A precious metals IRA or, more commonly known as a gold-backed IRA, can help protect your savings from market volatility and safeguard you against inflation. Also, valuable metals like gold and silver are very different from the standard investments like stocks and bonds, which makes them a great way to diversify.
We looked at the best gold IRA firms to determine the best precious metal IRA accounts offer the best value. We looked at every gold IRA company below based upon a range of factors, including the valuable metals they offer, the fees they charge, the storage options they offer and their customer service as well as their appearance.
Goldco is one of the most reputable and most reliable company overall for gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: The new sales can get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that will help you save more for retirement. This company is the leader in the field of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets in various retirement accounts by moving them into the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert from Goldco can guide you on how to transfer the money in your account to a precious metals IRA.
This company also sells gold and silver directly to clients. You can put your retirement savings as well as money from other savings accounts in real silver and gold.
If you’re looking to establish an precious metals IRA through Goldco and move or roll over your savings from your current savings account to the new IRA. Goldco makes it easy and stress-free for customers to complete this process by walking them through the steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your valuable metals: Choose the precious metals you want to include in your investment.
Goldco sells a variety of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Bars of silver and gold in different sizes can also be bought. They’re pure as.9999.
Goldco also offers a program to buy back gold. In the event that your situation alters and you need to sell the valuable metals in your account Goldco will purchase them back at the most competitive buy-back price, guaranteed.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit that includes information. The kit includes written spoken, spoken, and a visual guide to investing in rare metals.
Overall, we believe Goldco is among the top companies that provide gold IRAs.
One of the top companies for buying in silver, gold, and platinum via an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you purchase gold and silver. The company is run by a family and is located in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver if you want through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Select the silver or gold items you want to put into your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, keep them in a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of gold and silver products which can be purchased directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
However metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak with a representative about your investment and find out what they are doing. You can dial the number on the website at any time to talk to an agent.
If you’d like to know more about buying gold before taking the step you can contact the business for a no-cost guide. This guide, which is 25 pages long, provides information about how rare metals IRAs can assist you in taking control of the savings you have.
You can also learn about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on what to invest in.
American Hartford Gold is a reliable gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews and the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In this scenario you will be able to get assistance from a specialized expert or pay a fixed fee, guarantee your purchase for 24 hours, and not pay fees for a large payment.
The following are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, are focused on smooth experiences with easy access to knowledgeable support teams, and clear pricing among other things. To ensure that your money is compliant with IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10to 100-ounce bar of your preferred metal. Prices for valuable metals are always changing to reflect market trends and make it easy to anticipate what to expect.
Follow these steps to get started with Lear Capital:
You can open an rare metals IRA account by filling in an online form that takes just 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours about how to complete the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can purchase valuable metals and then let Lear Capital ship them to an appropriate location that is fully insured.
Create and keep your IRA at no cost if you spend at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you will receive free set-up and holding services.
If you make a purchase of more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable price
One-on-one assistance from experts in gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, this company has been in business and a lot of customers have praised the company. reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be assured that purchasing rare metals through Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a wide range of silver, gold platinum, and palladium goods, among others. You can buy these metals on their own, or use them to put money into an precious metals IRA.
This company makes it simple for you to move your retirement savings into an precious metals IRA. With the help of a certified Precious Metals Specialist, you can take these five steps:
Create your account and select the method of funding it. With Birch Gold Group, you can transfer an IRA or roll over a 401(k) to fund your new self-directed IRA.
Choose the best metals to invest in for your account. Your precious Metals Specialist can help you figure out which metals to invest in to gain the greatest tax advantages.
You can purchase your precious metals. Your specialist will go over your order and let you know that your purchase was successful after they have completed the transaction.
Choose a way to store your items. Your expert will help you understand the different methods to organize your items. Birch Gold Group stores its customers’ funds in a variety of locations, such as Delaware Depository and Brink’s Global Service.
Check the status of you IRA is going. You can call your Specialist at any time to review your account and make any changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and goods straight from them. The company offers a wide variety of currency that is accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold as well as silver.
Here are a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you want to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They offer IRAs and cash payments for silver and gold. The firm also runs a website with a lot of free information regarding investing in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your brand new IRA.
Make use of the money in your savings account to fund your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers set up precious metals IRAs. This IRA company is a partner for people in all fifty U.S. states. They have been in business for over 30 years and been able to manage more than $25 billion.
When you purchase gold and silver to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in its Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. It’s as simple as transferring funds into the Augusta account and then select the silver and gold products you wish to purchase. Augusta will deliver them to your doorstep and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the company include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10 ounce bullion gold bars, 10 up to 100-ounce silver bullion bar and 90% silver bags.
Some of the company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA you can take a look at the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They sell gold, silver, platinum, and palladium. The company has a great evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools available to help you start these funds. On the Oxford Gold website, you will learn how to transfer funds to a precious metal IRA, how these IRAs work, what kinds are offered and the reasons they are great investments.
