A precious metals IRA or, more commonly called a gold-backed IRA will help safeguard your money from volatility in the market and safeguard you against inflation. Additionally, precious metals such as silver and gold are different from standard investments like stocks and bonds which makes them a great option to diversify your portfolio.
We looked at the top gold IRA companies to see what precious metal IRA accounts offer the best deal. We evaluated each gold IRA company below, based on a variety of factors, including the quality of the metals they offer, the fees they charge, the storage options they provide and their customer service and their image.
Goldco is among the most reputable and best company generally when it comes to gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: New sales could get up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company with regard to gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that can help you save for retirement. This company is the leader in the field of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets of different retirement accounts by transferring them into an precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert from the company can show you how to transfer the funds from your account into a precious metals IRA.
This business also sells gold and silver directly to customers. You can invest your retirement savings as well as money from other savings accounts into real gold and silver.
If you want to start a precious metals IRA through Goldco and move or roll over your savings from your current savings account to the new IRA. Goldco makes it simple and easy for customers to do this by guiding them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your valuable metals: Select the precious metals that you would like to include in your investment.
Goldco sells a variety of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Marlin Gold
Gold and silver bars of different sizes can be purchased. They are as pure as.9999.
Goldco also has a program for buying back gold. If your situation changes and you have to sell the precious metals that are in your account, Goldco will purchase these back for the best buy-back price, guaranteed.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a free kit with information. The kit includes written and spoken instructions on investing in rare and precious metals.
We believe that overall Goldco is among the best companies to provide gold IRAs.
One of the best companies for buying in silver, gold, and platinum through an IRA.
A reputable business with transparent prices
With a gold IRA move, you can alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is owned by a family, and is based in Los Angeles, CA. It has won several awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver in your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the gold or silver items you would like to put in your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, you can keep them in a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also offers a variety of gold and silver products which can be purchased directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
On the other hand metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
Combibar Valcambi
When you buy valuable metals from American Hartford Gold, you will always be able to speak to someone about your investments and learn what they’re doing. You can call the number on the website at any time to talk to your agent.
If you’d like to know more about buying in gold prior to making the move you can contact the company for a no-cost guide. This 25-page guide has useful details on the ways that rare metals IRAs can assist you in taking charge of your savings.
You can also get information about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on which way to spend your money.
American Hartford Gold is a reliable gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to put your gold IRA funds into Lear Capital. In this case you will be able to get assistance from a specialized expert or pay a fixed fee, guarantee your purchase for 24 hours, and avoid charges if you make a big payment.
These are the Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences with easy access to knowledgeable help desks, and clear pricing among other things. To ensure that your money is in compliance with IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins which can be put into an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10 100-ounce bar of your preferred metal. Prices for valuable metals are always changing to reflect market changes and make it easy to be aware of what you should expect.
Follow these steps to begin with Lear Capital:
You can create an rare metals IRA account by filling out a simple online application which takes only 10 minutes.
You should hear from the person who is responsible for your IRA within 24 hours about how to make the tax-free move. It could take up to five days for the money to be transferred.
You can purchase precious metals and then let Lear Capital ship them to an appropriate location where they will be fully insured.
Create and keep your IRA at no cost if you invest at least $25,000 to $50,000 in a single year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you will receive free set-up and hold services.
If you make a purchase of more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
Assistance from a professional in gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from all sources
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals in person or through an IRA. Since 2003, the firm has been operating and a large number of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be confident that buying rare metals through Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a large selection of gold, silver, palladium and platinum items as well as other. You can purchase these precious metals on their own, or use them to put money into a precious metals IRA.
The company makes it simple for you to move your retirement savings into an precious metals IRA. With the assistance of a certified Precious Metals Specialist you can follow the following steps:
Create your account and choose which method you would like to fund it. With Birch Gold Group, you can move an IRA or roll over a 401(k) for funding your self-directed IRA.
Choose the best metals for your account. The valuable Metals Specialist can help you determine which metals you should invest in to get the most tax advantages.
You can purchase your precious metals. Your specialist will go over your order and let you know that the purchase was successful after they have completed the transaction.
Choose a way to store your things. Your Specialist will show you the various ways to store your things. Birch Gold Group stores its customers’ assets in a variety of locations including Delaware Depository and Brink’s Global Service.
Check the status of you IRA is doing. Contact your Specialist anytime to review your account and make any changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium items directly from the company. The company offers a broad selection of gold and silver coins OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold and silver.
These are some of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They offer IRAs and cash payments for gold and silver. This company also has a website with lots of information for free regarding the investment in rare metals as well as setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
You can use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers create precious metals IRAs. This IRA company works with individuals across all 50 U.S. states. They have been in business for over 30 years and been able to manage more than $25 billion.
After you buy gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. It’s as simple as transferring funds to your Augusta account and then select the silver and gold items you want to buy. Augusta will deliver them to your doorstep, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion products manufactured by the firm include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars. 10 up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
The company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA, you can also take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that helps people set gold IRAs. They sell silver, gold platinum, palladium, and. The company has a great rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools that can help you get started with these funds. On the Oxford Gold website, you can learn how to transfer funds into a precious metal IRA, how they work, what kinds are offered, and why they are great investments.
