A precious metals IRA or, more commonly called a gold-backed IRA, can help protect your savings from market volatility and safeguard your investment from inflation. Also, valuable metals like gold and silver are very different from standard assets like bonds and stocks and bonds, which makes them a good option to diversify your portfolio.
We reviewed the top gold IRA companies to see the best precious metal IRA accounts are the best deal. We analyzed each gold IRA company below, based on a variety of factors, including the quality of the metals they offer, the fees they impose, the storage options they provide and their customer service and even their reputation.
Goldco is the most trusted and most reliable company overall when it comes to gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: The new sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that can help you save more for retirement. Goldco is a leading company in the business of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you protect the assets of different retirement accounts by shifting them into an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert at the company can show you how to transfer the funds from your account into a precious metals IRA.
This company also sells gold and silver directly to its customers. You can invest your retirement savings as well as other savings accounts in real gold and silver.
If you want to start an precious metals IRA through Goldco move or rollover your savings from your current savings account to your new IRA. Goldco makes it easy and painless for customers to accomplish this by guiding them through the steps:
Make a commitment to know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your valuable metals: Select the precious metals that you’d like to add to your investment.
Goldco sells a variety of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of different sizes can also be purchased. They’re as pure as.9999.
Goldco also has a program to buy back gold. If your situation changes and you need to sell the valuable metals in your account Goldco will purchase these back for the most competitive buy-back price, with a guarantee.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a kit for free with details. This kit contains written and spoken information on investing in rare metals.
We believe that overall Goldco is among the top companies that offer gold IRAs.
One of the top companies for buying in gold, silver, as well as platinum, through an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you purchase gold and silver. The company is owned by a family, and is located in Los Angeles, CA. It has received numerous awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver if you want through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you want to put into your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, you are able to keep them with a safe storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a broad range of gold and silver goods which can be purchased directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
In contrast, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always talk to a person about your investments and learn how they are doing. You can dial the number on the website at any time to talk to an agent.
If you’d like to know more about buying gold prior to making the move, you can ask the company for a no-cost guide. This guide of 25 pages contains valuable information about how rare metals IRAs can help you take control of your money.
You can also learn about the changes to the market for gold by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine how to spend.
American Hartford Gold is a reliable gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews as well as the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to put your gold IRA money in Lear Capital. In this case you will be able to get assistance from a specialized expert and pay a flat amount, guarantee your purchase up to 24 hours and not pay fees if you make a big payment.
The following are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences, easy access to helpful help desks, and clear prices, among other things. To make sure your money is in compliance with IRS standards, you should only use a reputable service.
Lear Capital sells gold, silver, and platinum coins and bars which can be put into an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10-to 100-ounce bar of your favorite metal. Prices for valuable metals are always changing to reflect changes in the market and make it easy to anticipate what you should expect.
Follow these steps to begin using Lear Capital:
You can open a rare metals IRA account by filling in an online application that takes just 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours of how to make the tax-free move. It could take up to five days for the money to be transferred.
You can purchase precious metals, and then let Lear Capital ship them to a safe place that is fully insured.
Create and keep your IRA for free if you spend between $25,000 and $50,000 for one year, $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you will receive free set-up and holding services.
When you have invested more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable price
Assistance from a professional for gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from all sources
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals either in person or via an IRA. Since 2003, the firm has been operating and a large number of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be confident that buying rare metals from this company will be a safe and secure process.
Birch Gold Group sells a wide range of gold, silver, palladium and platinum items as well as other. You can purchase these metals on their own, or make use of them to deposit money into an precious metals IRA.
The company makes it simple for you to convert the retirement savings you have saved into an precious metals IRA. With the help of a qualified Precious Metals Specialist you can follow these five steps:
Set up your account and select the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or roll over a 401(k) for funding your new self-directed IRA.
Select the most valuable metals to invest in for your account. The valuable Metals Specialist can help you figure out which metals to invest in to get the highest tax benefits.
You can purchase your precious metals. Your specialist will review your purchase and inform you that your purchase was successful when they have confirmed it.
Find a method to store your things. Your specialist will guide you through the different options for storing your items. Birch Gold Group stores its customers’ assets in a variety of locations like Delaware Depository and Brink’s Global Service.
Find out what you IRA is going. You can contact your Specialist at any time to check on your account or make changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and items directly from the company. The company offers a wide range of coins that are deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
These are just a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They offer IRAs and cash-payouts for silver and gold. This business also offers a site with lots of information for free on the investment in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
You can use money from your savings account to fund your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers to set up precious metals IRAs. This IRA company works with people in all 50 U.S. states. They have been in business for more than 30 years and have handled more than $25 billion.
When you purchase gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. You just need to move funds into the Augusta account and choose the gold and silver goods you’d like to purchase. Augusta will deliver them directly to your doorstep and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars, 10 to 100-ounce silver bullion bars and 90 silver bags containing 97 percent.