The Oxford Gold website, you can purchase bars and coins made of gold, silver platinum, palladium, and. The company sells a vast variety of popular silver and gold coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The company also sells a limited number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be superior to other companies that deal in precious metals by listening to its customers and giving them the tools they require to make good financial choices. On their website, the business provides an entire learning center that can aid buyers in the purchasing process.
This study area comes with many tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A list of terms
When you work for Oxford Gold Group, you’ll also have the opportunity direct access to one of the Oxford Gold Group’s Managing Partners. The person will be able to assist you with any queries you may have regarding how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from a neutral point of view. This lets customers learn the advantages and disadvantages of these investment options and make better decisions.
In general, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its an extensive selection of precious metals that are regulated by the IRS. It also has helpful teaching materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After just a few years in business Noble Gold’s gold IRA reviews on all websites have won it five stars.
Opening an IRA account is a good choice, so you should choose a precious metals investment firm that places the reviews of its clients and the accreditations of its affiliates first. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment companies in that you can put bars and coins composed of silver, gold platinum, palladium, and platinum in your IRA. There are many kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare such as the 1oz Austrian Silver Philharmonic Coin. To comply with IRS rules, all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anywhere from $80 to $200 per year to store your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to get started with Noble Gold:
Fill out the online form to receive an individualized advice or to open an IRA account for gold. You can speak to an expert in-house about your options during the free sessions.
Talk to a Noble Gold expert to start the process of moving the gold IRA over to the new account. If you withdraw money of another retirement account to transfer to your gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax professional first.
Make sure you fund your precious metals IRA and then purchase the valuable metals you want.
Select the storage you want and let Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals that you can pick from.
Many sources gave it five stars.
Free access to expert advice
There are many training tools that can help investors.
When you’re ready to sell when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated gold and silver dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for experienced precious metals investors who are knowledgeable about the market and wish to put a big chunk of their wealth into an investment in gold IRA which offers savings for big investments but doesn’t offer many tools to help novice investors understand. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that offers basic gold and silver as well as helpful ways to seek help.
The following grades, accreditations, and titles have been awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB awarded it the A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, transparent prices, and simple to use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The value of gold changes in real-time through the site, so you are able to easily evaluate the risks, benefits and costs associated with your purchase. You can select from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating as early as fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 which is why it is recommended to go with buyers who have previously had this service. First year storage and upkeep costs $250, and each year after that costs $200. You might have to pay a little more such as an amount to establish an account.
To start working with Patriot Gold Group, you have to follow these steps:
Complete the online application form to start.
Contact a service representative to start your account restart or to transfer funds.
You can purchase valuable metals and decide how you want to store them.
You can receive free delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been waived for purchases over $100,000
Free investment guides for gold within an IRA
Access to helpful customer service
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a great selection of gold physical coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They claim to be the top gold-producing company in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice If you enjoy doing things online and want easy access to good training tools.
You can apply for an account without speaking to a person, and the company gives access to a vast knowledge base that includes tools, videos, and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and it is awarded an A+ rating.
Over 700 customers have awarded Google 5 stars.
More than 1,400 people have rated Trustpilot five stars.
Based on AdvantageGold’s reviews, you can expect great customer service, fantastic assistance and clear pricing throughout your interactions with AdvantageGold.
AdvantageGold lets you put platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage fees for IRA purchases are between $100 and $150. Investors are also required to pay a $50 account-setting-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To begin using AdvantageGold you must do the following:
Fill out the form online and choose the account manager you want. You can complete this initial step on your own with AdvantageGold or contact the customer support team for personalized help.
Accept the policies and rules of the company, and then share your financial documents. You may need to provide various documents regarding your IRA or taxes.
Choose the way you want to deposit money in your account. A professional who has experience in rolling money over into an gold IRA can assist you with this.
You can purchase valuable metals and pick a secure location to store them. As a final step, you need to sign the declaration form.
AdvantageGold has the following traits that distinguish it from the crowd:
When you’re ready for selling the property, the buy-back program simplifies the process.
A free guide on investing in gold through your IRA.
There are a variety of options to get involved in learning.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Step-by-step directions regarding how to withdraw cash
Customers on all sites give great review of gold IRAs.
What is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of silver, gold or other precious metals instead bonds.
To guard yourself against the effects of inflation and potential stock market crashes, you require a variety of investments. Because of this, a lot of people are putting gold, silver, and other valuable metals into their retirement accounts due to them being relatively safe and dependable investment.
The companies listed on our list help people set in place gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, you should move the funds in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. The items must be either coins or gold and meet certain “fineness” standards. These accounts can only hold the coins that are approved by the IRS such as the Canadian Maple Leaf.
The best gold IRA firms make it easy and painless to set up and manage the individual retirement accounts. Many businesses put clients in contact with account reps who can assist them in the process.
But an agent of an account isn’t the same as an advisor to financial matters. If you are considering adding gold IRA to your retirement account to diversify it, you should talk to your financial advisor first to find out whether it is a good idea for you.