A precious metals IRA or, more commonly called a gold-backed IRA, can help protect your money from volatility in the market and protect your investment from inflation. Additionally, precious metals like silver and gold are different from standard assets like bonds and stocks, which makes them a great option to diversify your portfolio.
We looked at the best gold IRA companies to determine which precious metal IRA accounts offer the best value. We evaluated every gold IRA company below based upon a range of things, such as the precious metals they provide as well as the costs they impose, the storage options they provide as well as their customer service and even their reputation.
Goldco is one of the most trusted and most reliable company overall in the field of gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: The new sales may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that can help you save for retirement. Goldco is a leading company in the field of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets of different retirement accounts by moving them to an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert from Goldco can help you understand how to transfer the money that is in the account to a precious metals IRA.
This company also sells silver and gold directly to clients. You can invest your retirement savings or other savings accounts in actual silver and gold.
If you want to start a precious metals IRA through Goldco, move or rollover your assets from your current savings account into your new IRA. Goldco makes it simple and stress-free for customers to accomplish this by walking them through the following steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your valuable metals: Choose the precious metals you want to include in your investment.
Goldco sells a variety of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Marlin Gold
Gold and silver bars of different sizes can be bought. They’re pure as.9999.
Goldco also offers an option to buy back gold. In the event that your situation alters and you require to sell the valuable metals in your account, Goldco will purchase them back at the best buy-back price, guaranteed.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit with details. This kit contains a written spoken, spoken, and a visual guide to investing in rare metals.
Overall, we believe Goldco is one of the best companies that provide gold IRAs.
One of the top companies to purchase gold, silver, and platinum through an IRA.
reputable business with clear prices
With the gold IRA move, you are able to switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you purchase gold and silver. The company is run by a family of employees and is located in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver in your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you wish to place into your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, keep them with a safe storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a wide range of gold and silver products which can be purchased directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
However, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
Combibar Valcambi
When you purchase valuable metals from American Hartford Gold, you can always speak to someone about your investments and find out what they’re doing. You can dial the number on the website at any time to talk to an agent.
If you want to learn more about buying gold before taking the step to buy it, you can ask the business for a free guide. This 25-page guide has useful details on how rare metals IRAs can assist you in taking control of your savings.
You can also get information about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on which way to spend your money.
American Hartford Gold is a trusted gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews as well as the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to put your gold IRA money into Lear Capital. In this case you will be able to get assistance from a specialized expert and pay a flat amount, guarantee your purchase up to 24 hours and avoid fees when you make a large payment.
The following are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, are focused on smooth experiences, easy access to helpful assistance teams and clear prices as well as other aspects. To ensure that your money is in compliance with IRS standards, you should only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10 100-ounce bar of your preferred metal. Prices for valuable metals change frequently to reflect market changes and allow you to anticipate what to expect.
Follow these steps to begin with Lear Capital:
You can create an rare metals IRA account by filling out an online application that takes just 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours about how to complete the tax-free transfer. It could take up to five days for the money to be moved.
You can buy valuable metals and let Lear Capital ship them to an appropriate location where they will be fully insured.
Create and store your IRA for free if spend between $25,000 and $50,000 in a single year and $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account over $25,000, you get free setup and holding services.
If you have invested more than $10,000 you will receive the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable rate
One-on-one help from pros on gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are clear since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals either in person or via an IRA. Since 2003, the firm has been operating, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be confident that buying rare metals from this company will be a safe and reliable process.
Birch Gold Group sells a large selection of gold, silver, palladium and platinum items, among others. You can purchase these precious metals by themselves or make use of them to deposit money into a precious metals IRA.
This company makes it simple for you to transfer your retirement savings into a precious metals IRA. With the help of a qualified Precious Metals Specialist you can follow these five steps:
Set up your account and decide the method of funding it. With Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to help fund your self-directed IRA.
Choose the valuable metals to invest in for your account. The valuable Metals Specialist can help you determine which metals to invest in to reap the greatest tax benefits.
You can buy your valuable metals. Your Specialist will look over your purchase and inform you that the purchase was successful after they have completed the transaction.
Find a method to store your things. Your specialist will guide you through the different ways to store your belongings. Birch Gold Group stores its customers’ funds at a number of places, such as Delaware Depository and Brink’s Global Service.
Check how your IRA is going. You can contact your Specialist anytime to check on your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium products directly from them. The company sells a wide selection of currency that is OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold as well as silver.
These are just a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They provide IRAs and cash payments for gold and silver. This company also has a website that contains a lot of free information about investing in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your new IRA.
Use money from your savings account to fund your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers create precious metals IRAs. This IRA company is a partner for people in all 50 U.S. states. They’ve been in business since more than 30 years, and been able to manage more than $25 billion.
