A precious metals IRA or, more commonly called a gold-backed IRA, can help protect your money from volatility in the market and safeguard you against inflation. Also, valuable metals like silver and gold are different from traditional assets like bonds and stocks and bonds, which makes them a great option to diversify your portfolio.
We looked at the top gold IRA companies to see what precious metal IRA accounts are the best value. We evaluated each gold IRA company below based upon a range of factors, including the precious metals they provide and the charges they impose, the storage choices they offer as well as their customer service as well as their appearance.
Goldco is one of the most trusted and best company generally when it comes to gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: New sales can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save for retirement. Goldco is a leading company in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets of various retirement accounts by shifting them into a precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b), a precious metals expert from the company can show you how to move the money that is in the account to an precious metals IRA.
The company also sells silver and gold directly to customers. You can put your retirement savings or other savings accounts in real silver and gold.
If you want to start a precious metals IRA through Goldco, move or rollover your savings from your savings account into your new IRA. Goldco makes it simple and painless for customers to do this by guiding them through the following steps:
Make a commitment to understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your valuable metals: Select the precious metals that you’d like to add to your investment.
Goldco sells a variety of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in different sizes can be bought. They’re as pure as.9999.
Goldco also has a program to buy back gold. In the event that your situation alters and you require to sell the valuable metals in your account, Goldco will purchase these back for the highest buy-back price, guaranteed.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit that includes information. This kit contains written and spoken instructions on investing in rare and precious metals.
Overall, we believe Goldco is one of the best companies to provide gold IRAs.
One of the top companies for buying in silver, gold and platinum through an IRA.
A reputable company with clear prices
With the gold IRA move, you can switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is run by a family and is based in Los Angeles, CA. It has won several awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver in your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the gold or silver items you wish to place in your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, you can keep them with a safe storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also offers a variety of gold and silver products that can be bought directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
However, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always talk to a person about your investment and learn what they are doing. You can call the number on the company’s website anytime to speak to your representative.
If you want to learn more about purchasing gold before taking the step to buy it, you can ask the company for a free guide. This guide, which is 25 pages long, provides information about how rare metals IRAs can assist you in taking charge of your savings.
You can also get information about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine what to invest in.
American Hartford Gold is a reliable gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews as well as the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In this case you can seek advice from a specialist, pay a flat fee, guarantee your purchase up to 24 hours and avoid fees if you make a big payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, emphasize smooth experiences with easy access to knowledgeable help desks, and clear pricing as well as other aspects. To ensure that your money meets IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10- to 100-ounce bar of your preferred metal. Prices for valuable metals change frequently to reflect market changes and make it easier to anticipate what you should expect.
Follow these steps to get started with Lear Capital:
You can create a rare metals IRA account by filling in a simple online application that only takes 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours of how to complete the tax-free move. It can take anywhere from five to seven days for your money to be moved.
You can buy valuable metals, and then let Lear Capital ship them to an area that is secure and where they will be fully insured.
Create and keep your IRA for free if spend between $25,000 and $50,000 for a year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you will receive free setup and holding services.
If you invest more than $10,000, you get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable rate
Assistance from a professional in gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from every source
Costs are clear since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to purchase rare metals either in person or via an IRA. Since 2003, the company has been in business, and thousands of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be assured that buying in rare metals through Birch Gold Group is a secure and secure process.
Birch Gold Group sells a wide range of gold, silver, palladium and platinum items as well as other. You can purchase these metals on their own, or use them to put money into an precious metals IRA.
The company makes it simple for you to move the retirement savings you have saved into an precious metals IRA. With the help of a certified Precious Metals Specialist you can follow these five steps:
Set up your account and select how you want to fund it. With Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) for funding your new self-directed IRA.
Choose the best metals to invest in for your account. The valuable Metals Specialist can help you figure out which metals to invest in to gain the most tax benefits.
You can purchase your precious metals. Your specialist will review your order and let you know that your purchase was successful once they have done so.
Choose a way to store your belongings. Your expert will help you understand the various options for storing your items. Birch Gold Group stores its customers’ funds at a number of places, such as Delaware Depository and Brink’s Global Service.
Check how you IRA is performing. Contact your Specialist at any time to check on your account or make changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium items directly from the company. The company offers a wide variety of gold and silver coins deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold and silver.
These are just a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They offer IRAs and cash payments for silver and gold. This company also has a website with lots of information for free regarding the investment in rare metals and establishing an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten positive feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your brand new IRA.
You can use money from your savings account to fund your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers set up precious metals IRAs. This IRA company is a partner for people in all fifty U.S. states. They’ve been operating for over 30 years and managed more than $25 billion.
When you purchase silver and gold to save money, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in its Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. All you have to do is transfer funds into the Augusta account and then select the gold and silver goods you wish to purchase. Augusta will deliver them to your doorstep and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the firm include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars, 10- to 100-ounce silver bullion bars, and 90 silver bags that contain a minimum of 99.
