A precious metals IRA that is also called a gold-backed IRA, can help protect your investment from the volatility of markets as well as protect you from inflation. Additionally, precious metals like silver and gold are different from standard assets like stocks and bonds, which makes them a great option to diversify.
We looked at the best gold IRA companies to determine what precious metal IRA accounts are the best value. We evaluated every gold IRA company below, based on a variety of things, such as the quality of the metals they offer, the fees they charge, the storage options they offer and their customer service and even their reputation.
Goldco is among the most trusted and most reliable company in the field of gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: New sales could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall with regard to gold IRAs.
Goldco is an established dealer of rare metals that sells goods that can help you save more for retirement. Goldco is a leading company in the business of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets in a variety of retirement accounts by transferring them into the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert at Goldco can guide you on how to transfer the money that is in the account to a precious metals IRA.
This business also sells silver and gold directly to clients. You can put your retirement savings, or other savings accounts in real silver and gold.
If you are looking to open a precious metals IRA through Goldco, move or rollover your savings from your current savings account to your new IRA. Goldco makes it easy and stress-free for customers to accomplish this by walking them through the steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Purchase your precious metals: Select the precious metals that you would like to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in various sizes can also be bought. They are pure as.9999.
Goldco also has a program to buy back gold. If you experience a change in your circumstances and require to sell the valuable metals in your account Goldco will purchase them back at the most competitive buy-back price, guaranteed.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a free kit with details. This kit has a written spoken, spoken, and a visual guide to investing in rare metals.
We believe that overall Goldco is among the top companies that offer gold IRAs.
One of the most trusted companies to buy gold, silver, as well as platinum, through an IRA.
A reputable business with transparent prices
With the gold IRA move, you can alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is run by a family, and is located in Los Angeles, CA. It has won several awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver in your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Select the silver or gold items you wish to place into your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you can store them with a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of silver and gold goods that can be purchased directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investments and learn how they are doing. You can call the number on the website at any time to talk to your representative.
If you’d like to know more about buying in gold before taking the step to buy it, you can ask the business for a no-cost guide. This guide, which is 25 pages long, provides information on how rare metals IRAs can assist you in taking charge of your savings.
You can also learn about the latest developments in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine how to spend.
American Hartford Gold is a trusted gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews and the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to put your gold IRA money into Lear Capital. In this case, you can get help from a personal expert, pay a flat fee and guarantee your purchase up to 24 hours and avoid fees when you make a large payment.
The following are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences with easy access to knowledgeable support teams, and transparent prices as well as other aspects. To make sure your money is in compliance with IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, silver, and platinum coins and bars which can be put into an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10 100-ounce bar made of your favorite metal. Prices for precious metals are always changing to reflect changes in the market and make it easier to know what to expect.
Follow these steps to begin by contacting Lear Capital:
You can create a rare metals IRA account by filling in an online application which takes only 10 minutes.
You should hear back from the person responsible for the IRA within 24 hours about how to do the tax-free move. The money could take as long as five days to be moved.
You can purchase valuable metals and then allow Lear Capital ship them to an appropriate location where they will be fully insured.
Set up and keep your IRA for free if you spend between $25,000 and $50,000 for one year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you receive free set-up and hold services.
When you invest more than $10,000, you will receive the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable rate
One-on-one help from pros on gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from all sources
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals either in person or via an IRA. Since 2003, this company has been in business, and thousands of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be assured that buying in rare metals from Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a wide range of silver, gold platinum, and palladium goods, among others. You can buy these metals on their own or use them to deposit money into a precious metals IRA.
This company makes it easy for you to convert your retirement savings into a precious metals IRA. With the help of a trained Precious Metals Specialist You can follow these steps:
Set up your account and decide which method you would like to fund it. With Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) for funding your new self-directed IRA.
Select the most valuable metals to invest in for your account. Your valuable Metals Specialist can help you determine which metals you should invest in to reap the highest tax advantages.
You can buy your valuable metals. Your Specialist will look over your purchase and inform you that your purchase went through once they have done so.
Find a method to store your things. Your specialist will guide you through the different methods to organize your belongings. Birch Gold Group stores its customers’ investments in a variety of locations, such as Delaware Depository and Brink’s Global Service.
Find out what your IRA is going. Contact your Specialist at any time to check on your account or make changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium products directly from the company. The company offers a wide range of gold and silver coins accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold and silver.
These are just a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They offer IRAs and cash payments for silver and gold. This firm also runs a website with lots of information for free on the investment in rare metals as well as setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
Make use of the money in your savings account to fund your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers create precious metals IRAs. This IRA company is a partner for people in all fifty U.S. states. They’ve been in business for over 30 years and managed more than $25 billion.
When you purchase silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in its Delaware vault, which is a safe private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. All you have to do is transfer funds into the Augusta account and then select the silver and gold items you want to buy. Augusta will bring them right to your door, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods made by the company comprise items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars, 10- up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
A few of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA You can also take a look at the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that helps people set up gold IRAs. They offer silver, gold, platinum, and palladium. The company has a fantastic evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools available to help you get started with these funds. On the Oxford Gold website, you will learn how to move money into a precious metal IRA, how these IRAs work and what kinds are available, and why they are good assets.
