A precious metals IRA or, more commonly called a gold-backed IRA can help protect your money from volatility in the market and protect your investment from inflation. Also, valuable metals like gold and silver are very different from traditional assets like stocks and bonds which makes them a good way to diversify.
We looked at the best gold IRA companies to see the best precious metal IRA accounts are the best value. We looked at each gold IRA company below, based on a variety of factors, including the valuable metals they offer and the charges they charge, the storage options they offer and their customer service as well as their appearance.
Goldco is among the most reputable and most reliable company in the field of gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: Sales made by the company can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company for gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save more for retirement. Goldco is a leading company in the field of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets in different retirement accounts by transferring them into a precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert at the company can show you how to transfer the money that is in the account to a precious metals IRA.
The company also sells silver and gold directly to clients. You can also invest your retirement savings, or money from other savings accounts into real silver and gold.
If you’re looking to establish a precious metals IRA through Goldco, move or rollover the assets you have in your current savings account to the new IRA. Goldco makes it simple and stress-free for customers to do this by guiding them through the following steps:
Make a commitment to know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your precious metals Select the precious metals that you want to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of different sizes can also be purchased. They are as pure as.9999.
Goldco also offers an option to buy back gold. If you experience a change in your circumstances and require to sell the precious metals in your account Goldco will buy these back for the best buy-back price, with a guarantee.
If you’re considering investing in a rare metals IRA, Goldco will send you a kit for free with details. The kit includes written and spoken instructions on investing in rare and precious metals.
Overall, we think Goldco is one of the top companies that provide gold IRAs.
One of the best companies to buy silver, gold, as well as platinum, through an IRA.
A reputable business with transparent prices
With the gold IRA move, you can switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is owned by a family of employees and is headquartered in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver in your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and complete the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Select the silver or gold items you would like to put in your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, you are able to store them with a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also offers a variety of gold and silver products that can be bought directly. For example, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to speak to someone about your investments and find out what they’re doing. You can dial the number on the company’s website anytime to speak to your representative.
If you’re interested in learning more about buying in gold prior to taking the next step to buy it, you can ask the company for a complimentary guide. This guide, which is 25 pages long, provides information on the ways that rare metals IRAs can assist you in taking control of your money.
You can also get information about the latest developments in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide what to invest in.
American Hartford Gold is a reliable gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews, the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to put your gold IRA money in Lear Capital. In this case you can seek advice from a specialized expert and pay a flat amount and guarantee your purchase for 24 hours, and avoid fees when you make a large payment.
Here are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, focus on smooth experiences, easy access to helpful help desks, and transparent prices, among other things. To ensure that your money is compliant with IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10- to 100-ounce bar made of your favorite metal. Prices for precious metals are constantly changing to reflect changes in the market and make it easy to be aware of what to expect.
Follow these steps to begin by contacting Lear Capital:
You can create a rare metals IRA account by filling out an online application which takes only 10 minutes.
You should hear from the person in charge of the IRA within 24 hours about how to complete the tax-free transfer. It could take up to five days for the money to be transferred.
You can purchase precious metals, and then let Lear Capital ship them to an area that is secure and that is fully insured.
Set up and store your IRA for free if you spend between $25,000 and $50,000 in a single year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you receive free set-up and holding services.
When you make a purchase of more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat cost
One-on-one help from pros on gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from every source
Costs are clear since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, this company has been in business, and thousands of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be confident that buying rare metals from Birch Gold Group is a secure and reliable process.
Birch Gold Group sells a large selection of silver, gold, palladium, and platinum products, among others. You can purchase these precious metals by themselves or use them to deposit money into a precious metals IRA.
This company makes it simple for you to transfer your retirement savings into a precious metals IRA. With the assistance of a qualified Precious Metals Specialist you can follow the following steps:
Set up your account and select the method of funding it. With Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to fund your self-directed IRA.
Choose the valuable metals that will benefit your account. Your valuable Metals Specialist can help you determine which metals you should invest in to reap the highest tax benefits.
You can purchase your precious metals. Your Specialist will look over your purchase and inform you that the purchase was successful when they have confirmed it.
Choose a way to store your belongings. Your expert will help you understand the different options for storing your things. Birch Gold Group stores its customers’ investments in a variety of locations including Delaware Depository and Brink’s Global Service.
Check how your IRA is performing. You can contact your Specialist at any time to review your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and products directly from them. The company offers a wide selection of coins that are OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
These are some of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They offer IRAs and cash-payouts for silver and gold. This company also has a website with many free information on investing in rare metals as well as setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your new IRA.
You can use money from your savings account to pay for your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help users to set up precious metals IRAs. This IRA company works with people from all 50 U.S. states. They have been in business for more than 30 years and have managed more than $25 billion.
After you buy gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals inside the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. All you have to do is transfer money to your Augusta account and choose the gold and silver goods you wish to purchase. Augusta will bring them right to your door and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the company comprise things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars. 10 up to 100-ounce silver bullion bar and 90% silver bags.