Some of the company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA You can also look at a list of the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They sell gold, silver platinum, palladium, and. The company has a fantastic review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools that can help you start these funds. On the Oxford Gold website, you can find out how to transfer money to a precious metal IRA and how these IRAs work and what kinds are available and the reasons they are good assets.
On the Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company sells a vast selection of popular silver and gold coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The company also sells a small amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals firms by listening to its clients and providing them with the tools they require to make informed financial decisions. On their website, the business provides a full learning center to assist buyers.
This study area includes a number of tools, including:
Guide to investing in precious metals
News and stories about buying gold
A listing of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to work directly with one of the Oxford Gold Group’s Managing Partners. This person can assist you with any queries you might have regarding trading or how to keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial point of view. This allows customers to understand the pros and cons of these investments and make better choices.
Overall, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its an array of high-quality metals that are regulated by the IRS. It also offers helpful educational materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After just a few years of operation Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening a gold IRA account is a good option, so it is important to choose a precious metals investment firm that places the reviews of its customers and the accreditations of its affiliates first. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were hard to find.
Noble Gold is like other gold investment companies in that you can place bars and coins composed of silver, gold platinum, palladium, and platinum into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare such as the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations, all rare metals IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay between $80-$200 per year to keep your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to get started using Noble Gold:
Fill out the online form to receive a custom advice or to open an IRA account for gold. You can talk to an expert in-house about your options during the free sessions.
Speak to a Noble Gold expert to start the process of rolling your gold IRA over to the new account. If you take money out of a retirement account to put into your gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like.
Select the storage you want, and then allow Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Excellent ways to help customers
There are a variety of valuable metals to choose from.
Many sources gave it five stars.
Free access to the advice of experts
There are a lot of training tools that can help investors.
When you’re ready to sell, make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated silver and gold dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for experienced precious metals investors who are knowledgeable about the market and want to put a big chunk of their money into an investment in gold IRA which offers savings for big investments but doesn’t have the tools needed to help novice investors understand. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer that offers basic silver and gold and good ways to get help.
The following grades, accreditations and titles have been awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB awarded the BBB the A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates and awards, you’ll find a better organization than Patriot Gold Group. The company puts its customers first by offering them friendly assistance lines, straightforward prices, and simple to use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The value of gold changes in real-time through the site, which means you are able to easily evaluate the benefits, risks, and costs of your purchase. You can choose from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as far back as fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, so it is recommended for those who have previously had this service. The first year of storage and upkeep costs $250, and each year thereafter costs $200. You might have to shell out more for instance, the cost to open an account.
To begin your journey with Patriot Gold Group, you have to follow these steps:
Complete the online account application to begin.
Contact a service representative to start your account restart or transfer of funds.
You can purchase precious metals and choose how you want to keep them.
You can receive no cost delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
The cost of accounts has been eliminated for purchases over $100,000
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of gold physical coins and bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They say they are the best gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you If you enjoy doing things online and would like to have easy access to good training tools.
It is possible to apply for an account with no need to talk to anyone and the company provides you access to a huge knowledge base, including tools, videos, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars and an A+ rating.
Over 700 customers have awarded Google five stars.
More than 1,400 customers have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews, you can expect great customer service, fantastic assistance, and clear prices throughout your interactions with the company.
AdvantageGold lets you put gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage fees for IRA purchases range from $100 and $150. Investors are also required to pay a $50 account-setting-up cost and a range of different yearly upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To start using AdvantageGold you must follow these steps:
Complete the online form, and select the account manager you would like to work with. You can complete the first step on your own using AdvantageGold or call the customer service team for assistance tailored to your needs.
Accept the policies and rules of your company then share your financial documents. You may need to provide different papers about your IRA or taxes.
Choose the method you wish to put funds into your account. An expert in rolling money into an gold IRA can assist you with this.
You can purchase valuable metals and select a secure location to store them. As a final step, you have to complete the declaration form.
AdvantageGold has the following characteristics that make it stand out from the crowd:
When you’re ready to sell the house, the buy-back plan makes it simple.
A free guide to investing in gold through your IRA.
There are a variety of ways to learn.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources with step-by-step instructions for withdrawing cash
Customers on all websites give glowing review of gold IRAs.
What is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-managed personal retirement account that makes use of silver, gold or other precious metals instead of stocks and bonds.
To protect yourself from the effects of inflation and potential stock market crashes, it is important to require a variety of investments. This is why a lot of people are now putting gold, silver and other precious metals into their retirement accounts because they are relatively safe and dependable investment.
The companies on our list assist people in setting the gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, you should transfer the funds in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. The items must be either coins or gold and meet certain “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it simple and painless to manage and fund the individual retirement accounts. Many companies place customers in touch with account reps who will assist them throughout the process.
But an agent of an account is not the same as a financial advisor. If you want to add a gold IRA to your retirement account to diversify it You should speak to your financial advisor to find out whether it is a good idea for you.