A precious metals IRA, which is also called a gold-backed IRA, can help protect your investment from the volatility of markets as well as protect your investment from inflation. Also, valuable metals like gold and silver are very different from traditional assets like bonds and stocks which makes them a great option to diversify.
We reviewed the top gold IRA companies to determine which precious metal IRA accounts offer the most beneficial. We analyzed every gold IRA company below, based on a variety of things, such as the quality of the metals they offer as well as the costs they impose, their storage options they offer and their customer service as well as their appearance.
Goldco is one of the most reputable and most reliable company overall in the field of gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall in the field of gold IRAs.
Goldco is an established dealer of rare metals that sells goods that will help you save more for retirement. Goldco is a leader in the field of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco can help you protect the assets of different retirement accounts by moving them into the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b), a precious metals expert from the company can show you how to move the money from your account into an precious metals IRA.
The company also sells silver and gold directly to customers. You can put your retirement savings as well as money from other savings accounts in actual silver and gold.
If you want to start a precious metals IRA through Goldco, move or rollover the assets you have in your savings account into the new IRA. Goldco makes it easy and painless for customers to accomplish this by walking them through the following steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your valuable metals: Choose the precious metals you want to include in your investment.
Goldco sells many different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of various sizes can also be bought. These bars are as pure as.9999.
Goldco also offers a program for buying back gold. If you experience a change in your circumstances and need to sell the valuable metals in your account Goldco will buy them back at the highest price for buy-back, which is guaranteed.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a kit for free with details. The kit includes a written, spoken, and seen instructions on investing in rare and precious metals.
We believe that overall Goldco is among the best companies to provide gold IRAs.
One of the best companies for buying in silver, gold, and platinum via an IRA.
A reputable business with transparent prices
With the gold IRA move, you can switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is owned by a family and is headquartered in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver if you want through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and fill out the papers.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you would like to put in your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, you can store them in a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a broad range of gold and silver goods that can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak to someone about your investment and find out what they’re doing. You can call the number on the company’s website anytime to speak to your representative.
If you’re interested in learning more about buying gold prior to taking the next step to buy it, you can ask the business for a no-cost guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can assist you in taking charge of your money.
You can also learn about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine which way to spend your money.
American Hartford Gold is a reliable gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews, the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to invest your gold IRA funds into Lear Capital. In this case you will be able to get assistance from a personal expert and pay a flat amount, guarantee your purchase for 24 hours, and not pay fees when you make a large payment.
Here are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, are focused on smooth experiences, easy access to helpful assistance teams and clear pricing, among other things. To make sure your money is compliant with IRS standards, you must only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10- to 100-ounce bar made of your favorite metal. Prices for precious metals change frequently to reflect market changes and allow you to anticipate what to expect.
Follow these steps to start by contacting Lear Capital:
You can open a rare metals IRA account by filling out an online application that only takes 10 minutes.
You should hear from the person in charge of your IRA within 24 hours about how to complete the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can purchase precious metals, and then allow Lear Capital ship them to an appropriate location where they will be fully insured.
Set up and store your IRA for free if spend between $25,000 and $50,000 in a single year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you will receive free setup and holding services.
When you have invested more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at a flat price
Assistance from a professional in gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, this firm has been operating and a large number of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be confident that purchasing rare metals through Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a large selection of silver, gold palladium and platinum items, among others. You can purchase these precious metals by themselves or use them to deposit money into a precious metals IRA.
This company makes it easy for you to transfer the retirement savings you have saved into a precious metals IRA. With the assistance of a trained Precious Metals Specialist You can follow these five steps:
Create your account and choose how you want to fund it. Through Birch Gold Group, you can move an IRA or transfer a 401(k) for funding your self-directed IRA.
Choose the valuable metals that will benefit your account. The valuable Metals Specialist can help you determine which metals you should invest in to reap the greatest tax benefits.
You can purchase your precious metals. Your specialist will review your order and let you know that your purchase was successful when they have confirmed it.
Find a storage solution for your belongings. Your specialist will guide you through the various options for storing your items. Birch Gold Group stores its customers’ funds at various locations including Delaware Depository and Brink’s Global Service.
Check how your IRA is performing. You can call your Specialist at any time to check your account or make adjustments.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and goods straight from the company. The company offers a wide range of gold and silver coins deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold and silver.
Here are a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They provide IRAs and cash payments for gold and silver. This business also offers a site with lots of information for free about the investment in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
You can use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users to set up precious metals IRAs. This IRA company works with individuals in all 50 U.S. states. They have been in business for more than 30 years and have handled more than $25 billion.
