A precious metals IRA or, more commonly called a gold-backed IRA, can help protect your investment from the volatility of markets and safeguard you from inflation. Also, valuable metals like gold and silver are very different from the standard investments like stocks and bonds, which makes them an excellent option to diversify.
We looked at the top gold IRA firms to determine the best precious metal IRA accounts offer the most beneficial. We analyzed each gold IRA company below based upon a range of factors, including the precious metals they provide, the fees they impose, their storage choices they offer and their customer service and even their reputation.
Goldco is among the most reputable and most reliable company in the field of gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: New sales may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that will help you save more for retirement. Goldco is a leader in the field of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco can help you protect the assets of different retirement accounts by shifting them into an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert from Goldco can guide you on how to transfer the money from your account into an precious metals IRA.
This company also sells gold and silver directly to customers. You can invest your retirement savings as well as other savings accounts in real silver and gold.
If you want to start a precious metals IRA through Goldco and move or roll over your assets from your current savings account into your new IRA. Goldco makes it simple and easy for customers to accomplish this by guiding them through the steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your valuable metals: Choose the precious metals you would like to include in your investment.
Goldco sells a variety of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Gold and silver bars of different sizes can also be bought. They’re pure as.9999.
Goldco also has a program to buy back gold. If your situation changes and you require to sell the precious metals that are in your account, Goldco will buy these back for the best buy-back price, with a guarantee.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a kit for free with information. The kit includes written and spoken information on investing in rare metals.
Overall, we think Goldco is one of the top companies that provide gold IRAs.
One of the best companies for buying in silver, gold as well as platinum, through an IRA.
A reputable business with transparent prices
With the gold IRA move, you can alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is owned by a family and is based in Los Angeles, CA. It has won several awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver if you want through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the silver or gold items you wish to place into your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, you are able to keep them with a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a broad range of gold and silver goods that can be purchased directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to talk to a person about your investments and learn how they are doing. You can call the number listed on the company’s website at any time to talk to your representative.
If you want to learn more about buying gold prior to taking the next step you can contact the company for a free guide. This guide of 25 pages contains valuable information about the ways that rare metals IRAs can help you take control of your money.
You can also learn about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on what to invest in.
American Hartford Gold is a reliable gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews as well as the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to put your gold IRA funds into Lear Capital. In that case you will be able to get assistance from a specialized expert, pay a flat fee, guarantee your purchase up to 24 hours and avoid charges for a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, emphasize smooth experiences and easy access to friendly assistance teams and transparent prices among other things. To make sure your money meets IRS standards, you should only use a reputable service.
Lear Capital sells gold, platinum, and silver coins and bars that can be put in an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10 100-ounce bar of your preferred metal. Prices for precious metals change frequently to reflect changes in the market and make it easier to be aware of what you should expect.
Follow these steps to begin with Lear Capital:
You can open an rare metals IRA account by filling in a simple online application that takes just 10 minutes.
You should hear from the person who is responsible for your IRA within 24 hours of how to make the tax-free move. It could take up to five days for the money to be moved.
You can purchase valuable metals and then allow Lear Capital ship them to an appropriate location that is fully insured.
Set up and store your IRA for free if spend between $25,000 and $50,000 in a single year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account over $25,000, you will receive free setup and holding services.
If you invest more than $10,000, you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at the flat price
Assistance from a professional for gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from all sources
Costs are clear since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, this company has been in business and a lot of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be confident that buying rare metals through this company is a secure and dependable process.
Birch Gold Group sells a wide range of silver, gold, palladium and platinum items as well as other. You can purchase these metals on their own or use them to deposit money into a precious metals IRA.
The company makes it simple for you to transfer the retirement savings you have saved into a precious metals IRA. With the assistance of a certified Precious Metals Specialist, you can take these five steps:
Create your account and choose how you want to fund it. Through Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to fund your self-directed IRA.
Choose the valuable metals to invest in for your account. The valuable Metals Specialist can help you figure out which metals to invest in to reap the greatest tax benefits.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that your purchase was successful once they have done so.
Find a storage solution for your things. Your expert will help you understand the different options for storing your belongings. Birch Gold Group stores its customers’ investments at various locations including Delaware Depository and Brink’s Global Service.
Find out how you IRA is doing. Contact your Specialist anytime to review your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and items directly from them. The company sells a wide range of coins that are accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold as well as silver.
These are just a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They offer IRAs and cash-payouts for silver and gold. This company also has a website with many free information on investing in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your new IRA.
Use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people to set up precious metals IRAs. This IRA company works with people in all fifty U.S. states. They’ve been in business since more than 30 years, and handled more than $25 billion.
When you purchase gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. It’s as simple as transferring funds to the Augusta account and then select the silver and gold products you wish to purchase. Augusta will bring them right to your doorstep and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion products manufactured by the company comprise things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars. 10 up to 100-ounce silver bullion bar, and 90% silver bags.
