A precious metals IRA that is also called a gold-backed IRA will help safeguard your money from volatility in the market and protect you from inflation. Additionally, precious metals such as silver and gold are different from traditional assets like stocks and bonds, which makes them a great option to diversify.
We looked at the best gold IRA companies to determine which precious metal IRA accounts offer the best value. We looked at every gold IRA company below, based on a variety of things, such as the precious metals they provide as well as the costs they impose, their storage choices they provide as well as their customer service and their image.
Goldco is one of the most trusted and most reliable company when it comes to gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: Sales made by the company may get up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall with regard to gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save for retirement. Goldco is a leader in the business of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you protect the assets in a variety of retirement accounts by transferring them into a precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at the company can show you how to move the money from your account into a precious metals IRA.
This company also sells silver and gold directly to clients. You can put your retirement savings, or other savings accounts in actual silver and gold.
If you are looking to open a precious metals IRA through Goldco and move or roll over the assets you have in your current savings account to the new IRA. Goldco makes it easy and painless for customers to complete this process by walking them through the steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Purchase your precious metals: Select the precious metals that you would like to include in your investment.
Goldco sells a variety of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in different sizes can be bought. They are as pure as.9999.
Goldco also has a program for buying back gold. If your situation changes and you have to sell the valuable metals that are in your account, Goldco will buy these back for the best price for buy-back, which is guaranteed.
If you’re considering investing in a rare metals IRA, Goldco will send you a kit for free with details. This kit contains written, spoken, and seen information on investing in rare metals.
Overall, we believe Goldco is among the top companies that provide gold IRAs.
One of the top companies for buying in silver, gold and platinum via an IRA.
reputable business with clear prices
With the gold IRA move, you are able to change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you purchase gold and silver. The company is owned by a family, and is based in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver if you want through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the silver or gold items you wish to place in your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, store them in a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of gold and silver goods that can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
On the other hand metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to speak to someone about your investment and find out how they are doing. You can dial the number listed on the company’s website anytime to speak to an agent.
If you want to learn more about purchasing gold before taking the step, you can ask the company for a free guide. This guide, which is 25 pages long, provides information about the ways that rare metals IRAs can help you take charge of your money.
You can also get information about the changes to the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on how to spend.
American Hartford Gold is a trusted gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews as well as the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In this scenario you will be able to get assistance from a personal expert and pay a flat amount and make sure that the purchase is guaranteed for 24 hours, and avoid fees when you make a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, emphasize smooth experiences and easy access to friendly support teams, and transparent prices, among other things. To ensure that your money is in compliance with IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10to 100-ounce bar made of your favorite metal. Prices for valuable metals change frequently to reflect market changes and make it easy to anticipate the price you can expect.
Follow these steps to start with Lear Capital:
You can create a rare metals IRA account by filling in a simple online application that takes just 10 minutes.
You should hear back from the person who is responsible for the IRA within 24 hours about how to complete the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can purchase valuable metals and then let Lear Capital ship them to an area that is secure and where they will be fully insured.
Create and keep your IRA at no cost if you spend at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you receive free setup and holding services.
If you have invested more than $10,000 you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
One-on-one assistance from experts for gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals in person or through an IRA. Since 2003, the company has been in business and a lot of customers have praised the company. reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be sure that buying in rare metals from Birch Gold Group is a secure and secure process.
Birch Gold Group sells a wide range of silver, gold, palladium, and platinum products as well as other. You can purchase these metals on their own, or make use of them to deposit money into a precious metals IRA.
This company makes it simple for you to convert the retirement savings you have saved into an precious metals IRA. With the help of a trained Precious Metals Specialist you can follow these five steps:
Create your account and select which method you would like to fund it. With Birch Gold Group, you can move an IRA or transfer an existing 401(k) to fund your new self-directed IRA.
Select the most valuable metals to invest in for your account. The valuable Metals Specialist can help you determine which metals to invest in to gain the highest tax benefits.
You can purchase your precious metals. Your specialist will review your purchase and inform you that your purchase went through after they have completed the transaction.
Choose a way to store your items. Your Specialist will show you the different options for storing your belongings. Birch Gold Group stores its customers’ funds in a variety of locations including Delaware Depository and Brink’s Global Service.
Check the status of your IRA is performing. Contact your Specialist at any time to check on your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium products directly from the company. The company sells a wide range of gold and silver coins deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
Here are a few of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They provide IRAs and cash-payouts for silver and gold. The company also has a website with a lot of free information on investing in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your brand new IRA.
Make use of the money in your savings account to fund your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users create precious metals IRAs. This IRA company works with people from all fifty U.S. states. They have been in business for more than 30 years and have managed more than $25 billion.
When you purchase gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. All you have to do is transfer funds to the Augusta account and choose the gold and silver goods you want to buy. Augusta will deliver them to your doorstep, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the firm include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars, 10- up to 100-ounce silver bullion bar, and 90 silver bags that contain a minimum of 99.