After you have purchased silver and gold to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals inside the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. You just need to move funds into your Augusta account and then select the gold and silver goods you wish to purchase. Augusta will deliver them directly to your door and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the company comprise items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars. 10 up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
The company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA You can also look at a list of the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They sell silver, gold, platinum, and palladium. The company has a great review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools available to help you start these funds. On the Oxford Gold website, you will learn how to transfer funds into an precious metal IRA and learn how they work and what types are available, and why they are great investments.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver platinum, palladium, and. The company offers a broad variety of popular silver and gold coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
It also offers a tiny number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals firms by listening to customers and giving them the tools they require to make informed financial decisions. The company’s website has a full learning center to assist buyers.
This study area comes with a number of tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also be able direct access to one of the Oxford Gold Group’s Managing Partners. The person will be able to assist you with any queries you might have regarding how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This helps customers understand the pros and cons of these investments and make better decisions.
In general, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers a wide range of valuable metals that have been approved by the IRS. It also provides helpful training materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After less than 10 years in operation, the company’s gold IRA reviews on all websites have been awarded five stars.
Opening an gold IRA account is a great decision, so you must choose a precious metals investment company that puts the opinions of its clients and the accreditations of its affiliates first. The following scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can place bars and coins made of gold, silver platinum, palladium, and tin into your IRA. There are many different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations the rare metals that are included in IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay between $80 to $200 a year for storage of your valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to get started with Noble Gold:
Fill out the online form to get a custom advice or to create an IRA account for gold. You can speak to an expert from the company about your options during free sessions.
Speak to a Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you withdraw money of another retirement account to transfer to the gold IRA instead of rolling it over, you may be required to pay taxes on it. Talk to a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose the storage that you prefer and wait for Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are many kinds of precious metals that you can pick from.
Several sources gave it five stars.
Free access to the advice of experts
There are a lot of training tools to help investors.
If you’re ready to sell when you’re ready to sell, consider you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are knowledgeable about the market and would like to put a large portion of their assets into an investment in gold IRA as it offers savings for big investments but doesn’t offer the tools needed to help investors who are new. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer that has options for basic gold and silver as well as the best ways to get assistance.
The following accreditations, grades and titles were granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB gave it an A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you won’t find a better company than Patriot Gold Group. The company puts its customers first by providing them with helpful support lines, clear pricing, and simple-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. Gold prices fluctuates in real-time on the website, so you can easily see the risks, benefits, and costs of purchasing. You can select from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as far back as 50 years ago.
Patriot Gold Group has a high minimum account size of $50,000, so it is recommended for those who have had this experience before. The first year of storage and upkeep costs $250, and each year after that costs $200. There may be a need to pay a little more for instance, the cost to open an account.
To start working with Patriot Gold Group, you must do the following:
Complete the online application form to get started.
Contact a service representative to start your account restart or transfer of funds.
You can purchase precious metals and choose how you want to store them.
You can receive complimentary delivery to your safe locker.
Investors can get these important things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been waived for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good variety of gold coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim to be the top gold-producing company within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you if you like to do things online and want easy access to quality training tools.
The application process is simple without speaking to a person and the company provides you access to a large knowledge base with videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars with it is awarded an A+ rating.
More than 700 users have rated Google five stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold, you can expect great customer service, excellent assistance and clear pricing in all of your contacts with the company.
AdvantageGold lets you put platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage fees for IRA purchases are between $100 to $150. Investors also pay a $50 account set-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To get started using AdvantageGold you must complete the following steps:
Complete the online form and choose the account manager you would like to work with. You can do this first step by yourself using AdvantageGold, or you can contact the customer service team for assistance tailored to your needs.
Accept the rules and guidelines of your company and then share your financial documents. You may need to show different documents about your IRA or taxes.
Select the method you prefer to put money in your account. A professional who has experience in rolling money into a gold IRA will help you do this.
You can purchase valuable metals and select a secure location to store them. In the final step, you need to complete the declaration form.
AdvantageGold has the following traits that distinguish it from the crowd:
If you’re ready to sell the house, the buy-back plan makes it simple.
A free guide to investing in gold with your IRA.
There are many methods to study.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions on how to withdraw money
Customers on all sites leave great feedback on gold IRAs.
What is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of silver, gold or other precious metals instead bonds.
To protect yourself from the effects of inflation and potential stock market crashes, it is important to require a variety of investments. This is why many people have started investing in silver, gold and other precious metals in retirement accounts since they are an extremely safe and reliable investment.
The companies on our list help people set in place gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, move the money from your retirement savings to an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. These items have to be coins or gold that meet a set of “fineness” standards. These accounts can only hold coins that are accepted by the IRS like the Canadian Maple Leaf.
The top gold IRA firms make it easy and painless to set up and manage the individual retirement accounts. Many businesses put clients in contact with account representatives who will assist them throughout the process.
However, an agent for an account is not the same as a financial advisor. If you are considering adding an gold IRA to your retirement account to diversify it you should consult your financial adviser first to determine whether it is a good idea for you.