A precious metals IRA or, more commonly called a gold-backed IRA can help protect your investment from the volatility of markets and protect you against inflation. Additionally, precious metals like gold and silver are very different from traditional investments like stocks and bonds which makes them an excellent option to diversify your portfolio.
We reviewed the top gold IRA companies to see the best precious metal IRA accounts offer the best deal. We evaluated every gold IRA company below based on a number of things, such as the precious metals they provide, the fees they impose, their storage choices they provide and their customer service as well as their appearance.
Goldco is one of the most trusted and most reliable company overall when it comes to gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: New sales can receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save more for retirement. Goldco is a leading company in the business of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will help you protect the assets in different retirement accounts by transferring them into an precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b), a precious metals expert at the company can show you how to transfer the funds that is in the account to a precious metals IRA.
The company also sells silver and gold directly to its customers. You can put your retirement savings, or other savings accounts in actual silver and gold.
If you are looking to open an precious metals IRA through Goldco, move or rollover the assets you have in your savings account into your new IRA. Goldco makes it simple and easy for customers to accomplish this by guiding them through the following steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Purchase your precious metals: Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of various sizes can also be purchased. These bars are pure as.9999.
Goldco also has an option to buy back gold. In the event that your situation alters and you have to sell the precious metals in your account, Goldco will purchase them back at the best price for buy-back, which is guaranteed.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a free kit that includes details. This kit contains a written and spoken instructions on investing in rare and precious metals.
We believe that overall Goldco is one of the top companies that provide gold IRAs.
One of the best companies to purchase gold, silver, and platinum through an IRA.
A reputable company with clear prices
With a gold IRA move, you can switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy gold and silver. The company is owned by a family and is based in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and complete the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you would like to put into your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, you can store them with a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a broad range of gold and silver products that can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
However, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always speak to someone about your investment and find out what they are doing. You can dial the number listed on the company’s website at any time to talk to an agent.
If you want to learn more about buying in gold before taking the step you can contact the business for a complimentary guide. This 25-page guide has useful details on how rare metals IRAs can assist you in taking charge of your savings.
You can also get information about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on which way to spend your money.
American Hartford Gold is a reliable gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews and the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to invest your gold IRA money in Lear Capital. In that case you can seek advice from a personal expert or pay a fixed fee and make sure that the purchase is guaranteed up to 24 hours and not pay fees when you make a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, focus on smooth experiences, easy access to helpful assistance teams and transparent prices among other things. To make sure your money meets IRS standards, it is best to only deal with a qualified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10to 100-ounce bar made of your favorite metal. Prices for valuable metals change frequently to reflect market trends and make it easy to know the price you can expect.
Follow these steps to get started by contacting Lear Capital:
You can create an rare metals IRA account by filling in an online form that only takes 10 minutes.
You should hear back from the person responsible for your IRA within 24 hours regarding how to make the tax-free transfer. It could take up to five days for the money to be moved.
You can purchase valuable metals, and then allow Lear Capital ship them to a safe place that is fully insured.
Set up and store your IRA at no cost if you invest at least $25,000 to $50,000 in a single year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you will receive free set-up and holding services.
When you make a purchase of more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat price
One-on-one assistance from experts in gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from all sources
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, this firm has been operating and a lot of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be assured that buying rare metals from Birch Gold Group will be a safe and secure process.
Birch Gold Group sells a wide range of silver, gold palladium, and platinum products as well as other. You can purchase these metals on their own, or make use of them to deposit money into an precious metals IRA.
This company makes it easy for you to transfer the retirement savings you have saved into an precious metals IRA. With the help of a certified Precious Metals Specialist You can follow these steps:
Create your account and choose how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to fund your self-directed IRA.
Choose the best metals to invest in for your account. Your precious Metals Specialist can help you determine which metals to invest in to get the highest tax benefits.
You can buy your valuable metals. Your Specialist will look over your order and inform you that your purchase was successful after they have completed the transaction.
Find a storage solution for your belongings. Your specialist will guide you through the various ways to store your items. Birch Gold Group stores its customers’ investments at a number of places, such as Delaware Depository and Brink’s Global Service.
Find out what you IRA is going. You can call your Specialist anytime to review your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and goods straight from them. The company sells a wide variety of currency that is deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
Here are a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They provide IRAs and cash-payouts for gold and silver. This business also offers a site with many free information regarding the investment in rare metals and establishing an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting the new IRA.
Use money from your savings account to fund your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people set up precious metals IRAs. This IRA company works with individuals in all 50 U.S. states. They’ve been operating since more than 30 years, and been able to manage more than $25 billion.
After you have purchased silver and gold for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in its Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. All you have to do is transfer funds to your Augusta account and choose the silver and gold items you’d like to purchase. Augusta will deliver them to your door and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion products manufactured by the firm include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10 ounce bullion gold bars, 10 to 100-ounce silver bullion bars and 90% silver bags.
