A precious metals IRA or, more commonly called a gold-backed IRA can help protect your savings from market volatility and protect your investment from inflation. Also, valuable metals like gold and silver are very different from traditional assets like stocks and bonds, which makes them an excellent option to diversify your portfolio.
We looked at the best gold IRA companies to determine which precious metal IRA accounts offer the most beneficial. We evaluated every gold IRA company below based on a number of things, such as the quality of the metals they offer and the charges they charge, the storage choices they provide and their customer service and their image.
Goldco is one of the most trusted and best company generally when it comes to gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: New sales can receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company for gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save more for retirement. Goldco is a leading company in the field of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets of various retirement accounts by transferring them into the precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at Goldco can help you understand how to transfer the funds from your account into a precious metals IRA.
The company also sells silver and gold directly to its customers. You can invest your retirement savings as well as other savings accounts in real gold and silver.
If you want to start an precious metals IRA through Goldco move or rollover your assets from your savings account to the new IRA. Goldco makes it easy and stress-free for customers to accomplish this by guiding them through the steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your precious metals Choose the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of various sizes can also be purchased. They are pure as.9999.
Goldco also offers a program to buy back gold. If you experience a change in your circumstances and need to sell the precious metals that are in your account, Goldco will purchase these back for the most competitive buy-back price, with a guarantee.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit that includes details. The kit includes written and spoken instructions on investing in rare and precious metals.
Overall, we think Goldco is one of the best companies that offer gold IRAs.
One of the top companies to buy gold, silver and platinum through an IRA.
reputable business with clear prices
With a gold IRA move, you are able to alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy in silver and gold. The company is owned by a family of employees and is based in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill in the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the gold or silver items you would like to put into your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, keep them with a safe storage company such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of gold and silver products which can be purchased directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always speak with a representative about your investments and find out what they are doing. You can call the number on the website at any time to talk to an agent.
If you’d like to know more about buying in gold prior to making the move to buy it, you can ask the business for a no-cost guide. This 25-page guide has useful information on the ways that rare metals IRAs can assist you in taking control of the savings you have.
You can also learn about the changes to the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide what to invest in.
American Hartford Gold is a trusted gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews and the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to put your gold IRA money into Lear Capital. In that case you can seek advice from a specialist, pay a flat fee and guarantee your purchase up to 24 hours and avoid fees when you make a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, focus on smooth experiences with easy access to knowledgeable support teams, and clear prices among other things. To ensure that your money meets IRS standards, you should only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10-to 100-ounce bar made of your favorite metal. Prices for precious metals change frequently to reflect market trends and make it easy to know the price you can expect.
Follow these steps to begin by contacting Lear Capital:
You can create a rare metals IRA account by filling in an online application that only takes 10 minutes.
You should hear back from the person responsible for the IRA within 24 hours of how to make the tax-free move. The money could take as long as five days to be transferred.
You can buy valuable metals, and then allow Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Set up and keep your IRA at no cost if you invest at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you receive free setup and holding services.
When you have invested more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat price
One-on-one help from pros in gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from every source
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, the company has been operating and a lot of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be confident that buying rare metals through this company will be a safe and reliable process.
Birch Gold Group sells a variety of gold, silver, palladium and platinum items as well as other. You can purchase these precious metals on their own, or make use of them to deposit money into an precious metals IRA.
This company makes it simple for you to transfer your retirement savings to an precious metals IRA. With the help of a certified Precious Metals Specialist you can follow these five steps:
Create your account and decide how you want to fund it. Through Birch Gold Group, you can move an IRA or roll over an existing 401(k) for funding your self-directed IRA.
Choose the best metals that will benefit your account. The valuable Metals Specialist can help you determine which metals you should invest in to reap the greatest tax benefits.
You can purchase your precious metals. Your specialist will go over your purchase and inform you that the purchase was successful after they have completed the transaction.
Find a method to store your things. Your expert will help you understand the various options for storing your belongings. Birch Gold Group stores its customers’ assets in a variety of locations including Delaware Depository and Brink’s Global Service.
Check the status of you IRA is going. You can call your Specialist anytime to check on your account and make any changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium goods straight from the company. The company offers a wide variety of gold and silver coins OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold and silver.
These are some of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They offer IRAs and cash payments for gold and silver. The firm also runs a website that contains many free information on the investment in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received excellent feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
You can use money from your savings account to fund your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers create precious metals IRAs. This IRA company works with people in all fifty U.S. states. They have been in business since more than 30 years, and been able to manage more than $25 billion.
After you have purchased silver and gold for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals inside the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. You just need to move funds into your Augusta account and then select the gold and silver goods you’d like to purchase. Augusta will bring them right to your door and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion products manufactured by the company comprise coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars, 10- up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
Some of the company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA, you can also look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that helps people set gold IRAs. They sell gold, silver platinum, palladium, and. The company has a fantastic evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools that can help you get started with these funds. On the Oxford Gold website, you will learn how to transfer funds into an precious metal IRA and how these IRAs work and what types are available, and why they are a good investment.
