A precious metals IRA or, more commonly called a gold-backed IRA can help protect your money from volatility in the market and protect you from inflation. Also, valuable metals like gold and silver are very different from traditional assets like bonds and stocks and bonds, which makes them an excellent option to diversify your portfolio.
We looked at the top gold IRA companies to determine what precious metal IRA accounts are the best value. We evaluated each gold IRA company below, based on a variety of factors, including the precious metals they provide and the charges they charge, the storage options they provide, their customer service, and their image.
Goldco is one of the most trusted and most reliable company overall in the field of gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: New sales may get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall in the field of gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that can help you save for retirement. Goldco is a leader in the field of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will help you protect the assets in different retirement accounts by transferring them to the precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert from Goldco can guide you on how to transfer the money from your account into a precious metals IRA.
This business also sells gold and silver directly to customers. You can also invest your retirement savings, or money from other savings accounts in actual gold and silver.
If you want to start a precious metals IRA through Goldco move or rollover the assets you have in your current savings account to your new IRA. Goldco makes it simple and stress-free for customers to complete this process by walking them through the steps:
Sign a deal saying you understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your valuable metals: Select the precious metals you want to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of different sizes can also be bought. They’re pure as.9999.
Goldco also has a program for buying back gold. If your situation changes and you require to sell the valuable metals that are in your account, Goldco will buy these back for the most competitive buy-back price, with a guarantee.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit with details. The kit includes a written, spoken, and seen information on investing in rare metals.
Overall, we believe Goldco is among the top companies that provide gold IRAs.
One of the top companies to purchase gold, silver, and platinum through an IRA.
A reputable business with transparent prices
With the gold IRA move, you can change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy in silver and gold. The company is run by a family of employees and is headquartered in Los Angeles, CA. It has received numerous awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver if you want through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and complete the forms.
You can move your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you would like to put in your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, you can keep them with a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a wide range of silver and gold goods which can be purchased directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
However metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to talk to a person about your investments and learn how they are doing. You can call the number on the website at any time to talk to your representative.
If you’d like to know more about purchasing gold prior to taking the next step you can contact the company for a complimentary guide. This 25-page guide has useful information about the ways that rare metals IRAs can assist you in taking control of the savings you have.
You can also find out about the changes to the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine which way to spend your money.
American Hartford Gold is a reliable gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews, Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to put your gold IRA money in Lear Capital. In that case, you can get help from a specialist and pay a flat amount, guarantee your purchase up to 24 hours and avoid fees when you make a large payment.
The following are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, focus on smooth experiences with easy access to knowledgeable assistance teams and transparent prices, among other things. To make sure your money is in compliance with IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10- 100-ounce bar of your favorite metal. Prices for valuable metals are constantly changing to reflect market changes and make it easier to be aware of the price you can expect.
Follow these steps to get started with Lear Capital:
You can open an rare metals IRA account by filling out a simple online application that takes just 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours regarding how to do the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can purchase valuable metals and let Lear Capital ship them to an appropriate location where they’ll be fully insured.
Set up and store your IRA at no cost if you spend between $25,000 and $50,000 for a year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you will receive free setup and holding services.
If you have invested more than $10,000 you get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat cost
One-on-one help from pros for gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from all sources
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, this firm has been operating, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be confident that buying in rare metals from Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a wide range of gold, silver, platinum, and palladium goods, among others. You can buy these metals on their own or use them to deposit money into an precious metals IRA.
This company makes it simple for you to transfer your retirement savings into a precious metals IRA. With the assistance of a qualified Precious Metals Specialist You can follow these five steps:
Set up your account and select the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or transfer a 401(k) for funding your new self-directed IRA.
Select the most valuable metals to invest in for your account. Your valuable Metals Specialist can help you figure out which metals to invest in to get the highest tax advantages.
You can purchase your precious metals. Your Specialist will look over your purchase and inform you that your purchase went through after they have completed the transaction.
Find a storage solution for your things. Your Specialist will show you the different methods to organize your belongings. Birch Gold Group stores its customers’ assets in a variety of locations like Delaware Depository and Brink’s Global Service.
Find out what you IRA is performing. Contact your Specialist anytime to check your account and make any changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and products directly from them. The company sells a wide selection of coins that are OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
These are just a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you want to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They provide IRAs and cash-payouts for silver and gold. The business also offers a site with many free information on investing in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten excellent feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people to set up precious metals IRAs. This IRA company works with individuals in all fifty U.S. states. They’ve been in business since more than 30 years, and handled more than $25 billion.
When you purchase silver and gold to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in its Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. You just need to move money into your Augusta account and then select the silver and gold products you wish to purchase. Augusta will deliver them to your doorstep and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods made by the firm include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars, 10- to 100-ounce silver bullion bars and 90% silver bags.