The company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA you can look at a list of the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They offer silver, gold platinum, palladium, and. The company has an excellent evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools that can help you get started with these funds. On the Oxford Gold website, you can learn how to transfer funds to a precious metal IRA, how they function and what kinds are available and the reasons why they are great investments.
On the Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company offers a broad variety of gold and silver coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The company also sells a limited number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals companies by listening to its clients and providing them with the tools needed to make good financial choices. The company’s website has a complete learning center to aid buyers in the purchasing process.
This study area includes several tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A glossary of terms
When you join the Oxford Gold Group, you’ll also get direct access to one of the company’s Managing Partners. The person you talk to will be able to answer any questions you might have regarding how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This allows customers to understand the advantages and disadvantages of these investments and make better decisions.
In the end, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its an array of high-quality metals that have been approved by the IRS. It also offers helpful educational material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After just a few years in operation Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening an gold IRA account is a great decision, so you must select a gold investment firm that places the reviews of its clients and its accreditations for affiliates first. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can put bars and coins made of silver, gold platinum, palladium, and tin into your IRA. There are many kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS regulations the rare metals that are included in IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay between $80-$200 per year to store your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to begin with Noble Gold:
Complete the online form to receive an individualized advice or to create an IRA account for gold. You can talk to an in-house expert about your options during free sessions.
Talk to a Noble Gold expert to start the process of moving your gold IRA over to the new account. If you withdraw money from a retirement account and put into your gold IRA instead of rolling it over, you may be required to pay taxes on it. Consult a tax professional first.
Fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose your storage and allow Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are many types of precious metals to pick from.
Many sources gave it five stars.
Free access to the advice of experts
There are a lot of training tools that can help investors.
When you’re ready to sell, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for investors with experience in precious metals who are familiar with the market and wish to put a large portion of their wealth into an investment in gold IRA, since it gives savings for large investments, but doesn’t have a lot of tools to help investors who are new. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer with options for basic gold and silver, and good ways to get help.
The following accreditations, grades, and titles were given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB gave the BBB the A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates, and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by giving them helpful support lines, clear prices, and easy-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The price of gold changes in real time through the site, so you can easily see the risks, benefits, and costs associated with your purchase. You can select among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date as early as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, therefore it is best for buyers who have previously had this service. First year storage and upkeep costs $250, and each year thereafter costs $200. There may be a need to shell out more for instance, an amount to establish an account.
To begin your journey with Patriot Gold Group, you need to do the following:
Fill out the online account application to get started.
Contact a customer service worker to start your account restart or movement of funds.
You can purchase valuable metals and pick the way you want to keep them.
You can get free delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Account fees have been waived for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide choice of gold coins and bullion.
AdvantageGold is among the top companies for gold IRAs. They claim to be the top gold-producing company in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you If you enjoy doing things online and need easy access to good training tools.
You can apply for an account without talking to anyone The company will give you access to a large knowledge base, including tools, videos, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with an A+ grade.
Nearly 700 of their customers have rated Google five stars.
More than 1,400 people have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, fantastic assistance and clear pricing in all of your contacts with the company.
AdvantageGold lets you put gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage charges for IRA purchases range from $100 and $150. Investors also pay a $50 account set-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To begin using AdvantageGold To begin using AdvantageGold, you must follow these steps:
Fill out the form online and select the account manager you want. You can complete the first step on your own with AdvantageGold or contact the customer support team for personalized help.
Accept the rules and guidelines of the company, and then provide your financial records. You may need to show different papers about your IRA or taxes.
Choose the method you wish to put money into your account. A professional who has experience in rolling money into an gold IRA will assist you in doing this.
You can purchase valuable metals and choose a safe storage space for them. As the last step, you must sign the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out from the crowd:
When you’re ready for selling the property, the buy-back program simplifies the process.
A free guide to investing in gold with your IRA.
There are a variety of options to get involved in learning.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions on how to withdraw money
Customers on all sites give excellent feedback on gold IRAs.
What is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account that makes use of silver, gold or other precious metals instead of stocks and bonds.
To safeguard yourself from the effects of inflation and possible market crashes, you should have a diverse portfolio of investments. This is why a lot of people are now putting gold, silver, and other valuable metals in retirement accounts because they are relatively safe and dependable investment.
The companies listed on our list assist people in setting in place gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, transfer the money in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. They must be gold or coins that meet a set of “fineness” standards. These accounts can only hold the coins that are OK with the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it simple and painless to manage and fund these individual retirement accounts. Many businesses put customers in touch with account representatives who can assist them in the process.
But an agent of an account is not the same as a financial advisor. If you are considering adding a gold IRA to your retirement account to diversify it you should consult your financial advisor first to determine whether it is a good idea for you.