The company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA, you can also check out the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They sell silver, gold platinum, palladium, and. The company has a fantastic review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools to help you start these funds. On the Oxford Gold website, you can find out how to move money to an precious metal IRA, how they work and what kinds are available and the reasons why they are good assets.
The Oxford Gold website, you can purchase bars and coins made of gold, silver platinum, palladium, and. The company offers a broad variety of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
It also offers a small number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals firms in its ability to listen to clients and providing them with the tools they need to make good financial choices. On its website, the company provides an entire learning center that can aid buyers in the purchasing process.
This study area comes with several tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A list of terms
When you work for Oxford Gold Group, you’ll also have the opportunity direct access to one of the Oxford Gold Group’s Managing Partners. The person will be able to help you answer any questions that you might have regarding how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This lets customers learn the pros and cons of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its a wide range of valuable metals that are regulated by the IRS. It also has helpful teaching materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. In less than 10 years in operation Noble Gold’s gold IRA reviews on all websites have won it five stars.
Opening an gold IRA account is a big decision, so you must choose a precious metals investment firm that places the reviews of its customers and its accreditations for affiliates in the first place. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can put bars and coins composed of silver, gold platinum, palladium, and tin in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare such as the Austrian Silver Philharmonic 1oz Coin. To comply with IRS rules the rare metals that are included in IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay between $80 to $200 per year to keep your real precious metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to get started with Noble Gold:
Fill out the form online to get a custom advice or to create an IRA account for gold. You can talk to an expert from the company about your options during free sessions.
Contact a Noble Gold expert to start the process of moving the gold IRA over to your new account. If you take money out from a retirement account and transfer to the gold IRA instead of rolling it over, you could have to pay taxes on it. Consult a tax professional first.
You can fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose your storage and allow Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are many types of valuable metals to choose from.
Many sources gave it five stars.
Free access to expert advice
There are many tools for training that can assist investors.
When you’re ready for selling and sell your home, you should have make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated silver and gold dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who are familiar with the market and wish to put a large portion of their wealth into a gold IRA as it offers savings for large investments, but doesn’t have the tools needed to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer that offers basic gold and silver, and the best ways to get assistance.
The following accreditations, grades and titles were awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB gave the BBB the A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better organization than Patriot Gold Group. The company puts its customers first by giving them helpful assistance lines, straightforward pricing, and simple-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. Gold prices fluctuates in real-time on the website, so you are able to easily evaluate the risks, benefits, and costs associated with your purchase. You can pick from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as far back as 50 years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, so it is best for buyers who have had this experience before. First year storage and maintenance costs $250, and each year after that costs $200. You may have to pay more, for instance, an amount to establish an account.
To begin working with Patriot Gold Group, you need to do the following:
Complete the online application for a new account to start.
Contact a customer service representative to start your account restart or transfer of funds.
You can purchase valuable metals and choose how you’d like to store them.
You can get no cost delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Account fees have been waived for purchases over $100,000
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide choice of gold coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim they are the best gold company in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you if you like to do things online and need easy access to high-quality training tools.
The application process is simple without talking to a person, and the company gives you access to a large knowledge base that includes videos, tools, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars and an A+ rating.
Nearly 700 of their customers have given Google five stars.
More than 1,400 people have given Trustpilot five stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, excellent assistance, and clear prices in all of your contacts with the company.
AdvantageGold allows you to put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most popular choices.
The annual storage costs for IRA purchases range from $100 to $150. Investors also have to pay a $50 account set-up fee and a range of different yearly upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To start using AdvantageGold you must complete the following steps:
Fill out the online form and choose the account manager you want. You can complete the first step on your own with AdvantageGold or contact the customer service team for personalized assistance.
Accept the policies and rules of the company, then share your financial records. You may be required to present different papers about your IRA or taxes.
Choose the way you want to put money into your account. An expert in rolling money into a gold IRA will assist you in doing this.
You can buy valuable metals and select a secure place to store them. As a final step, you need to complete the declaration form.
AdvantageGold has the following traits which make it stand out:
If you’re ready to sell the house, the buy-back plan makes it easy.
A free guide to investing in gold through your IRA.
There are many ways to learn.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions regarding how to withdraw cash
Customers on all sites give great review of gold IRAs.
What is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account that makes use of gold, silver or other precious metals instead of stocks and bonds.
To guard yourself against the risk of inflation and stock market crashes, you should have a diverse portfolio of investments. Because of this, a lot of people have started placing silver, gold and other precious metals in their retirement accounts since they are an extremely safe and reliable investment.
The companies on our list assist people in setting in place gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, transfer the funds in your retirement savings to an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. The items must be gold or coins and meet certain “fineness” standards. These accounts can only hold the coins that are approved by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it simple and painless to fund and take care of these individual retirement accounts. Many businesses put customers in touch with account representatives who can help them through the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you are considering adding an gold IRA to your retirement account to make it more diverse, you should talk to your financial adviser first to determine whether it’s a good idea for you.