A few of the company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA, you can also check out the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They offer silver, gold platinum, palladium, and. The company has a fantastic review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools that can help you get started with these funds. On the Oxford Gold website, you can learn how to transfer funds into a precious metal IRA and learn how they function and what types are available, and why they are great investments.
The Oxford Gold website, you can purchase bars and coins made of gold, silver platinum, palladium, and. The company sells a vast selection of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
It also offers a small amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals firms by listening to its clients and giving them the tools they require to make good financial choices. On their website, the business offers a full learning center to assist buyers.
This study area includes several tools which include:
Guide to investing in precious metals
News and stories about buying gold
A listing of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the Oxford Gold Group’s Managing Partners. This person can assist you with any queries you may have regarding how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from a neutral point of view. This allows customers to understand the pros and cons of these investments and make better decisions.
In general, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its a wide range of valuable metals that are regulated by the IRS. It also provides helpful training material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. In less than 10 years in operation Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening an gold IRA account is a great decision, so you must select a gold investment company that puts the reviews of its customers as well as the certifications of its affiliates in the first place. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can put bars and coins made of silver, gold platinum, palladium, and tin into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS regulations all rare metals IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anywhere from $80-$200 per year to store your valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to start using Noble Gold:
Fill out the form online to receive a custom advice or to open an IRA account for gold. You can talk to an expert in-house about your choices during the free sessions.
Talk to an Noble Gold expert to start the process of moving the gold IRA over to your new account. If you take money out of a retirement account to put into the gold IRA instead of rolling it over, you could have to pay taxes on it. Consult a tax expert first.
You can fund your precious metals IRA and then purchase the valuable metals you want.
Choose your storage and allow Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many types of precious metals to pick from.
Several sources have rated it five stars.
Access to the advice of experts
There are plenty of training tools to help investors.
When you’re ready to sell, make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated gold and silver dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for experienced precious metals investors who know the market and want to invest a significant portion of their assets into a gold IRA which offers savings for large investments but lacks many tools to help investors who are new. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer that has options for basic gold and silver as well as the best ways to get assistance.
The following grades, accreditations, and titles were granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB gave it the A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its customers by giving them helpful assistance lines, straightforward prices, and easy-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. Gold prices is updated in real time through the site, so you can easily assess the risks, benefits, and costs associated with your purchase. You can select among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating 50 years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, so it is recommended for those who have done this before. The first year of storage and upkeep costs $250 and each year after that costs $200. You might have to pay a little more like the cost to open an account.
To start your journey with Patriot Gold Group, you must do the following:
Fill out the online account application to start.
Contact a customer service worker to start your account restart or transfer of funds.
You can purchase precious metals and decide how you want to store them.
You can get complimentary delivery to your safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
Account fees have been waived for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide variety of physical gold coins and bullion.
AdvantageGold is among the top companies for gold IRAs. They claim they are the top gold-producing company within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice when you love doing things online and would like to have easy access to quality training tools.
You can apply for an account without talking to anyone, and the company gives access to a vast knowledge base with videos, tools, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and it is awarded an A+ rating.
More than 700 users have awarded Google five stars.
More than 1,400 people have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, fantastic assistance and clear pricing throughout your interactions with AdvantageGold.
AdvantageGold lets you put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage charges for IRA purchases range from $100 to $150. Investors also have to pay a $50 account-setting-up fee and a variety of annual upkeep charges. AdvantageGold has no minimum payments which is a great thing.
To get started using AdvantageGold, you need to complete the following steps:
Complete the form online and choose the account manager you would like to work with. You can complete the first step by yourself using AdvantageGold, or you can contact the customer service team for personalized assistance.
Accept the rules and guidelines that the business follows, and then provide your financial records. You may be required to present various documents regarding your IRA or tax obligations.
Choose the way you want to transfer money in your account. An expert in rolling over money into a gold IRA can assist you with this.
You can buy valuable metals and choose a safe location to store them. As a final step, you must complete the declaration form.
AdvantageGold has the following characteristics which make it stand out from the crowd:
When you’re ready to sell the property, the buy-back program makes it easy.
A free guide on investing in gold through your IRA.
There are a variety of options to get involved in learning.
There are no minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions regarding how to withdraw cash
Customers on all websites give great review of gold IRAs.
What is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that uses silver, gold, or other valuable metals instead of stocks and bonds.
To protect yourself from the effects of inflation and potential stock market crashes, you need a diversified collection of investments. This is why a lot of people are putting gold, silver, and other valuable metals in retirement accounts since they are a fairly safe and reliable investment.
The companies on our list assist people in setting up gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, transfer the money in your retirement savings into a new tab.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. The items must be coins or gold and meet certain “fineness” standards. These accounts can only hold coins that are accepted by the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it easy and stress-free to manage and fund the individual retirement accounts. Many companies put customers in touch with account representatives who will assist them throughout the process.
However, an agent for an account isn’t the same as a financial advisor. If you are considering adding gold IRA to your retirement account to make it more diverse you should consult your financial advisor first to find out if it makes sense for you.