A precious metals IRA that is also called a gold-backed IRA, can help protect your investment from the volatility of markets and protect you from inflation. Additionally, precious metals like gold and silver are very different from standard assets like stocks and bonds which makes them a good option to diversify.
We reviewed the top gold IRA companies to determine the best precious metal IRA accounts offer the best value. We looked at each gold IRA company below based upon a range of things, such as the quality of the metals they offer, the fees they charge, the storage choices they provide and their customer service as well as their appearance.
Goldco is the most trusted and most reliable company overall for gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: Sales made by the company can receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that can help you save more for retirement. Goldco is a leader in the field of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will help you protect the assets in a variety of retirement accounts by moving them into a precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert at Goldco can help you understand how to move the money that is in the account to an precious metals IRA.
This company also sells silver and gold directly to its customers. You can also invest your retirement savings or money from other savings accounts in actual gold and silver.
If you are looking to open a precious metals IRA through Goldco, move or rollover the assets you have in your current savings account to the new IRA. Goldco makes it easy and easy for customers to accomplish this by guiding them through the following steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Purchase your precious metals: Select the precious metals that you want to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of various sizes can also be bought. They are as pure as.9999.
Goldco also has a program for buying back gold. If you experience a change in your circumstances and have to sell the precious metals that are in your account, Goldco will buy them back at the highest buy-back price, guaranteed.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a kit for free with information. The kit includes written spoken, spoken, and a visual information on investing in rare metals.
Overall, we think Goldco is among the best companies that provide gold IRAs.
One of the most trusted companies for buying in gold, silver as well as platinum, through an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is run by a family, and is headquartered in Los Angeles, CA. It has received numerous awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver if you want through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill out the papers.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you wish to place in your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, keep them with a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a wide range of gold and silver goods which can be purchased directly. For example, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
However, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always talk to a person about your investment and learn what they’re doing. You can call the number listed on the company’s website at any time to talk to an agent.
If you want to learn more about buying gold prior to taking the next step you can contact the firm for a free guide. This 25-page guide has useful details on how rare metals IRAs can help you take control of your money.
You can also find out about changes in the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide what to invest in.
American Hartford Gold is a reliable gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews and Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In this case you will be able to get assistance from a personal expert or pay a fixed fee and guarantee your purchase up to 24 hours and avoid fees when you make a large payment.
Here are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences, easy access to helpful assistance teams and transparent prices among other things. To ensure that your money is in compliance with IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10-to 100-ounce bar of your favorite metal. Prices for precious metals are always changing to reflect market trends and allow you to be aware of the price you can expect.
Follow these steps to get started by contacting Lear Capital:
You can open an rare metals IRA account by filling out an online form that takes just 10 minutes.
You should hear from the person in charge of the IRA within 24 hours regarding how to do the tax-free transfer. The money could take as long as five days to be moved.
You can buy valuable metals, and then let Lear Capital ship them to a safe place where they will be fully insured.
Create and keep your IRA for free if invest at least $25,000 to $50,000 for one year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account over $25,000, you receive free set-up and holding services.
When you invest more than $10,000, you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable cost
One-on-one help from pros in gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from every source
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, this firm has been operating and a lot of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be confident that buying in rare metals from this company is a secure and reliable process.
Birch Gold Group sells a wide range of silver, gold palladium, and platinum products, among others. You can purchase these precious metals by themselves or use them to deposit money into a precious metals IRA.
The company makes it simple for you to move your retirement savings into a precious metals IRA. With the help of a trained Precious Metals Specialist, you can take these five steps:
Set up your account and choose the method of funding it. With Birch Gold Group, you can move an IRA or roll over a 401(k) to fund your self-directed IRA.
Choose the valuable metals for your account. The valuable Metals Specialist can help you determine which metals you should invest in to reap the highest tax advantages.
You can purchase your precious metals. Your specialist will go over your order and let you know that the purchase was successful when they have confirmed it.
Choose a way to store your things. Your specialist will guide you through the different ways to store your belongings. Birch Gold Group stores its customers’ assets at various locations like Delaware Depository and Brink’s Global Service.
Find out what your IRA is performing. Contact your Specialist anytime to review your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium products directly from them. The company sells a wide variety of coins that are deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
These are just a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They provide IRAs and cash-payouts for silver and gold. The company also has a website with lots of information for free regarding investing in rare metals and establishing an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
Make use of the money in your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers create precious metals IRAs. This IRA company works with people across all 50 U.S. states. They have been in business since more than 30 years, and handled more than $25 billion.
After you buy silver and gold to save money, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in its Delaware vault which is a secure, private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. All you have to do is transfer money into the Augusta account and choose the silver and gold items you wish to purchase. Augusta will bring them right to your doorstep and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods made by the company include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar and 90% silver bags.
Some of the company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA, you can also check out the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that helps people set up gold IRAs. They sell silver, gold, platinum, and palladium. The company has a great review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools available to help you get started with these funds. On the Oxford Gold website, you can learn how to transfer money to a precious metal IRA and how they function and what kinds are available, and why they are great investments.
