A precious metals IRA or, more commonly known as a gold-backed IRA, can help protect your investment from the volatility of markets as well as protect you from inflation. Also, valuable metals like silver and gold are different from standard assets like bonds and stocks which makes them a good option to diversify your portfolio.
We looked at the top gold IRA companies to determine the best precious metal IRA accounts are the best deal. We analyzed every gold IRA company below, based on a variety of factors, including the quality of the metals they offer, the fees they charge, the storage choices they offer, their customer service, as well as their appearance.
Goldco is one of the most reputable and most reliable company overall when it comes to gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: New sales may get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company in the field of gold IRAs.
Goldco is an established dealer of rare metals and sells products that will help you save more for retirement. Goldco is a leader in the business of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets of different retirement accounts by moving them to a precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at Goldco can guide you on how to transfer the funds that is in the account to a precious metals IRA.
This business also sells gold and silver directly to customers. You can put your retirement savings, or other savings accounts into real gold and silver.
If you are looking to open a precious metals IRA through Goldco and move or roll over your assets from your current savings account to your new IRA. Goldco makes it easy and easy for customers to do this by walking them through the following steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your precious metals Select the precious metals you’d like to add to your investment.
Goldco sells many different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Marlin Gold
Gold and silver bars of different sizes can be bought. They’re as pure as.9999.
Goldco also offers a program for buying back gold. If you experience a change in your circumstances and need to sell the valuable metals in your account, Goldco will buy these back for the best buy-back price, guaranteed.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a free kit that includes details. The kit includes written and spoken guide to investing in rare metals.
Overall, we think Goldco is one of the best companies to provide gold IRAs.
One of the top companies to buy gold, silver and platinum through an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is run by a family, and is located in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill out the papers.
You can move your old IRA to a new self-directed gold IRA.
Select the silver or gold items you wish to place in your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, you are able to store them with a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a broad range of gold and silver products which can be purchased directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
In contrast, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
Combibar Valcambi
When you buy valuable metals from American Hartford Gold, you can always speak to someone about your investments and find out what they are doing. You can dial the number listed on the company’s website at any time to talk to an agent.
If you want to learn more about buying gold before taking the step you can contact the firm for a no-cost guide. This 25-page guide has useful information on how rare metals IRAs can help you take charge of the savings you have.
You can also learn about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide which way to spend your money.
American Hartford Gold is a trusted gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews, the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to put your gold IRA money into Lear Capital. In this case you can seek advice from a specialist or pay a fixed fee and make sure that the purchase is guaranteed for 24 hours, and avoid charges when you make a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, are focused on smooth experiences and easy access to friendly assistance teams and transparent prices among other things. To ensure that your money is in compliance with IRS standards, it is best to only deal with a qualified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10-to 100-ounce bar of your favorite metal. Prices for precious metals change frequently to reflect market trends and make it easier to anticipate what to expect.
Follow these steps to begin using Lear Capital:
You can create an rare metals IRA account by filling out a simple online application that only takes 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours about how to do the tax-free move. The money could take as long as five days to be moved.
You can purchase precious metals and then let Lear Capital ship them to an area that is secure and that is fully insured.
Create and keep your IRA at no cost if you spend at least $25,000 to $50,000 for a year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you will receive free set-up and hold services.
If you have invested more than $10,000 you get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat price
One-on-one help from pros for gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from every source
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, this company has been in business, and thousands of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be confident that buying in rare metals through this company will be a safe and reliable process.
Birch Gold Group sells a large selection of silver, gold platinum, and palladium goods, among others. You can purchase these metals by themselves or make use of them to deposit money into a precious metals IRA.
This company makes it easy for you to convert your retirement savings to a precious metals IRA. With the assistance of a qualified Precious Metals Specialist you can follow these steps:
Set up your account and decide the method of funding it. With Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to fund your new self-directed IRA.
Select the most valuable metals for your account. Your valuable Metals Specialist can help you figure out which metals to invest in to reap the most tax benefits.
You can buy your valuable metals. Your Specialist will look over your purchase and inform you that the purchase was successful when they have confirmed it.
Choose a way to store your belongings. Your Specialist will show you the different ways to store your items. Birch Gold Group stores its customers’ funds in a variety of locations including Delaware Depository and Brink’s Global Service.
Check what you IRA is doing. Contact your Specialist at any time to review your account and make any changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium products directly from them. The company offers a broad selection of coins that are OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
These are just a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They provide IRAs and cash payments for gold and silver. The company also has a website with a lot of free information about the investment in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten positive feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your new IRA.
Use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers to set up precious metals IRAs. This IRA company is a partner for people across all 50 U.S. states. They’ve been operating since more than 30 years, and been able to manage more than $25 billion.
After you have purchased silver and gold to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in its Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. You just need to move money into your Augusta account and then select the gold and silver goods you wish to purchase. Augusta will bring them right to your door and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods made by the company comprise things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars, 10 to 100-ounce silver bullion bars and 90% silver bags.