The company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA, you can also look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that helps people set up gold IRAs. They sell silver, gold, platinum, and palladium. The company has a fantastic review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools that can help you start these funds. On the Oxford Gold website, you can find out how to move money to an precious metal IRA and learn how these IRAs work, what kinds are offered, and why they are good assets.
The Oxford Gold website, you can buy coins and bars made of gold, silver, platinum, and palladium. The company sells a wide selection of gold and silver coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The firm also sells a small number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals companies by listening to its customers and providing them with the tools they need to make sound financial decisions. On its website, the company offers a full learning center to aid buyers in the purchasing process.
This study area includes a number of tools that include:
Guide to investing in precious metals
Stories and news about buying in gold
A list of terms
When you work for Oxford Gold Group, you’ll also be able to interact directly with one of the company’s Managing Partners. The person will be able to help you answer any questions that you may have regarding how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial perspective. This allows customers to understand the pros and cons of these investments and make better choices.
In the end, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA firms because it provides a wide range of valuable metals that are regulated by the IRS. It also offers helpful educational material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After just a few years in operation, the company’s gold IRA reviews on all sites have won it five stars.
Opening an gold IRA account is a great option, so it is important to choose a precious metals investment firm that values the reviews of its customers and its accreditations for affiliates in the first place. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you are able to put coins and bars made of gold, silver platinum, palladium, and tin in your IRA. There are many different types of valuable metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare such as the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules the rare metals that are included in IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anywhere from $80 to $200 a year to keep your valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin using Noble Gold:
Complete the online form to receive a custom advice or to open an IRA account for gold. You can speak with an in-house expert about your choices during the free sessions.
Talk to an Noble Gold expert to start the process of rolling your gold IRA over to your new account. If you take money out of a retirement account to transfer to the gold IRA instead of rolling it over, you might be required to pay taxes on it. Talk to a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose the storage that you prefer, and then let Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are a variety of precious metals to pick from.
Several sources have rated it five stars.
Free access to expert advice
There are many tools for training that can assist investors.
If you’re ready to sell and sell your home, you should have you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been rated the highest-rated silver and gold dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for experienced precious metals investors who are familiar with the market and want to put a large portion of their money into a gold IRA, since it gives savings for large investments but doesn’t have a lot of tools to help new investors learn. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer that offers basic silver and gold and the best ways to get assistance.
The following grades, accreditations and titles have been awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB gave it the A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its clients by offering them friendly support lines, transparent prices, and easy-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The value of gold changes in real time on the website, which means you can easily assess the risks, benefits and costs of purchasing. You can pick from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, which is why it is recommended for those who have previously had this service. The first year of storage and upkeep costs $250, and each year following that is $200. There may be a need to pay more, for instance, a fee to set up an account.
To start working with Patriot Gold Group, you have to follow these steps:
Fill out the online application form to start.
Contact a customer service representative to start your account restart or movement of funds.
You can purchase precious metals and pick the way you’d like to keep them.
You can receive no cost delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been waived for purchases over $100,000
Free investment guides for gold within an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great choice of gold physical coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They say they are the top gold company within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice when you love doing things online and need easy access to high-quality training tools.
You can apply for an account without talking to a person The company will give access to a vast knowledge base, including tools, videos and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with an A+ rating.
Over 700 customers have rated Google 5 stars.
More than 1,400 customers have rated Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, excellent assistance and transparent prices in all your interactions with AdvantageGold.
AdvantageGold lets you deposit platinum, gold, silver, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most popular choices.
The annual storage costs for IRA purchases range from $100-$150. Investors also have to pay a $50 account set-up fee and a variety of annual upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To get started using AdvantageGold you must follow these steps:
Complete the form online and select the account manager you want. You can complete the first step on your own using AdvantageGold, or you can call the customer service team for personalized assistance.
Accept the rules and guidelines of the company, and then share your financial documents. You may need to show different papers about your IRA or taxes.
Select the method you prefer to transfer money in your account. An expert in rolling over money into a gold IRA can assist you with this.
You can purchase valuable metals and choose a safe place to store them. As the last step, you must complete the declaration form.
AdvantageGold has the following traits that make it stand out:
When you’re ready for selling, the buy-back scheme makes it easy.
A guide for investing in gold with your IRA.
There are many ways to learn.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions for withdrawing funds
Customers on all sites leave great review of gold IRAs.
What is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that makes use of gold, silver or other precious metals instead of stocks and bonds.
To protect yourself from the effects of inflation and potential market crashes, you need a diversified collection of investments. Because of this, a lot of people are now placing silver, gold, and other valuable metals into their retirement accounts since they are a fairly safe and reliable investment.
The companies we have listed help people set in place gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, transfer the money from your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. These items have to be gold or coins and must meet specific “fineness” standards. These accounts are only able to hold coins that are OK with the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and stress-free to set up and manage these individual retirement accounts. Many businesses put clients in contact with account representatives who can assist them in the process.
But an agent of an account is not the same as a financial advisor. If you’re considering adding gold IRA to your retirement account to diversify it You should speak to your financial advisor first to find out whether it is a good idea for you.