On the Oxford Gold website, you can purchase bars and coins made of silver, gold, platinum, and palladium. The company sells a vast variety of gold and silver coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The firm also sells a small number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be superior to other companies that deal in precious metals in its ability to listen to customers and giving them the tools needed to make informed financial decisions. On its website, the company has a full learning center to help with the buying process.
This study area has several tools that include:
Guide to investing in precious metals
Stories and news about buying gold
A listing of terms
When you join the Oxford Gold Group, you’ll also get direct access to one of the company’s Managing Partners. The person you talk to will be able to answer any questions you might have regarding how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This helps customers understand the advantages and disadvantages of these investment options and make better decisions.
In general, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its an array of high-quality metals that have been allowed by the IRS. It also provides helpful training materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After less than 10 years of operation Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening an IRA account is a great option, so it is important to choose a precious metals investment firm that places the opinions of its clients and its accreditations for affiliates in the first place. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can place bars and coins made of silver, gold platinum, palladium, and platinum in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce such as the Austrian Silver Philharmonic 1oz Coin. To meet IRS regulations, all rare metals IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anywhere from $80-$200 per year for storage of your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to get started using Noble Gold:
Complete the form online to receive an individualized advice or to open an IRA account for gold. You can speak with an expert from the company about your options during free sessions.
Talk to an Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you withdraw money from a retirement account and put into your gold IRA instead of rolling it over, you may be required to pay tax on it. Talk to a tax expert first.
Fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Select the storage you want and wait for Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are a variety of precious metals to pick from.
A number of sources gave it five stars.
Access to the advice of experts
There are many training tools to help investors.
If you’re ready to sell, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who are familiar with the market and wish to put a big chunk of their wealth into an investment in gold IRA, since it gives savings for large investments but doesn’t have many tools to help investors who are new. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that has options for basic gold and silver as well as the best ways to get assistance.
The following accreditations, grades, and titles have been granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB awarded the BBB an A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its customers by giving them helpful assistance lines, straightforward pricing, and simple-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The value of gold fluctuates in real-time on the website, which means you are able to easily evaluate the benefits, risks, and costs associated with your purchase. You can pick from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as early as 50 years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, which is why it is best for buyers who have done this before. The initial year of storage and upkeep costs $250 and each year thereafter costs $200. There may be a need to pay a little more for instance, a fee to set up an account.
To start with Patriot Gold Group, you must do the following:
Fill out the online application for a new account to get started.
Contact a customer service worker to get your account started or movement of funds.
You can purchase valuable metals and decide how you’d like to store them.
You can get no cost delivery to the safe locker.
Investors can obtain these essential items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
Account fees have been waived for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a good variety of gold coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They claim they are the top gold-producing company within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you if you like to do things online and need easy access to quality training tools.
It is possible to apply for an account without talking to anyone The company will give you access to a huge knowledge base, including videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with the A+ grade.
Nearly 700 of their customers have rated Google five stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on AdvantageGold’s reviews, you can expect great customer service, fantastic assistance and transparent prices in all your interactions with AdvantageGold.
AdvantageGold lets you put gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage fees for IRA purchases range from $100 to $150. Investors also have to pay a $50 account-setting-up fee and a variety of annual upkeep charges. AdvantageGold has no minimum payments which is a great thing.
To start using AdvantageGold, you need to do the following:
Fill out the online form and select the account manager you would like to work with. You can complete this initial step on your own using AdvantageGold, or you can call the customer service team for personalized assistance.
Accept the policies and rules that the business follows, then share your financial documents. You may need to provide different documents about your IRA or taxes.
Choose the method you wish to deposit money in your account. An expert in rolling money over into a gold IRA will help you do this.
You can purchase precious metals and choose a safe storage space for them. As the last step, you have to complete the declaration form.
AdvantageGold has the following characteristics which make it stand out:
When you’re ready to sell, the buy-back scheme makes it simple.
A free guide to investing in gold through your IRA.
There are a variety of options to get involved in learning.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Step-by-step directions regarding how to withdraw money
Customers on all sites give excellent review of gold IRAs.
What is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that makes use of silver, gold, or other valuable metals instead bonds.
To safeguard yourself from the effects of the risk of inflation and stock market crashes, it is important to should have a diverse portfolio of investments. Due to this, many people have started placing silver, gold and other precious metals in retirement accounts due to them being an extremely safe and reliable investment.
The companies on our list help people set the gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, move the funds in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. The items must be gold or coins that meet a set of “fineness” standards. These accounts can only hold coins that are approved by the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it simple and painless to set up and manage the individual retirement accounts. Many companies place customers in touch with account representatives who can assist them in the process.
But an agent of an account is not the same as an advisor to financial matters. If you are considering adding an gold IRA to your retirement account to make it more diverse you should consult your financial advisor first to find out if it makes sense for you.