A precious metals IRA or, more commonly known as a gold-backed IRA can help protect your savings from market volatility and safeguard your investment from inflation. Also, valuable metals like silver and gold are different from traditional assets like bonds and stocks which makes them a good option to diversify.
We looked at the best gold IRA firms to determine which precious metal IRA accounts are the best value. We looked at every gold IRA company below based upon a range of factors, including the precious metals they provide and the charges they impose, their storage options they offer, their customer service, and their image.
Goldco is among the most reputable and most reliable company overall for gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: Sales made by the company could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is an established dealer of rare metals and sells products that can help you save more for retirement. This company is the leader in the field of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you protect the assets in various retirement accounts by moving them into the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert at Goldco can guide you on how to move the money in your account to a precious metals IRA.
This company also sells silver and gold directly to clients. You can invest your retirement savings as well as money from other savings accounts in real silver and gold.
If you are looking to open an precious metals IRA through Goldco, move or rollover your savings from your savings account into the new IRA. Goldco makes it easy and easy for customers to accomplish this by guiding them through the steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Purchase your precious metals: Select the precious metals you want to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Silver and gold bars of various sizes can also be purchased. They’re pure as.9999.
Goldco also offers an option to buy back gold. In the event that your situation alters and you require to sell the precious metals in your account, Goldco will purchase these back for the most competitive buy-back price, with a guarantee.
If you’re considering investing in a rare metals IRA, Goldco will send you a kit for free with information. This kit contains a written, spoken, and seen information on investing in rare metals.
We believe that overall Goldco is among the best companies to offer gold IRAs.
One of the most trusted companies to buy gold, silver and platinum through an IRA.
A reputable business with transparent prices
With the gold IRA move, you are able to change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy in silver and gold. The company is owned by a family and is located in Los Angeles, CA. It has received numerous awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill in the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you wish to place in your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, you are able to store them with a safe storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of gold and silver goods which can be purchased directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak with a representative about your investment and learn what they’re doing. You can dial the number on the company’s website at any time to talk to your representative.
If you’re interested in learning more about buying gold before taking the step to buy it, you can ask the firm for a no-cost guide. This guide, which is 25 pages long, provides information about how rare metals IRAs can assist you in taking charge of your money.
You can also find out about changes in the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine how to spend.
American Hartford Gold is a reliable gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews, the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to put your gold IRA funds into Lear Capital. In that case you will be able to get assistance from a specialized expert, pay a flat fee and make sure that the purchase is guaranteed for 24 hours, and not pay fees if you make a big payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences with easy access to knowledgeable help desks, and clear pricing among other things. To ensure that your money is compliant with IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10 100-ounce bar of your favorite metal. Prices for precious metals are constantly changing to reflect changes in the market and make it easier to know what you should expect.
Follow these steps to start by contacting Lear Capital:
You can create a rare metals IRA account by filling in an online application that takes just 10 minutes.
You should hear back from the person who is responsible for the IRA within 24 hours of how to complete the tax-free transfer. The money could take as long as five days to be moved.
You can purchase valuable metals and then allow Lear Capital ship them to an appropriate location where they’ll be fully insured.
Create and keep your IRA for free if invest at least $25,000 to $50,000 for one year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account over $25,000, you receive free setup and holding services.
If you have invested more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at the flat cost
Assistance from a professional for gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, the company has been in business, and thousands of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be sure that buying rare metals from Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a variety of gold, silver, platinum, and palladium goods as well as other. You can buy these metals by themselves or use them to put money into an precious metals IRA.
The company makes it simple for you to transfer your retirement savings to a precious metals IRA. With the help of a qualified Precious Metals Specialist you can follow these steps:
Set up your account and choose which method you would like to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to fund your new self-directed IRA.
Choose the valuable metals that will benefit your account. The valuable Metals Specialist can help you determine which metals to invest in to reap the greatest tax advantages.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that your purchase went through after they have completed the transaction.
Find a storage solution for your things. Your specialist will guide you through the different methods to organize your things. Birch Gold Group stores its customers’ investments at various locations, such as Delaware Depository and Brink’s Global Service.
Check what your IRA is doing. Contact your Specialist at any time to review your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and goods straight from the company. The company offers a broad selection of coins that are accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
These are some of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you are looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They offer IRAs and cash payments for silver and gold. This firm also runs a website with many free information about investing in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your brand new IRA.
Make use of the money in your savings account to add funds to your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people to set up precious metals IRAs. This IRA company is a partner for people across all fifty U.S. states. They’ve been in business for over 30 years and managed more than $25 billion.
When you purchase silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. It’s as simple as transferring money to your Augusta account and select the silver and gold items you wish to purchase. Augusta will deliver them directly to your door and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the firm include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars, 10 to 100-ounce silver bullion bars, and 90 silver bags containing 97 percent.