After you have purchased gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals inside the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. You just need to move money to your Augusta account and select the silver and gold products you’d like to purchase. Augusta will bring them right to your door, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the firm include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars, 10 up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
The company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA You can also check out the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that assists people in setting gold IRAs. They sell gold, silver, platinum, and palladium. The company has a great evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools that can help you start these funds. On the Oxford Gold website, you will learn how to move money into a precious metal IRA and how they function and what kinds are available and the reasons why they are great investments.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company offers a broad range of gold and silver coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
It also offers a limited amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other companies that deal in precious metals in its ability to listen to customers and giving them the tools they require to make sound financial decisions. The company’s website provides a full learning center to aid buyers in the purchasing process.
This study area has a number of tools, including:
Guide to investing in precious metals
Stories and news about buying gold
FAQs
A listing of terms
When you work for Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to answer any questions you may have regarding how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial point of view. This allows customers to understand the advantages and disadvantages of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its a wide range of valuable metals that are regulated by the IRS. It also has helpful teaching materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. In less than 10 years in business, the company’s gold IRA reviews on all sites have won it five stars.
Opening an gold IRA account is a big decision, so you must select a gold investment firm that values the opinions of its clients and its accreditations for affiliates first. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can place bars and coins composed of silver, gold platinum, palladium, and platinum into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare, like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS rules the rare metals that are included in IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anything from $80 to $200 per year for storage of your real valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to get started with Noble Gold:
Fill out the form online to get a custom advice or to open an IRA account for gold. You can speak to an expert from the company about your options during the free sessions.
Talk to an Noble Gold expert to start the process of rolling your existing gold IRA over to the new account. If you withdraw money of a retirement account to put into your gold IRA instead of rolling it over, you might have to pay taxes on it. Consult a tax professional first.
Make sure you fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose the storage that you prefer and let Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are a variety of valuable metals to choose from.
Many sources have rated it five stars.
Access to the advice of experts
There are plenty of training tools that can help investors.
When you’re ready to sell when you’re ready to sell, consider a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated gold and silver dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are familiar with the market and would like to put a big chunk of their assets into a gold IRA as it offers savings for big investments but lacks the tools needed to help novice investors understand. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer with options for basic silver and gold and helpful ways to seek help.
The following grades, accreditations, and titles were awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB awarded it the A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its customers by giving them helpful assistance lines, straightforward pricing, and simple-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. Gold prices fluctuates in real-time on their website, so you can easily see the benefits, risks, and costs of your purchase. You can select among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date as early as fifty years ago.
Patriot Gold Group has a high minimum account size of $50,000, which is why it is recommended for those who have previously had this service. The initial year of storage and maintenance costs $250, and each year after that costs $200. You might have to pay a little more such as the cost to open an account.
To begin with Patriot Gold Group, you have to follow these steps:
Fill out the online application for a new account to get started.
Contact a customer service worker to get your account started or transfer of funds.
You can buy valuable metals and decide how you want to keep them.
You can get no cost delivery to the safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Account fees have been eliminated for purchases over $100,000
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide choice of gold physical coins and bullion.
AdvantageGold is one of the top companies for gold IRAs. They claim they are the best gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice when you love doing things online and would like to have easy access to high-quality training tools.
It is possible to apply for an account with no need to talk to a person, and the company gives access to a vast knowledge base that includes videos, tools, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars with it is awarded an A+ rating.
More than 700 users have given Google 5 stars.
More than 1,400 users have rated Trustpilot five stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, excellent assistance and clear pricing in all your interactions with the company.
AdvantageGold lets you put platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
The annual storage costs for IRA purchases are between $100-$150. Investors also pay a $50 account-setting-up fee and a variety of annual upkeep charges. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To start using AdvantageGold you must follow these steps:
Fill out the online form, and choose the account manager you would like to work with. You can do this first step by yourself using AdvantageGold or call the customer service team for personalized help.
Accept the rules and guidelines of your company and then share your financial records. You may need to show various documents regarding your IRA or taxes.
Select the method you prefer to deposit money in your account. An expert in rolling over money into an gold IRA will help you do this.
You can buy valuable metals and choose a safe place to store them. As the last step, you need to sign the declaration form.
AdvantageGold has the following characteristics that make it stand out from the crowd:
If you’re ready to sell the house, the buy-back plan makes it easy.
A free guide to investing in gold through your IRA.
There are many methods to study.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions regarding how to withdraw funds
Customers on all sites leave great reviews of gold IRAs.
What exactly is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account which makes use of gold, silver or other precious metals instead bonds.
To safeguard yourself from the effects of the risk of inflation and stock market crashes, you require a variety of investments. This is why many people are now putting gold, silver, and other valuable metals in retirement accounts since they are relatively safe and dependable investment.
The companies we have listed help people set in place gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, move the money in your retirement savings into an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals can be placed in precious metals IRAs. They must be coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are approved by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it easy and stress-free to set up and manage these individual retirement accounts. Many companies place customers in touch with account representatives who can assist them in the process.
But an agent of an account is not the same as a financial advisor. If you are considering adding gold IRA to your retirement account to diversify it You should speak to your financial advisor to see if it makes sense for you.
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