The Oxford Gold website, you can purchase bars and coins made of gold, silver, platinum, and palladium. The company sells a wide selection of gold and silver coins, as well as other items like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The company also sells a limited number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals firms by listening to clients and giving them the tools they need to make informed financial decisions. On their website, the business offers an entire learning center that can aid buyers in the purchasing process.
This study area has a number of tools, including:
Guide to investing in precious metals
Stories and news about buying gold
A glossary of terms
When you join the Oxford Gold Group, you’ll also be able to work directly with one of the company’s Managing Partners. This person can help you answer any questions that you may have regarding trading or how to store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from a neutral point of view. This allows customers to understand the pros and cons of these investments and make better decisions.
In the end, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers a wide range of valuable metals that are regulated by the IRS. It also provides helpful training materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After less than 10 years in operation, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening a gold IRA account is a great decision, so you must choose a precious metals investment firm that places the reviews of its customers and its accreditations for affiliates in the first place. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment firms in that you can put coins and bars made of gold, silver, platinum, and palladium in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules all rare metals IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anything from $80 to $200 a year to keep your precious metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to start with Noble Gold:
Complete the online form to receive personalized advice or open an IRA account for gold. You can talk to an in-house expert about your choices during the free sessions.
Talk to a Noble Gold expert to start the process of moving the gold IRA over to the new account. If you take money out of another retirement account to put into your gold IRA instead of rolling it over, you may have to pay taxes on it. Consult a tax professional first.
Make sure you fund your precious metals IRA, and then buy the valuable metals you want.
Choose the storage that you prefer, and then allow Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are a variety of precious metals that you can pick from.
Many sources have rated it five stars.
Access to the advice of experts
There are many training tools to help investors.
When you’re ready for selling and sell your home, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated gold and silver dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for investors with experience in precious metals who are familiar with the market and would like to put a large portion of their money into a gold IRA which offers savings for large investments but doesn’t offer a lot of tools to help new investors learn. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer with options for basic gold and silver as well as the best ways to get assistance.
The following grades, accreditations, and titles were awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB gave it an A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its clients by giving them helpful support lines, clear prices, and easy-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The value of gold is updated in real time through the site, which means you can easily see the benefits, risks, and costs of your purchase. You can choose from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating as early as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, so it is recommended to go with buyers who have had this experience before. First year storage and upkeep costs $250, and each year thereafter costs $200. You may have to pay a little more such as an amount to establish an account.
To start working with Patriot Gold Group, you must do the following:
Fill out the online application for a new account to begin.
Contact a customer service worker to get your account started or transfer of funds.
You can purchase precious metals and pick the way you want to store them.
You can get free delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been waived for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide variety of gold physical coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They claim they are the best gold company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice when you love doing things online and would like to have easy access to good training tools.
The application process is simple without speaking to anyone The company will give access to a vast knowledge base with videos, tools, and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and the A+ rating.
Nearly 700 of their customers have awarded Google five stars.
More than 1,400 people have given Trustpilot five stars.
Based on AdvantageGold’s reviews you can count on great customer service, excellent assistance and transparent prices in all of your contacts with AdvantageGold.
AdvantageGold lets you put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most commonly used options.
The annual storage costs for IRA purchases range from $100 to $150. Investors are also required to pay a $50 account-setting-up fee and a variety of yearly upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To start using AdvantageGold you must complete the following steps:
Fill out the form online and select the account manager you’d like to choose. You can complete this initial step on your own using AdvantageGold, or you can contact the customer service team for personalized assistance.
Accept the policies and rules of your company and then provide your financial records. You may be required to present different papers about your IRA or taxes.
Select the method you prefer to deposit funds into your account. An expert in rolling money into a gold IRA will assist you in doing this.
You can buy valuable metals and pick a secure storage space for them. As the last step, you have to complete the declaration form.
AdvantageGold has the following characteristics that distinguish it:
If you’re ready to sell the property, the buy-back program simplifies the process.
A free guide on investing in gold with your IRA.
There are a variety of options to get involved in learning.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has named us the most trusted gold IRA company over the last seven years.
Step-by-step directions regarding how to withdraw money
Customers on all sites give glowing feedback on gold IRAs.
What exactly is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that makes use of silver, gold or other precious metals instead of stocks or bonds.
To protect yourself from inflation and possible stock market crashes, you require a variety of investments. Due to this, a lot of people are now investing in silver, gold, and other valuable metals in their retirement accounts due to them being relatively safe and dependable investment.
The companies we have listed help people set up gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, move the money in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. The items must be coins or gold and meet certain “fineness” standards. These accounts can only hold coins that are OK with the IRS, like the Canadian Maple Leaf.
The top gold IRA firms make it easy and easy to manage and fund these retirement accounts for individuals. Many companies place clients in contact with account reps who can assist them in the process.
But an agent of an account isn’t the same as a financial advisor. If you want to add a gold IRA to your retirement account to diversify it, you should talk to your financial adviser first to see whether it is a good idea for you.