Some of the company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA you can check out the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They offer silver, gold, platinum, and palladium. The company has an excellent rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools available to assist you in establishing these funds. On the Oxford Gold website, you can learn how to transfer funds into an precious metal IRA and learn how these IRAs work and what types are available, and why they are great investments.
The Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company offers a broad variety of gold and silver coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
It also offers a tiny number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals companies by listening to its clients and giving them the tools they need to make informed financial decisions. On their website, the business provides an entire learning center that can help with the buying process.
This study area has many tools which include:
Guide to investing in precious metals
News and stories about buying in gold
A listing of terms
When you join the Oxford Gold Group, you’ll also be able to interact directly with one of the company’s Managing Partners. The person will be able to assist you with any queries you have regarding how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This lets customers learn the advantages and disadvantages of these investments and make better decisions.
In general, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its an array of high-quality metals that have been allowed by the IRS. It also has helpful teaching material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. In less than 10 years in operation Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening a gold IRA account is a great option, so it is important to choose a precious metals investment company that puts the reviews of its customers as well as the certifications of its affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you are able to put coins and bars made of silver, gold platinum, palladium, and platinum into your IRA. There are many different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare such as the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules, all rare metals IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anywhere from $80 to $200 per year to store your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to start using Noble Gold:
Complete the online form to get personalized advice or open an IRA account for gold. You can speak with an expert in-house about your options during free sessions.
Contact an Noble Gold expert to start the process of rolling your gold IRA over to the new account. If you withdraw money of another retirement account to put into the gold IRA instead of rolling it over, you might be required to pay tax on it. Consult a tax professional first.
Fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose the storage that you prefer and let Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals to pick from.
A number of sources have rated it five stars.
Free access to the advice of experts
There are many tools for training that can assist investors.
When you’re ready for selling, a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who know the market and wish to put a big chunk of their money into a gold IRA which offers savings for large investments but doesn’t have many tools to help new investors learn. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer that has options for basic gold and silver, and helpful ways to seek help.
The following grades, accreditations, and titles were awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB gave it the A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by giving them helpful assistance lines, straightforward prices, and easy-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The value of gold is updated in real time on their website, which means you can easily assess the risks, benefits and costs associated with your purchase. You can pick from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as far back as 50 years ago.
Patriot Gold Group has a high minimum account size of $50,000, so it is recommended for those who have had this experience before. The first year of storage and maintenance costs $250 and each year following that is $200. You might have to pay more, for instance, the cost to open an account.
To start with Patriot Gold Group, you need to do the following:
Fill out the online application form to get started.
Contact a customer service worker to initiate your account restart or transfer of funds.
You can purchase valuable metals and choose how you’d like to keep them.
You can receive no cost delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
The cost of accounts has been eliminated for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a good variety of physical gold coins and bullion.
AdvantageGold is among the top companies for gold IRAs. They claim to be the best gold company within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you if you like to do things online and want easy access to good training tools.
You can apply for an account without speaking to a person, and the company gives access to a vast knowledge base, including tools, videos and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with it is awarded an A+ rating.
Nearly 700 of their customers have awarded Google five stars.
More than 1,400 users have rated Trustpilot five stars.
Based on AdvantageGold’s reviews you can count on great customer service, great help, and clear prices in all of your contacts with AdvantageGold.
AdvantageGold allows you to put gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most common choices.
The annual storage costs for IRA purchases are between $100-$150. Investors are also required to pay a $50 account set-up fee and a variety of yearly upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To get started using AdvantageGold, you need to complete the following steps:
Fill out the form online and select the account manager you’d like to choose. You can do this first step by yourself using AdvantageGold, or you can call the customer service team for personalized help.
Accept the rules and policies that the business follows, and then share your financial records. You may need to show different documents about your IRA or tax obligations.
Select the method you prefer to put money in your account. A expert in rolling over money into an gold IRA can assist you with this.
You can purchase valuable metals and select a secure location to store them. In the final step, you have to sign the declaration form.
AdvantageGold has the following traits that make it stand out:
When you’re ready for selling the property, the buy-back program makes it easy.
A guide for investing in gold with your IRA.
There are many options to get involved in learning.
There are no minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources with step-by-step instructions regarding how to withdraw funds
Customers on all sites give great reviews of gold IRAs.
What is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that uses silver, gold or other precious metals instead bonds.
To safeguard yourself from the effects of the risk of inflation and stock market crashes, it is important to require a variety of investments. Because of this, many people are putting gold, silver, and other valuable metals into their retirement accounts since they are a fairly safe and reliable investment.
The companies we have listed assist people in setting the gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, transfer the money in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. These items have to be gold or coins and meet certain “fineness” standards. These accounts can only hold the coins that are OK with the IRS like the Canadian Maple Leaf.
The top gold IRA firms make it easy and easy to fund and take care of the individual retirement accounts. Many businesses put customers in touch with account reps who can assist them in the process.
But an agent of an account isn’t the same as a financial advisor. If you’re considering adding a gold IRA to your retirement account to diversify it You should speak to your financial adviser first to find out whether it is a good idea for you.