Some of the company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding products to your IRA, you can also look at a list of the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They offer silver, gold, platinum, and palladium. The company has a great evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools to assist you in establishing these funds. On the Oxford Gold website, you will learn how to transfer funds into an precious metal IRA, how they function, what kinds are offered and the reasons why they are great investments.
The Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company sells a wide range of popular silver and gold coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
It also offers a small amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals firms in its ability to listen to customers and giving them the tools they require to make sound financial decisions. The company’s website has a full learning center to aid buyers in the purchasing process.
This study area comes with many tools which include:
Guide to investing in precious metals
News and stories about buying in gold
FAQs
A list of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the company’s Managing Partners. This person can answer any questions you have about how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial point of view. This allows customers to understand the advantages and disadvantages of these investments and make better decisions.
In the end, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its a wide range of valuable metals that have been approved by the IRS. It also has helpful teaching materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After just a few years in operation, the company’s gold IRA reviews on all websites have won it five stars.
Opening an gold IRA account is a good decision, so you must select a gold investment firm that values the opinions of its clients as well as the certifications of its affiliates first. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were difficult to locate.
Noble Gold is like other gold investment firms in that you can put bars and coins composed of silver, gold, platinum, and palladium in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare, like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations all rare metals IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anything from $80-$200 per year for storage of your real precious metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to begin using Noble Gold:
Complete the online form to receive an individualized advice or to open an IRA account for gold. You can talk to an expert in-house about your options during the free sessions.
Speak to an Noble Gold expert to start the process of rolling the gold IRA over to your new account. If you take money out of another retirement account to put into your gold IRA instead of rolling it over, you might be required to pay taxes on it. Consult a tax professional first.
You can fund your precious metals IRA, and then buy the precious metals you’d like.
Choose your storage and wait for Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are a variety of valuable metals to choose from.
A number of sources gave it five stars.
Access to the advice of experts
There are many training tools that can help investors.
When you’re ready to sell when you’re ready to sell, consider a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for investors with experience in precious metals who are knowledgeable about the market and want to put a large portion of their wealth into an investment in gold IRA as it offers savings for large investments but lacks many tools to help investors who are new. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that offers basic gold and silver, and good ways to get help.
The following accreditations, grades and titles have been granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB awarded it the A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews, and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its customers by providing them with helpful assistance lines, straightforward pricing, and simple-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The value of gold fluctuates in real time on their website, so you are able to easily evaluate the risks, benefits and costs of purchasing. You can pick from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date fifty years ago.
Patriot Gold Group has a large minimal account size of $50,000 therefore it is recommended to go with buyers who have previously had this service. The first year of storage and upkeep costs $250, and each year following that is $200. There may be a need to pay a little more like an amount to establish an account.
To begin working with Patriot Gold Group, you must do the following:
Fill out the online application form to get started.
Contact a customer service worker to get your account started or transfer of funds.
You can purchase valuable metals and choose how you’d like to keep them.
You can get complimentary delivery to your safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been eliminated for purchases over $100,000
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide choice of gold physical coins as well as bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim they are the best gold company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you If you enjoy doing things online and would like to have easy access to quality training tools.
The application process is simple without talking to anyone and the company provides you access to a large knowledge base that includes videos, tools, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and an A+ rating.
Nearly 700 of their customers have awarded Google 5 stars.
More than 1,400 people have given Trustpilot five stars.
Based on AdvantageGold’s reviews, you can expect great customer service, excellent assistance and clear pricing in all your interactions with AdvantageGold.
AdvantageGold allows you to put platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage fees for IRA purchases are between $100 to $150. Investors are also required to pay a $50 account set-up fee and a range of different annual upkeep charges. AdvantageGold has no minimum payments which is a great thing.
To start using AdvantageGold, you need to complete the following steps:
Fill out the online form and select the account manager you’d like to choose. You can do this first step on your own using AdvantageGold, or you can contact the customer service team for personalized help.
Accept the policies and rules of your company and then share your financial documents. You may need to show different documents about your IRA or tax obligations.
Select the method you prefer to deposit money in your account. A expert in rolling money into an gold IRA will assist you in doing this.
You can buy valuable metals and choose a safe place to store them. In the final step, you have to sign the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it from the crowd:
When you’re ready for selling the property, the buy-back program makes it easy.
A free guide on investing in gold with your IRA.
There are a variety of methods to study.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Step-by-step directions regarding how to withdraw cash
Customers on all sites leave great review of gold IRAs.
What is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that uses silver, gold, or other valuable metals instead bonds.
To protect yourself from the effects of inflation and potential stock market crashes, you need a diversified collection of investments. This is why a lot of people are now putting gold, silver, and other valuable metals in their retirement accounts because they are relatively safe and dependable investment.
The companies on our list assist people in setting in place gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, move the money in your retirement savings into an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. The items must be either coins or gold that meet a set of “fineness” standards. These accounts can only hold coins that are approved by the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and painless to manage and fund these retirement accounts for individuals. Many companies place clients in contact with account reps who can assist them in the process.
But an agent of an account is not the same as a financial advisor. If you’re considering adding a gold IRA to your retirement account to diversify it, you should talk to your financial advisor to determine whether it is a good idea for you.
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