A precious metals IRA or, more commonly known as a gold-backed IRA will help safeguard your money from volatility in the market and safeguard your investment from inflation. Also, valuable metals like gold and silver are very different from the standard assets like stocks and bonds, which makes them a great option to diversify.
We looked at the best gold IRA firms to determine what precious metal IRA accounts offer the best value. We evaluated each gold IRA company below, based on a variety of things, such as the quality of the metals they offer as well as the costs they charge, the storage choices they offer as well as their customer service and even their reputation.
Goldco is among the most reputable and most reliable company for gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: The new sales can get up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company with regard to gold IRAs.
Goldco is an established dealer of rare metals and sells products that can help you save more for retirement. Goldco is a leader in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco can help you safeguard the assets of different retirement accounts by transferring them to an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert from the company can show you how to transfer the funds from your account into a precious metals IRA.
This company also sells gold and silver directly to customers. You can also invest your retirement savings, or other savings accounts in real gold and silver.
If you are looking to open a precious metals IRA through Goldco, move or rollover your savings from your current savings account into your new IRA. Goldco makes it simple and stress-free for customers to do this by guiding them through the steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your precious metals Choose the precious metals you want to include in your investment.
Goldco sells many different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in different sizes can also be purchased. They are as pure as.9999.
Goldco also offers a program for buying back gold. If you experience a change in your circumstances and have to sell the valuable metals in your account Goldco will buy them back at the highest price for buy-back, which is guaranteed.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a free kit with details. This kit contains a written and spoken guide to investing in rare metals.
Overall, we think Goldco is one of the best companies that offer gold IRAs.
One of the best companies to buy gold, silver and platinum through an IRA.
A reputable business with transparent prices
With the gold IRA move, you can change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you purchase gold and silver. The company is run by a family, and is based in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill in the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you would like to put into your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, you are able to store them with a safe storage firm like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of gold and silver products which can be purchased directly. For example, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak with a representative about your investment and learn what they’re doing. You can dial the number listed on the company’s website at any time to talk to an agent.
If you’re interested in learning more about buying in gold before taking the step to buy it, you can ask the company for a free guide. This 25-page guide has useful details on the ways that rare metals IRAs can assist you in taking charge of your money.
You can also get information about the latest developments in the market for gold by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide which way to spend your money.
American Hartford Gold is a reliable gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews, Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to put your gold IRA money in Lear Capital. In that case you can seek advice from a personal expert and pay a flat amount and guarantee your purchase up to 24 hours and avoid fees for a large payment.
Here are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, focus on smooth experiences, easy access to helpful assistance teams and clear pricing, among other things. To ensure that your money is in compliance with IRS standards, it is best to only deal with a qualified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10 100-ounce bar made of your favorite metal. Prices for valuable metals are always changing to reflect market changes and make it easy to anticipate what to expect.
Follow these steps to start using Lear Capital:
You can create an rare metals IRA account by filling out an online application that takes just 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours of how to do the tax-free move. The money could take as long as five days to be moved.
You can purchase precious metals and let Lear Capital ship them to an appropriate location where they will be fully insured.
Create and keep your IRA for free if you spend at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years, and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account over $25,000, you receive free set-up and holding services.
When you invest more than $10,000, you get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat rate
One-on-one assistance from experts on gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, the firm has been operating and a lot of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be sure that buying rare metals from this company is a secure and secure process.
Birch Gold Group sells a large selection of silver, gold, platinum, and palladium goods as well as other. You can purchase these precious metals on their own or use them to put money into an precious metals IRA.
This company makes it simple for you to convert your retirement savings to a precious metals IRA. With the help of a certified Precious Metals Specialist you can follow these steps:
Set up your account and choose the method of funding it. With Birch Gold Group, you can transfer an IRA or transfer a 401(k) to help fund your new self-directed IRA.
Choose the valuable metals for your account. The valuable Metals Specialist can help you determine which metals you should invest in to get the most tax advantages.
You can purchase your precious metals. Your Specialist will look over your order and let you know that the purchase was successful after they have completed the transaction.
Choose a way to store your belongings. Your specialist will guide you through the different ways to store your items. Birch Gold Group stores its customers’ assets at various locations like Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is going. You can call your Specialist anytime to review your account or make changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium products directly from the company. The company sells a wide range of currency that is accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
Here are a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They provide IRAs and cash-payouts for silver and gold. The company also has a website that contains many free information about the investment in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting the new IRA.
You can use money from your savings account to add funds to your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users create precious metals IRAs. This IRA company works with individuals in all fifty U.S. states. They’ve been in business for more than 30 years and have managed more than $25 billion.
After you buy gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals inside the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. It’s as simple as transferring funds into the Augusta account and select the silver and gold products you wish to purchase. Augusta will deliver them to your doorstep and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods made by the company comprise things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1- to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
The company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding products to your IRA You can also check out the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell silver, gold, platinum, and palladium. The company has an excellent rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools available to help you start these funds. On the Oxford Gold website, you can learn how to move money to an precious metal IRA, how they work and what types are available and the reasons they are good assets.
The Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company offers a broad selection of popular silver and gold coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The company also sells a small amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals companies by listening to its clients and providing them with the tools needed to make good financial choices. The company’s website has an entire learning center that can help with the buying process.
This study area comes with a number of tools which include:
Guide to investing in precious metals
News and stories about buying gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the company’s Managing Partners. The person you talk to will be able to answer any questions you might have about how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This allows customers to understand the pros and cons of these investments and make better choices.
In general, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an array of high-quality metals that have been allowed by the IRS. It also provides helpful training materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. In less than 10 years in business, the company’s gold IRA reviews on all websites have earned it five stars.
Opening an IRA account is a good option, so it is important to choose a precious metals investment firm that values the reviews of its clients and its accreditations for affiliates first. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment firms in that you can put coins and bars made of gold, silver platinum, palladium, and platinum in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS rules all rare metals IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anything from $80 to $200 per year to keep your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to get started using Noble Gold:
Complete the online form to get an individualized advice or to open an IRA account for gold. You can talk to an in-house expert about your options during the free sessions.
Contact an Noble Gold expert to start the process of moving your existing gold IRA over to your new account. If you withdraw money from a retirement account and transfer to the gold IRA instead of rolling it over, you could be required to pay taxes on it. Talk to a tax expert first.
You can fund your precious metals IRA, and then buy the valuable metals you want.
Select the storage you want, and then wait for Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals that you can pick from.
Several sources have rated it five stars.
Access to the advice of experts
There are many training tools to help investors.
When you’re ready to sell when you’re ready to sell, consider you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been rated the highest-rated gold and silver dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for experienced precious metals investors who know the market and wish to put a large portion of their assets into an investment in gold IRA as it offers savings for big investments but doesn’t offer a lot of tools to help new investors learn. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer that has options for basic gold and silver as well as good ways to get help.
The following accreditations, grades and titles were given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded it an A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you won’t find a better organization than Patriot Gold Group. The company puts its customers first by offering them friendly assistance lines, straightforward prices, and easy-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The price of gold fluctuates in real time through the site, so you can easily assess the risks, benefits, and costs of purchasing. You can choose from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 therefore it is recommended to go with buyers who have done this before. The first year of storage and maintenance costs $250 and every year thereafter costs $200. You might have to pay a little more for instance, an amount to establish an account.
To start working with Patriot Gold Group, you must do the following:
Fill out the online account application to begin.
Contact a customer service representative to start your account restart or transfer of funds.
You can purchase valuable metals and decide how you want to keep them.
You can receive no cost delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Account fees have been waived for purchases over $100,000
Free investment guides for gold in an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide choice of gold coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They say they are the top gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you when you love doing things online and would like to have easy access to high-quality training tools.
You can apply for an account without speaking to anyone, and the company gives you access to a large knowledge base, including tools, videos and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars, and the A+ rating.
More than 700 users have given Google 5 stars.
More than 1,400 users have rated Trustpilot five stars.
Based on the reviews of AdvantageGold, you can expect great customer service, great help and transparent prices in all your interactions with the company.
AdvantageGold lets you deposit platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage fees for IRA purchases range from $100-$150. Investors are also required to pay a $50 account-setting-up cost and a range of different annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To begin using AdvantageGold, you need to complete the following steps:
Complete the online form, and select the account manager you would like to work with. You can do this first step on your own using AdvantageGold or contact the customer support team for personalized help.
Accept the rules and guidelines of your company and then provide your financial records. You may need to provide different documents about your IRA or tax obligations.
Choose the method you wish to deposit money in your account. A expert in rolling money over into a gold IRA can assist you with this.
You can purchase valuable metals and choose a safe place to store them. As the last step, you have to complete the declaration form.
AdvantageGold has the following traits that distinguish it from the crowd:
When you’re ready to sell, the buy-back scheme simplifies the process.
A free guide on investing in gold through your IRA.
There are a variety of ways to learn.
There are no minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Step-by-step directions for withdrawing funds
Customers on all sites give glowing review of gold IRAs.
What exactly is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account that uses silver, gold or other precious metals instead bonds.
To guard yourself against the effects of inflation and potential market crashes, you need a diversified collection of investments. This is why a lot of people have started placing silver, gold, and other valuable metals in retirement accounts because they are relatively safe and dependable investment.
The companies listed on our list assist people in setting up gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, transfer the funds in your retirement savings to a new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. These items have to be coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are approved by the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and easy to set up and manage these individual retirement accounts. Many businesses put customers in touch with account representatives who can help them through the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you want to add an gold IRA to your retirement account to make it more diverse You should speak to your financial advisor first to see whether it is a good idea for you.