A few of the company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA You can also look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They sell gold, silver platinum, palladium, and. The company has an excellent evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools to help you start these funds. On the Oxford Gold website, you can find out how to move money to a precious metal IRA, how these IRAs work, what kinds are offered, and why they are great investments.
The Oxford Gold website, you can purchase bars and coins made of gold, silver platinum, palladium, and. The company sells a vast variety of gold and silver coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The firm also sells a tiny amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals firms in its ability to listen to customers and providing them with the tools they require to make good financial choices. On their website, the business offers a full learning center to help with the buying process.
This study area includes a number of tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A list of terms
When you work for Oxford Gold Group, you’ll also be able to interact directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to help you answer any questions that you may have regarding how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial perspective. This helps customers understand the advantages and disadvantages of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA firms because it provides an extensive selection of precious metals that are regulated by the IRS. It also offers helpful educational material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. In less than 10 years of operation, the company’s gold IRA reviews on all websites have been awarded five stars.
Opening an gold IRA account is a big option, so it is important to select a gold investment company that puts the opinions of its clients and the accreditations of its affiliates first. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were hard to find.
Noble Gold is like other gold investment firms in that you can place bars and coins composed of silver, gold platinum, palladium, and tin into your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare like the Austrian Silver Philharmonic 1oz Coin. To meet IRS regulations, all rare metals IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay between $80-$200 per year to store your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to get started using Noble Gold:
Complete the form online to get a custom advice or to create an IRA account for gold. You can talk to an expert in-house about your choices during the free sessions.
Speak to an Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you withdraw money of another retirement account to transfer to the gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax expert first.
Make sure you fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose your storage, and then let Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Great ways to assist customers
There are a variety of valuable metals to choose from.
Many sources gave it five stars.
Free access to expert advice
There are a lot of training tools that can help investors.
When you’re ready to sell when you’re ready to sell, consider a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top silver and gold dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who are familiar with the market and wish to put a large portion of their wealth into an investment in gold IRA, since it gives savings for big investments but lacks a lot of tools to help investors who are new. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer that offers basic silver and gold and the best ways to get assistance.
The following accreditations, grades, and titles were given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB gave the BBB an A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates, and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its clients by giving them helpful support lines, transparent pricing, and simple-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. Gold prices changes in real-time through the site, so you can easily assess the benefits, risks, and costs of purchasing. You can pick among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date as early as fifty years ago.
Patriot Gold Group has a large minimal account size of $50,000 so it is recommended to go with buyers who have had this experience before. The first year of storage and upkeep costs $250 and each year following that is $200. You might have to pay a little more for instance, an amount to establish an account.
To start your journey with Patriot Gold Group, you need to do the following:
Complete the online account application to begin.
Contact a customer service representative to get your account started or to transfer funds.
You can purchase valuable metals and decide how you’d like to keep them.
You can get complimentary delivery to your safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
The cost of accounts has been eliminated for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great selection of gold physical coins as well as bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim they are the best gold-producing company within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice If you enjoy doing things online and would like to have easy access to quality training tools.
You can apply for an account without talking to a person and the company provides access to a vast knowledge base with videos, tools and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and the A+ grade.
More than 700 users have given Google five stars.
More than 1,400 customers have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, excellent assistance and clear pricing throughout your interactions with AdvantageGold.
AdvantageGold lets you put gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most popular choices.
The annual storage costs for IRA purchases are between $100 and $150. Investors also pay a $50 account-setting-up fee and a variety of annual upkeep charges. AdvantageGold has no minimum payment, which is a good thing.
To begin using AdvantageGold you must follow these steps:
Complete the online form, and choose the account manager you want. You can do this first step on your own with AdvantageGold, or you can call the customer service team for personalized help.
Accept the rules and policies of your company then share your financial documents. You may need to show different documents about your IRA or taxes.
Select the method you prefer to deposit money in your account. A expert in rolling over money into an gold IRA will help you do this.
You can purchase valuable metals and choose a safe location to store them. As the last step, you have to sign the declaration form.
AdvantageGold has the following characteristics that distinguish it:
When you’re ready to sell, the buy-back scheme simplifies the process.
A guide for investing in gold with your IRA.
There are many options to get involved in learning.
There are no minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions on how to withdraw funds
Customers on all sites give excellent feedback on gold IRAs.
What exactly is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that uses gold, silver, or other valuable metals instead of stocks and bonds.
To guard yourself against the risk of inflation and stock market crashes, you should have a diverse portfolio of investments. Due to this, many people have started putting gold, silver and other precious metals in retirement accounts due to them being a fairly safe and reliable investment.
The companies on our list assist people in setting the gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, move the money in your retirement savings into an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. These items have to be either coins or gold and must meet specific “fineness” standards. These accounts can only hold the coins that are accepted by the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it simple and stress-free to manage and fund the individual retirement accounts. Many businesses put clients in contact with account representatives who will assist them throughout the process.
But an agent of an account is not the same as a financial advisor. If you want to add gold IRA to your retirement account to make it more diverse you should consult your financial advisor first to find out whether it’s a good idea for you.