A precious metals IRA or, more commonly called a gold-backed IRA, can help protect your money from volatility in the market as well as protect you against inflation. Also, valuable metals like silver and gold are different from standard assets like stocks and bonds which makes them a good option to diversify.
We looked at the top gold IRA companies to see what precious metal IRA accounts are the best value. We analyzed every gold IRA company below based upon a range of factors, including the quality of the metals they offer, the fees they charge, the storage options they offer, their customer service, as well as their appearance.
Goldco is the most trusted and best company generally in the field of gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: New sales could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company for gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save for retirement. This company is the leader in the field of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets in a variety of retirement accounts by shifting them to the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert from Goldco can help you understand how to move the money in your account to a precious metals IRA.
This business also sells gold and silver directly to clients. You can also invest your retirement savings as well as other savings accounts in actual silver and gold.
If you’re looking to establish a precious metals IRA through Goldco, move or rollover the assets you have in your current savings account into the new IRA. Goldco makes it simple and stress-free for customers to complete this process by guiding them through the steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Purchase your precious metals: Select the precious metals you want to include in your investment.
Goldco sells a variety of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Gold and silver bars of different sizes can be bought. They’re pure as.9999.
Goldco also has a program for buying back gold. If your situation changes and you need to sell the precious metals in your account Goldco will buy these back for the most competitive buy-back price, with a guarantee.
If you’re considering investing in a rare metals IRA, Goldco will send you a free kit that includes information. This kit contains written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we think Goldco is among the top companies that offer gold IRAs.
One of the top companies for buying in silver, gold, as well as platinum, through an IRA.
A reputable company with clear prices
With the gold IRA move, you can alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you purchase gold and silver. The company is owned by a family and is located in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver in your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you want to put into your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, you are able to store them with a safe storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a wide range of silver and gold goods which can be purchased directly. For example, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
However metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investment and learn what they’re doing. You can call the number on the website anytime to speak to your agent.
If you’re interested in learning more about buying gold before taking the step to buy it, you can ask the firm for a no-cost guide. This guide, which is 25 pages long, provides information on the ways that rare metals IRAs can assist you in taking control of your savings.
You can also find out about the latest developments in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on which way to spend your money.
American Hartford Gold is a trusted gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews as well as the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to put your gold IRA money in Lear Capital. In this scenario you can seek advice from a personal expert or pay a fixed fee and make sure that the purchase is guaranteed up to 24 hours and avoid charges if you make a big payment.
The following are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences with easy access to knowledgeable assistance teams and clear prices among other things. To make sure your money is in compliance with IRS standards, it is best to only deal with a qualified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be put in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10- 100-ounce bar of your favorite metal. Prices for precious metals change frequently to reflect market trends and make it easier to anticipate what you should expect.
Follow these steps to begin by contacting Lear Capital:
You can open a rare metals IRA account by filling out an online form that takes just 10 minutes.
You should hear from the person responsible for the IRA within 24 hours of how to complete the tax-free move. The money could take as long as five days to be moved.
You can purchase precious metals and then let Lear Capital ship them to a safe place where they will be fully insured.
Create and keep your IRA at no cost if you spend between $25,000 and $50,000 in a single year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you will receive free setup and holding services.
When you have invested more than $10,000 you get your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable price
One-on-one help from pros for gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from every source
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals either in person or via an IRA. Since 2003, the company has been in business and a large number of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be assured that buying in rare metals from this company will be a safe and secure process.
Birch Gold Group sells a large selection of silver, gold, platinum, and palladium goods, among others. You can buy these metals by themselves or make use of them to deposit money into a precious metals IRA.
This company makes it simple for you to convert your retirement savings to an precious metals IRA. With the assistance of a trained Precious Metals Specialist you can follow these steps:
Create your account and choose the method of funding it. With Birch Gold Group, you can move an IRA or transfer an existing 401(k) to fund your self-directed IRA.
Choose the best metals that will benefit your account. Your valuable Metals Specialist can help you determine which metals to invest in to get the most tax benefits.
You can purchase your precious metals. Your specialist will go over your order and inform you that your purchase went through when they have confirmed it.
Find a storage solution for your belongings. Your Specialist will show you the different methods to organize your items. Birch Gold Group stores its customers’ funds in a variety of locations like Delaware Depository and Brink’s Global Service.
Find out what your IRA is going. Contact your Specialist at any time to check on your account or make changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and goods straight from the company. The company offers a broad variety of gold and silver coins OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold and silver.
Here are a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you want to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They offer IRAs and cash payments for silver and gold. The company also has a website with a lot of free information on investing in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
Make use of the money in your savings account to pay for your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers set up precious metals IRAs. This IRA company works with people from all 50 U.S. states. They’ve been in business for more than 30 years and have been able to manage more than $25 billion.
After you buy gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. It’s as simple as transferring money into your Augusta account and then select the silver and gold items you wish to purchase. Augusta will deliver them to your door and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion products manufactured by the company comprise items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars. 10 up to 100-ounce silver bullion bar, and 90 silver bags that contain a minimum of 99.