On the Oxford Gold website, you can buy coins and bars made of gold, silver, platinum, and palladium. The company sells a wide selection of gold and silver coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The company also sells a limited number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals firms in its ability to listen to clients and providing them with the tools needed to make informed financial decisions. On its website, the company has a full learning center to help with the buying process.
This study area has several tools which include:
Guide to investing in precious metals
News and stories about buying gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also be able to work directly with one of the Oxford Gold Group’s Managing Partners. This person can answer any questions you may have about how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This allows customers to understand the pros and cons of these investment options and make better decisions.
In general, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an extensive selection of precious metals that have been approved by the IRS. It also provides helpful training materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After just a few years of operation Noble Gold’s gold IRA reviews on all sites have been awarded five stars.
Opening a gold IRA account is a good decision, so you must select a gold investment firm that places the reviews of its customers as well as the certifications of its affiliates in the first place. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment firms in that you can put bars and coins composed of silver, gold platinum, palladium, and platinum into your IRA. There are many kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare, like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS regulations, all rare metals IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay between $80 to $200 per year to store your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to begin with Noble Gold:
Fill out the form online to get personalized advice or open an IRA account for gold. You can speak with an in-house expert about your options during free sessions.
Talk to an Noble Gold expert to start the process of moving your existing gold IRA over to your new account. If you withdraw money of another retirement account to put into your gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax expert first.
You can fund your precious metals IRA and then purchase the valuable metals you want.
Choose your storage and let Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are many kinds of valuable metals to choose from.
A number of sources gave it five stars.
Free access to expert advice
There are plenty of training tools that can help investors.
When you’re ready to sell, a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated silver and gold dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for investors with experience in precious metals who are familiar with the market and wish to put a large portion of their wealth into an investment in gold IRA, since it gives savings for large investments but doesn’t have many tools to help investors who are new. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer that has options for basic gold and silver, and helpful ways to seek help.
The following accreditations, grades and titles were awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB awarded the BBB the A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by offering them friendly assistance lines, straightforward pricing, and simple-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The price of gold fluctuates in real time on the website, so you can easily see the risks, benefits and costs of your purchase. You can select among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from as early as fifty years ago.
Patriot Gold Group has a high minimum account size of $50,000, therefore it is recommended to go with buyers who have previously had this service. First year storage and maintenance costs $250 and each year thereafter costs $200. There may be a need to shell out more like an amount to establish an account.
To begin your journey with Patriot Gold Group, you have to follow these steps:
Complete the online application for a new account to begin.
Contact a customer service representative to start your account restart or movement of funds.
You can purchase precious metals and choose how you’d like to store them.
You can get no cost delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
The cost of accounts has been eliminated for purchases over $100,000
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide variety of gold coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They claim they are the best gold firm in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be for you If you enjoy doing things online and want easy access to high-quality training tools.
The application process is simple without talking to anyone The company will give you access to a huge knowledge base that includes videos, tools and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars, and the A+ grade.
More than 700 users have rated Google five stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, fantastic assistance, and clear prices throughout your interactions with the company.
AdvantageGold lets you put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage charges for IRA purchases range from $100 and $150. Investors also pay a $50 account-setting-up cost and a range of different yearly upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To begin using AdvantageGold To begin using AdvantageGold, you must follow these steps:
Fill out the form online and choose the account manager you would like to work with. You can complete this initial step on your own using AdvantageGold or contact the customer service team for personalized assistance.
Accept the rules and guidelines that the business follows, then share your financial documents. You may need to provide different documents about your IRA or tax obligations.
Choose the method you wish to deposit funds into your account. An expert in rolling money into an gold IRA can assist you with this.
You can buy valuable metals and choose a safe location to store them. As a final step, you need to sign the declaration form.
AdvantageGold has the following traits that distinguish it from the crowd:
When you’re ready for selling the property, the buy-back program simplifies the process.
A guide for investing in gold with your IRA.
There are a variety of options to get involved in learning.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions for withdrawing money
Customers on all websites give great reviews of gold IRAs.
What exactly is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that makes use of silver, gold, or other valuable metals instead of stocks or bonds.
To guard yourself against inflation and possible stock market crashes, you need a diversified collection of investments. This is why many people are investing in silver, gold and other precious metals in their retirement accounts since they are relatively safe and dependable investment.
The companies we have listed help people set the gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, you should transfer the money in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. These items have to be coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are OK with the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it simple and painless to set up and manage the individual retirement accounts. Many companies put clients in contact with account reps who will assist them throughout the process.
However, an agent for an account isn’t the same as a financial advisor. If you are considering adding an gold IRA to your retirement account to diversify it you should consult your financial advisor first to determine if it makes sense for you.