A precious metals IRA or, more commonly known as a gold-backed IRA, can help protect your money from volatility in the market and protect you against inflation. Additionally, precious metals such as gold and silver are very different from standard assets like bonds and stocks, which makes them a good option to diversify your portfolio.
We reviewed the top gold IRA companies to see the best precious metal IRA accounts offer the best deal. We looked at every gold IRA company below based on a number of factors, including the quality of the metals they offer, the fees they charge, the storage options they offer and their customer service as well as their appearance.
Goldco is one of the most reputable and best company generally for gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: New sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that can help you save for retirement. Goldco is a leading company in the business of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets of various retirement accounts by moving them into an precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert from Goldco can guide you on how to transfer the funds in your account to a precious metals IRA.
The company also sells gold and silver directly to its customers. You can put your retirement savings, or other savings accounts in actual silver and gold.
If you are looking to open a precious metals IRA through Goldco, move or rollover your savings from your current savings account to the new IRA. Goldco makes it easy and painless for customers to complete this process by walking them through the steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Purchase your precious metals: Select the precious metals that you would like to include in your investment.
Goldco sells many different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Marlin Gold
Bars of silver and gold in different sizes can also be bought. These bars are as pure as.9999.
Goldco also has an option to buy back gold. If your situation changes and you have to sell the valuable metals in your account Goldco will buy these back for the most competitive price for buy-back, which is guaranteed.
If you’re considering investing in an rare metals IRA, Goldco will send you a kit for free with details. This kit has a written, spoken, and seen guide to investing in rare metals.
Overall, we think Goldco is among the best companies that offer gold IRAs.
One of the top companies to buy gold, silver as well as platinum, through an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is run by a family of employees and is located in Los Angeles, CA. It has won several awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver in your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill in the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the gold or silver items you want to put in your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, you can store them in a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of gold and silver goods that can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
On the other hand metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
Combibar Valcambi
When you purchase valuable metals from American Hartford Gold, you will always be able to speak to someone about your investment and find out what they’re doing. You can dial the number on the website at any time to talk to your agent.
If you’re interested in learning more about buying gold before taking the step to buy it, you can ask the company for a no-cost guide. This 25-page guide has useful information on the ways that rare metals IRAs can assist you in taking control of the savings you have.
You can also learn about the changes to the market for gold by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on which way to spend your money.
American Hartford Gold is a trusted gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews as well as the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to invest your gold IRA money into Lear Capital. In that case, you can get help from a specialized expert or pay a fixed fee and guarantee your purchase up to 24 hours and not pay fees when you make a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, are focused on smooth experiences with easy access to knowledgeable support teams, and clear prices among other things. To ensure that your money is in compliance with IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10-to 100-ounce bar of your preferred metal. Prices for valuable metals are always changing to reflect market trends and make it easier to be aware of what to expect.
Follow these steps to begin with Lear Capital:
You can open an rare metals IRA account by filling out an online form that takes just 10 minutes.
You should hear back from the person who is responsible for the IRA within 24 hours about how to complete the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can buy valuable metals and let Lear Capital ship them to an area that is secure and that is fully insured.
Create and store your IRA at no cost if you spend at least $25,000 to $50,000 for one year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you get free set-up and holding services.
When you make a purchase of more than $10,000 you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
One-on-one assistance from experts for gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from every source
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, this company has been operating and a large number of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be confident that buying rare metals from Birch Gold Group is a secure and reliable process.
Birch Gold Group sells a large selection of silver, gold, palladium, and platinum products as well as other. You can purchase these metals on their own or use them to deposit money into a precious metals IRA.
This company makes it easy for you to convert your retirement savings into a precious metals IRA. With the assistance of a qualified Precious Metals Specialist, you can take these five steps:
Set up your account and decide how you want to fund it. With Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) for funding your self-directed IRA.
Select the most valuable metals to invest in for your account. The valuable Metals Specialist can help you determine which metals to invest in to reap the most tax advantages.
You can buy your valuable metals. Your specialist will go over your order and let you know that your purchase was successful once they have done so.
Find a storage solution for your belongings. Your expert will help you understand the various methods to organize your items. Birch Gold Group stores its customers’ investments at a number of places like Delaware Depository and Brink’s Global Service.
Find out what your IRA is performing. You can call your Specialist anytime to check your account or make adjustments.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and products directly from them. The company sells a wide range of coins that are accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold as well as silver.
These are just a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They provide IRAs and cash payments for silver and gold. The firm also runs a website that contains lots of information for free about investing in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your new IRA.
Use money from your savings account to add funds to your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people create precious metals IRAs. This IRA company works with people in all 50 U.S. states. They’ve been in business for over 30 years and managed more than $25 billion.
After you buy silver and gold to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. You just need to move money to the Augusta account and then select the silver and gold products you want to buy. Augusta will bring them right to your doorstep and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion products manufactured by the firm include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars, 10 to 100-ounce silver bullion bars and 90 silver bags containing 97 percent.