The company’s high-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA you can check out the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that helps people set up gold IRAs. They offer silver, gold, platinum, and palladium. The company has a fantastic review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools to help you start these funds. On the Oxford Gold website, you can learn how to transfer money to an precious metal IRA and learn how they function and what kinds are available and the reasons they are a good investment.
The Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company sells a vast selection of popular silver and gold coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
It also offers a tiny number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals firms in its ability to listen to customers and providing them with the tools they require to make good financial choices. The company’s website provides a full learning center to aid buyers in the purchasing process.
This study area includes a number of tools, including:
Guide to investing in precious metals
News and stories about buying gold
A list of terms
When you join the Oxford Gold Group, you’ll also get direct access to one of the company’s Managing Partners. The person will be able to help you answer any questions that you have regarding trading or how to store your gold in an IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This lets customers learn the advantages and disadvantages of these investments and make better decisions.
In general, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its an array of high-quality metals that are regulated by the IRS. It also provides helpful training material for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After less than 10 years in operation, the company’s gold IRA reviews on all sites have earned it five stars.
Opening an IRA account is a big choice, so you should select a gold investment company that puts the reviews of its clients and its accreditations for affiliates first. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were hard to find.
Noble Gold is like other gold investment firms in that you can put bars and coins made of gold, silver, platinum, and palladium in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS rules, all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay between $80-$200 per year to store your real precious metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to get started with Noble Gold:
Fill out the online form to get an individualized advice or to open an IRA account for gold. You can speak with an expert in-house about your choices during the free sessions.
Talk to a Noble Gold expert to start the process of moving your existing gold IRA over to your new account. If you take money out from a retirement account and put into the gold IRA instead of rolling it over, you may have to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA, and then buy the valuable metals you want.
Select the storage you want, and then wait for Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals that you can pick from.
Many sources have rated it five stars.
Access to expert advice
There are plenty of training tools that can help investors.
If you’re ready to sell, a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for experienced precious metals investors who are knowledgeable about the market and would like to put a large portion of their assets into a gold IRA, since it gives savings for large investments, but doesn’t offer many tools to help novice investors understand. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that has options for basic gold and silver as well as the best ways to get assistance.
The following accreditations, grades, and titles were granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB gave it an A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, transparent prices, and easy-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. Gold prices fluctuates in real-time through the site, which means you can easily assess the benefits, risks, and costs of your purchase. You can select from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as early as 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 therefore it is recommended for those who have had this experience before. The initial year of storage and upkeep costs $250, and each year thereafter costs $200. There may be a need to pay a little more like a fee to set up an account.
To start working with Patriot Gold Group, you must do the following:
Fill out the online account application to start.
Contact a service representative to initiate your account restart or transfer of funds.
You can purchase precious metals and pick the way you want to keep them.
You can get free delivery to the safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
The cost of accounts has been waived for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great variety of gold coins as well as bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim they are the top gold-producing company in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be for you If you enjoy doing things online and want easy access to quality training tools.
The application process is simple without speaking to anyone, and the company gives you access to a huge knowledge base, including videos, tools and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with the A+ rating.
Nearly 700 of their customers have rated Google 5 stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold, you can expect great customer service, excellent assistance, and clear prices throughout your interactions with the company.
AdvantageGold lets you put platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most commonly used options.
The annual storage costs for IRA purchases range from $100 to $150. Investors also have to pay a $50 account set-up fee and a variety of yearly upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To get started using AdvantageGold, you need to follow these steps:
Fill out the form online and select the account manager you would like to work with. You can complete this initial step on your own with AdvantageGold, or you can call the customer service team for personalized help.
Accept the rules and policies that the business follows, and then provide your financial documents. You may be required to present different papers about your IRA or tax obligations.
Choose the way you want to transfer money into your account. An expert in rolling over money into a gold IRA can assist you with this.
You can purchase valuable metals and select a secure storage space for them. As the last step, you must complete the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out from the crowd:
If you’re ready to sell the house, the buy-back plan makes it easy.
A guide for investing in gold with your IRA.
There are a variety of options to get involved in learning.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Step-by-step directions regarding how to withdraw money
Customers on all sites leave great review of gold IRAs.
What exactly is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that makes use of gold, silver or other precious metals instead bonds.
To protect yourself from the risk of inflation and market crashes, you require a variety of investments. This is why many people are placing silver, gold, and other valuable metals in their retirement accounts due to them being relatively safe and dependable investment.
The companies on our list assist people in setting in place gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, you should transfer the funds in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. They must be gold or coins that meet a set of “fineness” standards. These accounts are only able to hold coins that are approved by the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it easy and stress-free to set up and manage the individual retirement accounts. Many companies put customers in touch with account reps who will assist them throughout the process.
But an agent of an account is not the same as an advisor to financial matters. If you are considering adding a gold IRA to your retirement account to make it more diverse you should consult your financial advisor first to see whether it’s a good idea for you.