchase precious metals and choose a safe storage space for them. As a final step, you must complete the declaration form.
AdvantageGold has the following characteristics which make it stand out from the crowd:
When you’re ready to sell the property, the buy-back program makes it easy.
A free guide to investing in gold with your IRA.
There are many options to get involved in learning.
There are no minimum investments.
Rollover help is convenient.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions for withdrawing money
Customers on all sites leave excellent review of gold IRAs.
What is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-managed personal retirement account that makes use of gold, silver or other precious metals instead of stocks or bonds.
To guard yourself against the risk of inflation and market crashes, you should have a diverse portfolio of investments. Because of this, a lot of people are putting gold, silver and other precious metals into their retirement accounts due to them being relatively safe and dependable investment.
The companies on our list help people set the gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, transfer the funds in your retirement savings to an account that is new.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. They must be gold or coins that meet a set of “fineness” standards. These accounts can only hold the coins that are OK with the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it easy and painless to set up and manage these individual retirement accounts. Many businesses put clients in contact with account reps who will assist them throughout the process.
However, an agent for an account is not the same as a financial advisor. If you’re considering adding a gold IRA to your retirement account to diversify it You should speak to your financial advisor to find out if it makes sense for you.
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