Some of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding products to your IRA, you can also take a look at the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell gold, silver platinum, palladium, and. The company has an excellent rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools available to help you get started with these funds. On the Oxford Gold website, you can find out how to transfer funds into an precious metal IRA, how these IRAs work and what kinds are available and the reasons they are great investments.
On the Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company sells a wide variety of popular silver and gold coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The company also sells a small amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals firms by listening to its clients and giving them the tools they need to make informed financial decisions. The company’s website provides a complete learning center to assist buyers.
This study area comes with a number of tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
FAQs
A listing of terms
When you join the Oxford Gold Group, you’ll also be able direct access to one of the company’s Managing Partners. This person can answer any questions you have about how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial perspective. This allows customers to understand the pros and cons of these investments and make better decisions.
In general, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its a wide range of valuable metals that are regulated by the IRS. It also provides helpful training material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. In less than 10 years of operation Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening an IRA account is a big choice, so you should select a gold investment company that puts the reviews of its customers and the accreditations of its affiliates first. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can place bars and coins composed of silver, gold platinum, palladium, and platinum into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce like the 1oz Austrian Silver Philharmonic Coin. To meet IRS regulations, all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anywhere from $80-$200 per year to keep your real precious metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to start using Noble Gold:
Complete the form online to receive personalized advice or open an IRA account for gold. You can speak with an in-house expert about your options during the free sessions.
Talk to an Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you take money out of a retirement account to transfer to your gold IRA instead of rolling it over, you might be required to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA and then purchase the valuable metals you want.
Choose your storage, and then wait for Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are many types of precious metals that you can pick from.
Several sources have rated it five stars.
Access to expert advice
There are plenty of training tools to help investors.
If you’re ready to sell, a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who know the market and would like to put a large portion of their wealth into an investment in gold IRA which offers savings for big investments but doesn’t offer the tools needed to help investors who are new. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer with options for basic gold and silver, and the best ways to get assistance.
The following grades, accreditations and titles were given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB gave the BBB the A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates, and awards, you’ll find a better organization than Patriot Gold Group. The company puts its customers first by providing them with helpful assistance lines, straightforward prices, and simple to use services that meet IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. Gold prices is updated in real time on their website, so you can easily see the benefits, risks, and costs of your purchase. You can select among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating as early as fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, therefore it is best for buyers who have done this before. The initial year of storage and upkeep costs $250 and every year following that is $200. You may have to shell out more such as the cost to open an account.
To begin working with Patriot Gold Group, you have to follow these steps:
Fill out the online application form to get started.
Contact a service representative to get your account started or transfer of funds.
You can purchase precious metals and decide how you’d like to store them.
You can receive free delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Account fees have been waived for purchases over $100,000
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide variety of gold coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim to be the best gold company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you If you enjoy doing things online and want easy access to high-quality training tools.
The application process is simple without talking to a person The company will give you access to a large knowledge base that includes videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars with it is awarded an A+ grade.
More than 700 users have rated Google five stars.
More than 1,400 users have rated Trustpilot five stars.
Based on the reviews of AdvantageGold, you can expect great customer service, fantastic assistance, and clear prices in all your interactions with AdvantageGold.
AdvantageGold lets you deposit platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage fees for IRA purchases range from $100-$150. Investors are also required to pay a $50 account-setting-up cost and a range of different annual upkeep charges. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To start using AdvantageGold, you need to do the following:
Complete the online form and select the account manager you want. You can complete the first step on your own using AdvantageGold, or you can call the customer service team for personalized assistance.
Accept the rules and policies of the company, then share your financial documents. You may be required to present different papers about your IRA or tax obligations.
Select the method you prefer to put money into your account. An expert in rolling over money into an gold IRA will help you do this.
You can purchase precious metals and choose a safe place to store them. In the final step, you have to complete the declaration form.
AdvantageGold has the following traits that make it stand out:
When you’re ready for selling the house, the buy-back plan makes it easy.
A free guide to investing in gold through your IRA.
There are a variety of methods to study.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Step-by-step directions regarding how to withdraw funds
Customers on all websites give excellent review of gold IRAs.
What is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-managed personal retirement account which makes use of gold, silver or other precious metals instead of stocks or bonds.
To guard yourself against inflation and possible stock market crashes, you should have a diverse portfolio of investments. Because of this, many people are now investing in silver, gold and other precious metals in their retirement accounts because they are an extremely safe and reliable investment.
The companies listed on our list assist people in setting in place gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, you should transfer the money from your retirement savings into an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. They must be either coins or gold and must meet specific “fineness” standards. These accounts can only hold coins that are approved by the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it easy and stress-free to fund and take care of these retirement accounts for individuals. Many businesses put customers in touch with account representatives who can assist them in the process.
But an agent of an account is not the same as a financial advisor. If you want to add gold IRA to your retirement account to diversify it, you should talk to your financial advisor first to find out if it makes sense for you.
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