The Oxford Gold website, you can purchase coins and bars made of silver, gold platinum, palladium, and. The company offers a broad selection of popular silver and gold coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The firm also sells a small number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals companies by listening to clients and providing them with the tools needed to make good financial choices. The company’s website has a full learning center to help with the buying process.
This study area comes with several tools that include:
Guide to investing in precious metals
News and stories about buying in gold
FAQs
A glossary of terms
When you join the Oxford Gold Group, you’ll also get to work directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to help you answer any questions that you might have regarding how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial point of view. This helps customers understand the pros and cons of these investments and make better decisions.
Overall, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an extensive selection of precious metals that are regulated by the IRS. It also provides helpful training materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After less than 10 years of operation Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening a gold IRA account is a good option, so it is important to choose a precious metals investment firm that values the opinions of its clients as well as the certifications of its affiliates in the first place. The following scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can place bars and coins composed of silver, gold platinum, palladium, and platinum into your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are rare like the Austrian Silver Philharmonic 1oz Coin. To meet IRS regulations, all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay anywhere from $80 to $200 per year to store your real precious metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to begin using Noble Gold:
Complete the form online to get personalized advice or create an IRA account for gold. You can speak to an expert from the company about your choices during the free sessions.
Contact an Noble Gold expert to start the process of moving your existing gold IRA over to your new account. If you withdraw money of another retirement account to transfer to the gold IRA instead of rolling it over, you could be required to pay tax on it. Talk to a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like.
Choose the storage that you prefer and wait for Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are many kinds of precious metals that you can pick from.
Many sources gave it five stars.
Access to the advice of experts
There are plenty of training tools to help investors.
When you’re ready to sell when you’re ready to sell, consider you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated gold and silver dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who are familiar with the market and want to put a big chunk of their money into an investment in gold IRA, since it gives savings for large investments but doesn’t have the tools needed to help investors who are new. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer with options for basic silver and gold and good ways to get help.
The following accreditations, grades and titles have been given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded it an A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates, and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, clear prices, and easy-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. Gold prices is updated in real time on their website, which means you are able to easily evaluate the benefits, risks, and costs of purchasing. You can select among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from as far back as fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, which is why it is recommended for those who have done this before. First year storage and upkeep costs $250, and each year after that costs $200. You might have to shell out more for instance, the cost to open an account.
To start your journey with Patriot Gold Group, you have to follow these steps:
Complete the online application for a new account to start.
Contact a customer service representative to get your account started or to transfer funds.
You can purchase valuable metals and decide how you want to store them.
You can get complimentary delivery to your safe locker.
Investors can get these important things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
The cost of accounts has been waived for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to helpful customer service
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a good choice of physical gold coins as well as bullion.
AdvantageGold is among the top companies that offer gold IRAs. They say they are the top gold-producing company within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice if you like to do things online and want easy access to quality training tools.
It is possible to apply for an account without speaking to anyone, and the company gives you access to a large knowledge base that includes tools, videos and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and it is awarded an A+ rating.
Over 700 customers have rated Google five stars.
More than 1,400 users have given Trustpilot five stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, great help and clear pricing in all your interactions with AdvantageGold.
AdvantageGold allows you to put platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage charges for IRA purchases range from $100 and $150. Investors also pay a $50 account-setting-up fee and a variety of annual upkeep charges. AdvantageGold has no minimum payments which is a great thing.
To start using AdvantageGold, you need to complete the following steps:
Fill out the online form and select the account manager you’d like to choose. You can complete this initial step by yourself using AdvantageGold or call the customer service team for personalized help.
Accept the rules and policies that the business follows, then share your financial records. You may need to show different papers about your IRA or tax obligations.
Choose the way you want to deposit money into your account. A expert in rolling money over into a gold IRA can assist you with this.
You can purchase precious metals and choose a safe storage space for them. As the last step, you have to sign the declaration form.
AdvantageGold has the following characteristics that make it stand out from the crowd:
When you’re ready for selling the house, the buy-back plan makes it easy.
A guide for investing in gold with your IRA.
There are a variety of methods to study.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions for withdrawing funds
Customers on all sites give great review of gold IRAs.
What exactly is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that uses silver, gold, or other valuable metals instead of stocks and bonds.
To safeguard yourself from the effects of inflation and possible stock market crashes, it is important to require a variety of investments. Due to this, a lot of people are putting gold, silver, and other valuable metals into their retirement accounts due to them being relatively safe and dependable investment.
The companies listed on our list help people set in place gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, you should move the funds in your retirement savings to a new tab.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. The items must be either coins or gold and must meet specific “fineness” standards. These accounts are only able to hold coins that are approved by the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it simple and stress-free to set up and manage these individual retirement accounts. Many businesses put customers in touch with account reps who will assist them throughout the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you want to add gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor to see whether it’s a good idea for you.
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