Some of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA You can also take a look at the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They sell gold, silver, platinum, and palladium. The company has a great review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools to assist you in establishing these funds. On the Oxford Gold website, you can find out how to transfer funds to an precious metal IRA and how they work, what kinds are offered and the reasons they are great investments.
The Oxford Gold website, you can buy coins and bars made of gold, silver, platinum, and palladium. The company sells a wide range of popular silver and gold coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The firm also sells a limited number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be better than other companies that deal in precious metals by listening to clients and providing them with the tools they require to make informed financial decisions. On its website, the company provides a full learning center to assist buyers.
This study area has a number of tools which include:
Guide to investing in precious metals
Stories and news about buying gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also get to work directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to assist you with any queries you have regarding trading or how to store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This lets customers learn the pros and cons of these investment options and make better decisions.
In general, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an array of high-quality metals that are regulated by the IRS. It also offers helpful educational material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After less than 10 years of operation, the company’s gold IRA reviews on all websites have won it five stars.
Opening an gold IRA account is a big choice, so you should choose a precious metals investment firm that places the opinions of its clients and its accreditations for affiliates in the first place. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were hard to locate.
Noble Gold is like other gold investment companies in that you are able to put bars and coins composed of silver, gold platinum, palladium, and tin in your IRA. There are many different types of valuable metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare such as the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations the rare metals that are included in IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anything from $80 to $200 a year to store your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to begin with Noble Gold:
Fill out the online form to get a custom advice or to create an IRA account for gold. You can speak with an in-house expert about your options during the free sessions.
Contact an Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you withdraw money of a retirement account to put into your gold IRA instead of rolling it over, you might be required to pay taxes on it. Consult a tax professional first.
You can fund your precious metals IRA and then purchase the valuable metals you want.
Select the storage you want, and then let Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are many kinds of valuable metals to choose from.
Many sources gave it five stars.
Access to the advice of experts
There are many training tools to help investors.
When you’re ready for selling when you’re ready to sell, consider you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been rated the highest-rated silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who are familiar with the market and would like to invest a significant portion of their wealth into a gold IRA, since it gives savings for big investments but doesn’t have the tools needed to help novice investors understand. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer with options for basic silver and gold and helpful ways to seek help.
The following accreditations, grades and titles have been awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB gave it an A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews, and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its customers by giving them helpful assistance lines, straightforward prices, and simple to use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. Gold prices fluctuates in real time through the site, so you can easily see the benefits, risks, and costs of your purchase. You can pick from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date as early as fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 therefore it is recommended for those who have had this experience before. The first year of storage and maintenance costs $250 and each year after that costs $200. You might have to pay a little more such as an amount to establish an account.
To start working with Patriot Gold Group, you need to do the following:
Fill out the online application form to begin.
Contact a customer service representative to start your account restart or transfer of funds.
You can purchase valuable metals and pick the way you’d like to store them.
You can receive complimentary delivery to your safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Account fees have been waived for purchases over $100,000
Free investment guides for gold in an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide variety of physical gold coins and bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim they are the best gold company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice If you enjoy doing things online and want easy access to quality training tools.
It is possible to apply for an account without talking to a person, and the company gives access to a vast knowledge base, including videos, tools and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with the A+ grade.
More than 700 users have rated Google 5 stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold, you can expect great customer service, excellent assistance and clear pricing in all your interactions with AdvantageGold.
AdvantageGold lets you put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage fees for IRA purchases are between $100-$150. Investors also have to pay a $50 account set-up fee and a variety of yearly upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To begin using AdvantageGold To begin using AdvantageGold, you must do the following:
Fill out the form online and select the account manager you want. You can complete the first step on your own with AdvantageGold, or you can contact the customer service team for personalized assistance.
Accept the rules and guidelines of your company and then share your financial documents. You may need to show various documents regarding your IRA or taxes.
Select the method you prefer to put money into your account. A expert in rolling over money into a gold IRA will help you do this.
You can purchase precious metals and pick a secure storage space for them. As the last step, you must sign the declaration form.
AdvantageGold has the following traits which make it stand out from the crowd:
When you’re ready for selling, the buy-back scheme simplifies the process.
A free guide to investing in gold with your IRA.
There are many ways to learn.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Step-by-step directions on how to withdraw funds
Customers on all sites leave great review of gold IRAs.
What is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account that uses gold, silver, or other valuable metals instead bonds.
To protect yourself from the risk of inflation and stock market crashes, it is important to require a variety of investments. Because of this, a lot of people have started placing silver, gold and other precious metals in retirement accounts since they are an extremely safe and reliable investment.
The companies listed on our list help people set up gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, transfer the money in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. The items must be coins or gold and must meet specific “fineness” standards. These accounts can only hold the coins that are accepted by the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it easy and easy to set up and manage these individual retirement accounts. Many companies put customers in touch with account reps who can assist them in the process.
However, an agent for an account isn’t the same as a financial advisor. If you are considering adding a gold IRA to your retirement account to make it more diverse you should consult your financial advisor first to find out if it makes sense for you.